Reader submission: Wouter Koolmees D66: AOW pensioners have sufficient purchasing power!
The NOS posted on Tuesday that Rutte III does not intend to raise the minimum wage. In 2019, the SP and 50Plus had pushed for such an increase, which was later joined by the PvdA. But it was mainly the FNV that said it wanted to make a case for a minimum wage of up to € 14 per hour.
The well-known D66 minister Koolmees says that official research has shown that the minimum wage rose more than the average wage between 2011 and 2018, and that the purchasing power of workers with a minimum wage increased during that period.
In the Netherlands, about 500.000 jobs in the Netherlands are paid at the level of the statutory minimum wage and, for example, social assistance and state pension are linked to it.
Koolmees therefore believes that minimum wage earners have sufficient purchasing power, and he also thinks that of people with state pension.
The day before yesterday, the NOS reported that, according to Statistics Netherlands (CBS), prices rose by an average of 2019 percent in 2,6, which is the highest inflation in 17 years. In particular, the VAT increase on foodstuffs that took effect last year has led to higher prices. Foods became on average 4 percent more expensive. The higher energy tax also played a role. Things also became cheaper, such as home care, but prices generally rose.
These price increases mean that nothing remains of the wage increases that some people received last year. Collectively agreed wages rose by an average of 2,5 percent last year, which is less than the price increase. The minimum wage is now indexed every six months, which on 1 January 1 led to a net increase in state pension of just over XNUMX%.
Koolmees pats himself on the back that he concluded a pension agreement in 2019 and that the first threat of pension cuts has been reversed. But it is far from certain that future pension cuts will be a thing of the past. Only a one-year deferment has been granted, and the extremely low and questionable pension actuarial interest rate will not be adjusted.
Many social sectors such as care, education and the police received substantial funding last year, and further negotiations are being held about more structural policy. The agriculture and construction sectors are also in full discussion and will no longer accept that they will be cut, even if this is due to climate and nitrogen problems. But how is it then that a sector such as that of the elderly in the Netherlands, more than 3 million people in number, who have built this country since World War II, allow them to hang on to the last mem? A mem that turns out to be dry!
If indeed Rutte III only has an eye for the working people, then it is high time that the non-working people made themselves heard. Meanwhile, I have informed the political parties in the first paragraph that I disapprove of not raising the minimum wage, and expect them to keep raising it on the political agenda. The latter was confirmed by them. If many other AOW recipients now also let us know how they stand on the matter, perhaps that agenda will one day be heeded.
Submitted by Ruud Korat
Apparently the state pensioners and minimum wage earners vote for the wrong political parties.
Rutte has been in power for a long time with his demolition policy.
Each country has its own BV
The loser calls it destruction and the one who wants a healthy company calls it a cost reduction.
The scary thing is that a majority that is a cost center does have a bigger voice.
Ultimately, that is muted again during the formation of coalitions and a difference between the Senate and the House of Representatives and see here the strange form of democracy.
The Netherlands and Thailand have more in common with safeguarding interests, but each in their own way.
I have never seen a company that wants to gift billions to another company.
And then another company that pays poorly. (Rutte who wanted to give billions to multinationals, who pay little or no tax in the Netherlands, because they have agreed such favorable tax rules with each other)
I call that the destruction of the prosperity of the inhabitants.
And let's face it, governing is about representing the interests of the people.
Multinationals do not appear in that picture, other than in negotiations in the interests of the people.
Unfortunately, the practice is often different due to the power and the purchased influence of the multinationals (read bribes, bribes, nice jobs after a new government has taken office).
And there's that killer again.
It's not just the oldies who have brought the country to a certain level. But even then, if someone with 50 years of work cannot manage to have savings in a country where enormous prosperity has been created, then such a person has missed many turns in life.
In that case, it is a bit strange to let the younger and working generations foot the bill for the lesser math prodigies.
A welfare state is nice, but it is an illusion to think that the Netherlands still is. Today it is a participatory state and it will become less and less until about 2050.
I rather think that we will go to the American and Thai side, so lower taxes and arrange more ourselves.
Something they should have done 30 years ago after the crisis of the 80s, but it was not in the interest of the old people of today.
The young people will have to wait another ten years until they finally form a majority, and in the meantime the political parties are placating these young people.
The story could also have been shorter.
Old folks, you've had your time, and if you fail to collect enough in the fall of a life, you'll have a bad winter ahead.
Nevertheless, you must defend your own interests while it lasts.
