'A nightmare for every traveler'

By Editorial
Posted in Column
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January 20 2019

Suppose you are many thousands of kilometers away from home in Thailand and you receive a message that a family member has been urgently admitted to hospital, in short, a nightmare for every traveler.

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PattayaOne reports that The Office of the Insurance Commission and 16 insurance companies have collaborated to create a special low-cost travel insurance policy to protect travelers against risks during the upcoming New Year Festival.  

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I want to travel around the world in the near future, with Thailand also being visited regularly for a few months.
Does anyone have experience with Allianz Global Assistance's Globetrotter Insurance?

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As a retired Dutchman, I live in Belgium and am affiliated with the Liberal Mutuality as far as Mutuality is concerned. I stay in Thailand for a large part of the year and I have taken out a continuous travel insurance for that. I just received a message from the Mutuality that given my status as a retired non-taxable person in Belgium, there is no need to be a member of the Mutuality. However, in order to be able to take out continuous travel insurance in Belgium, I had to prove that I was affiliated with a health insurance fund (as a Dutch citizen living in Belgium, I cannot take out continuous travel insurance in the Netherlands?).

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The last thing you want is to cancel your hard-earned vacation. Yet there are plenty of reasons why a holiday cannot go ahead. And these are almost always reasons that are annoying enough in themselves, such as illness, death of a family member or dismissal. To then also have to bear the costs of a holiday that will never be enjoyed is doubly sour.

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Summer holidays will soon start for many Dutch people. Because in previous years there were often reports that the Dutch go on holiday moderately to poorly prepared. The results of this survey show that we have learned from the lessons of the past and that in 2018 the Dutch are preparing quite well for their summer holidays.

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Thailand is the world's riskiest holiday destination for British tourists, according to a new report. This ranking is based on the number of insurance claims in 2017. The research was carried out by the British firm Endsleigh Insurance Services.

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If you are traveling to Thailand or elsewhere this summer and decide to look for some excitement and adventure, it would be a good idea to check their travel insurance first. Of every ten travel insurance policies, four do not cover the risks of dangerous sports at all, three only optionally with the winter sports cover and one only if the cover has been specifically requested.

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Expats and emigrants living in Thailand can take out Dutch short-term medical travel insurance with Allianz Global Assistance when they travel to Europe or elsewhere in the world.

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Bitten by a stray dog, stolen luggage, or hospitalization, not every holiday goes smoothly, so it's nice if you can call the emergency center of travel insurer Allianz Global Assistance 24 hours a day, seven days a week for help and advice.

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Insurers tracked down no less than 10.001 fraudsters last year, about 20 percent more than in 2015, when just over 8.000 insurance fraudsters were caught. The detected cases involved a total amount of more than 83 million euros. Twice as many cases of travel insurance fraud were detected in the first half of this year as in the same period last year. People between the ages of 25 and 35 in particular invent theft of belongings during the holidays.

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According to a source, the Ministry of Tourism and Sports is working on a proposal to require foreign tourists to provide proof of medical insurance in Thailand. Upon arrival in Thailand, such an insurance statement will be requested, which must be shown at the immigration counters as well as the passport.

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Do you live in Thailand and would you like to take out short-term travel insurance with cover for medical costs? You can do so at Reisverzekering-direct.nl. For Dutch people (and Belgians) in Thailand, the Travel Risk Insurance from Allianz Global Assistance is an excellent choice when you travel from Thailand to elsewhere.

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This week there was another fatality in an accident in Hua Hin. A speeding tuk-tuk hit the victim. For holidaymakers it cannot be stressed enough that they must first look to the RIGHT for oncoming traffic in Thailand. Another point is absolutely not to travel without insurance.

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My girlfriend has a Thai and a Dutch passport. We live 6 months here and 6 months there. When we go to Thailand she travels out with a Dutch passport and travels into Thailand with a Thai passport. We have been doing that for a number of years.

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People constantly hear or read stories about foreigners, expats and tourists who have insufficient means for treatment in a Thai hospital and who do not have (travel) insurance. Sometimes it seems that government hospitals provide free medical care and then you hear that the costs are indeed charged. The Phuket News went to investigate.

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If you go on holiday to Thailand, it is better to make sure that he or she also takes out a good travel insurance with cover for medical costs. Anyone who thinks that the costs of medical care in the 'Land of Smiles' are low will be disappointed.

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