Maybe you plan to bring your Thai girlfriend to the Netherlands. Your girlfriend must apply for a visa for this.
Foreigners outside the Schengen area who come to visit the Netherlands must be able to present a tourist visa.
Visa Short Stay
A visa for a maximum of three months is called a Short Stay Visa (VKV) and is a type C visa. With a VKV you may stay in the Netherlands for a maximum of 90 days. A Short Stay Visa is also popularly referred to as a Schengen visa or tourist visa.
When applying for a visa, a number of things are tested. The purpose of travel is also assessed for certain risks, including the risk of illegal residence. Depending on the purpose of the trip, certain supporting documents will be requested, such as:
- financial resources to cover the travel– and accommodation costs;
- hotel reservation, a business invitation or, for private persons, a legalized proof of accommodation and/or guarantee;
- documents proving that the person will return to the country of origin;
- a travel insurance.
Travel insurance compulsory for visa application
It is mandatory to take out travel insurance for the person applying for a visa. The visa applicant must be able to demonstrate that he or she is insured against:
- Medical expenses.
– Repatriation for medical reasons.
– Acute medical care and/or emergency treatment in hospital.
The travel insurance to be taken out must be valid for the entire Schengen area and have a minimum cover of € 30.000. The travel insurance must be valid for the entire duration of the stay.
Take out travel insurance in the Netherlands
For Thai people who want to travel to the Netherlands, it is the easiest and cheapest way to take out the necessary travel insurance in the Netherlands. You must do this for the visa application. The travel insurance policy is a mandatory document when applying for a visa. You can then send the policy by email and your girlfriend can enter it Thailand print out.
An online provider that specializes in travel insurance for a visa application www.reisverzekeringblog.nl They offer several options. The most beneficial is the Tourist Travel Insurance of the Europeesche, which offers cover for:
- Assistance: cost
- Extraordinary costs and repatriation: cost
- Compensation for delayed baggage: €250
- Theft of travel documents: €125
- Medical costs: € 30.000 (not for existing conditions)
- Dental costs, only due to an accident: €250
With this travel insurance you can travel from Thailand to all Schengen states (Europe) and stay there for a maximum of 90 days. The costs for this travel insurance are only € 2,- pppd. This means that your Thai girlfriend is well insured.
You can make an agreement with the travel insurance provider that you will receive a refund of the premium for the travel insurance if the visa application for your Thai girlfriend is rejected. Then you don't have to incur any costs.
For more information, view on: www.reisverzekeringblog.nl
2,- pppd is still 90 euros for 180 days. This time we have already taken out health insurance for 2, - for 60 months for the 3nd time at the desk opposite the embassy that is also accepted for the visa. As said closed there, but the Dutch website:
http://www.mondial-assistance-nederland.nl/nl/aboutus/
@ Dirk, Mondial Assistance charges € 3 pppd for the same travel insurance. The only difference is that with Mondial Assistance you have worldwide coverage.
The premium you mention is not correct, at least not for a Travel Risk Insurance from Mondial Assistance.
What you mean is perhaps a "normal" travel insurance with cover for medical costs, which you already have from € 1 per day. But that's something different.
That's exactly where I've been. An excellent travel insurance for 3 months and only 60 euros.
I paid the exact same premium and presented the insurance papers at the embassy and it was accepted.
Goeit tip I'm going to find out about the medical costs, I have a continuous travel insurance from d european, but I believe it said that you still have to have basic insurance in the Netherlands.
Those insurance guys from hua hin have good offer. done.
Hans, you are confusing two things. You can only take out continuous travel insurance or short-term travel insurance if you have a home address in the Netherlands and are registered with the civil registry. That is not the case with a Thai who comes to the Netherlands for three months.
This travel insurance (Tourist Travel Insurance) is exclusively intended for foreigners coming to the Netherlands and is required to obtain a visa.
Thank you, I don't have to look it up anymore. With regard to those guys from hua Hin, I actually meant that with regard to health insurance for permanent residence in Thailand.
My girlfriend also takes out her insurance at the office near the embassy
I think the same as Dirk is talking about
Last week , just back from a 3 month stay in Holland , she took out insurance in Thailand for her new visa for 3000 baht for a period of 90 days .
In the Netherlands that insurance costs 180 euros plus policy costs plus insurance tax, together about 210 euros
Regards, Peter
@ If it is accepted by the embassy, it will be. But I have my doubts. Health insurance for € 60 that covers € 30.000 in healthcare costs in the Netherlands? You may have reservations about that. If you go to a doctor 1 time, it already costs € 60.
