Dear readers,

I recently started a relationship with a 47-year-old Thai woman. We have only known each other for a short time, but all kinds of dark stories are circulating about finances both towards Thailand (family). They would mainly live with an older man or marry for financial reasons.

I am 63 years old and still very sporty and very active. The stories have made me very insecure about this relationship.

Can you clarify something for me on this?

Regards,

Niek

44 responses to “Reader question: Relationship with a Thai woman and finances”

  1. Geert says up

    You don't have to be insecure, I've been with my wife for 27 years and I have a lot of friends and acquaintances who also have a Thai wife / husband.
    Of all those friends and acquaintances, not one has full insight into his partner's finances, including myself.
    So if you don't want to be an outsider, you take care of a piggy bank for yourself and don't worry about what your partner has for financial secrets.
    Trust me, once she gets into financial trouble, you'll be the first to know.

  2. Kees says up

    Dear Nick,

    I understand your concerns.

    You will probably get a lot of negative stories in the comments now. Maybe personal stories or 'hearsay'.

    What I would personally advise you is, as soon as it comes to marriage, that you indicate that you do not want to pay sinsod (dowry). Her reaction to this will probably say enough. Since she is already 47 years old, I suspect that she has been married before and that her parents have already received the dowry from another man. In addition, it is also nothing for this time and her parents should be happy that she can marry a decent (assuming ;)) Western man.

  3. John Treffers says up

    The stories you hear and read about this are well known, but you rarely hear the positive stories. Keep this in mind and go for it. A warned person counts for two. My story is positive in this case
    Jan

  4. Rob V says up

    What are the chances that a woman from X is (not) sincere? You don't know that with any partner from any country. I wouldn't think in terms like 'Thai women' (or any nationality or gender for that matter). Then you throw everything into one lump. What you would otherwise do in the Netherlands: be honest about what you can and want. Thais are not from another planet. So don't look at the Thai in any other way.

    Thailand is a (higher) middle income country and has
    barely a social system, the country is also heavily capitalist and has one of the most unequal income differences in the world. So the average Thai does not have a big salary and barely (or no) old age provision. Elderly Thais often call on their children to help them financially. So your Thai girlfriend may send her parents some money. Depending on her income - broadly estimated - it could be 500 baht to 10 thousand baht. Unless her parents are financially well off, this will be one of her fixed costs. It is impossible to say whether she will make ends meet financially. Maybe, maybe she is at a loss and expects help from you. But you are there yourself. As I ask: with the knowledge that the average Thai is not well off financially and has to make do with a monthly income of (broadly speaking) 5.000 to 25.000 baht, you may be called upon. That's up to you: help her if it feels good, but don't give more than you can and want to miss.

    And whether the relationship is sincere? You know that as well as less than with a Dutch person. You can only find that out by being there together. Spend holidays together and if all goes well one of you will have to migrate. For visa and migration assistance, see the files in the menu on the left.

    Again: every person, every man and woman is unique. You can't say group X are after money or group Y don't care about an age difference. Thais are like people: they are looking for someone they can relate to, who loves them and cares about them. Things like nationality difference (country of residence, language barrier) and age difference don't make things easy, but sometimes love creeps where it can't go, sometimes it has to grow. As an elderly man or woman from Thailand or the Netherlands, you may be lucky to find a top partner here or there and some will have to make do with a less than perfect one… 😉

    Follow your heart and mind, be honest, communicate. Don't do anything that doesn't feel right. Every relationship stands or falls with that. But above all I wish you all the luck. You will find out if you are made for each other or not.

    • Leo Th. Ch h says up

      Rob, I could have sufficed to appreciate your response with a thumbs up, but I think that falls short this time. So here's my praise for your nuanced explanation and advice to the questioner. Bravo!

  5. Chris from the village says up

    I have been together with my Thai wife for 12 years now and I am very happy.
    There are a lot of good women here and with luck you will find /
    or have you already found the right one .
    Go with her to her family,
    so that you get a better picture of the whole situation .
    I also know a whole bunch of western men here,
    who are very happy with their wives.
    But it also depends a bit on yourself.
    Good luck !

