Today for the first time digitally submitted Proof of Life to the SVB. With the Digidentity App, a passport scan, NFC reader and a selfie everything is arranged quickly. Within a few minutes you will receive a confirmation if everything is correct. A user-friendly solution with which you can effortlessly keep your AOW administration in order. Good luck!

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AOW applications, which method works best?

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January 15 2025

In August 2025 it will finally happen: the AOW will then apply to me, DV and according to SVB.nl I have to apply for this 6 months in advance. Now there are six options listed, two of which do not apply to me, namely "by post" (takes a long time) and "pay a visit to".

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I know that the AOW is taxed in the Netherlands. Do I still have to declare the AOW here in Thailand? What are the approximate costs if an office in Pattaya, for example, does that for you, as I have read here for filling in the declaration?

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Transfer pension and state pension to Thailand

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December 19 2024

I live in Thailand. At the moment I receive my pension and AOW on the account of my Dutch bank. My question now is what is better/cheaper?

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I am investigating whether I can reclaim the tax paid in the Netherlands on my AOW, since I am liable for tax in Thailand. With a TIN number and all the necessary forms at hand, it seems feasible. But are there pitfalls or is this an impossible mission?

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Recently I received an unexpected visit from a traveling inspection team from the SVB, who examined my living situation to check whether I am entitled to the correct AOW benefit. During the conversation a striking question came up: "Have you ever been in a Thai prison?" This led to a special explanation that made me laugh out loud.

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A 73-year-old man from Twente, who lives in Thailand for most of the year, must repay part of his state pension. Despite his registration in Markelo and legal battle with the Social Insurance Bank (SVB), he was not recognized as a resident of the Netherlands. His marriage to a Thai woman also reduced his state pension, which led to a refund.

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In my situation, I receive state pension and pension, and I wonder whether getting married will affect my income, especially because my future spouse has no income. What are the possible consequences?

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Normally until you retire you must be in the Netherlands 4 months a year in order to build up your AOW pension at 2% per year and to maintain your health insurance. After retirement, according to the SVB, you are only allowed to go on holiday or stay outside Europe for 13 weeks. Is this correct?

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I have an AOW (via SVB), I have no pension. I have been in Thailand every year for many years and would like to settle there. I don't work there.

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The proposed increase in the state pension age to 70 is meeting resistance in the Netherlands. Research shows that working longer is necessary, but many employees already experience the current retirement age as too high. This raises questions about the feasibility and impact on both the labor market and the well-being of employees.

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More and more people in the Netherlands receive an incomplete state pension. People who have come to the Netherlands at a later age or who have (temporarily) lived or worked abroad are usually not entitled to a full basic pension from the government.

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Thailand's Interior Ministry recently made changes to pension payments for the elderly, sparking significant criticism and political debate. Several political parties and civil society networks have expressed concern, especially about the potential impact on the most vulnerable elderly. While the government argues that these adjustments are necessary given the growing elderly population, critics fear that millions could lose their pension rights.

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The outgoing Prayuth government has changed the existing “aow” scheme into a kind of social assistance benefit. The new regulation came into force last weekend after its publication in the Royal Gazette.

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My wife will soon be 67 and will receive her first state pension, I am years younger and enjoy a scheme from my work. My wife is tired of traveling and wants to deregister from NL, and then only come to NL for vacation, max. 1 month. I myself will continue to live in NL and continue the 8/4 months, because I have a medical history that cannot be insured.

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Immigrate to Thailand? For many people it remains a dream, but many dare to take the step. The final decision is not an easy one, writes Gringo. He emigrated a few years ago and has not regretted it for a day.

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The court in Zeeland-West-Brabant has decided that the Netherlands may levy tax on the state pension of someone who lives in Thailand. But the war pension is not included in the additional tax assessment due to a successful appeal to the principle of confidence.

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Thailand question: AOW starts, how to act?

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February 15 2023

My AOW will start in mid-September of this year. Does the state pension have to be submitted directly to the local pension institution SSO Pattaya region, or will I first receive a message from the SVB on the basis of which I must then go to the SSO?

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Less AOW in Thailand?

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28 September 2022

Following on from the topic about the upcoming increase in the AOW, who knows why I receive less AOW than my twin brother (Euro 1209,52 against Euro 1261,52)? All conceivable circumstances are exactly the same, only I live in Thailand and he in the Netherlands.

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Good news from the Netherlands: minimum wage, and therefore also state pension, will be increased by 10% from January due to increased living costs and high energy bills. My question: does this also apply to foreigners living in Thailand? Where the higher cost of living is not nearly as dramatic as in the Netherlands?

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Have your AOW deposited directly into a Thai bank?

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28 August 2022

Is it wise to have the income from the AOW deposited directly into a Thai bank? Does anyone have experience with this?

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A question about the AOW upon emigration to Thailand

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May 24, 2022

I will have to decide in due course whether I will live full-time in Thailand or remain registered in the Netherlands. There have already been several AOW articles for "advanced persons" here, but it is not clear to me how much AOW someone who lives in Thailand and has been deregistered in the Netherlands receives net.

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