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Home » News from Thailand » Health insurance of 30 baht for Thai will not be lifted
Health insurance of 30 baht for Thai will not be lifted
The collective health insurance for Thai, the Universal Healthcare Coverage Scheme (UC), will not be discontinued. The rumors about this are not correct and are lies, the government says.
However, the government is investigating how the costs of national insurance can be reduced. It is expected that due to the aging population in Thailand, the costs for the government will become unacceptably high.
The 30 baht scheme is a health insurance for Thai people who are not insured in any other way. The 30 baht is the personal contribution per consultation. It provides the poor Thai with access to health care.
Minister Piyasakol of Public Health wants policyholders to also have to contribute to the insurance themselves in order to guarantee continued existence. It is the intention of the government to keep the insurance, but the financing must be looked at because the costs will only increase due to the aging population.
Source: Bangkok Post – http://goo.gl/Wq8akk
The structure of the socio-economic system in Thailand is clearly fundamentally different from that in Western countries. Certainly in the field of health insurance, there has never been a good arrangement and people are just doing whatever. It has been known for some time that Thailand is also aging. Solutions will certainly have to be found in helping to pay for the costs. There will have to be a long transition period, because there is nothing to be gained from a bald chicken. I pay about 130 euros per month for my wife's insurance and it provides reasonably good coverage. How the large group of Thai people with little income should pay for this is now the challenge for the government to come up with solutions. Certainly not an easy task.
My Thai wife was and still is registered in a small town about 100 km north of Ayutthaya. We have been living in Hua Hin for a year or so now in a house that we rent. In the Hua Hin hospital they were told that my wife who reported there because of an upcoming delivery her health insurance in Hua Hin is NOT valid. So we just had to pay for the delivery ourselves as well as the hospital stay for a few days. I think that would be at odds with Thai health insurance, after all, like these days when people visit family far away from their place of residence and unexpectedly get something serious and therefore have to be admitted to a hospital, then they would have to pay for it themselves? Or will their health insurance also "just" reimburse the costs. Who knows what's going on?
my thai girlfriend has health insurance through her work. This insurance only applies in the hospital with which the insurance has a contract. Maybe that will clarify.
In the Netherlands, insurance companies also try to conclude contracts with hospitals, forcing people to use the health care with which they have agreements.
Dear Corretje, my wife has been to the hospital twice this year for treatment and both times everything was 100% reimbursed by her Thai insurance company. Received a decision or will be reimbursed within three hours of calling. 1x fracture in ankle due to sprain (walking cast, etc.) and once treatment of a spot on the head. Even received 5000 bath back due to unforeseen costs, not being able to work in Bangkok hospital, the most expensive in the area.
In any case, we are satisfied with this.
It is not for nothing if you visit a government hospital early in the morning, or even late in the afternoon.
I speak from experience as sometimes I want or wanted to visit my father-in-law or someone else from the family or Thai circle of acquaintances.
For a visit to a doctor or visiting hours for a patient known to me .
That it turns out to be quite a challenge to be able to park your car or even your motorbike somewhere.
People and more people masses.
Long waiting times in an overloaded hospital.
You can be happy at the end of the day when you see a doctor who sends you home with something like a paracetamol.
How could it be otherwise for an annual contribution of 30 bath you cannot run a hospital anywhere in the world?
It is therefore a given that the government hospitals run with great losses in contrast to the Bangkok hospital, to mention only as an example.
There are no waiting times and it is simple to park your bike or car, thanks in part to a parking attendant affiliated with the hospital.
Jan Beute.