Dear readers,

I have been staying in Thailand since March 2, 2020. My travel accident insurance with VAB via KBC expires on March 1, 2021. I will stay in Thailand until May 31, 2021. It is impossible to extend with VAB via KBC. I have to be in Belgium for that. Taking out insurance in Thailand with SCB costs more than 130.000 baht. My date of birth is 10/12/1948. So 72 years…. Other banks refuse because of my age (70 plus…).

Who can tell me where I can take out travel accident insurance in Belgium, knowing that I am already staying in Thailand?

Sincere thanks for your help!

Groet

Willy (BE)

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19 responses to “Reader question: My travel accident insurance with VAB via KBC is about to expire”

  1. Cornelis says up

    If you really only care about accident insurance, 130.000 baht is of course a ridiculous amount. Later today I will ask my (Thai) partner, who works here for one of the largest insurers, what that really should cost in your situation. A fraction of that amount, I suspect, for accident insurance…..

    • Willy Becu says up

      Thank you Cornelis, I look forward to the answer from your Thai partner!

    • Cornelis says up

      Around 6500 baht per year and for that you will receive a maximum of 80.000 baht hospital costs reimbursed per accident - number not limited. A payment of 1 million baht in case of accidental death.

      • Cornelis says up

        Amounts are of course adjustable.

      • Willy Becu says up

        Danke, which company or organization, Cornelis?

  2. The laender says up

    You can still take out travel insurance directly with VAB, which will cost you just over 500 euros for a year, you do not need KBC for that

    • Cornelis says up

      In NL I pay less than 60 euros per year for a comprehensive travel insurance….

    • Willy Becu says up

      OK, thanks, but 500 € is not less…

  3. Jan S. says up

    The word says it all it is travel accident insurance. The maximum period of your trip is 365 consecutive days. So you really have to be back in Belgium to close again.
    I myself took the risk for the extra months and nothing happened.

    • Geert Simons says up

      Travel accident insurance is limited in time and means that you cannot stay permanently in the same place and you must also be domiciled in Belgium.
      Regards,
      Geert

  4. Willem says up

    What coverage is it? Is it really just about accident insurance? What is really important to you?
    And what is the risk if you don't have insurance?

  5. Sjoerd says up

    Given the price of 130.000 baht, I suspect the bank thought you wanted health insurance. Travel and accident insurance usually costs no more than a few tenners per month.
    Try https://www.aainsure.net/, they can certainly help you further
    .

  6. Jm says up

    I also have travel accident insurance with KBC through an insurance agent.
    Worldwide insured 16,65 euros per month for 2 persons at home and abroad.

  7. Antonius says up

    Dear Willie,

    At that moment you have been away from Belgium for more than eight months. Despite your nationality, it may very well be that the travel insurance no longer pays in the event of damage.
    At least that's how it is arranged in the Netherlands. You must be registered in the BRP and actually live there for more than 4 months. In all other cases you have to look for an insurer for expats.
    I have an expat continuous travel insurance with Oom insurance costs about 25 euros / month.
    Use it to your advantage.
    Good luck,
    Antonius

  8. Labyrinth says up

    You can inquire with Qover Long Trip Travel Insurance and for me as a 63 year old it costs me 255 €.
    There is accident and repatriation included but no Covid cover.

    You can join without living in Belgium, have been using it for 5 years.

    Qover makes it a point of honor to provide its customers with a pleasant experience while demonstrating professionalism and transparency.
    That is why we encourage our customers to contact us at any time with questions or comments via the channel they deem most appropriate. [email protected] telephone: 02 588 97 16 by post: Rue de la Commerce, 31 – 1000 Brussels – Belgiumvia
    Website: travel.qoverme.com
    For any emergency during your trip (24h/24, 7d/7), please contact Allianz Assistance on: +32 2 773 62 08. All communication with you will be in French, Dutch or English, as chosen by you. All our documents are available in French, Dutch or English.

    Under the umbrella of Allianz and Lloyds Register and cover up to 3.000.000 €.

    • philippe says up

      To join, a Belgian domicile is necessary, this is clearly stated in their general terms and conditions

  9. rudi colla says up

    You can also close online. I did a year ago. Go to vab. be.

    • Willy Becu says up

      Impossible. I have to be in Belgium for that…
      Thanks anyway!

  10. Willy Becu says up

    Thanks to everyone for your responses!


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