Welcome to Thailandblog.nl
With 275.000 visits per month, Thailandblog is the largest Thailand community in the Netherlands and Belgium.
Sign up for our free e-mail newsletter and stay informed!
Newsletter
Language setting
Rate Thai Baht
Sponsor
Latest comments
- Rudolf: Quote Khoen: You can no longer use payroll tax credits, but you also no longer pay social security contributions, no contributions
- Henk: Walter, your son should just talk to diving gym owners and ask if there is a job available
- Henk: You are wrong twice: a yellow house book is not a property document but only proof that you are registered at a certain address.
- Eric Kuypers: George, that reduction of almost 100 euros per month, what does that mean in return? I can't imagine that there's nothing in return
- Geert: I always use Google Translate. It is still the most accurate. Keep in mind that Google Translate everything first
- lung addie: Dear Peter, I am a radio amateur and have a license in Thailand. My assigned callsign is HS0ZJF. I am very active
- Eric Kuypers: Khoen, is that so, your last sentence? Anyway, read it here: https://www.siam-legal.com/realestate/Usufructs.php I see usufr
- Ger Korat: You can fill your entire house with your partner's belongings, as long as you are not married and both have their own homes.
- Ger Korat: The last thing Koen writes is not correct: if you are married and do not live together, you will still receive 50% of the minimum wage as A
- George: ABP will be the only pension fund to reduce the pension. In my case with a small amount less than 100 euros per month. Take c
- Khoen: Thai law provides that foreigners are not allowed to work. Certainly not if it is a “forbidden” profession such as
- Arno: Actually strange, a Dutch person may pay for the house, but could not have a house in his/her name, so he has a yellow house bo
- Arno: No idea how Scholl is in terms of quality, I have already bought Bata sandals a few times in Thailand, Bata, a very well-known brand
- Khoen: The problem is that Hans is not a partner within the meaning of Thai law, just a friend. He doesn't inherit. Well, the family. Without l
- Khoen: French, getting married in front of the Buddha only has a ceremonial meaning and there is no law in Thailand and certainly not in the Netherlands
Sponsor
Bangkok again
Menu
DOSSIERS
Learning objectives and topics
- Background
- Activities
- Advertorial
- Diary
- Tax question
- Belgium question
- Sights
- Bizarre
- Buddhism
- Book reviews
- Column
- Corona crisis
- The Culture
- Diary
- Dating
- The week of
- Dossier
- To dive
- Economy
- A day in the life of…..
- Islands
- Food and drink
- Events and festivals
- Balloon Festival
- Bo Sang Umbrella Festival
- Buffalo races
- Chiang Mai Flower Festival
- Chinese New Year
- Full Moon Party
- Christmas
- Lotus Festival – Rub Bua
- Loy Krathong
- Naga Fireball Festival
- New Years Eve celebration
- Phi ta khon
- Phuket Vegetarian Festival
- Rocket festival – Bun Bang Fai
- Songkran – Thai New Year
- Fireworks Festival Pattaya
- Expats and retirees
- state pension
- Car insurance
- Banking
- Tax in the Netherlands
- Thailand tax
- Belgian Embassy
- Belgian tax authorities
- Proof of life
- DigiD
- emigrate
- To rent a house
- Buy a house
- In memoriam
- Income statement
- King's day
- Cost of living
- Dutch embassy
- Dutch government
- Dutch Association
- News
- Passing away
- Passport
- Retirement
- Drivers license
- Distributions
- Elections
- Insurance in general
- Visa
- work
- Hospital
- Health insurance
- Flora and fauna
- Photo of the week
- Gadgets
- Money and finance
- History
- Health
- Charities
- Hotels
- Looking at houses
- Isaan
- Khan Peter
- Koh Mook
- King Bhumibol
- Living in Thailand
- Reader Submission
- Reader call
- Reader tips
- Reader question
- Society
- marketplace
- Medical tourism
- Environment
- Nightlife
- News from the Netherlands and Belgium
- News from Thailand
- Entrepreneurs and companies
- Education
- Research
- Discover Thailand
- Opinions
- Remarkable
- Calls
- Floods 2011
- Floods 2012
- Floods 2013
- Floods 2014
- Winter prices
- Politics
- Poll
- Travel stories
- Travel
- Organizations
- Shopping
- Social media
- Spa & wellness
- Sport
- Cities
- Position of the week
- The beach
- Language
- For sale
- TEV procedure
- Thailand in general
- Thailand with children
- thai tips
- Thai massage
- Tourism
- Going out
- Currency – Thai Baht
- From the editors
- Real estate law; and
- Traffic and transport
- Visa Short Stay
- Long stay visa
- Visa question
- Flight tickets
- Question of the week
- Weather and climate
Sponsor
Disclaimer translations
Thailandblog uses machine translations in multiple languages. Use of translated information is at your own risk. We are not responsible for errors in translations.
