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Reader question: Transfer Thai baht to the Netherlands, first exchange or not?

By Submitted Message
Posted in Reader question
Tags: ,
January 22 2015

Dear readers,

I have Thai Baht in a bank in Thailand and want to transfer it to the Netherlands. Is it best to first exchange the Baht into Euros and then transfer or transfer the Baht directly, which will then be exchanged into Euros in the Netherlands?

Yours faithfully,

Cees

Number of times read: 185

15 responses to “Reader question: transfer Thai baht to the Netherlands, first exchange or not?”

  1. gore says up
    22 January 2015 at 10: 30

    Hi,

    http://www.worldfirst.com often gives the best rates.

  2. Somsak says up
    22 January 2015 at 10: 40

    Simply pin in the Netherlands with your Thai bank card.
    Pinned in the Netherlands 18-01-15
    € 750.00 Depreciated in Thailand 28.961 baht and 29 satang
    And also 100 baht expenses.

    Gr. Somsak

    Viewtalay 5 D

  3. support says up
    22 January 2015 at 10: 41

    From Thailand you can only pay in TBH for a transfer in Euros. Unless you have a Euro account in Thailand.

    It is (almost) impossible to transfer TBH to Thailand from the Netherlands. You cannot buy TBH for a wire transfer. So roughly calculate how much TBH you ultimately want in Thailand and then transfer Euros. These will then be credited directly to your account in TBH in Thailand.
    Unless - as mentioned - you have a euro account. But if you want to withdraw money from that euro account, the bank will pay out in TBH

  4. quaipuak says up
    22 January 2015 at 11: 08

    Dear Cees,

    Would wait a little longer because the euro may fall even more.
    Do you get more euros for your baht. (http://www.wisselkoers.nl/thailand_bath)
    And as for changing at an office or transferring money, I don't think it matters much.
    Because at an exchange office you usually don't get the same price as you would exchange euros for baht.
    This is always lower. I think you should do some research at your bank. And also google “Transfewise”

    Yours faithfully,

    Arnold Hartman

  5. Boof of Orange says up
    22 January 2015 at 11: 17

    Hello Cees,
    I don't know your situation (probably), but when I opened my account at Kasikorn I asked if it was possible to transfer money from my account to be opened back to the Netherlands (wherever it came from). The answer was that I had a prior needed a work permit in Thailand. Without a work permit in Thailand it was therefore not possible to refund money.
    You can, of course, withdraw money from the wall with your Thai debit card in the Netherlands. You must use the correct PIN code, otherwise the ATM will swallow the card and you will not get it back. But you may know that.

    Greetings

  6. Karl says up
    22 January 2015 at 11: 24

    just transfer Baht at the Bank. costs approx. 1.000 Baht

  7. Harry says up
    22 January 2015 at 11: 28

    Euros in TH are a main currency, so a good exchange rate, THB are an “exotic” currency in Europe, so a bad exchange rate.
    Have you ever thought about selling your THB to a company in Euro country, who has to pay in THB for the purchased goods from TH? You happy, they happy.

  8. Keith 2 says up
    22 January 2015 at 11: 31

    If it is not an astronomical amount: selling your bahts to Dutch people/tourists here, you will of course get the best rate. They can give you cash in euros. Then bring cash (ok, there is a maximum to what you can have with you) to the Netherlands. I am coming to Thailand in February and would like to buy from you for a few 1000 euros in bahts. My email address may be given to you.

  9. Harry says up
    22 January 2015 at 12: 41

    You may import or export up to € 10,000 without declaration. Please specify above. see http://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/douane/geld_over_de_grens_meenemen/geld_over_de_grens_meenemen .
    Does NOT mean that you have to pay tax on it, but at the end of the year in the form of wealth tax (1.2%).

    How about… knowledge in NL receives/pays € 50k in cash and you are kept informed via the mobile phone in TH, so that on the spot the agreed equivalent value in THB is handed over to someone in TH (who is therefore in contact with the "payer" in NL. )
    Yes, it's all black money.

    But.. you can indeed transfer THB ex TH, so that it is in Euros on your account here. I just don't know how much the Thai state allows as a maximum, and under what conditions. Significantly less “creeps” than all that “black” stuff.

  10. eduard says up
    22 January 2015 at 12: 47

    Hello, that debit card in Holland with a Thai bank account was convenient for a lot of people. Maarrrrr now the tax authorities are watching and getting information from debit cards with foreign cards. So no more million baht on your Thai bank and debit cards in Holland. Thailand has a treaty and answers questions from the Dutch tax authorities.

  11. lung addie says up
    22 January 2015 at 14: 39

    as often here on the blog: insufficient details and therefore no correct answer possible. How many Bahts are we talking about? 10.000 – 100.000 – 1.000.000 – 10.000.000 ??? as long as that is not known, it is impossible to give a correct answer. Do you want to make it official or do you want to compromise? Then at least say what he is about and then a correct answer to your question can be given. There are plenty of specialists here who know and can help you, but not like this.

    Lung addie

  12. Marinella says up
    22 January 2015 at 14: 44

    19 January 15.000 bth pinned nij de tmb bank.
    The same day a statement of the ing 438,96, this seems a bit much to me, but what can I do about it?

  13. Nico B says up
    22 January 2015 at 16: 05

    Cees, you can fill out a form at your bank for a transfer to NL in Euros, the Thai bath that you want to transfer will be converted into Euros, so that the receipt in NL will also be in Euros. The rate used for this conversion is a reasonable one, the costs that the bank charges you here are low.

  14. daniel says up
    22 January 2015 at 21: 43

    I am here as a bachelor and have an account with the necessary 800.000 Baht on it. Let alone that someone at immigration does not want to give me an extension, then I also want to get this amount back on my account in Europe. Also in case of death. Because people are sometimes difficult, I now use the account for all expenses and adjust it again three and a half months before the renewal.

  15. quaipuak says up
    23 January 2015 at 13: 07

    Hi everybody,

    Just an update 1 euro is now. Yes…. 36,4480!! I can cry! Just wanted to import a bit from Thailand… So I would just wait a little longer Cees..

    Greetings,

    Kwaipuak


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