Thailand has a maze of rules around health insurance for foreigners, with each visa type having its own requirements. The recent accident involving a Briton without a helmet, leaving him with huge bills, highlights the confusing reality for tourists and expats. Clarity about which insurance covers which situation is crucial – but often remains elusive and complex.

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Health care in Thailand is generally of very good quality. There are many qualified doctors, often trained abroad, and modern medical facilities available, especially in major cities such as Bangkok. Many hospitals offer, according to international standards, medical specialties such as surgery, cardiology and oncology.

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One of Lammert de Haan's clients in Thailand (tax specialist and specialist in international tax law and social insurance) can expect around € 2020 in 4.400 in incorrectly withheld income-related contributions to the Healthcare Insurance Act by AEGON and Nationale Nederlanden.

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There has been quite a bit of fuss on social media lately about Coris' insurance policy. We at AA Insurance also offer this policy so I think it would be good to clear up any misunderstandings.

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On Thailandblog, questions are regularly asked about the English-language insurance statement that shows that you are insured for medical expenses with coverage for Covid-19 of at least $ 100.000. You can request this from your own health insurer, but if you encounter problems, there is an alternative. 

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On December 17, an article about Non immigrant OA visa and health insurance was published, written by Matthieu Heijligenberg of AA Insurance Brokers. In the meantime, a 1 company has started stunting with a very cheap option.

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At AA Insurance (www.verzekereninthailand.nl) we have deliberately been a bit reticent in providing information on this subject. The law, which came into force on 1 November, has caused quite a bit of confusion. Not only with the foreigners living here, but also with the various immigration offices in Thailand.

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The Director General of the Health Service Support Department, Mr. Nattawuth Prasert-siripong revealed yesterday that the cabinet has approved a new rule requiring foreigners aged 50 and over who are long-term residents in Thailand to have health insurance.

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VGZ drops a strong stitch

By Hans Bosch
Posted in Expats and retirees, Health insurance
Tags: ,
December 4 2017

It is crazy for words that the many hundreds of insured persons with a Universal Complete Policy from Univé have not yet heard anything from VGZ about the state of affairs in 2018. Please note: in this case it is not only about Thailand, but about insured persons about the whole world. "It's very crowded. The account manager cannot yet say anything about the premium for next year”, is the pre-programmed answer from VGZ via the chat box on Facebook.

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You may remember from a number of postings in recent years that a number of blog readers use Univé's Universal Policy for health insurance. These people, including myself, were deregistered in the Netherlands and could no longer make use of the generally applicable Health Insurance Act. Univé then offered them the option of switching to this Universal Policy, also known as a foreign policy.

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The costs for Dutch health insurance abroad are skyrocketing. I give myself as an example, but from experience and correspondence I know that many thousands of Dutch people abroad face the same problems.

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Healthcare costs outside Europe will continue to be reimbursed in the basic health insurance package. A plan by Minister Edith Schippers of Health to scrap this from 2017 is now definitely off the table, as it turned out after yesterday's Council of Ministers.

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Zorgverzekeraars Nederland (ZN) is against the government's plans to abolish global health insurance coverage. Dutch people who will soon be traveling outside Europe will no longer be insured for medically necessary care through their basic insurance, unless they fall under one of the complicated exceptions.

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It was to be expected: the Healthcare Insurance Ombudsman does not burn his fingers at the appeal I have lodged against Univé's exorbitant 37 percent increase in the premium.

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It is a long (suffering) road to try to get the exceptional increase in monthly health insurance premiums for expats at Univé off the table. Without consultation or announcement, this 'non-profit insurer' has increased the premium by no less than 37 percent to 495 euros per month.

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For years I was satisfied with the health insurance at Univé. Registered in the Netherlands, this concerned the basic insurance with foreign cover.

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The editors received this message from our reader Ton Schnitfink. He points out to other expats/pensioners that there is a possibility to insure yourself against health costs at state hospitals in Thailand.

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Many Dutch people, who have decided to live in Thailand – for whatever reason – have encountered a problem in arranging health insurance.

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A frequently asked question is whether it is better to take out health insurance with a European or a Thai company. We can be brief about this: a European one!!

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Research by the Social Insurance Bank shows that many allegedly uninsured against health insurance were incorrectly registered. These persons, usually expats or emigrants, have still been deregistered as uninsured.

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Two out of three good, that seems like a good score. I have been deregistered in the Netherlands, albeit with a run-up and have now finally arranged my health insurance, with a few pitfalls and some threats.

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Hua Hin has always been a white spot in the eyes of Bangkok Hospital. With the opening of the new hospital on Petchkasem Road in the royal resort town, the white spot after April 6 has disappeared for good. Hua Hin will have a fully-fledged hospital, although some specialists will not be available all the time. Patients with complicated medical problems are quickly transported to the mother hospital in Bangkok. Dr. Michael Moreton, International Medical Coordinator of the…

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