Paying with a PIN in Thailand and common mistakes

Cash withdrawals in Thailand can be a challenging experience for tourists, especially if they are unfamiliar with the local ATMs and banking procedures. Common mistakes range from ignoring high transaction fees to forgetting to take out the bank card. These errors can lead not only to unnecessary financial costs, but also to safety issues. That is why it is important to be well informed about using ATMs in Thailand.

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Transferwise offers an account with an account in Thai baht. I live in the Netherlands, if I am now in Thailand and I withdraw money from this account with the debit card via the ATM, do I have to pay the 220 baht per transaction or not?

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As many of you know, in (online) shops in Thailand you can pay with Mastercard or Visa. Think of your daily groceries at Tesco or refueling. One quickly thinks of using a credit card from a NL/BE bank. I recently started paying in Thailand with a free debit card. The reason for this is lower costs and more security than paying with a credit card.

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Experience applying for a debit card at Bangkok Bank

By Submitted Message
Posted in Reader question
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October 15, 2018

Does anyone have experience applying for a debit card at Bangkok Bank? I have an and/or account and according to the bank they do not issue a debit card for that. They will give it but not to farang, they said. Which I find a bit strange.

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Bangkok Bank and link with VISA

By Submitted Message
Posted in Reader question
Tags: , , ,
14 September 2018

I live permanently in Thailand and have been banking with Bangkok Bank for almost 10 years. To great satisfaction I can say. Never any problems, short waiting times in the bank, good service at the counter, online banking (iBanking) works fine. And because of the link with VISA, I was able to pay everywhere for 10 years with the Debit Card connected to my bank account. So until this week.

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Credit card company VISA says that according to the forecast, Thai people will draw their credit cards less often this year. Consumers are reluctant to make purchases because the country has been in mourning for a year

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Many prepaid credit cards have so many costs that they are a very expensive alternative to a regular credit card. The fact that cardholders often also have to pay (considerably) if they do not use the card is downright customer-unfriendly to the Consumers' Association.

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