Reader question: Moving from Belgium to Thailand

By Submitted Message
Posted in Reader question
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February 3 2020

Dear readers,

At the beginning of March I will move to Thailand (Buriram). I have been a retired civil servant in Belgium. I receive my pension from the Fod. Finance. I suppose I have to change my residential address to Thailand? The next step I have to take is to register at the Belgian embassy in Bangkok?

I also have to send a life certificate once a year that I am still alive. Can I obtain this at my new home address in Buriram or also in Bangkok?

Can one of the readers clarify my questions (perhaps someone who also lives in Buriram?).

Regards,

Don Ramon.

32 responses to “Reader question: Moving from Belgium to Thailand”

  1. Dree says up

    I am also a civil servant
    If you come to Thailand, you must be registered with FPS Finance, not residents https://financien.belgium.be/nl/particulieren/belastingaangifte/aangifte_niet-inwoners
    Deregister at the Municipality and register at the Belgian embassy in Bangkok, then they will know where you live in Belgium.
    You can report your address to the my pension service and they will send you a life certificate form every year.
    Welcome to Thailand

  2. Janssens Marcel says up

    First take form 8 to the town hall, which is proof that you have deregistered. Register in Bangkok, embassy, ​​in the meantime apply for your affidavit of wages if necessary. Open a bank account here in Thailand . Notify all authorities , bank , pension service etc. . The life certificate will be sent to you and you must have it filled in here by, for example, the police. You can also print it from your PC and have it filled in.
    Succes

  3. Janssens Marcel says up

    Another addition . Send the life certificate by registered mail because mine has already been lost once

    • david h. says up

      I send my by registered mail and again by email, email would be sufficient for pension service, but the meager Thai registration fee tempts me to send it twice.
      Sure is sure, although you won't lose your pension if you don't have a life certificate, they just hold it until the proof arrives, as good as a savings account in Belgium 0 percent to 0.1o maybe!

      • John VC says up

        Dear DonMaron,
        You will receive a message from the pension service for your proof of life. I print this off and go to the local police for a signature and a stamp. I will scan this message and forward it on the MyPension.be site
        A few days later you will receive confirmation that your document has been received. Forward only with PDF!
        Welcome to Thailand

      • Eddy says up

        Dear David
        Also have plans to live in Thailand The pension service sends
        so that life certificate on Imagine this is lost Can't you , show your face on the
        embassy and get a life certificate there??

        • david h. says up

          Yes ! but do think they work there very limited for visitors, but you can also avoid that trip, in the beginning it was also reported to me that a photo of yourself with a very recent Thai newspaper with a very recent date can also be sent to them, however i never tried that.
          The pension service even sends that in advance via your Mypension as an attachment, so you could already print without receiving the actual paper version in Thailand (that's how they do it with me anyway)

          You can also copy that letter several times, its standard is always the same, so you can stock up, it is the date of the confirming government or your own date that counts on the document
          The Belgian embassy and pension service are not difficult about this.

  4. nicky says up

    We do not live in Buriam but Chiang Mai. If you are registered at the Belgian embassy, ​​you will receive a form there that must be sent to your last municipality in Belgium. With this you will be deregistered in Belgium. That's really all.
    Then make sure you take out health insurance here. You will remain insured in Belgium, but this does not count in Thailand.

    • endorphin says up

      Will you remain insured in Belgium? I thought if you are gone for 6 months, you are no longer insured. But I would like an explanation. Otherwise, you must remain registered in Belgium, and travel to Thailand only once a year for 3 to 4 months, and stay there.

      • Taste says up

        Endorfun, as a civil servant, an amount of your pension is deducted monthly for social security and even for funeral costs. Suppose you get something serious (unaffordable in Thailand) and you can return to Belgium on your own, then you are after re-registration in Belgium from day 1 for all mutualities with everything in order.
        I wonder if the editors will hold my comment again

      • nicky says up

        You remain insured in Belgium through your pension. However, only valid in Europe. We have been living in Thailand for 10 years and therefore have been deregistered in Belgium for a long time and still enjoy the health insurance. We go to the doctor in Belgium once or twice a year, and take the medicines with us to Thailand. Of course you have to pay your annual premium. We are with the independent health insurance fund and have never had any problems. This does not only apply to sickness benefits. You have to live in Belgium for that

        • david h. says up

          @nicky
          Even without a health insurance company you are insured in this way, also refunds, but the extra reimbursements do not apply, so it depends on whether the premium payment is worth it in terms of extras such as vaccinations, etc.

          I do not pay a premium and have indeed been reimbursed for doctor visits and related expenses .
          Mutuality contribution is not even an obligation in Belgium if you do not want the extras. Is a mandatory free health insurance service, but of course the mutualities do not advertise this.

          However, if I return to Belgium within 2 years, I will gladly pay this because it is worth it, now I don't think I have been deregistered.

          • nicky says up

            Sorry, but I pay just over 1 euros for 100 people once a year.
            If that can't be done anymore, then I don't know what can

  5. Dree says up

    I am also a civil servant.
    You must register with the FPS finances non-residents: https://financien.belgium.be/nl/particulieren/belastingaangifte/aangifte_niet-inwoners
    Deregister at the municipality and register at the Belgian embassy in Bangkok.
    You can also notify my pension with your new address in Thailand.
    Welcome to Thailand

  6. fred says up

    I think every year is when you have your pension (civil servant) paid into a Belgian account.
    If you have your pension paid into a Thai bank account, I think you must send a life certificate every month.
    Welcome to Thailand but think before you leap because it doesn't get any easier. Every day the rules change and bullying is added.
    You will soon notice in which red tape you end up.