Up to you, as the Thai say 😉
Dear Peter, it really is and was a verz. including healthcare costs coverage for the Netherlands. I'd say check it out before questioning it. I'm really not going to throw 120 euros over the bar if it can be cheaper.
@ Thailandganger, fine I said “Up to you”. Just don't complain if they don't pay out... By the way, 1 day in a hospital in NL will cost you about € 600.
It might also be good to mention that if you bring a Thai friend to the Netherlands, you personally guarantee her. So also financially. So if she ends up in the hospital for a few days and there is a bill of say € 4.000, you can send it to your Thai insurer for a € 60 premium. But if they rely on small print (in Thai) and do not pay. Then you can cough up that € 4.000.
So that Zeeland thrift can also turn out wrong 😉
Oh, you don't have to go to a Thai verz for that. to transfer. Here in the Netherlands they can also do something about it. I'll tell you that story sometime. But that also went down in the papers.
ps in fact I was referred to that desk at the embassy in Thailand to send the verz. because that would be good….
@ yes, does the embassy also help if that Thai insurer does not pay?
If you take out travel insurance in the Netherlands for your Thai girlfriend (for which you also stand surety when applying for a visa), this insurance will fall under Dutch law. You can then be right in the event of a dispute in the Netherlands. All insurers in the Netherlands are subject to strict supervision, including from the AFM. There are strict complaints procedures.
When you take out travel insurance in Thailand with a Thai insurer, you have to litigate in Thailand in the event of a dispute. Can you picture it already?
Do not forget that you are fully liable for the costs incurred by your Thai girlfriend here in the Netherlands. Nowadays, as of January 1st, you even have to get a legalized statement from your municipality, which is necessary for your girlfriend's visa application. Another tip: therefore also check your liability insurance for private individuals (AVP), accommodation is usually also insured. Don't have AVP? Then close it quickly.
But if you sleep well with Thai travel insurance because it is cheaper, then I wish you good luck! (or good luck?).
To be clear, I have been active in the insurance industry for about 30 years, specializing in health and travel insurance. Got my trade degrees in that field. Have written about the same subjects in the insurance trade journals. And still write on that subject. In fact, I earn my living with it, among other things. So I don't suck it up and know what I'm talking about.
I do not doubt your knowledge Peter, Please do not feel held to account for that.
I'm just saying how things are there and how I experienced them. Your advice is fine, but do you know the insurance being talked about here that you're questioning? I think I even have the brochure from the consulate in which they referred me to that desk that sells the insurance.
We all know that everything is better organized here in the Netherlands. But here too you sometimes have to fight for your right. And then ask yourself what that will cost if your legal assistance insurance does not cover it or you do not have it. I know what I'm talking about because I have experienced a lot with Menzis regarding the health care. from my Thai girlfriend and had to fight to get that money. It took 8 months. So AFM or not, not everything goes smoothly here either.
But don't you think that if the embassy recommends that and there is bullshit that this will not be in the media? Regardless of whether it solves anything. And why would the embassy recommend a bad product? Don't they have knowledge?
And you can see bears on the road everywhere. I sleep well yes. No problem at all.
But again it's good that you point out the dangers to people. I'm not attacking you, so please don't feel attacked.
Regards,
@ I don't feel attacked. The only thing I don't understand is that eternal search for something a few tenners cheaper elsewhere. Without wondering whether this is the best choice in the event of actual damage or problems. Our southern neighbors tell jokes about our frugality and stinginess, not entirely unjustified.
20% of Dutch people who travel do not take out travel insurance. They do book a trip for € 1.400, but they think a travel insurance of a few tenners is too expensive. I can't understand. Then, if something happens, they scream bloody murder.
I have said a few times “up to you” if you have boundless confidence in the embassy then that is your choice. The embassy is only interested in the procedures and whether you have the necessary forms. I tell my side of the story.
It does make a difference whether you just want to meet the conditions of a visa and preferably as cheaply as possible, or whether you think it is important that your girlfriend (and you as guarantor) are well insured. In the latter case, I would not necessarily look for the cheapest solution, but for the most reliable. But we are not all the same.
I think you can double that amount of 600 and then the treatment costs will also be added.
@ Yes, we will not discuss the costs of intensive care at all.