Johnny I'm furious with your thinking. I worked for 48 years and NEVER received benefits. I always had to pay the robbery tax, no in fact it was already stolen from my wages at the employer. In my young and healthy years I had to pay for everything that was weak, sick, nauseated and lazy. And now you come to tell me that I should have saved from my collective labor agreement wages? WHAT should I have lived on then? Your train of thought has sung to a new slavery. I wait for you.
At the time there was a choice and probably a PvdA in your case, but whether it was smart is another thing that I am accused of.
Don't make your problem my problem as your fellow sufferers would like to see in the context of shifting their own responsibilities.
I worked in agriculture for 20 years and no pension contributions were levied there yet. After that I started working for a multinational for 29 years. So I have a pension gap. Tried to close that through insurance in 1995, costs 180 guilders per month. But what should I have lived on then?
It is clear from your comment that selfishness is your religion.
I have experienced everything you say there! Of the 45 years of work (merchant shipping and road transport) I just worked 5 hours a day for the last 8! Always paid my pension contributions and social security costs properly and lived normally without saving! Can't say I'm having a bad time right now, so if it's different with you then you've done something wrong!
If you have been told for 40 years that your old age is secured and you are going to receive at least 70% of your salary as a fixed-value pension, then you don't have to worry.
But: what has changed in the social system of the government in those 40 workable years?
If you are from after 1950 and you have a younger partner, the AOW partner allowance will suddenly lapse from one day to the next. Abolition of the compensation for survivor's pension.
If you live abroad to be able to enjoy your old age to some extent, you will be cut even more, gone tax credit and no entitlement to any supplement scheme whatsoever and zero, zero deductions from the tax authorities.
What will 2020 yield net? AOW + € 6 and pension – € 10, so we lose a net € 4 and keep saying that purchasing power is increasing for everyone.
Keep it up Rutte,
You are entitled to a tax credit in Thailand.
Why should you be entitled to two tax credits?
The gigantic wealth is never reserved for the average firefighter, police officer, nurse and teachers to name just a few groups.
Do people have to deal with major financial setbacks due to certain medical expenses, which are not reimbursed, fire insurance, which afterwards does not reimburse the new value but the current value, a self-employed person who can no longer work due to severe epilepsy.
Raising 3 school-going children costs a fortune, especially if the tax authorities make a mistake in paying for childcare.
These groups mentioned have no “capital” to buy a large number of houses in A'dam and then act as slum lords and said groups have to wait a much longer time for a house!
A diseased society that Dr Rutte does nothing about.” After all, things are going well in the Netherlands”, he says pensively from his tower in The Hague
Practical cases, where even the summer is already raining!
You make a caricature of the Netherlands and a completely wrong one too.
https://economie.rabobank.com/publicaties/2018/februari/besteedbaar-inkomen-huishoudens-nederland-staat-vrijwel-stil/
An excellent story from Rabobank. Thanks for that
Remarkable in this story that income is eroded to the middle bracket for 40 years.
So finally a piece of advice in the said piece:
More attention to solutions from economists and policymakers is therefore highly desirable.
How about training and self-development and, for example, generating extra income through side jobs at home or elsewhere? As early as the 90s, the motto was education to get ahead and then you can look at your income and see that it is being eroded and complain about it, but you can also get ahead and, for example, move on to better paid positions through career development. I myself saw the mood hanging in the 80s with a secondary education and the modest salary that goes with it everywhere. As a result, I started working up in the evenings and weekends for 4 years in terms of training and successfully completed it, so that suddenly more opportunities and extra salary came my way.
As far as companies are concerned, there are additional opportunities, also in addition to normal employment, to earn extra income.
So everyone did not have to wait for the government or anyone else for these advice, but can roll up their sleeves themselves.
Dear Ger, you are missing the point of the story: of course you can improve your income situation through (further) training, start a business, make a career switch, and thus your later pension income. But isn't that separate from the fact that Koolmees thinks he doesn't have to raise the minimum wage, after all, after several political parties and movements called for this last year? Zoe also the reaction of @chris from 04h21. Isn't it strange that many believe that their injustice is being done because raising the minimum wage increases their state pension income? Not everyone around the 80's, sooner or later, had opportunities that you apparently did.
For a long time I worked as a volunteer at the food bank and had to conduct intake interviews with people in difficulties. I would like to point out that not everyone is allowed to save.
Apparently you are not familiar with that side of the Netherlands.
I am responding to the statement that old folks, have had enough time to save enough and failed in the fall of a life. (J.B.G.)
An "average" citizen should not get it into his head to enjoy a redundancy pay in addition to an income. Under pressure from society, it was reluctantly waived!
