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Home » News from the Netherlands and Belgium » Worldwide coverage remains in the basic health insurance package
Worldwide coverage remains in the basic health insurance package
Posted in Expats and retirees, News from the Netherlands and Belgium, Health insurance
Tags: Global coverage, Health insurance
Healthcare costs outside Europe will continue to be reimbursed in the basic health insurance package. A plan by Minister Edith Schippers of Health to scrap this from 2017 is now definitively off the table, as it turned out after yesterday's Council of Ministers.
Healthcare costs incurred by the Dutch when they travel outside Europe are partly reimbursed from the basic health insurance package. From 1 January 2017, the reimbursement from the basic package would come to an end.
Schippers is now abandoning the plan, because the law had become "too complex and therefore impossible to implement" after being discussed in the House of Representatives. She wanted to save 60 million euros with the measure. She will now have to find this cut elsewhere in her budget.
Health insurers have always been fiercely opposed to this austerity plan. According to them, scrapping global coverage would not lead to savings. In addition, the plan turned out to be virtually impossible to implement administratively.
Source: www.rijksoverheid.nl
Quite rightly that no distinction is made between travelers who have to deal with healthcare costs within or outside Europe! Minister Schippers caused a lot of unnecessary commotion, but fortunately that has now come to an end.
Everyone happy 🙂
Of course the insurers do not want to remove this from the basic package! A large part of the premium that people now pay is precisely for that worldwide coverage. Administratively impossible? Complete nonsense of course. Request a quote from a health insurance company. The first question that is asked is what the cover should apply to, such as cover for USA, Europe, rest of the world. If you click on USA, the premium immediately goes up considerably. Apparently it is simple to calculate, but of course people do not want this, because that saves a few hundred million in premium that they prefer to put in their own “reserve” to pay out as dividend to the shareholders in a few years. Schippers was probably whistled back by fellow party members who now hold sway at one of the health insurers. They already see their bonus in jeopardy! Schippers himself does not make himself popular with this either and can write a future job at the club of health insurers on his stomach. So don't!
A right decision that hopefully will hold for a while, you never know with politics.
Just give the Dutch the same treatment. Wheel turners can be tackled in a different way. Much stricter controls, but yes that requires manpower and priorities. There is often a lack of that. But it is good that holidaymakers can also receive the right medical treatment outside Europe.