  6. henri says up

    At first I would say, can you clarify something yourself. For example: Do you live together, or how often do you see each other, how and in what language do you communicate with each other and how do you do that? Does your girlfriend have a job, are her parents still alive, are there children involved, housing, etc.
    With the data you provide, only "open doors" answers can be given, which the internet is full of.
    Go ahead, here's a few too. First the positive, if you have a good Thai relationship, then you have a lottery ticket with a good and happy life as the main prize. Signals that you should definitely take seriously in the beginning of a relationship are car in her name, getting married with a dowry of….,
    own house, costs hospital family members, tuk tuk for her brother etc.etc. Asking for money without a concrete goal in mind... Realize that if you open your money bag and you are the only one who can do that, you are also responsible for it, so no complaining afterwards.
    Hopefully we will hear how it goes further, wish you a good stable relationship.

  7. Tino Kuis says up

    The Ten Commandments when it comes to a relationship with a Thai and money
    1 never tell how much money you earn yourself or have in the bank
    2 Demand full access to her finances
    3 pay no bride price
    4 Never lend money
    5 put all joint purchases in your own name
    6 in-laws are never sick and the buffaloes never die
    7 Only give her a monthly allowance for household expenses
    8 What happens to her after a divorce or your death is none of your business
    9 if you get married: prenuptial agreement
    10 most important: keep your hand on your wallet. Remember: it's wallet NO!

    I wish you the best of luck in your relationship.

    • Rob V says up

      Mr. Kuis, Mr. Kuis, would you like to go back to your room? You worry the visitors. No, no, you are not at home, this is the Sabai-Sabai house, remember? Yes, calm down. Well done. I'll come check on you in a minute. What did you say? No, you already had a shower last week, go go.

      Sorry folks, sometimes a sour, ranting old man escapes from his room. But he also has his good moments. Maybe Mr. Kuis can soon teach us Thai for “Listen, woman-person! As a man, I am the boss”, “Give me my shoes” and “No, no more pocket money for you”. Because yes, admit it, Thai females still know their place in a relationship and are submissive. But actually every woman wants to be subjected to a strict alpha male. So take a strict look and practice well with dominant language.

      *Wink*

    • Jacks says up

      55555 dear Tino, those 10 commandments of yours are real doom, I myself have been married to a Thai woman for 20 years, and can tell you we are very happy together,

      My 2 commandments

      1, always tell the truth about everything

      2. Be honest about what you think about certain things in your life and then act

      if you use these 2 commandments, everything will go well in a relationship, if then your partner does not accept this,

      is there also no true love, why not tell about your income, for example, must she think that you are rich?
      or are you rich, and are you afraid that she will stay with you for that reason, well, I wouldn't want/could live like that with all those secrets, but each to his own, I think if 2 people love each other, they also tell everything to each other.

      one secret makes another secret

      • LOUISE says up

        @Jack,

        Couldn't it also be that the outside guard is talking to her 24/7?
        Neighbor 3 houses away has a car………..

        If the farang has a Thai driver's license, just the car in his name.
        also with the necessary larger purchases.

        What I read every time is that the farang man must fully empathize / adapt / follow the Thai mentality.
        You live together, do everything together, so in my opinion the Thai person should also just follow the necessary adjustments.
        Very normal.

        A relationship where everything has to come from one side goes very wrong, because everyone's resilience has a limit.
        That will be the famous drop in due course.

        LOUISE

        And no, don't get to the point that the farang is in Thailand, so he has to………

    • Paul Schiphol says up

      Dear Tino, what a gloomy approach to a marital relationship. It can certainly be different, I have been together with my Thai partner (man) since 2001. We live in NL and go to TH for 1 month every year. We know each other's income, have a joint bank account, two credit cards each. There has been no problem with this for 17 years now. The fam in the Isaan receives a monthly fixed amount and 1x p/yr. a variable bonus. Never bothered by dead buffaloes, sick mother or sisters, rarely get a request for extra assistance. So it can also go well, be open and honest with each other, then things will not easily go wrong. Gr. Paul

      • Rob V says up

        Dear Paul, next time we will ask Tino to put a sticker 'Attention! Irony!" to stick on.

