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Reader submission: Corrigendum from Arie about partner allowance

By Submitted Message
Posted in Reader Submission
Tags: ,
November 27 2014

Dear readers,

I noticed that my reaction, in which I said something about the partner allowance, was the reason for a message being sent in. That is why I have been in contact with the SVB and have been extensively informed. It turned out that the information given to me was incorrect. That is why I would like to correct this.

It is the case that a partner allowance is determined 1x. This involves looking at how many years the younger partner has not accrued and these years are deducted at 2% per year from the partner allowance. After that, the partner allowance remains unchanged, even if the younger partner does not (or no longer) live in the Netherlands. The partner allowance can only change due to a change in the income of the younger partner and not, as I thought, due to moving abroad.

So my apologies for the incorrect info, which I have corrected with this. If there are any questions about this, please let me know, because this subject also has other aspects.

Yours faithfully,

Arie

Number of times read: 169

9 responses to “Reader submission: Arie's rectification about partner allowance”

  1. French Nico says up
    27 November 2014 at 14: 41

    Another strange story. I have therefore contacted the SVB today and asked for an explanation. The following has been confirmed to me.

    – The entitlement to AOW is split into 50% per person.
    – If you live alone you will receive a surcharge of 20% (so it will be 70%).
    – If you run a joint household with someone (it does not matter what the relationship with the other person is. This can be married, registered partnership, parent, brother or sister, adult child or any other form), you will receive the AOW recipient receives a partner allowance that depends on the income of the person with whom a joint household is run.
    – If the joint household (society) actually ends, the partner allowance will lapse and the person entitled to an old-age pension will receive the allowance for a person living alone (from 50% to 70%).
    – The partner allowance is determined once but lapses when the cohabitation actually ends.

    It cannot therefore be correct if the old age pensioner lives in the Netherlands and the partner leaves (it does not matter where to), then the partner allowance will be terminated. In the case of Martin's friend (see https://www.thailandblog.nl/lezersvraag/oplossing-sso-probleem/) the man is registered in the Netherlands and apparently has a partner allowance for his partner who does not (or no longer) live in the Netherlands.

    So what I've been told seems logical to me. Still, my uncertainty remained and I called the SVB again and presented the case of Martin's friend, of course as a general question without names. Then I was put on hold because the lady went to inquire at foreign relations. I was then confirmed that the case as described by Martin is accepted. Indeed, proof of life is required annually.

    So the bottom line is that if my partner moves to Thailand and I visit her every year for six months, I will keep my partner allowance. However, the amount can be adjusted if the income of my partner then living in Thailand changes. There can be no guarantee that this scheme will not change or be terminated at some point.

    Whether it would be detrimental to me remains to be seen. As a single person living alone, I would receive the 20% single living allowance. That is hardly different from the partner allowance I now receive, because it is based on the fact that she misses the first 20 years of her accrual in the Netherlands (from the age of 15 to the age of 36).

    It is known that all supplements for old age pensioners will lapse for all new cases after 1 January. This therefore concerns the partner allowance, but also the single person allowance. That is bad luck for those who, due to the increase in the state pension age, only become entitled to state pension after 1 January.

  2. Arie says up
    27 November 2014 at 21: 31

    This is what I meant by saying that there are many facets to the partner allowance. In general, the stories are similar. What I have corrected is that the partner allowance would lapse if the partner leaves the Netherlands, which is not the case. Of course, and there is apparently the misunderstanding, there must be running a joint household, otherwise there is no question of a “partner” in the sense of the AOW. And this is the case if you live together for most of the year, but that is also possible abroad. That was my concern.
    And that a single person would miss out on his “20%” allowance after Jan 1. 2015 is obviously not true. There is also no question of a supplement, but of a fixed amount of 70% of the minimum wage, as appears from the quote below, copied from the SVB site. I'm sure the last word has not been said, but I'll leave it at that.

    https://www.svb.nl/int/nl/aow/hoogte_aow/hoeveel_aow_later/

    Your living situation also determines how much AOW pension you will receive. By living situation we mean whether you live alone or with someone else.

    1. The net state pension of someone who lives alone is equal to 70% of the net minimum wage.
    2. The net state pension of someone who is married or cohabiting is equal to 50% of the net minimum wage.
    3. If you have a partner who has also reached state pension age, you will jointly receive 100% of the net minimum wage.
    4. If you have a partner who has not yet reached state pension age, you may sometimes receive a supplement. The allowance will expire in 2015.

  3. Khaki says up
    28 November 2014 at 09: 25

    Once again, things related to state pension and partner allowance are presented in a confused way.
    Arie is absolutely right with his 50/70% explanation. Don't call it a surcharge either, because then people will confuse it with the surcharge that will expire in 2015. The 50/70% division will continue to exist after 2015, and that is only right!

    • French Nico says up
      28 November 2014 at 15: 57

      Dear Haki and Arie,

      You are absolutely right. The 20% higher state pension for a single person is not referred to as a supplement and will not expire after 1 January. My apologies for the misuse of words.

      It has now also been confirmed to me that if a cohabitation is terminated after January 1, 2014, the partner allowance determined before January 1, 2014 will lapse, but that the basic amount of 50% will be replaced by the single person's benefit of 70% of the minimum wage. If you enter into a new cohabitation after 1 January 2014, the single person's benefit of 70% will be replaced by the cohabitation benefit of 50%, but without a partner allowance.

      I thank everyone for their input. Everything is clear to me now.

  4. theos says up
    29 November 2014 at 01: 08

    I thought, I have had a partner allowance for many years and my wife has never been to the Netherlands.
    It is also the case that if you go to live in a non-treaty country, as a bachelor, you will receive the AOW for married couples and you will lose that 20%. If you are married, nothing changes, treaty country or no treaty country, because you already have a married person's benefit. You will never lose AOW in itself, wherever you go to live, you will at least receive the married benefit.

    • Khaki says up
      1 December 2014 at 09: 39

      Thailand is a treaty country, right? So if you live alone in Thailand, I think you have the same rights as in NL? 70%!

  5. Theo van H says up
    1 December 2014 at 08: 33

    What if your partner has no income, will you receive 70% after January 1, 2015. I will only receive state pension in July 2015 (example)

    • French Nico says up
      1 December 2014 at 11: 42

      No, because 70% is for a single person. If you become entitled to AOW pension after 1 January 2015 and your partner is not yet entitled to AOW pension at that time, you will receive 50% of the minimum wage. If your partner has no income, you may be eligible for an AIO supplement. In fact, this is nothing more than assistance and you must also meet the assistance standards. Otherwise, she just has to go to work. If your cohabitation with your partner is broken and there is therefore no longer a joint household, you are entitled to 70% for a single person.

  6. Khaki says up
    1 December 2014 at 09: 45

    Well, I've been struggling for months with the SVB (from Breda, via Roermond to Amstelveen) about the answer to that question. So far I have "no no, but no yes either". It might help if more people submit this question to the SVB (Amstelveen) and, if the answer is negative, also ask for the SVB interpretation of the law on this,


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