Nice story BG but there are also people who have never encountered a turn.
Johnny, only a limited number of people benefit from that enormous prosperity you speak of and certainly not those who worked the hardest for it. By the way, they thought they were saving for the winter of their lives by jointly paying premiums with their employers for a value-added pension, which has now turned out to be a hot air balloon that is slowly but surely deflating over the past 10 years. Your suggestion to arrange more yourself is indeed sensible, but it comes too late for the elderly of today, who in the past have let themselves be lulled to sleep by beautiful promises or were unable to save from their meager wages. Tax rates only increase, at least when your income is up to about 68.500 euros, above that the rate has fallen. The welfare state requires more and more money, but that is partly because a lot of money remains hanging on the bow. Exorbitant profits on pharmaceuticals, the many layers of management with high earners, an opaque and costly administrative system and the seemingly effortless way in which private healthcare companies can commit fraud are part of this. Your disrespectful opinion that old people have had their day, by the way, resembles that of most politicians, such as Wouter Koolmees.
The comment Oldies, you've had your time, is very minuscule. Shows an a-social attitude towards the older fellow man, But we are used to this kind of inappropriate comments from this writer. And then jubilant about American society, I can tell you that there is more poverty and misery there than in most other countries.
Comments like this make me read this blog less and less.
The old ones, I have always had to save for everything.
Putting money aside for later, I didn't buy my first house with a 100% loan and I learned from home that you have to make choices, that not everything is possible.
I have saved and my children will soon have tons thrown into their laps if I lay my head to rest and leave a house
I never hear anyone talk about that
Dear Johnny, I think you fit in very well with the Hague robber gang.
Do you realize that the elderly among us often had to work for the minimum? Do you sometimes think that everyone has a salary according to the Rutte standard? How were the minimum wages supposed to save from that little bit of wages that they received and still receive?
I think you're antagonizing everyone with that mindset.
In any case, make sure that you save enough with your huge salary, then they will not have to worry about you later and you can also pay a lot.
Johnny BG,
Apparently you also missed a turn. Possibly not a financial one, but an essential one. What a strange argument. The "oldies" have contributed to the state pension (you too?), but now that it's their turn, you think it could be a little less.
Incidentally, this article only concerns the AOW. You can bet that the "oldies" have other sources of income. But that's not what this piece is about.
Your state pension age will also come someday. And then you want to hear again.
Many of these oldies have worked from age 14 to age 65. Many young people now start working at a later age and have been given the opportunity to follow an education for longer. The starting salary is significantly higher than we used to be.
We are not complaining, but we do think that respect for this group is appropriate. As far as I am concerned, we will take action in 2020.
The rich are getting richer, so being social has become a dirty word. Think especially of yourself!
I also worked from my 14th year for a weekly wage of 14 guilders and 6 days a week. There was little or nothing to spare.
@Johnny BG. That is very short sighted.
People who have earned too little in their working life needed everything to make ends meet. Then there is no money to save.
Fortunately, I was able to save, but the interest has been barely above zero for a number of years. Last year inflation was 2,6%. So I had to hand in 2,6%. Also on my pension, because that is frozen.
Now I also pay tax on my hard-earned assets, while I have already paid income tax on those pennies.
Now I have to pay more taxes. See here the rate box of the tax authorities 2020
Box 1 rates (taxable income from work and home)
2020, younger than state pension age 2020, state pension age and older
First bracket 37.35% (2019: 36,65%) 19,45% (2019: 18,75%)
Second bracket 37.35% (2019: 38,10%) 19,45% (2019: 20,20%)
Third bracket 37.35% (2019: 38,10%) 37,35% (2019: 38,10%)
Fourth bracket 49.50% (2019: 51,75%) 49.50% (2019: 51,75%)
The lower incomes will pay more tax and the higher incomes will pay less.
Fortunately, my ticket to Thailand has already been paid for.
@, It seems that the older generation has not done well on all fronts
Dan, including Mr. Drees, those people who did their best in those years and where he was therefore also in favor of the much-needed AOW, and if I have to read all the messages, then a very large group of Dutch people did not do well at all .
All self-praising figures who have also thrown a word into the air in the Binnenhof, that they have all the wisdom to map out the correct lines that the Netherlands needs to “grow bigger” than Kalimero * (for those of us who still remember this) more sense.
Taking the green truus as an example, “””””mayor of Amsterdam” who therefore has a large group of fellow countrymen as one, yes what do you call that, but having a bigger voice than the Dutchman who has been living here for 1…….. years .
