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Home » Reader question » Reader question: How can I leave my Thai friend well looked after?
Reader question: How can I leave my Thai friend well looked after?
Dear readers,
I have a question about how I can leave my Thai friend well cared for if I die suddenly. Is life insurance an option or is there too much risk here that they won't pay out for whatever reason?
I am also thinking of opening an account in his name and depositing a substantial amount of money into it. But if he happens to die before I do, his family will probably run off with the amount.
Does anyone have a good suggestion?
Regards,
Peter
I don't see why a life insurance policy wouldn't pay out if you die.
You may also be able to open an account where he can withdraw money after your death.
You have to go to court for this, otherwise the bank will not participate.
I also worked on that a while ago, because after my death money must be made available immediately for the cremation and everything that goes with it.
But I'm no further with that than the bank has said that I have to get a document from the court.
Ruud, you don't give much ins and outs, but give an option, so I can't say for sure whether it fits you.
In short, you can still put the necessary money in a separate bank account in your name, only give your partner the ATM and money is immediately available after your death.
There is no longer any concern for that either, if the account has been emptied via the ATM, the bank will eventually close the account.
Nico B
You can open a savings account in Thailand with him, you keep the bank book. In the event of your death, this can then be handed over to him or sent by post. Can also be done in euros at Bangkokbank.
Open a joint account. If he dies earlier, you can still join him. Otherwise, he can access the account. When he dies, his family inherits, of course.
Unknown is your relationship with the friend and your age.
In the Netherlands you could get married, so that your pension or other income can then go to your friend. I think you will have to discuss with your pension how or what exactly. Then you have arranged that for the Netherlands.
Even if your relationship wasn't that way, you could still do it! Perhaps a bit bizarre, but technically a solution.
I do not know to what extent Thailand recognizes such a marriage and the rights. However, that does not matter for the income from the Netherlands.
Like I said, I don't know what your relationship is with your friend.
You can of course open an account in both names. In the event of his death, you can empty the account yourself.
Furthermore, you can of course also simply have a will drawn up by a Thai lawyer, in which you indicate how or what to Thai legislation.
I am officially married in the Netherlands. Have a will in the Netherlands and Thailand.
In the Netherlands she inherits a substantial amount and the balance on my ING account.
In Thailand my apartment and the balance of my Kasikorn account.
The inheritance is tax-free because it does not exceed € 600.000.
Oh yes I give her pocket money 40,000.- baht per month.
It has already been said, you can open an AND/OR account, not an account in both names, that is definitely not the same thing.
In the event of the death of one of the two account holders, the remaining account holder remains fully and solely entitled to the entire balance of the account.
If you want even more security, cover that with a will according to Thai law and as an extra you give an ATM card to your friend, so that he can also dispose of the credit after your premature death.
A disadvantage could be that your friend withdraws money prematurely, that is an assessment that you will have to make yourself.
Opening an account in his name is also possible, but has the same risk.
A term life insurance policy with your friend as a beneficiary can also be taken out, which is not the same as a life insurance policy. You can ask an insurer for a quote. Depending on the amount insured, you may or may not have to undergo an examination, the premium also depends on your age.
Nico B
Nico B
I also want to leave my Thai partner well cared for. We live in the Netherlands.
I opted for a cohabitation contract and a will.
The advantage of a cohabitation contract is that you can get rid of it with a registered letter and that you do not have community property.
costs € 570,– plus € 200,– for a Thai interpreter.
My partner may also receive a survivor's pension.
Ruud: After your death, you need a certificate of inheritance or a statement from the court. Every Dutch bank pays the cremation costs directly through a bereaved desk.
will
Last month I opened an account with the bkk bank. The account is in my name with the condition on the last page [not visible to third parties] that after my death my daughter can withdraw the money. Costs 30 bath. First deposit 2000 bath.
much of the above advice applies, but you must first make your situation known. Such as: where do you live now, what is your status and that of your partner. Are there others (family members) who can claim. What are your belongings? Only money or also movable and immovable property and where is it located.
Also read the death file on this site, although partly outdated. Have also struggled with this problem for a long time and corresponded with, among others. the Dutch government and the embassy in Bangkok. If you live or stay in the Pattaya area, we can exchange ideas: 0874845321