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Home » Reader question » Reader question: How can I participate in the Thai health insurance fund in Udon Thani?
Reader question: How can I participate in the Thai health insurance fund in Udon Thani?
Dear readers,
My name is Steve and I have been living in the Udon Thani area for 1,5 years.
Could someone explain to me how to join the state health fund in Udon Thani?
And my next question is, do Dutch people live near Udon Thani?
Yours faithfully,
Steve
Hello Steve,
It is not possible to participate in the state health insurance fund.
Last year there was a registration, but then it was turned back and was not intended for foreigners.
Many Dutch people live in and around Udon. (So leave the house after 1,5 years, I say) Just kidding
Unfortunately, we no longer have a real Dutch bar in the center.
If you want to meet Dutch people, put your question on Udonmap or Thailandforum, for example.
Furthermore, presenting yourself neatly and indicating what your hobbies are also helps to find people.
Personally, I don't care where people come from.
Have contact with different nationalities but don't knock on anyone's door.
That has stopped for us because it was only intended for Thais and frontier workers. 'White noses' have made use of it, can and are allowed to use it, but the government has put a stop to this. Now there will be quite a few who have kept a registration, after all, this is Thailand, but whether you can assert rights? .
But why don't you ask at the state hospital of Udon? It is located near the Nong Prajak Public Park on the thanon Pho Niyom.
This blog contains an advertiser who offers health insurance policies in Thailand. Dutch people.
Yes, Dutch people live in and around Udon. Search this blog and the forums. Maybe they have a fixed meeting point somewhere.
I have been going to the state hospital in my hometown for years and just pay the bill afterwards.
Well… if you can speak of a bill, because these are ridiculous amounts that are hardly worth mentioning. Of course it would feel better to be fully insured, but if you calculate what I have saved in insurance money, and the need arises, I will most likely lose just as much. Personally, I am okay with just paying, it equates to the going cost of living. We don't have it that bad with a European income!
A good example of Ostaden! I also didn't want to insure myself because:
my house will never burn down, never have water damage. Those few shitty things like TV, fridge, washing machine, furniture etc, I just buy new, don't cost a turd here. I will never cause an accident so why WA? If someone becomes disabled because of me, I just pay for it anyway, with a few hundred thousand baht you can arrange it. Never get into an accident, that never happens in Thailand. Legal counsel? Why? as Farang you are always right in Thailand. My body consists only of things that can never break, so why insure for health costs? And if you get something serious, let the bill be a million baht. Calculate how much you saved by not having insurance. You can't pay the hospital bill, can't buy new furniture, can't pay for the damage? No problem! You just go to the Thai social services or the Dutch embassy and they will arrange it for you.
I think that's the nature of insurance. As long as nothing is wrong, it is a lot of money every month. Until it is really necessary and then the suffering is in burden! All those insurances cost me 300 euros a month. A lot of money, but a very reassuring feeling and I hope never to need them.
Hey Ko, There is no affordable health insurance for me anyway! I will be 68 in September. For fire and water damage, theft and more, I am looking for reliable companies. Does anyone have tips for us? I live in a rented house for the time being and have not taken out insurance yet….. Of course I don't want to stay in that situation!
Thanks in advance for the necessary tips!
In the meantime, best regards,
Jan
We recently moved to Sawang Daen Din….. 83 km from Udon Thani
Moderator: Just a response to the reader's question please.
Moderator: please don't chat.
Hello Steve'
I myself have been living 7 kilometers from the city of Udon Thani, ( Sam Phrao ) for almost 4 years now and have had health insurance with two Dutch people in Hua Hin / Matthieu and Andre for years.
Which I am extremely satisfied with, many other Dutch people from Udon are also insured.
The best thing is to email me for more info'
Sincerely, Peter
[email protected]
Hello all,
Would like to report here that if you live in Thailand and are married to a Thai woman who practices her profession at a government institution, all family members can use the state hospital. So also the farlang. As far as I know this applies throughout Thailand.
Mvgr. Henk ubon ratchantani.
Does harry's bar still exist?
Was a Groninger in as manager I believe. NL's will also come then.
You can just take out expat insurance, I thought
Henk, the state hospital can be visited by everyone. You register and you receive a customer card and access to the care, of course for a fee. But the question was whether white noses like us can participate in the state health care, the national health care. And that is no longer possible (although someone will be lucky here and there….).
I have been going to Nongkhai State Hospital for years, simply because it is the best equipped hospital in the province. But for complicated things like an artificial hip/knee you have to go to Khon Kaen and for angioplasty, I think, to AEK Udon or Khon Kaen.
As a foreigner, you can also receive help in university hospitals, such as Srinakarin in Khon Kaen. but in this region only on referral from an ordinary state hospital. By the way, the price for an artificial hip in Khon Kaen Srinakarin is 2 tons baht and in Khon Kaen Rama also 2 tons baht (unless in case of complications), so the state is not really cheaper.
In the metropolis it will be different…..
Exactly right! Even if you have to pay, the care is good (for not too complex matters) and affordable in any larger (= at least provincial) hospital. For complex cases, regional hospitals are recommended, such as the Srinakarin Regional Hospital in Khon Kaen, also connected to the major university there (and city within a city). At the very least, go there for a second opinion.
For the most sophisticated/complex treatments you could (also) go to Siriraj Hospital, Ramathibodi Hospital and Chulalongkorn Hospital in Bangkok, but there are very long waiting times and you often have to come back for tests that are done the same day in other hospitals. Bangkok also has the necessary 'specialised' state hospitals.
Thailand spends a relatively large amount of money on health care. Virtually every state hospital has a major building program to upgrade its facilities. All regional hospitals now have a separate building for heart surgery and similar complex microsurgery. And of course an MRI scanner (these are used at least 12 hours a day).
The prices in government hospitals are 1/3-1/4 of what you pay in private hospitals. As a rule, the price difference is smaller in the provinces, because there are fewer wealthy people there. Request a quote, if possible.