So folks, however you feel about it, after being in eoa(green in this) party for a while, you can get your word out for gospel.
It's sad that every bobo, who has ever been active in a political party anywhere, can become a mayor with the greatest of ease.
And forget about the not generous salaries that come with this.
LOUISE
Dear Johnny, what I see in Belgium is that your generation can only maintain their luxury life with the help of the parents, those old people you apparently have such a hard time with! Don't forget that those old people didn't own a mobile phone, tablet, PC or other luxury knick-knacks at the time, which you can't do without now. It is apparently because of all that luxury that your generation has become so arrogant!
Unfortunately this does not apply in my case and that is precisely why I am sure you have been fooled.
Picking tomatoes, garden maintenance and unloading containers at the port for 20 years….don't say that the office picks had it worse.
And yes, arrogance can be very good towards whiners who have never given up and see the system as leading and criticize it.
The minimum wage and also the AOW is certainly not a lot of money if one is solely dependent on it.
Nevertheless, the AOW in particular is one of the best social insurance policies that the Netherlands has compared to many other countries.
Irrespective of whether someone is unable or even unwilling to work, everyone is entitled to this social benefit when they reach a certain age.
A benefit that in the first place should not be financed by the government, but by working people in the Netherlands.
The sensitive chord seems to have been hit.
Yes, I also had to pay premiums and also that nonsense of an early retirement premium to be able to work for a jerk youth wage, or a self-paid subsidy for my job.
If I experience it, I will receive 50% AOW, but I will not cry about it. Taking responsibility for yourself is apparently very dirty and incomprehensible in the socialist old age world.
From the age of 13 - 16 I picked tomatoes at half past six in the morning while welfare recipients were smelling nicely in their nests and that forms quite an opinion, namely for lazy people I don't want to have to pay taxes.
Anyone who wants to can be trapped in their own life and collective wages, but then you don't have to be disgusted with my opinion.
For me the youth are the future and we should serve them but many think of their own money…so be it.
Get the impression that Johnny BG is completely unaware of the history of the AOW and Pensions. Most older people paid for a 100% AOW premium and that AOW was almost silently halved in the nineties. They also paid a large premium for their pension. In those same years, that pension money was also stolen by the same political gentlemen. They still have a debt of honor to the pension funds. Total 32 billion!!! This debt from the government to the pension funds has so far risen to around 80 billion. If Rutte just starts to pay off this debt, the elderly will keep their mouths shut.
Also see :https://www.youtube.com/watch?v=a-_UgQyFR7s
And see this story about the pension: https://www.youtube.com/watch?v=lyJh01CIsAY
So learn your lesson first before writing anything negative about this generation of BG.
Sincerely,
On
It is strange that the elderly have so much to complain about.
Many of them have stopped working earlier, early retirement, etc
We must realize that fewer and fewer people have to provide the income for more and more unemployed people. We cannot expect the working population to have less and less to support the growing group of unemployed people.
My parents-in-law only had state pension and lived in the Netherlands and I never heard them complain. They lived frugally and were content.
In the Netherlands there are also many arrangements for extra support with regard to rent, major expenses, etc.
The world is changing and we can't pretend that everything can stay the same.
In addition, for people who have gone to Thailand, the cost of living is lower than in the Netherlands.
Let's stop complaining and give the youth the future.
A few comments on Johnny BG's response, hoping that similar ones will remain absent: starting with the CBS, which says that the Netherlands consists of more than 60% (!) of people aged between 20 and 65 years old. More than 25% of the Dutch population is older than 40 years, but younger than 65 years. In other words: the group of “young people” is not that small, (using the term because we are also talking about “elderly people”.) Contrary to what Johnny BG states, this group is large in number, has formed a majority for years and, due to multiple intelligence not spawn by political parties. Johnny insults his contemporaries. It is true that these young people like to participate in the waves of discussion that the elderly generate in the pension debate.
The number of people in the Netherlands with a minimum wage job is not very large: over 500 thousand, only 6% of all employees. That makes the question of why this wage cannot be increased even more urgent. An answer to this question may lie in the fact that benefits are linked to the minimum wage. The fact that Great Tit is not inclined to people suffering from illness or disability in 2020 makes the actions of D66 and this cabinet poignant.