        Some commenters take his reaction seriously, but in a healthy equal relationship you don't apply this. Such a list is one of 'boss to shovel' or even 'the noble vs the native'.

        • Khan Peter says up

          Dear Rob, irony doesn't always come across in written texts, that's why smileys were invented. 😉

          • Rob V says up

            It's even better to just never not take Tino seriously… 🙂

      • Tino Kuis says up

        Dear Paul,

        The way you do it should be, very well, my compliments. My Ten Commandments were ironic, I thought anyone who knows me a little and given the design would understand that.

        But irony has a function. Some agreed with me, and we know what they really think. We now also know how to approach it correctly and effectively. Operation successful.

        If you put an irony or joke sticker on it, the effect is gone.

  8. l.low size says up

    Dear Nick,

    You don't write how you came into contact with each other, but you don't have to.
    Also not where you live Netherlands / Thailand.

    Take your time for each other and don't let yourself be distracted by all kinds of stories.
    A few good tips at most!

  9. support says up

    Indeed, examine her financial situation. She may have more loans than is good for her. Try to remediate that as quickly as possible under the condition that – if more loans emerge afterwards – you immediately end the relationship. Then she knows that she has to report everything at once.

    Furthermore, do not lend money to family members or very close acquaintances. You almost never get that back. So if you still think that you want to do something about it, then you donate that money. And: you decide in those cases.

    Give her – if she needs it – a certain amount per month and clearly agree on what she must/can pay for it.

    Better take it easy for the first period. By the way, good luck and good luck.

  10. Hansest says up

    Dear Tina,
    I have the impression that under 8 you write something that was not your intention.
    If you have been very happy with a woman for a number of years and you die, I don't think you can just say "it's none of your business". It doesn't matter whether she is Thai or Dutch. We also have a widow's pension in the Netherlands. And if you really love (have loved) her, you don't leave her completely unpaid.
    Hansest.

  11. Cornelis says up

    Don't let those 'dark stories' stop you from entering into a relationship, Niek. The success stories make the press much less often, but you can safely assume that very many are happy with their Thai partner. Listening to your heart takes you further than just listening to your wallet…..

  12. Adam van Vliet says up

    That Tino, he apparently has experience and he is right. I add nr 11:
    Don't build a house because you will lose it, but rent a house in your name.

    I believe those other lucky guys but the ratio is 1:100 good/bad.

    • Cornelis says up

      What are you basing 1:100 on? You say it with such certainty that you can substantiate those figures…

  13. Bert says up

    What is the essential difference with a woman from another country.
    You also hear the stories about the TH about other countries and to stay close also about other villages or even streets. The other often thinks that he knows your partner better than you.
    It's up to you to prove that's not the case.

  14. says up

    Never start by transferring (a lot of) money, a hundred euros is already a lot. This prevents you from getting stuck financially!!!! Besides, it shouldn't be about that.
    Good luck with your relationship, it can be very beautiful.
    regards Ben.

  15. Henk says up

    Coincidentally, I was also 63 years old when I met my current Thai wife. She was 36 at the time. I was not looking to get a younger woman, it came my way, through the Thai wife of my friend in the Netherlands. She is my wife's ex-sister-in-law. We've been together for 7 years now, and things are going just fine. Sometimes not, but that is the case in every relationship. We have been married for over 4 years now and now have a son who is almost 5 years old. Adopted. He came to us when he was 6 months old. My wife speaks English very well, so we can communicate well. I think that is an important condition. We live happily in Isaan. I am now 70 years old, I would never have found this happiness in the Netherlands, I am convinced of that. I don't have to worry financially, my wife doesn't have to work. She has her hands full with our garden, she loves cooking and gives our son all the attention. And she's super clean. A Thai top woman. They really are there! So Niek, go for it.

