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Home » Reader question » Thailand question: Back to the Netherlands and old age pension?
Thailand question: Back to the Netherlands and old age pension?
Dear readers,
I have an old age pension. Does anyone have experience with family reunification in the Netherlands and the rules regarding the state pension? I would like to return to the Netherlands with my wife.
So who has experience with this or knows what the regulations are in this case?
Regards,
Cristian
Editors: Do you have a question for the readers of Thailandblog? Use it contact form..
Those who have reached the state pension age do not have to meet the income requirements with regard to the TEV immigration procedure of the IND.
By that you mean, for the record, that the spouse/partner must have reached the state pension age applicable to him/her for the compulsory integration before arrival in the Netherlands. ? Otherwise, the partner must first take an integration course and exam in Thailand before this partner is allowed to settle in the Netherlands.
Cristian, I read you have state pension and you now live in Thailand, I assume. I cannot place the word family reunification; I assume that you live with your wife in TH and that you will live with her in NL?
If you live in NL again, you must register and report to the SVB how you live; I assume that you live with your wife and on that basis you also receive your state pension in NL. However, the deductions will change, partly due to the health care premium.
Do you still have a partner allowance? It may still exist if you fell under the 'existing cases' on 1-1-2015. If nothing changes except the place of residence, it could well continue, but I would clearly communicate this in advance with the SVB.
Many situations are described on the website of the SVB.
What I mean.
What if I want to take her to the Netherlands.
Civic integration regulations and conditions .
What should we do?
Dear Christian, except for the exemption from the income requirement (because you have already reached state pension age), the normal rules and conditions apply. That means that:
– if your partner has also already reached the state pension age, there is an exemption from the integration requirement
– If your partner has not yet reached the age at which someone of her age is entitled to AIW, she will have to take the integration exam (at the embassy, later also further integration in the Netherlands).
Furthermore, you will of course have to collect the papers (regardless of your age) that apply to you: proof of being married, to name just one thing (which exactly depends on whether you are legally married in the Netherlands, Thailand or elsewhere). are), the questionnaires and so on. For details see the website of the IND. If you indicate exactly what your situation is there, you will see exactly what the IND wants from you.
Or maybe the 'immigration Thai partner' file reads more pleasantly. Use that as a preparation to know what kind of documents the IND will ask for. Find out how to get there (for example, obtain a Thai marriage certificate through the amphur, have it officially translated into English/Dutch/German/French, have the certificate and translation legalized by the Thai Ministry of Foreign Affairs and then the Dutch embassy and so forth).
Does your wife also have to take an exam at the embassy because of her age, make sure she does so first. You don't want to be unable to pass the exam on time (for some it takes a few weeks of a crash course, for many it takes a few months, for some it takes a year or more...). The other papers often have a very limited shelf life, so only complete them once the exam has been completed. The 'entry and residence' (TEV) application can then be started with the IND. Once this is over after 2-3 months or more, immigration, registration with the municipality, integration here, taking out health insurance, etc. come into play (see also the file, but keep the current rules and information of the various government services in mind. holes, the integration requirement will change as of 1-1-2022: more stringent requirements, etc.)
In summary: go to the IND website, fill in the online help there and see exactly what you need. Check my immigration file to clarify things and to see a few steps ahead (good preparation is half the work). Then get started with the entire procedure(s). Good luck.
I think you mean to ask whether you can take a (in this case Thai) partner to the Netherlands with you on an AOW benefit. The answer to that is no.
As a state pensioner, you are exempt from the means requirement, but your wife will first have to take the civic integration examination abroad in Thailand before you can submit the MVV application for her as a sponsor. I assume that your partner has just reached state pension age. You can submit that MVV application while you are still in Thailand, but that makes little sense if your wife has not yet passed that exam (level A1).
Don't forget that after arriving in NL your wife must integrate at B1 level within three years. That turns out to be difficult for some Thai people. Don't think she can get rid of it by paying a fine. In principle, such a fine can always be imposed as long as she has not passed her civic integration course.
