Is my Dutch health insurance sufficient if I live in Thailand, but still work in the Netherlands?
Even though we are moving to Thailand, I will continue to 'work' in the Netherlands: I have non-location-specific work and only need a laptop, an internet connection and professional knowledge. The BV I work for (and of which I am a co-shareholder) agrees with that AS situation.
I would like to know, if you wanted to go to Thailand for 8 months, could you just keep your health insurer here in the Netherlands? Or does the Netherlands not have a treaty with Thailand regarding medical care?
Question to general practitioner Maarten: Surgery in Thailand not reimbursed due to lack of referral
I have been hospitalized for a kidney stone operation, this operation is reimbursed by the Dutch health insurance. In this operation they placed a double J stent, but it had to be removed again after 1 month, so another operation. However, this was not reimbursed because a referral from a Dutch or specialist is missing.
A while ago I made an inventory of the Dutch health insurance policies that were accepted through the Certificate of Entry procedure. Since November 1, we have the Thailand Pass. I am now curious with which type of insurance statement a Thailand Pass is issued?
Statement of insurance stating amounts (readers' submission)
Eleven people responded to my call at the time to individually submit a request for mediation or complaint to the SKGZ. Today I submitted a request for mediation to the SKGZ with the text below.
Insurance for applying for the Thailand Pass?
According to my health insurer, there would be an agreement with the Thai embassy that the statements issued by the Dutch health insurers (in English) would be accepted for applying for the Thailand Pass.
Thailand question: How can I get my health insurance premium back?
I'm going back to the Netherlands soon for 3 weeks then I will have myself deregistered in the Netherlands. But then you are no longer insured for medical expenses because you live in a non-treaty country. I wanted to ask if anyone knows how to get the health insurance premium back? Because I don't think you have to wear these anymore, do you?
I've gotten some good responses to my question here in this blog which standard insurance statement have been recently accepted by the Thai embassy for a Certificate of Entry [CoE].
Thailand question: Due to corona longer in the Netherlands, do I have to report to the municipality?
I am asking this question for a friend. 'Victor' has lived in Thailand for thirty years and has been deregistered in NL. He is in his 70s and has an international health insurance policy from NL. Due to personal and family circumstances, he has to go to NL and will soon buy a ticket for 3 months. He can live in rooms with acquaintances at cost price.
I have been in Thailand for 5 months now and have a retirement visa, age 53 and live with my girlfriend in her house. My question is what happens if I stay here for more than 8 months? What I read is that you are being unsubscribed. And you are then no longer insured in the Netherlands. But if I go back to the Netherlands later, can I just inform the health insurer again and still insure myself for the period that I am in the Netherlands or not? And register again with the municipality where I live that I will be there again for a while.
Reader's Submission: Dispute with health insurers over amounts reported in Statement of Insurance
As you know, the problem with our Dutch health insurers, about their refusal to pay the amounts (THB 400.000/40.000 In-/Outpatient and USD 100.000 Covid), is still going on.
Reader question: Health insurer wants to cancel my insurance and demands an investigation from SVB
My experience with Social Insurance Bank in Roermond. I have had my basic health insurance in the Netherlands for 10 years now. I always stay there for a little over four months. But now my health insurer demands a research statement from the Social Insurance Bank. Otherwise they will cancel my health insurance.
There is a misunderstanding among many readers whether they are insured if they stay abroad for more than 8 months. It might be interesting to mention below.
Reader Submission: Need Glasses? First go to the ophthalmologist and claim with your health insurer
A tip for people who need glasses, live in Thailand and are insured with VGZ, with a Universal Complete policy.
CZ healthcare policy premium rises by 7,4% (€8,55 per month)
The premium for CZ's basic insurance (Zorg-op-Maatpolis) will increase by €8,55 per month, bringing it to €124,80. This is an increase of 7,4% compared to last year's premium. A premium based on the actual healthcare costs would be higher. But because of the use of € 97 million from the reserves, CZ can offer a premium that is € 2,75 per month below the cost price.
Reader Submission: Not all medical expenses in Thailand are reimbursed by health insurance
A few days ago, a request was made for experiences with Dutch health insurers in connection with reimbursements from Thai accounts. I was in a critical phase of talks with ZK at the time, but it has now been closed. Here's my experience.
I'm going on a trip and I'm taking back: yellow fever, malaria and hepatitis. Rather not, huh. Get vaccinated and make sure you leave those contagious diseases behind at the holiday destination. Which vaccinations you need differs per country and area. What is certain is that all vaccinations come with a price tag. Fortunately, there is supplementary health insurance, with which you are often (partially) reimbursed for vaccination costs.