Dear readers,

My question is this I have been happily married to a Thai woman for 16 years and she has been living with me in the Netherlands for 21 years. Now we want to emigrate to Thailand and deregister here. Can someone tell me how I can best approach this and where I should be for that?

I do understand that my pension and AOW can simply be transferred to a Thai bank account, and that I have to fill in a special form for this at the tax authorities, because then gross becomes net. Also, I don't have a Thai bank account yet.

I would like to hear from anyone tips that can help me in an easy way.

Many thanks in advance,

Regards,

Ad

Editors: Do you have a question for the readers of Thailandblog? Use it contact form..

5 responses to “Reader question: Emigrate to Thailand and have us deregister here”

  1. Gertg says up

    This has been extensively written about here on Thailandblog.

    https://www.thailandblog.nl/expats-en-pensionado/emigreren-naar-thailand/

  2. tooske says up

    Name,
    You can unsubscribe at the municipality, free and easy.
    Immigrating to Thailand is another chapter.
    Assuming you are over 50 you will need a visa, non immigrant O, which you can apply for at the Thai embassy, ​​requirements are listed on the site.
    It is also useful to have a Dutch bank account, possibly via a postal address, you can simply have your AOW and pension deposited there and periodically transfer an amount to your Thai bank account, for example every month.
    The requirements for long stay in Thailand are comprehensive and you can read them on various sites.
    A point of attention is the health insurance that expires in NL if you deregister.
    So you will have to take out health insurance yourself and the rates are not tender and the coverage is often limited, you can count on 500 euros per month, although your wife could go to a Thai company a bit cheaper. Another option is not to insure, but then you have to have a reasonable piggy bank in case things go wrong.
    Furthermore, your national insurance premiums will expire, which is a considerable financial windfall.
    You will continue to pay tax on the state pension and possibly also on your pension.

    It's a big step you guys take but I personally don't regret it and would do it again in a heartbeat.
    does not want to go back to NL for gold.

  3. Alex says up

    You think, I think, a little too easily…
    Unsubscribing is simple: at the town hall of your place of residence.

    But before you do that, you first have to find out a number of things.
    You write that you “have to fill in a form with the tax and then gross becomes net.
    It's not that simple. Much has already been published on this site.
    I recommend that you hire a specialist accountant to arrange this for you because it is a lot more complicated than you think, and takes longer than you expect.
    And the Dutch tax authorities are not very helpful in this (to say the least)…

    You cannot register in Thailand, you must apply for a new annual visa every year (which is granted on the basis of sufficient income) and you must report in person to the Thai Immigration Service every 90 days(!)
    In addition, you must have a Life Certificate signed every year at a Social Security Office for your state pension, which is also accepted by many pension funds, but not by all…
    Every year they demand proof that you are still alive…!

    Also as the previous writer points out: health insurance. I have a Dutch health insurance for expats and pay 530 Euro per month. I advise you to take out good insurance in order not to get into (financial) problems ... if something happens to you, which I do not wish you, but you never know ...

    Given the paperwork here of Immigration and pension funds, I hope you will not settle in the interior (with your wife's family, for example) but in or near a large city.?
    These are just a few points from a whole laundry list!

    Don't think too lightly about it and get professional advice.
    And check out the many publications from the past on this site…
    I did that before I left NL 12 years ago and have never regretted it.
    On the contrary: I still enjoy it every day, together with my Thai partner…
    But if you think the whole procedure is a "easy" thing, you are guaranteed to get into trouble.

    And think carefully about where you will settle.
    Often the family of the partner has land, and a house can be built on it, somewhere in a small village or in the countryside, where no one speaks a word of English, and you don't speak Thai (I assume)…
    I wouldn't choose that in my life. But that's personal.
    I want to live in an urban environment, with all official authorities nearby, at least a good international hospital, and supermarkets where I can do my shopping…
    But all that is your own choice.
    I wish you good luck and wisdom!

  4. Daniel says up

    Dear Ad, you are talking about different things. You can deregister from the Netherlands at the town hall, but you can do so on the very last day that you are in the Netherlands. Enough time to obtain the necessary information via Google or to make a phone call with your municipality. https://www.rijksoverheid.nl/onderwerpen/privacy-en-persoonsgegevens/vraag-en-antwoord/uitschrijven-basisregistratie-personen
    But before that happens, when you are on holiday in Thailand again, you first go to a bank and close a bank account. When the time comes for you to emigrate, you pass on that Thai bank account to the SVB for transferring your AOW, and to your pension fund for transferring your pension funds. https://www.svb.nl/nl/aow/aow-buiten-nederland/betaling-aow-buiten-nederland
    What is also possible is to keep a bank account in the Netherlands, and see for yourself at what time you can transfer your money at the most favorable rate.
    It is a good idea to read this blog about how you should do your tax affairs. At the top left you will see a white search field. Enter the word tax, and you're good for a few days. That it all becomes tax gross = net is a monkey sandwich. https://www.thailandblog.nl/?s=belasting&x=0&y=0
    Finally: your question for tips to continue in an easy way cannot be answered. Emigrating to Thailand is already a difficult matter; being an immigrant in Thailand is a chapter on its own. It seems to me that if you take your business seriously, you will get there. In short: take time to thoroughly prepare yourself, otherwise you will come home from cold fairs. Literal!

  5. Bob, Jomtien says up

    Deregistration is simple: at the municipality where you live with the description emifra. After that, a lot of things go automatically.
    Well before departure, at least 6 months, apply to the tax authorities for exemption from deductions and exemption for a number of years. And if you continue to renew it in time with the 'service'.
    Cancel or sell all your insurance, property, etc. Provide a correspondence address and maintain your bank accounts.
    Entering Thailand on a tourist visa costs 0,00. extend within 30 days (extension) by 90 days and after 50 days apply for a non-immigrant O at immigration or via a visa office (duration). Upon entry to the owner of your accommodation, have a tm30 completed and kept in your passport signed by immigration as well as your tm6 obtained on entry to Thailand. As soon as you are sure about the place of residence, request a residence statement and submit it to immigration.
    Insurance with AA insurance, I am 76 and pay 5.500 Euros per year for inpatient insurance.
    Then there are other things such as driver's license car and motorcycle. Opening a bank account. The required financial resources. And others already discussed on this blog. If you end up near Pattaya-city and/or Jomtien, I can help you. [email protected] possibly also available as a temporary landlord for an apartment.


Leave a comment

Thailandblog.nl uses cookies

Our website works best thanks to cookies. This way we can remember your settings, make you a personal offer and you help us improve the quality of the website. read more

Yes, I want a good website