Well, now that I think about it, that 30.000,00 euros is actually still on the low side,
if you are lucky enough to end up in this department.
Purchased ticket and insurance from Greenwood. Insurance was ± THB 2.500, and yes, this insurance is accepted by the NL embassy.
Health insurance (with foreign coverage) is not that expensive in Thailand. Checked at various addresses. Nevertheless, priceless for the average Thai.
And this insurance policy includes a cover of € 30.000.
If medical expenses are incurred in an expensive country, the Thai insurance is out of luck. Just like the Dutch insurer is lucky when it has to pay a bill from Thailand.
@ Hansy, insurers don't often have bad luck. They live off statistics and probability. And if that doesn't help, there are exclusions in the policy conditions. For the hospital in the Netherlands it does not matter whether or not the Thai insurer pays. After all, you guarantee your girlfriend. The bill will arrive neatly in your mailbox. It will only be annoying for you if the Thai insurer is difficult. Or what if they don't give at all?
How are you going to solve that then? Who are you going to talk to or correspond with? Will you go to Thailand to explain it personally? Are you going to call or email? Does your intermediary, where you took out the travel insurance, help you? In the Netherlands, an intermediary must have professional liability insurance, he can be held liable if he has given you wrong advice. Is that also the case in Thailand?
In the meantime, the bill from the hospital must be paid otherwise you will start a collection procedure.
If you bring someone to NL, it is written on her forehead who guarantees her and where money can be obtained. 🙂
If someone is insured for medical expenses, but the insurance does not pay, then the hospital has a problem.
And in that case it is not the case that you have to serve as a cashier for a while.
If the hospital performs actions without the insurer's consent, this is at the risk of the hospital!
The same applies to Dutch people in Thai hospitals.
We shouldn't turn the world upside down. Guarantee has a specific purpose and it is certainly not a general statement to the entire world that you guarantee expenses incurred during the entire period that the guest is in the Netherlands.
In my opinion, many reactions are motivated by fear and ignorance.
@ unfortunately what you write is not correct.
The general conditions of a hospital:
Foreign patients – except for emergency care – always need an E112 form when registering for a visit to the outpatient clinic and/or admission. They receive this E112 form from their insurance company in their own country. Privately insured persons from abroad must bring a guarantee statement for payment of the treatment costs.
Foreign patients who are not insured (or cannot demonstrate that they are sufficiently insured) or who cannot provide a guarantee for payment of the treatment, must pay an advance prior to the treatment. This advance corresponds to the estimated amount of the treatment costs at the then applicable rates.
Another explanation: emergency care is provided. This is stipulated by law. Hospitals have a duty of care. It is also stipulated by law that hospitals may recover the costs of emergency care.
What you write about ignorance is correct. 😉
I think you write in the first paragraph the same as I wrote, namely that the hospital wants a guarantee for payment in advance.
On paper, every hospital in every country wants this, but in practice it is often a bit more difficult.
But this really doesn't mean that you pay for the costs. Or you have to be stupid enough to give a guarantee statement to the hospital.
You have nothing to do with that advance you write about. That problem is for the patient.
You have made sure that the person who has been invited has health insurance. And with that the stocking is over.
The guarantee certainly does not constitute a general guarantee towards third parties!
In Thailand they just let you die in the hospital, when it comes down to it.
And if someone is insured for € 30.000, but it appears that this amount is insufficient for a total treatment, then that is certainly sufficient for an initial treatment and subsequent transport back to Thailand.
@ Hansy, we can discuss for hours how it really works. Professionally, I know the ins and outs pretty well.
My only advice is: make sure you travel well insured. That certainly applies if you bring a Thai to the Netherlands. Do not save on the premium by doing business with insurers you do not know or with whom communication is difficult in advance. You can save € 100 or so, but cheap can also be expensive. I've seen and experienced enough to be able to judge that.
It is only an advice, in the end everyone here is responsible for their own choices.
If you live outside the Netherlands, you cannot take out travel insurance with a Dutch company. A Thai must therefore take out insurance with a Thai insurance company. The Dutch embassy in Thailand has a list on its website with the names of Thai insurance companies that are approved for Schemgen visa applications. Dutch nationals who no longer live in the Netherlands, i.e. deregistered from the basic administration of the Netherlands, can no longer take out travel insurance in the Netherlands.
@ Len. Partly correct and partly incorrect. A Dutch person can take out travel insurance for a Thai person. He is then the policyholder and the Thai is insured.