    • Taste says up

      Fred, I think you are wrong here. My official pension is transferred directly to Bangkok Bank, albeit with a delay of three working days. As civil servants we used to have to provide a life certificate twice a year. Now this is once a year in the month in which you have your birthday. It is true that if people in Belgium still have debts, the pension service can seize your pension. Then you must send a life certificate monthly until your debts are settled. As far as the rules and harassment are concerned, I have to agree with you .I have lived here for 2 years of which 1 have been legally married and both me and my wife are getting thoroughly tired of the abuse of power of immigration in Chiang Mai.Expats who dared to live for 15 months in Chiang Mai's heavy air pollution should be rewarded instead of treating us like serious criminals.

      • nicky says up

        I don't quite understand what you mean by abuse of power. We've never had any problems. Friendly treatment. back out in a few hours. Don't see the problem

  7. lung addie says up

    Dear Don Ramon,
    enter above left in the 'search box':
    'unsubscribe file for Belgians' and you will receive all necessary and correct information.
    If you wish to receive the entire file: enter your email and I will forward it to you by email. I wrote that file, which was never bundled by the editors but has appeared on this blog, and can therefore forward it to you.
    lung addie.

    • Jos says up

      Dear Lung Addie,
      I would also like that file via email.
      Thanks!
      [email protected]

  8. Die says up

    Shouldn't one say that you will then lose 50% of your pension.

    • Taste says up

      Patie, I believe that it is already 75% and that on top of that you have to pay 20% import tax. The other 5% is an expat obligation to donate to a good cause.

      • Lung addie says up

        Dear Gus,
        ha ha ha ha ….. you will have to adjust your dates a bit. In the meantime has. the newly formed government in Belgium, a coalition of heavy alcohol, drug addicts and bar hangers, changed the law on pensions. Belgians who leave the country and are therefore considered 'Flag Refugees', and if retired, either as a civil servant or from the private sector, are penalized with the total loss of their pension plus a fine of 1000 EU per month, which must also be taxed become.
        Where Patie gets the info about the 50% loss is a complete mystery to me, unless it comes from whether this person is a member of these new political parties that formed a coalition.

    • Lung addie says up

      No Patie,
      that is best concealed. If only not to discourage people.

      • david h. says up

        @Lung addie
        No , on the contrary if one were still unmarried , and meet the love (?) of your life here and marry it , and you follow all doc. rules, you actually get a 25% surcharge on top from the loose pension wrist.

        In addition, in case of later death, the lady receives a pension amounting to a single pension for life,
        catch: she should not be too young anymore, around 45 years old I believe, the younger green leaves max 1 to 2 years of retirement, but exceptions due to child burden, etc., although existing

        Has it changed a while ago, they no longer grant us old people a "Thai green leaf" of less than 45 years old..., or is it that they fear that they will have to pay a widow's pension for far too long perhaps?

        • lung addie says up

          Apparently some people do not or no longer see the humorous nature of a reaction.

          What David H. writes is only partially correct. A married person receives a higher pension than a single person. However, the wife may not have any income of her own. This is the 'family pension'. Due to the combination of two factors, this can amount to 25% per month as there is a supplement to the pension and also, if married to a woman with no income, there is a tax benefit. By the way, you may transfer part of your income to the incomeless wife. This also applies to people who are still working.
          The situation is slightly different for a retired civil servant. The family pension does not exist there, by the way. They will also receive more monthly, but this is only due to the tax benefit and, therefore, if married to a woman without income, less withholding tax will be paid.
          Concerning the conditions: in order to receive a family pension, the wife must be of a certain age. The marriage must also have been concluded a certain number of years before the death. If this condition is not met, she can only receive a widow's pension in proportion to the number of years of marriage.
          If the husband is a divorced man and the ex has no income of his own, then the first wife is entitled to part of the pension and the new wife does not receive the full amount that she would have had if the husband had not been divorced.

          I leave that of not awarding a green leaf to your own interpretation as these are insinuations.

          • david h. says up

            Yes right on top!

            but then you can also go through the general terms and conditions of the entire pension scheme (you better mention the link of FVP, you have everything, lol),

            I stuck to the summary interpretation of that widow's pension, because then you can mention the whole script, lol,
            i'm just a simple soul and we all know how punctually correct an engineer is and should be, civil or technical or chemical or architectural ... (are there any more extensions?)

    • winlouis says up

      Dear Patie, 50% loss of your pension,? when you come to live in Thailand. I would like a little more explanation about that if possible. Thanks in advance. e-mail. [email protected]

    • nicky says up

      not for the Belgians, as far as I know

  9. Ipe says up

    The life certificate will be sent to you, I will have it signed at the POLICE OF TOURIST and then I will send it by post and by email, I will keep a return copy at home

    Welcome to Thailand

    • Avrammeir says up

      If I were in your shoes, I wouldn't be so quick to burn my Belgian ships.
      If you still have the opportunity, I advise you to keep your Belgian address for a while. Then you do not have to unsubscribe immediately and you can first taste living in Thailand for a while and only then take all that administrative hassle over your head.
      Maybe it's a big disappointment here... You wouldn't be the first to give up quickly here.
      Another sound Flemish saying in conclusion: “Look before you leap!”

  10. Jos says up

    Attention, in many immigration offices an affidavit of income is NO longer valid for several months.

  11. Marcel says up

    Before you leave, get yourself deregistered from your municipality, you will receive a P8 with which you go to the embassy that registers you. The embassy is then your town hall.
    If you keep a Belgian bank account, inform your bank where you will become an expat. In that case, it is better to have your pension paid into your Belgian account and
    you can then transfer the necessary amount with home banking every month.
    You remain liable to pay tax (as a civil servant) in Belgium, and keep your health insurance throughout Europe as before. In Thailand it is recommended to take out hospitalization insurance.


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