Johnny BG misses the point when he talks about the young paying the bill for the old. He calls them: the lesser math prodigies. That young people foot the bill is debatable: https://fd.nl/opinie/1330441/houdbaarheid-van-overheidsfinancien-is-geen-bestendige-maatstaf-voor-de-toekomst
Johnny also states that if after 50 years of work it is not possible to generate savings, turns have been missed. What does Johnny know about savings? These kinds of statements come from convenience and bias, as well as expressions such as: oldies, you've had your time, and: if it doesn't work out in the fall of a life, then a bad winter awaits. Heck, Johnny's just giving himself a warning here. That he does his best to get some nuance in his claims, as evidenced by his derogatory tenor in this one. In any case, kinnesinne is already his portion.
Because of my day-to-day activities, I speak to many “young people”, and I see around me how the well-to-do in the Netherlands take advantage, and people with less worry, or get caught and worked against by the government. It's not that I think that only the state pension should be pushed up, my submission is about raising the minimum wage in general. It is difficult for me to submit an entry that contains a full multifaceted treatise. But the fact is that whether or not to raise the minimum wage also has to do with themes such as purchasing power and income equality. Purchasing power has not increased substantially in recent years, and income inequality has not decreased. Great tit is once again not decisive.
Be that as it may: if you want to participate in a discussion about these kinds of matters like Johnny BG, you should inform yourself thoroughly and reason from a broader basis instead of just shouting.
There's no point in pitting yourself against the elderly. After all, one day you hope to be yourself, unless you hate it so much that you prevent it.
Due to the VAT increase from 6% to 9%, the minimums have fallen sharply.
After all, they spend the largest part of their discretionary income on food.
That is also the fallacy of inflation figures.
Personal inflation depends on your spending pattern and can even become negative if you spend your money on products that become cheaper.
For the minima, they spend the most money on the products that fall under the "low" VAT rate
So they have an inflation of the amount of the retailer's price increases plus the VAT increase.
And with each subsequent price increase by the retailer, the VAT will increase one and a half times as fast as before the VAT increase.
If the shopkeeper increased his own price by one euro, 6% VAT was added and the price increased by 1,06 euro.
Now that will be 1,09 Euro with every subsequent price increase.
Dear people, The pension agreement only concerns the reduction of the supplementary pension. So not important for about 600.000 elderly people with only state pension. After all, there is no supplementary pension. Inflation has also been higher than the increase for all years. So state pensioners have already been cut. I think we should start eating birds again. Regards Anthony
Moderator: Please don't offend
I believe that inflation is based on average. This is 2x the minimum wage. So modal is fully compensated. 100%. People with the minimum wage 50%. and state pensioners 35%. So the inflation correction for state pension dishes is 35% of 2,5%=0,875. In other words, your state pension decreases by 1.625% annually. It would be better for the government to start calculating with exact amounts. Regards Anthony
I am always amazed at the reactions, both positive and negative, to such a message. I have a nice pension since I was 57 and can get by just fine and do fun things every year.
Then I wonder, have I made good choices in the past and set aside enough and others have spent that on things that I don't think / didn't find important?
Be happy that there is a pension system in the Netherlands, I guess….
Dear John, of course I and many others are very happy with our Dutch pension system. Neighboring countries are jealous of it. France is still in turmoil today because they lack a generally supported system. And I also have a good pension, a lot of savings, a woman who still works (part-time), here a beautiful house free of mortgage, as well as a beautiful (rented) property in Korat. But that's not all the issue. What matters to me in my reader's submission is that the current cabinet believes it can decide without further explanation that the minimum wage does not have to be raised, and that since the many past better economic years after the crisis and the major cutbacks. That decision negatively affects people who have to make ends meet on a minimum wage, those who have to rely on benefits, and the elderly among us who receive state pension. And why? Because Koolmees reports that there is sufficient purchasing power.
And I fight that. It is understandable in that sense that the above discussion is mainly about the fact that people feel that they are being wronged, and it is also correct. Yesterday at Buitenhof Hoekstra reported by way of CDA promotion that the current cabinet is committed to the middle incomes. Fine. But he forgets the broad base.
In short: be satisfied, why not, but do remain critical, because you are not the only one!
The responses show that there are 2 camps, each responding from their own situation: the "haves" with a large pension and money behind them and the "have-nots" those who don't or have less. This is also the case with the non-retired/elderly and they are pampered with benefits and facilities that are widely abused. Companies are pampered with subsidies and tax facilities. Politicians (national and EU) are powerless and unwilling to do anything about this. Well .. and then the elderly are closing post because it is easy to get it from them individually and through pension pots. Sad but reality.
Johnny BG did quote something with his response. He is entitled to his own opinion and it is perpendicular to mine. I won't go into that, others have already done that and thanks for that. That piece from Rabobank was enlightening and says enough.