We talked about a visa application where a Dutchman allows a Thai to come to the Netherlands (so has a home address in the Netherlands).
De Europeesche and Mondial Assistance are reliable companies with good coverage and that actually pay out in the event of damage. That would be my preference. Expats who want to take out travel insurance, that is a completely different story and is separate from this.
Otherwise read it here:
http://www.europeesche.nl/verzekeringen/reis/tourist-travel-insurance/
https://www.mondial-assistance.nl/MondialAssistanceReiziger/reiziger/onze-reisverzekeringen/overige-verzekeringen/travel-risk-insurance
You can go to Oom insurances….. One of the few who insures Thai people against health costs in the Netherlands without a social security number. It does cost a bit because they are not cheap.
here is the address of the office opposite the embassy..very nice man.i hope it will help you
Visa World Consulting Co., Ltd
Address: 52/9 Soi Tonson, Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330
Tel: (66) 02-2501493
Email: [email protected]
Oh Jan Maassen from the village green.
You mean those nice people?
Well, if you need some translation work and need to be at the government building, you can go to the government for 300% cheaper.
The Thai who works at the palace and was with me pointed this out to me.
He even called them crooks.
When they felt caught they weren't so nice anymore.
But what do you do if you are referred to them by the embassy staff and don't know any better.
If the translation work is not in such a hurry , it is better to take a closer look .
So I've been lucky 3 times already I also trusted the embassy and the travel agency across the street I'll go to De Europeesche next time
inquire does anyone have address or phone number thanks jay
@ in the article is a url. You can also go there for travel insurance from Mondial Assistance.
listen to khun peter he takes the words right out of my mouth "the embassy is only interested in the procedures" which means that they ask for insurance and you show it and it says that you are insured for everything and anything and the embassy approves BUT do they pay out when something goes wrong? have my doubts and as khun peter says you guarantee 100% for your Thai girlfriend / boyfriend and the mere fact that they have opened an office opposite the Embassy makes me burst out laughing very resourceful those Thais to earn a few cents once again read khun peter's advice carefully and print it out to consult it constantly but i think it's a hopeless case as long as a euro can be saved, good luck because you need that, get your chest wet
I read so much now and don't, but is there no one who has been paid?
and what does insurance connoisseur Matthieu from huahin think of this?
jay
I myself have been in insurance for about 20 years and can only agree with what Peter writes. Cheap is expensive, also applies to insurance me. With the cheaper Mij it is usually a lot of hassle if you have damage. And I really don't want to settle the damage in Thailand.
@ Jay, Ask yourself what you want. Just listen to your mind. Take into account that you (financially) guarantee her. Ask yourself if there are real problems and hefty invoices, do you want to handle this with an insurer in the Netherlands or in Thailand?
And suppose they don't pay what are your rights. And how do I claim my rights?
What does an intermediary do for me? Can he help me with problems?
Insurance is only important if you have real problems. You should not regret your choice afterwards.
Incidentally, it is nice to hear that there is a man opposite the embassy who will arrange it for a while and you will be referred to it. And he's nice too... Well, that's okay because he gets commission for it.
Now I will stop this discussion. I think I've been clear enough or I'll repeat myself.
For many people I think it would be useful to first find out what this financial guarantee entails and what it is for.
It is certainly not an (unlimited) financial guarantee to third parties.
And you do not handle the insurance (unless it has to be in your name), but the one who is invited handles the insurance matter, for the insurance is also in her name.
@ Okay, I'll help a bit. Because I can't stand it when people just say something like that.
You sign the text below for a guarantee. Contrary to what the ignorant say, you guarantee € 50.000 for the next 5 years (max 10.000 per year). The guarantee ends when your Thai girlfriend leaves the Schengen area.
You, read carefully: you!!! you are therefore certainly responsible for the medical costs, costs of accommodation and care and the costs of return. After all, that's what you sign for!
So if your sweetheart takes off and disappears illegally, you as a guarantor have a big problem.
All information is easy to find on the internet. The text below is from the guarantee, so you sign for it.
I (the undersigned) hereby declare that I guarantee the payment of the costs of the stay, medical care and repatriation caused by the person mentioned under 4. for a period of 5 years or as much shorter as the stay of the counting from the entry of that person into the Schengen territory, up to a maximum of € 10.000 per year, insofar as these costs would otherwise be borne by the State and/or public bodies. The guarantee ends when it can be adequately demonstrated that the person referred to under 4. has left the Schengen area (such as an exit stamp affixed by a Schengen state or an entry stamp affixed by an authority responsible for border control in the country of origin).