Read our full here disclaimer.
Royalty
© Copyright Thailandblog 2024. All rights reserved. Unless stated otherwise, all rights to information (text, image, sound, video, etc.) that you find on this site rest with Thailandblog.nl and its authors (bloggers).
Whole or partial takeover, placement on other sites, reproduction in any other way and/or commercial use of this information is not permitted, unless express written permission has been granted by Thailandblog.
Linking and referring to the pages on this website is permitted.
Home » Reader question » Reader question: Health insurance for my Thai girlfriend?
Reader question: Health insurance for my Thai girlfriend?
Dear readers,
I would like to take out health insurance for my Thai girlfriend so that she can go to the doctor more easily if necessary. I notice that she is hesitant to see a doctor because of possible costs.
We asked Bangkok Bank about such an insurance, but it has a term of 20 years. I'm looking for an insurance that you can take out per year, just like in NL.
Does anyone have experience with that? What are normal premium amounts? At the Bangkok Bank it starts with 8 years, 80.000 baht per year. And then 12 years 10.000 baht per year. At the end of those 20 years you would receive an amount back.
Regards,
Ferdinand
I also took out insurance for my girlfriend. I use 'Thailife' insurance for this. The premium naturally depends on the age and the amount of cover. I pay, she is 50+ and -55y, 40.000THB/y and is renewable annually. Yes, you can find it on the internet.
My Thai wife worked until a few years ago and is now 51 years old and continues to pay the state health insurance social security so that she is nursed for free at the state hospital costing 7000 baht per year.
Given the level of the premium you mention – and that you will get an amount back after 20 years – the Bangkok Bank offer is a combination of life insurance and health insurance. At Thai Life, as Lung Addie points out, you can also simply take out health insurance.
For Thais, Social Security is fine. This is compulsory for all employees, but people without an employer can also take out voluntary insurance. Costs are I think Baht 435 per month.
See further http://www.sso.go.th
To Petervz. You say “see further” and then you give the website of the Thai Social security office.
Perhaps you can provide a link that will allow you to find this information directly. The website itself is just the first step. Then you have to search the website to find the information.
Thanks everyone for the input, I'll follow your lines and compare the information.
I also had the idea that the Bangkok Bank was a combination with life insurance, because they talk about 200.000 ThB return after 20 years.
Groet
Ferdinand
Simply insure medical expenses with BUPA. Have different packages.
Dear,
Your Thai girlfriend is insured in a Thai government hospital for 30 baht and medication has to be paid separately.
Why would you pay more?
Greetings and happy new year.
Gino.
Various banks have agreed on a cooperation deal with companies such as Muang Thai life and these are all life insurance policies based on the same as you see with Thai life insurance. You can also use these insurances for medical expenses, but are usually limited in maximum payout. Yet this form is preferred by many Thai people because they build something that they ultimately pay for themselves. You can also take out (life) insurance directly from those companies. The advantage is that you have a fixed point of contact from the start and you do not have that at a bank. The costs hardly differ. You already have reasonable insurance for about 2 to 3 thousand baht per month, although in many cases you have to pay for a year in advance, or sometimes you have the option to do this quarterly. My preference would be for a “real” health insurance, for example with Pacific Cross. For the same amounts you have much higher coverage and they are also more extensive. Here too, you pay the premium annually in advance, but in the meantime and afterwards, certain reimbursements are not made that you find with Life Insurance. So it just depends on what you prefer.
A bit of a strange question, unless Thai girlfriend wants to make more luxurious and comfortable doctor visits, and ditto prefers hospitalizations. Every Thai simply has access to Thailand's own health insurance system, read: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5104696/ and see also: https://www.social-protection.org/gimi/gess/RessourcePDF.action?ressource.ressourceId=54059
In addition, Thais have their own separate “health fund” through the government and companies, from which partners and family can also benefit.
And then there are many other options for Thai to take out (extra) insurance. Guaranteed that she knows about this, it can hardly be otherwise!