Dear readers,
How do other people solve this, who stay in Thailand for a long time or live here? Suppose that you can no longer do the administration yourself while you are in Thailand. Almost experienced it myself. In 2018 I had a stroke, luckily it ended well. Spent a few days in the ICU in the hospital as well.
Then I started to think. How do I transfer my money to Thailand? Did that later. My daughter, where I have an And/Or account, sent an e-mail. That she has to log in to Wise with my username and password. Then she only sees 1 bank account to whom they have to transfer. Don't have a bank account anymore after that time. It's in my girlfriend's name. Do have the debit card, if it is the case that you need money due to circumstances, you can pin it. She withdraws household money from the bank every month.
I do not want to transfer my income directly. Because how do I transfer the money back to the Netherlands, if necessary? If it happens that I don't want to or can't stay here, due to circumstances. I've been married and divorced, not with the intention of getting divorced again.
Regards,
Hans van Mourik
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dear Hans, that you are temporarily out of the running and are no longer able can happen to anyone. it is wise that you think about this now. But your question is a bit general. You talk about no longer being able to do administration yourself, but your story is about having enough money for you and your girlfriend in time.
Can I just write something about the latter? Your pension or other income will therefore end up in a joint bank account with your daughter. But if you are temporarily out of action, you cannot ask your daughter to send money. So you should at least make sure that your friend can contact your daughter in case of emergency. Both telephone numbers, email address, line, etc. You must therefore find a solution to the language problem. They probably can't understand each other. Possibly one of your friends has a Thai girlfriend/wife who can bridge that problem. I don't know why you don't have a Thai bank account. Now you are apparently completely dependent on your girlfriend's bank account. Seems quite clumsy to me. But if you can solve the communication problem between your girlfriend and your daughter, you can get by with the current system. That is sufficient, at least for this subject. But if your question concerns your entire administration, then the Thailand blog may at most be a first aid, but so much needs to be written back and forth that this is not really possible via this blog. Good luck!
Dear readers,
For all the elderly of age living in Thailand, go back to the Netherlands if you can no longer exist independently in Thailand.
In the Netherlands there is still a safety net because you have a Dutch passport.
If you become dependent in Thailand you will be sewn on an ear, if not today then tomorrow.
Don, there are people whose condition of incapacity comes as a bolt from the blue. Severe stroke and suddenly you can't do or think anything. Hans now wants to get ahead of that with a measure.
I think that a power of attorney can solve a lot, although in Thailand you quickly have a language problem if the authorized person cannot read documents from the SVB, pension bodies and tax authorities….
dear Don
If you have been living in Thailand for years, have become established there, have a wife and children, then you don't just go back to the Netherlands and I wouldn't even want to, why?
This is about how and who can help you with everything about money, visa I think, 90 days notification etc
Your comment then go back to the Netherlands really makes no sense.
Dear Don,
you can always go back to the Netherlands, but where do you live? Owner-occupied houses are already unaffordable and how do you get a rental home if you have not been on the waiting list like others for years?
RNo, rental houses are also available at short notice, even in the social sector, but that depends on the desired region. And for retirees, living in areas where there are homes for rent isn't a problem, is it?
In 3 months I had a home in Friesland in the social sector. Completely arranged from Thailand.
Dear Hans,
Make sure that you make a “Levens-testament” with your Ned notary.
Get to know them first.
It also sheds light on what to do in the event of dementia, termination of life, etc.
Also give your daughter full power of attorney to act when you are not around or, when you are in Th, have to sign something or conclude a contract.
Just take the step and you are rid of many uncertainties. And live relaxed in Thailand.
Answers to this question.
Now you are apparently completely dependent on your girlfriend's bank account. Seems kinda clumsy to me.
Did this because if anything happens to me, she can come along.
Otherwise it will be blocked immediately upon my death.
Made with knowledge here.
Hans van Mourik
My brother is in the Netherlands who also had a brain stroke.
Can't do anything after that, both mentally and physically.
His daughter has applied to the court to be the only child administrator.
Is allowed, because it is somewhat probable.
She also did not make a will, probably because she is the heir anyway.
I thought so, because I didn't either.
She then, she heard from the social worker and the doctors that it will never be okay again.
His house is for sale immediately
Because he is still alive, his income is still going as usual, he also has some savings.
Later when she passed away, and the house has not yet been sold, she paid it through, did not tell me how.
The house was sold a year after his death.
So far I know this.
Hans van Mourik
For now, make a kind of step-by-step plan for the cases you can think of or have experienced and put this on paper.
And then work it out in detail with your wife and daughter.
For example, use google translate to write in Thai.
Putting it on paper makes it clear and gives peace of mind.
For example, I have created a kind of medical file that contains history because Thailand does not have a central registration. Contains previous treatments and medication, allergies in both NL and TH.
I also have a piece of paper in my wallet with personal details and family phone numbers in case of an accident.
I think my question is.
How do other people solve this, who stay in Thailand for a long time or live here.
Most response are, how should I solve.
I told this
My daughter, where I have an And/Or account, sent an e-mail. That she has to log in to Wise with my username and password. Then she only sees 1 bank account to whom they have to transfer. Don't have a bank account anymore after that time. It's in my girlfriend's name. Do have the debit card, if it is the case that you need money due to circumstances, you can pin it. She withdraws household money from the bank every month
I would like to know this, probably other people too..
But how do, or have they already done it.
Hans
Dear Hans, in essence your question is about "administration" in a scenario where you can no longer manage yourself. An essential question you have to ask yourself is how far you are willing to go in this yourself.
Only the management of your goods or also the management of your person?
If you do not arrange anything yourself, you fall back on existing regulations, regardless of whether they are Thai or Dutch. I think you should think carefully about whether your daughter, your girlfriend or both can jointly provide the best care for you. If you see clearly in that, I think you should discuss it well with them.
A will is useful, but it won't help you as long as you live.
In Belgium you can give a power of attorney to someone you trust. I don't know the situation in the Netherlands.
https://www.tijd.be/netto/analyse/erven-en-schenken/bepaal-wat-er-op-uw-oude-dag-gebeurt-met-een-zorgvolmacht/10249305.html
As far as I know, there is no such thing as the Belgian power of attorney in Thailand. There is legislation about medical treatment in the last phase of life, called “Living Will”.
https://bewell.co.th/living-wills-q-a/
I myself have discussed my wishes extensively with my Thai wife. By the way, mutual. I trust that she will respectfully do her best to fulfill my wishes as long as I live. I know that she ordered her relatives to take care of me, according to my wishes, if she were to die first.
I have good family relationships in Thailand and no more family ties in Europe, which is why my final scenario is only situated in Thailand.
If you have one foot in Thailand and the other in Europe, you will have to think of several scenarios.
According to the legal rules in the Netherlands, a will is not necessary. See point 10 of this link.
It goes to my kids then grandkids, and so on and so forth.
If I want to dispossess my children, or anyone else, I have to make a will.
I'm not doing the latter.
https://www.plusonline.nl/erven-en-schenken/de-11-belangrijkste-vragen-over-het-testament?fbclid=IwAR2kofOpox7uAgFVAHgxTsLXXWvrLauk7asDa6LxISjycyyOBChsJo52Tpk
I am now working on leadership
It turned out that I have to apply to the Court, if I'm still clear-headed, according to several links.
Haven't decided yet, have to do it in the Netherlands anyway, so all the time
Hans van Mourik
I am not married and do not have a registered partnership