Avoid being confronted with extra costs when renting a car. With the beneficial Excess Insurance Car Hire with Allianz Global Assistance you insure your own risk and deposit of your rental car in Thailand.
The Car Rental Excess Insurance from Allianz Global Assistance is the ideal car rental insurance. If you have damage to the vehicle en route or if it is stolen, the excess on the rented vehicle will be fully reimbursed. The withheld deposit is also insured. This insurance applies to car rental at home and abroad, including in Thailand.
The 'Car Rental Excess Insurance' is an additional insurance to cover the deductible of an hull insurance. With some rental companies, the hull insurance is included in the rental price, but you may also have to take out this separately. So always check with the lessor whether the rented vehicle has hull insurance. The premium is particularly favorable thanks to the extra 10% discount, already for € 4,09 per day (including 10% discount).
Damage to the rental car? You have to pay for that at your own risk
At most international car rental companies you pay a fixed rental price per day for the car. This price includes insurance for civil liability, damage and theft. If there is damage to the vehicle, the lessor will charge an excess. This is often deducted from the deposit that has already been paid. You will then lose this amount, even if the car is properly insured! Even if you are not the one who caused the damage, for example because someone else hit you, you must pay this deductible. And not just in case of damage, a flat tire? Then you can pull out your wallet.
Car rental companies often offer you the option to buy off the deductible on the spot. But they make you pay a lot for that. Sometimes more than the daily price for the car rental. An expensive solution.
Insure your own risk
If you rent a car, motorcycle or camper, it is mandatory that it has comprehensive insurance. With some rental companies, this insurance is included in the rental price, but you may also have to take out this insurance separately. In most cases there is a deductible on this hull insurance. If you then have damage to the rented car or camper, you must pay this excess yourself. For a car this is about € 500 and for a camper this is easily € 1000. This risk is covered up to a maximum of € 6.000 with the Car Rental Excess Insurance.
Insure your Borg
When renting a car, motorcycle or camper you pay a deposit, usually with a credit card. The lessor uses this deposit as a guarantee if something happens to the rented vehicle that is not covered by the insurance. For example, window damage, paint damage, damage to the underside of the vehicle or damage to the interior. With this insurance you are also covered for the deposit that is withheld.
Benefit immediately from the following benefits of the Excess Insurance for rental cars:
- Coverage of your deductible, but also of your deposit.
- Low premium and also a 10% discount.
- Insured up to a maximum of € 6.000 per rental contract.
- Valid at all rental companies, worldwide.
- Much cheaper than buying off the deductible from the landlords themselves.
- Insured with the largest travel insurer and aid provider in the world: Allianz Global Assistance.
More information: Excess Insurance Car Hire »