So saving on your girlfriend's travel insurance might not be such a smart idea? In the most extreme case, it can cost you € 10.000. Because she will be back in a year.
You quote it right:
“insofar as these costs would otherwise be borne by the State and/or public entities”
In other words: the state and/or a public body is authorized to recover costs from you under certain conditions.
And with regard to medical costs, now look at the legal situation, if you are aware that she has taken out health insurance.
@ Hansy, you are not coming with facts. You don't bother to delve into the information that is simply available on the internet.
You just make some assumptions and if I refute it with facts then you come up with other arguments. Which you don't even test yourself. And not relevant at all.
I do this for people who are seriously interested in this matter and to protect them from financial risks. And not to chat with you.
About your comment. Have it checked legally, call the IND if necessary and if you have really useful information, I will include it in the next posting.
I really stop now. I will make another posting in due course to structure the information a bit more and to explain that guarantee again.
Isn't this going to be a story of the pot calling the kettle black?
What facts are you coming up with? With all kinds of statements from people who entered the boat?
That you wish the best with people, I quite believe that, but I do too.
First of all, I already had someone come over from Thailand. I started in Thailand to obtain information about health insurance, foreign coverage, and the costs thereof.
Secondly, I have thoroughly researched what this “guarantor statement” entails.
Is this an unconditional guarantee statement? Or are there hooks and eyes? Especially for the person you address to this guarantee statement?
Or are you just crazy, and you sign this statement without knowing what it really means?
The phrase “I (the undersigned) hereby declare that I guarantee the payment of the costs of the stay, medical care and repatriation caused by the person mentioned under 4.”
does not say much about the legal interpretation of the "guarantor".
And what if the person squeezes out?
Even then, the legal aspect comes into play.
And did you really think that a Thai who comes to the Netherlands on his own, and who has to claim his health insurance, would be treated differently by the government than someone with the same insurance, but with a guarantee statement?
It becomes a bit of a strange discussion that is only about the legal consequences of a guarantee.
If you have a car, you are obliged to take out liability insurance in the Netherlands. If you have a newer car, you take out an all risks because you love your car.
I assume that most Dutch people who act as guarantor do this for their wife or girlfriend. If your girlfriend is in hospital, you don't want to start a discussion about what you are liable for as a guarantor, do you? The one you love is in the hospital, and then you don't want all kinds of hassle, but just a well-covering insurance, regardless of the fact that the Dutch state may prescribe less. Just like with your car.
Mr Hansy, I cannot help feeling that you are looking for nails at low tide. Do you want to have a guarantee that has been drawn up by the government and is part of the Schengen treaty regarding visa applications legally tested? Don't you think that the government, the executor of the law, would commit an unlawful act by having an impervious legal statement signed?
You should do your homework better, I'm afraid. You can find all information regarding visa application on the website of the IND as well as a PDF brochure about a VKV.
And that health insurance is the same as a Thai person coming to the Netherlands on his own, in other words, without anyone guaranteeing.
Matthieu Hua Hin thinks of this:
In the theoretical case that I, as a private person, had to act as guarantor for a Thai person coming to the Netherlands, I would take out an insurance policy with the highest possible coverage for medical costs and not just look at the requirements set by the embassy. Because what is 30,000 euros today?
just took out insurance for 90 days with european insurances for 183 euros and 50 cents thanks for broaching this topic jay
Another question about that visa, then I think my Thai girlfriend will not be allowed to land at Dusseldorf and then continue by car to the Netherlands?????????
@ Hans, no problem at all. You will not receive a visa for the Netherlands only, but for all member states. You can travel freely with her through all Schengen member states. Germany, France Belgium, Spain, etc.
Thanks everyone for the responses. I'm closing this thread as it's off topic.
There are several sources on the internet where you can read information about the conditions for a visa, travel insurance for foreigners and guarantees:
http://www.ind.nl/nieuws/2010/nieuw-bewijs-van-garantstelling-enof-particuliere-logiesverstrekking.aspx
http://www.ind.nl/Images/IND4022_VVKV_NL2_tcm110-322347.pdf
http://www.reisverzekeringblog.nl/reisverzekeringen-verkrijgen-van-visum
http://www.reisverzekeringblog.nl/reisverzekering-buitenlanders