Dear readers,

My girlfriend has a Thai and a Dutch passport. We live 6 months here and 6 months there. When we go to Thailand she travels out with a Dutch passport and travels into Thailand with a Thai passport. We have been doing that for a number of years.

Now the story is going around that if you travel into Thailand with a Thai passport and something happens to you, for example hospitalization, the Dutch health insurance or travel insurance will not reimburse! Because you are in Thailand as a Thai resident and not as a tourist. My question: Is this nonsense or is there some truth to it.

Thank you in advance for your response.

Regards,

Adri

6 responses to “Reader question: Insurance and with a Thai passport to Thailand”

  1. Khan Peter says up

    The insurer only checks whether you are a Dutch resident. Your Thai partner must therefore be registered in the Netherlands. It does not matter with which passport she enters Thailand.
    It is best to have this confirmed by your insurer. Send an e-mail to them.

  2. l.low size says up

    If she is with a Ned. health insurance is registered, then that should not cause any problems which passport someone uses.

  3. Ronald V says up

    My wife does not have a Dutch passport, only a residence permit, and therefore always travels out of the Netherlands and into Thailand with her Thai passport.
    Despite that, she is simply insured. The insurance does not care which passport you are traveling with. If this were the case, my wife would not be able to take out insurance.

  4. Renee Martin says up

    Insurance company has nothing to do with what passport you hold and what passport you travel with. In the Netherlands, you may also be obliged to take out health insurance with a foreign passport. In my opinion, it is important that you meet the requirements to be eligible for Dutch basic insurance, such as living and being registered in the Netherlands.

  5. Chiang Mai says up

    In my opinion, as a tourist (with a 3-month tourist visa) you cannot be registered with a Dutch health insurance policy (you are not a Dutch resident but a tourist). You can/must take out a policy for that period, for example with Ooms insurance in Haarlem. You must be insured with a health insurer if you are registered in the municipality where you live and therefore with a residence permit, which passport you have makes no difference, you are a Dutch resident and that is different from a Dutch citizen, so which passport you travel to Thailand with makes a difference. no difference.

  6. Cees1 says up

    It seems strange to me that you are therefore not insured. But just to be sure, just ask your insurance company. Then you know for sure. Because you will see here you get a lot of different answers. While nobody really knows for sure. And keep in mind that insurance always tries to get out of it when it comes to paying.


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