Lezersvraag: Buitensporige bankkosten door Government Savings Bank

Hallo Henk,

Zelf heb ik geen rekening bij de GSB bank maar ik kan het volgende vinden betreft kosten betreffende de kosten van de internationale transfer.

The Bank of Thai People, More than Bank, the Bank for Society

Because we are the bank of Thai people for 108 years, GSB still develops the financial services to response the needs of Thai people in every way and ready to step forward to create Thailand as the society of sharing and helping each other, that brings the future with secure, wealthy, and sustainable happiness to people in the country. From now on, GSB is ready to step on creating the innovation of financial services that are valuable to meet of financial needs in every segment of customers to bring the highest satisfaction of the users, as well as working with the public sector, private sector and people sector to drive into Digital Economy and Thailand 4.0 for the 2nd century of GSB gracefully as the Bank of Thai People…. More than Bank, the Bank for Society.

Foreign Exchange Rates
Foreign Remittance Service

2.1 Inbound money transfer service 4 incoming international currency transfer services, including US dollar (USD), Euro (EUR), Pound Sterling (GBP), and Japanese Yen (JPY)

Foreign money transfer advice
(Advice on Foreign Remittance to Government Savings Bank, Thailand) Money can be transferred from abroad to the recipient’s account at a branch of the Government Savings Bank. Transfers can be made to every GSB branch in Thailand from banks around the world that provide international money transfer services. Be sure to notify the source bank not to convert the value into baht, but to transfer the money in any of the 4 currencies that the GSB accepts.

When making the principal transfer order please inform the foreign banks that they can deposit the foreign remittance into the beneficiary’s account at any GSB branch.

The ordering remitter please specify as follows:
Beneficiary Bank Name (receiving bank name): Government Savings Bank (Government Savings Bank) Bangkok, Thailand (Bangkok, Thailand)
Swift Code (GSB): GSBATHBK
Beneficiary’s Account No.: ………………………………….
Beneficiary’s Name: ……………………………….
Purpose of Transaction: ………………………………….
Branch Name : ………………………………….
Do not convertible

2.2 Outbound money transfer service
8 incoming international currency transfer services, including US dollar (USD), Euro (EUR), Pound Sterling (GBP), Danish Krone (DKK), Norwegian Krone (NOK), Swedish Krona (SEK), Australian Dollar (AUD), and Japanese Yen (JPY)

Foreign money transfer advice
(Advice on Foreign Remittance to Government Savings Bank, Thailand) Money can be transferred from abroad to the recipient’s account at a branch of the Government Savings Bank. Transfers can be made to every GSB branch in Thailand from banks around the world that provide international money transfer services. Be sure to notify the source bank not to convert the value into baht, but to transfer the money in any of the 8 currencies that the GSB accepts.

Fee

1. In the case of recipients in foreign countries, the beneficiary is charged fees of 400 baht per transaction.

2. In the case that the money transferor is the recipient of the fees charged by the foreign bank
Transfer in Australian Dollars (AUD), Danish Krone (DKK), Norwegian Krone (NOK), Swedish Krona (SEK), Singapore Dollars (SGD), Swiss Francs (CHF) or US Dollars (USD), to payees in the United States, a fee of 400 baht plus fees that the foreign banks will charge, another 750 baht, for a total of 1,150 baht per transaction.
In the case of transfers in Yen (JPY), the fee is 400 baht and plus the fee charged by the foreign bank for another 0.05 percent of the amount transferred per transaction, at a minimum of 1,600 baht, a total of 2,000 baht per transaction or more as actually charged.

3. In the case that the money transferor is the recipient of the fees charged by the foreign bank which the bank guarantees that the money is transferred to the bank of the receiver in full (Charge Our – Full Value Transfer).
Fee 400 baht plus fee that foreign banks charge another 1,100 baht, a total of 1,500 baht per transaction, only in US dollars (USD) when transferring funds to recipients outside the United States.
Fee 400 baht plus fee that foreign banks charge 1,300 baht for a total of 1,700 baht per transaction, only in euro (EUR) and sterling (GBP).

Note: The bank may charge additional fees if the foreign bank charges more than that which the bank collects from customers, in the case of being our Charge or – Full Value Transfer.

Je zegt zelf dat je vanuit Nederland je AOW en je bijkomend pensioen laat storten, dus dat zijn zeker al maandelijks 2 Internationale overschrijvingen. Ik zou je de raad willen geven om je contract met de bank eens na te lezen, de kosten van al de transaktie op te vragen als ook eens uit te vissen hoeveel kosten er zijn vanuit Nederland om je AOW en pensioen te verzenden. Dan pas ben je goed voorbereid voordat je morgen naar je bank gaat.

Hoop voor jou dat dit voor jou uitgeklaard wordt en wens je succes.