Mr. Koolmees neglects his task as a member of parliament and many before him. You tell me which people he is working for. Apparently not the majority of the Dutch. Acting very disappointingly or rather failing to act with regard to the pensioners and those who are still allowed to enjoy this. (The successful pension agreement , don't make me laugh). The fact that you are no longer even able to meet the financial requirements to remain in Thailand as a “retired person” from a small pension and an AOW, speaks volumes about the level of the currently applicable welfare-fixed AOW and small pension component. You should be ashamed of yourself for treating the elderly like this. D66 policy and VVD policy have become very wet in this area. Incidentally, parties that I have never voted for and never will, notwithstanding that many compatriots still do. Incomprehensible but true. However, other (former) political geniuses from other parties, over the years, have also failed to pay sufficient attention to a welfare-related pension and state pension. I've brought it up before, my father had an LBO level and I was 2 levels higher, but I only have 200 euros more net per month than he brought in in the past. So we've progressed that much. I also had the bad luck that my house sale (nest egg) in 2014, which should bring in almost 70.000 profit, ended up being a loss of 38.000 euros. Partly due to the national financial malaise and competitive home sales in my street at the time. Yes it can be against, but it was a hard blow. I have suppressed what the house had now yielded, but this just shows how things can turn out. Absurd those prices that now have to be paid for housing. The solution to the pension debacle is to tackle the actuarial interest rate and pay everything we have not had in arrears at once. Also increase the AOW benefit with overdue money. Politicians have an important task in preventing and not setting certain population groups against each other in the Netherlands. The every man for himself society and the young against the old. For years this has been partisan politics of yes you guessed it, the VVD and D66. So people adjust your voting behavior and show solidarity with each other. There is enough money, but it is spent on the wrong choices. Finally, I note that an important task of the government is to ensure that there are enough young people who work in the Netherlands. If necessary, get them from abroad, there are plenty of them without work. Of course, those who can and want to make a good contribution to our economy, because otherwise we would be even worse off.
Jacques is right.
The elderly have been treated like garbage for years.
Began January 1, 2013. increase of the first tax bracket now happened again.
Consequence when net euro 63 per month less workers were compensated law de Jager.
Furthermore, the elderly person's allowance was abolished and the Hillen law was repealed in 2019, no compensation for low or repayment mortgages.
The elderly have paid for the crisis, were deported from institutions sharp increases in the personal contribution resulting in the surrender of often hard-earned savings.
The benefit recipients and other disadvantaged groups also paid for the crisis, not the high-wage workers.
The always legend and cheating Rutte will take care of that.
Quote: “The fact that you are no longer able to meet the financial requirements to stay in Thailand as a “retired person” from a small pension and state pension speaks volumes.”
Would you be able to calculate that statement?
I see a gross amount of 1.255,87 Euro and a net amount of 943,26 Euro.
Something has to be done there with income support of 25.63 Euro and holiday pay of 72,04 Euro.
Added to that a small pension, in my opinion, should be more than enough to meet the financial requirements for Thailand.
If you live frugally, you can even save that amount.
I made my financial overview of the past year a few days ago, and I spent an average of about 800 Euros per month over last year.
That includes health insurance, 2 air conditioners and without spending every Baht three times for him.
If you left the Netherlands years earlier than your AOW date, the calculation obviously does not work, but then the statement is of course also incorrect, because then you will not have a full AOW.
Dear Ruud, you assume a maximum AOW amount, which many Dutch people do not reach. Neither do I, but I do have a good pension. Many also do not have a good pension. The average Dutch pension is about 800 euros per month. For the lucky ones who do get their hands on the maximum of the so-called welfare-fixed AOW, after deduction of costs, the amounts added together often do not exceed 1900 euros and you must now be able to demonstrate an amount of 1930 euros net in order to apply for the annual extension. to qualify. Of course, based on the income statement only. With money lying around in a Thai bank account, it becomes another matter. Many have accrued a lower pension and then certainly do not meet the current 65.000 baht income requirement. I cite this example to show that the little more than a dog tip that we are allowed to receive and which, according to Koolmees, is more than enough, makes no sense, because in a third world country like Thailand, where everything is so cheap, many with their Dutch income do not meet the requirement to be allowed to stay here for a long time. So the Thai view on our pensions is one that speaks volumes. Of course you can adjust the spending pattern and I do that too, I have no problem with that, because I've never been in the big money. That goes without saying, but in addition to an increase in pensions and state pensions that is badly needed in the Netherlands, in my opinion, the Thai government should make adjustments for their absurd income requirement. Easy to solve by linking that 65.000 baht to the exchange rate, where they have to use a base of 40.000 baht. Most of us can live on that, even if it's meager. The average Thai jumps a hole in the air for this amount.
