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- Rudolf: Quote: What are the current estimated costs of building a house per m². That just depends on what kind of requirements you meet
- Johnny B.G: In the 50s-80s/90s, Dutch regularly grown food also contained poison and yet there are 20% elderly people in the Netherlands and in TH that is also the case.
- Johnny B.G: The interpreter bases himself on a number of sources, but there is of course much more to it. In Isaan since 50-60 years ago r
- rob: On average I stay in Thailand 6 to 8 months a year and enjoy the food there every day. I will never, ever be told
- Eric Kuypers: Robert, do you know how big the Isaan is? Say NL three times, so it makes sense if you give a little bit of direction like the pro
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- RonnyLatYa: Also take a look at this. https://www.iqair.com/thailand/kanchanaburi Also scroll down a bit and they will also give you some explanation
- Peter (editor): I also enjoy the Thai food and yes, the price is very attractive. But it's just a fact that Thai farmers are unbelievable
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- Eric Kuypers: Wilma, bad air is not in all of Thailand. Thailand is more than 12x the Netherlands! These are the big cities (traffic) and some
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Home » Reader question » Moving to Thailand, but what about medical costs?
Moving to Thailand, but what about medical costs?
Dear readers,
I made the mistake of moving to Spain in December. In the winter with the cold I have physical complaints in the Netherlands, especially pain in my back and in my worn-out knee. I think Spain is also warm and my children can come over more easily. However, Spain is really not as warm in winter as I expected, I walked with pain in my back and knee for 3 months.
I still want to move to Thailand, but what is the best way to do this? I am particularly concerned about my knee, I am afraid that I will have to have an artificial knee in the foreseeable future. How is/is something like this arranged with health insurance?
Keep me posted for suggestions.
Regards,
Jacob
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Move to the Canary Islands and it saves you a lot of trouble.
Or to the south west of Spain.
Jacob, a medical history reduces the chance of an affordable policy after emigration to Thailand. Or ask the (im)possibilities to the gentlemen of AA who are based in Thailand and speak Dutch.
If obtaining an affordable policy in Thailand is a problem or not possible, then do not emigrate to Thailand, but go/stay living in the EU, EEA, Switzerland or one of the treaty countries (which does not include Thailand). See the HetCAK site for country information. And then spend the winter in Thailand without emigrating.
Or have the artificial knee fitted now and then emigrate. But your medical history will continue to haunt you in Thailand and you will encounter exclusions and/or premium increases.
If you deregister in the Netherlands, you can no longer derive any rights from your Dutch health insurance.
Depending on your age, you can take out Thai insurance, but keep in mind that these exclude pre-existing ailments in advance.
If you still have Dutch health insurance, there are still some possibilities to (temporarily) convert it. You must do that before you unsubscribe. There are a few companies on the internet where you can go.
Success!
I have been deregistered from the Netherlands for 13 years, I canceled my Dutch health insurance only 2 years ago. So it is possible, but they make it terribly expensive, was insured with CZ
Lieutenant, then you were lucky that you slipped through the cracks. When deregistering, this is passed on by the municipality, but yes, things sometimes go wrong in computer land…
For existing complaints, no insurance in Thailand will cover you. And then you will have to pay for everything yourself. It is better to remain registered and insured in the Netherlands and only spend the six winter months in Thailand.
Perhaps it is better to ask the health insurance company itself?!
I don't know how you are medically insured now, but if you have a normal Dutch health insurance policy, you will be expensive because you will not leave the EU, just continue to be insured.
That's why at your age, if you don't have specific connections with Thailand, I would also choose the Canary Islands.
Personally, my choice would fall on Tenerife, but also on the other islands there is a very bearable temperature / climate all year round.
Moreover, if you choose Thailand, you will also have to deal with sometimes temperatures, which not every Westerner welcomes.
High humidity, which goes hand in hand with very high temperatures, and depending on where you are going to live, sometimes months with very poor air quality, is certainly not something that many people are waiting for.
