When he reached 65, Luc Toscani thought: maybe I won't live to be older than 70, so let's not celebrate life too frugally and use up my savings… 26 years later we are sitting in his bungalow in the center of Hua Hin. “I never thought I would get this old. I now live on my pension and my AOW, but I am still better off than many of my contemporaries.

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