  16. Peter says up

    I can be very brief.
    Very happy with my Thai wife for 16 years.
    With agreements about money you are in control, yes is yes and no is no.
    The same everywhere in the whole world and if it is only a money wolf you will find out very quickly.
    Don't be afraid and see how it goes in the near future.

    Good luck .

  17. Guido says up

    Dear Nick
    I don't know what your financial situation is, but I would still be very careful. The fact is that Thai women, and by that I mean 95%, are out to have a better life, by which they mean that your money will ensure that they have everything they dream of. They usually say “Take care of me.” I had a relationship with a Thai woman for six years. I was the only one in her life, but when she met a rich Swiss man through a dating site who promised her everything that I could never give her, love was over in no time. That Swiss guy built her a house in Thailand, she even told a friend of hers that the interior of the house is the most beautiful and expensive that could be found. This was two years ago, but even to this day she still writes how much she loves me, but that the future of her children is important. And with that she hopes that the husband she is now married to and who is thirty-eight years older than herself, 'she is now 42', will only have a few more years and then everything will be hers and she will never have to work again. So you see that love is relative, and I don't mean from your side, but we live in a world where real love is hard to find, if it even exists. One piece of advice I can give you is never say what you own and show that your love for her does not depend on your money. I really hope that you will be happy, but time and a lot of patience will tell. I wish you all the best, but don't think with your heart but with your mind.

  18. LunG John says up

    Hello NIK,

    The stories that are spread are hearsay stories. I myself have been married to my Thai beauty for 14 years, and I am always very happy. I also gained a lot of friends, both in my wife's village and in Bangkok itself. So I would say continue with the woman you have and certainly don't drop negative messages. You will get a lot of love from it!

    With best regards
    Lung John

  19. Bernd says up

    If you pursue the ten commandments above I know one thing that you will never have a healthy and happy relationship. Mutual respect and honesty is the most important, otherwise just do as you would do in another country, but take into account the customs in this country.

  20. Keith 2 says up

    A year or so ago it said on thailandblog here :(https://www.thailandblog.nl/lezers-inzending/lezersinzending-pasen-een-thaise-droom-die-duigen-viel/) a story of a Dutchman who met a 44-year-old nurse via the internet, went to Thailand, married within a few days, a few months later he was 1 million baht poorer. 4 months after the marriage he was wise enough to divorce and went back to the Netherlands.

    But everything is possible. Who knows, maybe your girlfriend has a nice house of her own, a job, family that doesn't need money. You live more or less for free and then live here (assuming you settle in Thailand) like royalty for 1000 euros per month.

    If she does need money, immediately set a limit and say you can't afford to give her more than xx euros/month.

  21. Color says up

    Hello I have a friend from Norway he asked me I met a Thai woman and I happen to know who has a bar in Cha-AM and asked me what do you think it was not beauty but love is blind I say but I she I have my second thoughts don't do it I went home for two days is still married
    couldn't be there. he was moved in at the top of the bar cost him a lot of money because the bar had to keep on going I see him every year. Have been married for four years, had a house renovated for her parents, never happened cost him 50,000 euros they ?? then did i pay she against him stupid stupid it was a battle now they are divorced when he is on vacation he has to pay 700 baht for the rent outrageous

    Think ten times before you start something ask for advice before you take the step.

    • Cornelis says up

      'Ask for advice': that is exactly what Niek does. Then he gets a whole load of stories that I think he can't do anything with. Just follow your heart but keep using your head. You don't enter into a relationship, or you don't break a relationship based on 'advice' on the internet, do you?

    • Bern says up

      Ask for advise? Not up to you Cor?
      How can you ask for advice in love? They are no longer children!
      Pfff if it should be like this, the courage will sink into your shoes from those lame advice and stories from I have heard say or I have a friend who……. Wish the good man good luck than those lame stories.