Jacques,
Just grabbed my pocket Japanese. An amount of € 1.930 p/m at an exchange rate of TBH 33,50 does not provide a monthly income of TBH 65.000.
No one has ever been able to explain to me why a single farang must demonstrate a monthly income of TBH 65.000 and if he is married to a Thai, suddenly TBH 40.000 in monthly income is sufficient. After all, a household for 2 is still more expensive (power consumption and rent remain largely the same, but food, clothing, etc. is still more expensive for 2).
If you were to impose on the Thai Immigration to include the exchange rate in the calculation of the minimum monthly income, arbitrariness, free interpretation, etc. are lurking.
The Thai government/Central Bank should realize that the current strong Baht is doing more harm than good to the Thai economy.
I would like to see those ministers get by on social assistance, minimum wage or state pension. Won't happen to them with their nice salary with all kinds of allowances and allowances. I am now 8 euros net ahead. Can I hand it in again and more than that. Some purchasing power improvement????They something and then a little…….they make sure that they have enough left over themselves. Bunch of hypocrites
Yes that has been going on for years.
Take very good care of themselves.
Generous income also generous expense allowances / travel allowance for the Members of Parliament
Creative expense claim policy with little supervision, generous redundancy pay scheme.
Very long holidays after twenty years of full retirement
do they still work??
And get rid of the elderly
And just say a significant improvement in purchasing power.
We solicit BACKWARDS every year
Mr. Great Tit with his income of about € 150.000 has absolutely no idea what is going on in the country.
The pension agreement of which he is so proud is a piece of public swindling of the first order.
The fact that the actuarial interest rate will not be adjusted because the interest rate is so low is a non-argument.
A pension fund must obtain the maximum from the contributions for the participants and therefore calculates with the return and not with the market interest rate, which has been deliberately set negatively by the ECB to the detriment of the Dutch pension beneficiary.
Incidentally, it is demonstrable that pensioners have suffered a loss of purchasing power of 10 to 40% over the last 50 years.
It's nice Thaiblog and certainly interesting.
But people in Thailand and I too will retire soon
1 Why no more payroll tax credit.
Rutte does not wish people anything with his Multinational policy
Many people have worked hard. Me in a few months
For 47 years since I was 17. Only with hands and feet.
Everything revolves around the big earners like himself.
less burden on them for most normal people
even more. He is proud we have received 116,00 gross in the last few months
there. But he forgets to add that many are about 1% worse
this to compensate the already rich who often only have the minimum
pay. another disadvantage is that with all those wage increases. Groceries
don't get cheaper. I was shocked last week that many meats and other
things we need has gone up by about 10% on average. Can you count out
if you have to support a family of 4 or 5 people. Great to hear and well thought out
Government debt must be reduced as soon as possible. Keep interest rates low. And who should
pay? Yes people on benefits and the elderly. Can't be like everyone else
get about 100 116 Euros and this is actually not enough with all kinds of increases
that people with an Aow and small pension will lose out again. Also people who need care
to have. when does the screaming stop. because one thing is certain. We who are retiring or already
retired. saved enough. Pensions are just overflowing with money.
and who benefits more yes the banks with their insurance. They don't have to spend that much
pay. We and I still, I have to save for later for the youngsters. If money is worth more now
and we are dead, what good is it to us. If Pension is no longer possible in this way.
Is just one thing. get young people to stop saving for retirement. With current actuarial interest rate and Euro fall
is just this. you put, say, with your boss 350 euros per month. but as soon as you put in is value
already dropped by about 15%. Government needs to stop this nonsense. We and most of the elderly have to
Keep Europe up or they will fall over. But also the working ones. my burdens are over
Increased from 10% to over 33% in 37 years why? Why? if the economy collapses for a while, you come
sorry
I continue here.
if the economy collapses for a while, you will never recover. I envy England
because of our foreign policy. Letting everyone in will cost the EU its head.
Not that I have anything against anyone. But it just is. One will see that one day
England has left the EU. Pound and economy will rise sharply. The Pound was already seen rising
shooting with the announcement that it is now finally happening. There are still so many things true
disturb others and I. EU is good. But each separately with its own currency also others
stuff. Isn't it crazy. We criticized the Greeks for borrowing money. But people forget
that since about 4/5 years the Italians have been getting 20 billion a month to keep their economy above water
hold. Can someone tell me how much this is. 60month x 20billion.