Furthermore, if you are already dealing with chronic complaints, such as knee, back, etc., it may happen because you no longer live in the Netherlands in the long run, that your Dutch insurance no longer applies, and your new insurance or duration , or will come with all kinds of exclusions.
Therefore, if I had no connection with Thailand through my Thai wife, I would always opt for Tenerife where the temperatures are usually very pleasant all year round, I remain insured, and because I do not have to leave the EU, I also have no trouble with visas, 90 days notification,TM30 notifications and a mandatory account of 800.000Baht.etc.
You once made a mistake with your choice of residence on the mainland of Spain, and if you next choose permanent Thailand, you would first look at the different things carefully.
If you come to Thailand for a long time, you must take out private health insurance, otherwise you can be completely ruined here.
I asked a price to operate on my knee (meniscus) and this kind of short procedure would already cost me 200.000 to 300.000 Baht.
If you move to a country outside Europe and you do not have an address in the Netherlands that you have to go to for 4 months a year, you will be immediately kicked out of the health insurance. Health insurance for Farangs is very expensive in Thailand and excludes “old people's diseases”. Prostat bv is only for people younger than 60 years
Ulrich, if you emigrate from the Netherlands, the health insurance policy will stop, even if you move to a neighboring country. Every emigration from the Netherlands means the end of the right to a health care policy.
If you want to immigrate to Thailand you must have an income of at least 65000 Bath per month.
Because of the cold, back, shoulder and knee problems, I chose Thailand instead of Spain 4 years ago.
Partly due to my tumor and the age of 66, I cannot normally insure myself in Thailand.
So I put money aside and get regular treatment at 3 State Hospitals in Bangkok.
So far I am satisfied with the medical care and do not regret choosing Thailand.
Because of health insurance, you could also choose to stay 4 months in the Netherlands and 8 months in Thailand. Good luck with your decision.
สวัสดี่ Jacob, hello Jacob
I have the same complaints except the back pain.
My advice. Don't nag too long, get rid of the pain.
Fintro forte is a Dutch product that helps to make all joints in your body painless and healthy.
But at a certain point it is over. Advice: have yourself operated first. I had this done at the UMC Maastricht, perfect, replacement Thai prosthesis.
Fintro eases the pain for all joints, but I don't know where your back problems come from. I hope for your sake you don't happen to be on statinus for high cholesterol, stop doing that and the pain will go away.
If this back pain does not go away, you need to know what the cause is. Could also be trauma.
You may find a parergic therapist who can read your aura.
If there is a need to emigrate after solving this pain problem, I also have experience with Spain and Thailand.
If you can't stand high temperatures, choose Tenerife or another Canary Island. Also has the advantage that the VAT is only 7%.
If you make a financial consideration, Thailand is cheaper.
In Spain you are always financially exploited as a hibernator.
In Spain I had 100 € per month, in Belgium 0 and in Thailand at least 1000 €.
Thailand health insurance choose WRlife,via AA Assurance Pattaya(Benny, NL)
Me 77yrs Inpatient, 300€.
I can pay for exclusions myself, do not choose an outpatient, the premium doubles.
The NL health insurance premiums will expire and WR life will then be even cheaper.
Tax in Thailand is half less and you can also deduct the health insurance premium (tax through Ronny Lat,)
Don't forget, the WR premium remains the same forever after taking out, you can live for 3 years.
Greetings Martin
I have health insurance with AIA, insured up to THB 15 million including accident insurance for THB 97.465 per year.
If I were insured in the Netherlands, I would have lost about € 170 per month, add the deductible and accident insurance and you will have lost just a little more in Thailand.
It is true that as you get older you will pay a little more.
All those Indian stories about unaffordable insurance come from a time that is fortunately behind us, a lot has improved.
If you could add that you can take out that insurance at any age, that the premium is age-independent and that existing ailments are not excluded, this would be a very attractive concept. But I'm afraid that's not the case, unfortunately....
Taken out at age 63 for 20 years, at age 66 the premium does indeed go up somewhat, when taking out no questionnaire or survey.