  22. ruud says up

    Just like there are Dutch people who are not too bad to help you get rid of your money, there are also Thai people who are not too bad to help you get rid of your money.
    If you were to marry a 30 year old woman I would advise you to be careful as she will almost certainly marry you for your money.
    However, the difference between 47 and 63 is not so great that you should by definition expect bad faith.

    Other than that, however, you can only rely on your own feelings.
    The main question to ask yourself is why is she marrying me, what does she expect from me.
    A question you should always ask yourself before you get married.

    Incidentally, money has also often been a reason to marry someone in the Netherlands.
    That does not necessarily mean that it will be a bad marriage.

  23. Mark says up

    Do we now get to know the feudal ruler who lurks in Tino? 🙂
    Does the lighting go out? Is darkness reigning now?

  24. Bern says up

    I'm sorry, I think what is written here is really rubbish!
    You MUST do this and MUST do that. You MUST do nothing at all you are a guy or a weakling? Are you there yourself? If something doesn't feel right, you just don't do it, you remain in control. All that nagging with one story more pathetic than the other. Enjoy your relationship and slowly build it up. Good luck

  25. Dre says up

    Dear Niek, I have been married to my Thai wife for 7 years. She lives in Thailand in a southern province, and I currently live in Belgium. She has 2 children herself and so I knew what responsibility I was taking. This is still true today. This year I will reach my retirement age and next year I will emigrate permanently to Thailand. The details of what I have in pension money and all other private matters are between my wife and me. I realize very well that our marriage did NOT arise from that "butterfly stomach feeling" at the first look. Anyone who told that is a big liar. Fairy tales do not exist. I have kept my feet on the ground, and still do. We came into each other's lives and promised to take care of each other, in good days and bad. And believe me, there have been bad days too. Moments when I wanted to call it quits and dared to ask myself the question; why am I doing it at all? Give up and consider all the energy you put into the relationship to be lost, or continue on and slowly but surely give your partner the feeling and confirmation that deep down you are going for HER and her children. If you ultimately see that the same response comes from your partner with the will to continue, then I can confidently say YES WHE CAN.
    All that fuss and writing about MONEY makes my hair stand on end. When I sometimes read that Thai women are only after the money. That you have to keep a close eye on your wallet and you are certainly not allowed to tell us what your financial capacity is. I can only give one answer to that: just stay in Europe and go to a retirement home when you retire. There you can check the balance of your bank account every day and calculate how much you can leave for your heirs, after deducting years of nursing care, when your lights are turned off.
    You can then mope every day, staring out the window at the bad weather, or sweating from the cowardly heat because the goddamn air conditioning is not factored into the nursing budget.
    If you want to spend your remaining “lifetime” in that way, it is your own choice and the sentence “If only I had known” is a very lame explanation for the decision taken in the past.
    But I know what I'm going to do. I keep my promise. Watching over the wells and woes of the family as a good family man.
    Honesty and respect towards each other, experiencing your own culture and reaching out to each other are the best ingredients for the success of your life's purpose.
    So dear Niek do what your heart and mind tell you.
    Do well and don't look back.
    There is a proverb that says “The best helmsmen are on shore” well THEY are still there. : ))
    Good luck to you
    Dre

  26. peter says up

    Personally I know 2 men who had been married for years and where the women caused a financial doomsday. Just Dutch women and men.
    The men only found out when everything came to a head.
    One had huge loans that had been taken out and the other had a pile of unpaid bills, which she normally took care of.
    So it doesn't matter if it's Thai or not. Can always occur, regardless of race and origin.

  27. Stefan says up

    As for Sinsod. I haven't paid. My girlfriend, now my wife, was also 47.
    She preferred not to talk about Sinsod. I insisted several times what she expected as Sinsod. After much insistence, she talked about 200.000 Baht. I was shocked. I explained to her that I understand the reason for Sinsod in Thailand, but that to me this seemed like I had to “buy” my wife. I didn't want to buy a woman, I wanted a sincere woman.
    We never argued about it. After many discussions it was agreed that no Sinsod would be paid. She didn't raise any further issues about it.
    This item was important to me : I wish she chose me, and not the money.