Your wife can only meet both integration requirements if you do NOT immediately come to the Netherlands from Thailand. My advice is to first see if she likes Europe. If you have lived with her in another Member State for about four months (choice of 26) and you still decide to come to the Netherlands, your wife will not be required to integrate.
An additional advantage: in some EU member states, a Thai can easily exchange his or her driving license for an EU driving licence.
Van site op http://www.mixed-couples.nl I wrote briefly about this last year (that it also concerns a child is in principle irrelevant). See https://www.mixed-couples.nl/index.php/topic,22089.msg181949.html#msg181949
Feel free to contact me if you would like more personal advice about this so-called Europe route or take a look at https://belgie-route.startpagina.nl/.
If your question is about the AOW, something else is going on. Your wife only accrues state pension rights once she is in the Netherlands. If you are not already, your state pension will be reduced if your wife is 12 years or more younger than you. She can buy herself sometimes. See: https://www.svb.nl/nl/vv/nieuw-in-nederland/voorwaarden-inkoop-aow. You will only know whether that will pay off after a quote has been requested from the SVB.
Exactly so dear Prawo.
Prawo, what you write here:
'If you are not already, your state pension will be reduced if your wife is 12 years or more younger than you.'…
I can't find that on the SVB site. Can you tell me more about that please?
I only find on that site that when you get married you are entitled to a maximum of 50% benefit (except for people who are still covered by the expired partner allowance scheme).
I'd be happy to clarify that for you if you ask. Email me for that. But you can also just assume that this is the case. That costs nothing.
Prawo, we all benefit from your answer here. So post it here, I post here often and have nothing to hide. Besides, I don't know your email address.
But just to be clear: you say that if my wife is more than 12 years younger than me, my state pension will be reduced. That sounds a bit like an April 1 joke that Thai Visa dot com posted years ago…..
I'm curious, Prawo.
Yes dear Erik, randomly guess a term of 12 years which I can't find on the internet. What I do read is that the supplement for the AOW has been abolished as of 2015, existing supplements (from before 2015) can change if the partner earns more income, I read on the SVB. I then assume that the person asking the question will receive a supplement to his state pension in Thailand and this will continue to exist upon his return to the Netherlands.
Ger, as far as I know, the partner allowance will continue to run until death or the end of the relationship and there is a provision for a temporarily higher income for the partner. I really can't find anything about that 12 year age difference. I suspect Prawo is mistaken.
If the man can go to NL and the partner first has to follow a course in TH, you will be temporarily interrupted from cohabitation; could that be a hindrance? Hence my comment to communicate that. I have no experience with that.
I was indeed mistaken.
I am concerned with the AIO supplement that can be obtained from a partner who has not yet reached state pension age (or who has not accrued sufficient state pension). This has replaced the surcharge that was abolished in 2015.
The 12 years I mentioned has nothing to do with it, it stemmed from something else I was working on, something I didn't realize in my haste to respond. Once again, my apologies.
It is or was arranged for an AOW benefit in such a way that you accrue pension from the age of 15 to the age of 65. These are therefore 50 years where you accrue 2 percent every year, so make 100 percent. You do not have to work in the Netherlands for this. Only the years that you have lived here. So if you have lived in the Netherlands for 50 years, you will receive a full AOW. So 100 percent, For every year that you have not lived in the Netherlands since you were 15, you lose 2 percent. That applies so for you but also for your wife if you are going to return to the Netherlands with her. When my Thai wife came to the Netherlands she was 43 years old. So a loss
of 28 years, so a loss of 28 times 2 meant a future loss for her of 56 percent. In 2008 there was an opportunity to buy that loss from the SVB to undo that loss. And I succeeded then which means that my wife will receive 100 percent AOW when she reaches the age.
Svb is also on Whatsapp. If I want to know something, I send a message and receive an answer within ten minutes.