Don't stop once. When do they start paying back? And then the Italians want
that we people who have saved for retirement should take a step back. For whom?????
I would like what is being suggested here in this Thaiblog to become bigger. only
Thaiblog is too small for this. Mind you I like Thaiblog.
But isn't there someone who can just put it somewhere in a much more widely read something like this
or start your own website. If one says Thaiblog in the Netherlands or anywhere in the world.
Except people who have already emigrated or are going to emigrate read Thailandblog. maybe a few
more. but then stop. We whether it is in the Netherlands or somewhere else in this world. We have to
unite so we can really make a fist!
You are right. Old age pensioners will not benefit. This also applies to workers who earn little and are at the top of their income.
People are talking about the VAT that has been increased, the energy tax. There is no mention of the rent increase, petrol price and healthcare premium that have been increased. And maybe the WOZ.
We may gain € 7 with the AOW, but we have already lost that to the health care premium. So we're going down quite a bit because of all these things. We hardly make ends meet, while I still have a reasonable pension.
This is a disaster for pensioners with a rented house and few earners.
Then it is also the case if you have more salary left over, so less wage tax is withheld, you can deduct less when filing the tax return for the following year. This is especially true for old age pensioners who own their own home.
Smart thinking.
Something really needs to be done, otherwise we will become a third world country.
As long as they have worked their pockets full for 50 years and paid pension money and then they want to shorten it, it is theft
Mr. Koolmees of D66 believes that the state pensioners have enough disposable income. In that context, I do have a few questions for Mr. Koolmees:
1. Do you think it is fair that the disposable income of large groups of Dutch people has hardly increased, if at all, since 1977 (roughly 50 years ago)?
2. Isn't it true that in these 50 years the workers have cut everything and anything to finance economic growth?
3. Have the benefits of this economic growth not disproportionately flowed to big companies, their shareholders, the banks, the rich and the government?
4. Have these better returns not led to investments that have actually destroyed jobs (look at the banking sector)?
5.Have the employees, with the knowledge of the trade unions and the social-democratic parties, not financed their own 'misery' in these 50 years?
6. Isn't it time to recognize that more economic growth does not lead to more jobs, but to fewer jobs and more environmental damage?
7.Shouldn't we change our economic thinking from “more and new” to “less and different”?
Dear Chris, you write something and a lot is correct. The fact is that big money rules, because we still have a cabinet in which the VVD plays an important role. Even great influence on D66 because Koolmees speaks like a VVd member on the pension and state pension level. But again look at those banks and other big companies who feel they are not making enough profit, with the excuse that shareholders may be dissatisfied and possibly adverse financial consequences for top management, just merge or lay off people, because those costs are too high. a lot of. Your point 7 can certainly play a factor in some areas but will not always hold true. Otherwise definitely. Innovation and the much-needed training is essential and deserves priority. Thinking green, there is a lot to be achieved and it is urgently needed with the climate problems.
Dear Jacques,
In the past 50 years, completely different, socialist or socialist parties have also been in power than the VVD. And they made it all happen.
Dear Chris,
If you want answers to these questions, I would forward those questions to the relevant party.
https://d66.nl/neem-contact-op/ and I'm very curious about the response.
Point 5 is an interesting one.
People stood by, watched and had great confidence in a reliable government that would be there 100% for the individual citizen then, the present and the unknown future.
Even in old children's rhymes you come across texts containing a truth like a cow, such as this song, which is now about 115 years old.
I saw two bears making sandwiches
oh it was a miracle!
It was a miracle of miracles
that those bears could grease.
Hi hi hi, ha ha ha
I stood there and I watched it.
Miracles will not exist until bears can make sandwiches.
And let's hope that this reaction will be approved by the fanatical members of the ANBO dept. Thailand, because otherwise there will be a generation gap about what can and cannot be thought and written without being directly addressed personally feels. Also known as a short fuse.
https://www.plusonline.nl/inzicht-werken-aan-jezelf/kort-lontje
Hello dear fellow sufferers………..
Isn't it great when I can observe how many pensioners are burdened by it........
I have been proud all my working life to “think” that in such a wonderfully run social country we can serve my life and be financially secure……….
WHAT A DISAPPOINTMENT !! And I am unable to do anything about this.
I 'm having such a hard time making ends meet . And I have yet to turn 72. It only takes SOMETHING to happen, then I will definitely get into the begging position.
I certainly can't have SHELTER anymore.
WHERE AND WHO IS MY POINT OF CONTACT !!!!
I wonder if I will get an answer..
Sawasdee
John