  28. Dre says up

    Hello Stefaan, we as Westerners still see a Sinsod as a kind of redemption payment from the wife. But it goes much further than that. When we delve deeper into the meaning of a Sinsod, at least according to my experience, there is nothing wrong with it and in the end it is usually a zero operation. I paid a Sinsot to my in-laws of 300.000 Baht, and everyone appreciated the pile of money. The day after the wedding, my parents-in-law gave the money back.
    They thought we had better use it ourselves in the new episode of our lives. Then I put 50.000 baht in the hands of my in-law so that they could decorate their house to their own liking.
    I can tell you that everyone was satisfied.
    Rather, the Sinsod was a signal to the community that my daughter has married a caring and respectful man who takes responsibility for his actions.
    That signal is still there today. And where before the family was viewed somewhat obliquely, they are now approached as ”better class” with all known customs. So much so that my brother-in-law could finish his higher studies and has been a lieutenant in the Thai army for 3 years now.
    So you see, Stefaan, how an "action" can sometimes have far-reaching consequences in someone else's life.
    small gestures sometimes make a global difference.
    Now I'm looking forward to when those young “stars and stripes for ever” come across our floor again. By the way, he used to be a professional soldier, that's why.
    The blood creeps where it can't go.
    Dre

  29. henry says up

    How many Flemish and Dutch men come home after work to discover that all furniture and household items have disappeared. All that's left is a pile of his clothes. The next morning the shock comes that not only has his bank account been emptied, but that it has been overdrawn up to the maximum limit. And a few weeks later the bailiffs are at the door. And the wife left for an unknown destination.
    And those are Flemish and Dutch who do that.

  30. January says up

    Go for it keep your wits about you and make sure you stay in charge of your own money. There are a lot of good Thai women so why shouldn't your wife….. Don't buy a house or land that will never be yours then there won't be much happen and you live happily ever after.

  31. Jacques says up

    In fact, asking the question is also answering it. You don't seem like a stupid man to me, but you are entering into a relationship with a 47-year-old Thai woman. That gives food for thought, but it is also a wonderful challenge. A 47-year-old single woman is doomed to remain alone in Thailand. Especially if she has children. The average Thai man no longer looks at that. I see many women of that age at my market in Pattaya who work like crazy and have to earn a living alone and are without a partner. There are treasures of women among them who are highly recommended. Not half the world has visited them and they have good values ​​and standards. Entering into a relationship is the same everywhere. You give something and get something as long as this is in balance, it will continue to cause headaches. You also have to be able to brave the temptations in this country. If the shoe fits, wear it. Many “wonderful” relationships have already gone to pieces because of this. There are men who want to do good and entering into a relationship with a Thai person who can also support you is satisfying, but costs money. No money no honey may be well known. Too good is someone's fool and there are plenty of men or women who have been deceived, we know the stories. I have been with my Thai/Dutch wife for 18 years and we still share the worries and pleasures. So it is possible, but you must be able to empathize and understand how the other person works. Whether you agree or not, the differences remain. My wife is also busy with her family because the strongest shoulders are there to receive support. As long as it works, you shouldn't make too much of a fuss about it. So my advice is know yourself and know others. The first should be known by now at your age and the second is only something that will become known by sharing time. Communication is certainly a key word and be honest and expect honesty because you are both entitled to that. I take the stories of others at face value and I advise you to do the same. There are two sides to the coin and we often lack sufficient knowledge to assess how someone else defines their relationship. Everything has consequences in life, but don't let that stop you from going for your happiness and keep your wits about you, you didn't get that for nothing.

  32. rob grimizjer says up

    Don't be insecure or it's a good life lesson. That is often the most useful.
    Gr. Rob


Leave a comment

Thailandblog.nl uses cookies

Our website works best thanks to cookies. This way we can remember your settings, make you a personal offer and you help us improve the quality of the website. read more

Yes, I want a good website