Hi thai blog readers,

I have a problem my Filipino girlfriend got sick, the temperature is 39,5c. Been to hospital. She turned out to have dengue. Only then did I start thinking about insurance, if nothing is wrong you don't think about it.

And I started searching the internet, but there are so many providers. You can't see the wood for the trees anymore. What is good and affordable? I think for me only the hospital is the most important. Those are the biggest costs. Does anyone know a reliable and good insurance company? With not too many small letters in the policy?

With kind regards,

Rob

17 responses to “Reader question: Who knows a good insurance for the hospital in Thailand?”

  1. Lex K. says up

    Hello Rob,
    As you have probably read here on blog it is quite difficult and costly to get insurance for foreigners in Thailand plus the fact that she is already sick I give you very little chance of insurance in this case and certainly not for this hospitalization and treatment, probably also with exclusions, because she has already been ill.
    Compare it a bit if your house is on fire and the fire brigade is at the door, or if you have already extinguished it yourself, then try again an insurance, with retroactive effect for the damage suffered, against fire, smoke and water damage to close.

    Good luck and best regards,

    Lex K.

  2. erik says up

    Have a look at the advertisers in this blog.

    AA in Hua Hin is certainly among them and there are quite a few NL people with their care and other policies. Feel free to ask, right?

  3. loan says up

    Hello Rob,
    Step into a bank, for example Kasikorn, TMB, I know that they can take out accident insurance and health insurance.

    regards Leen

  4. Matthew Hua Hin says up

    Dear Rob,
    It is beneficial that you have a foreign girlfriend, so the market of international insurers (which only insure expats) is accessible to her. These international insurers are better than the Thai companies. For more information you can contact http://www.VerzekerenInThailand.nl
    Best wishes to your girlfriend!

  5. Matthew Hua Hin says up

    My (also Filipino) other half has expat insurance that costs 19,500 baht per year. Coverage per year 15,000,000 baht, also full cover when she is in the Philippines.
    Unfortunately, the Philippine government has no provisions (in the field of insurance) for Filipinos living abroad.

    • Rob says up

      Hi Mathieu
      That sounds interesting how can I get in touch with that.
      What experience do you have with it.
      And what is the cover only for the hospital or more .
      Thanks in advance for help
      Kind regards, Rob

      • Matthew Hua Hin says up

        @Rob: send an email to [email protected].
        That's the premium for a package that broadly only covers hospital admissions.

  6. Piet says up

    Follow Matthieu's advice because luckily he knows more about insurance 🙂

  7. Alex says up

    I have taken out hospital insurance for my Thai partner: Bupa. Entirely right.

  8. Geert Jan says up

    I have been with the Bupa for 10 years, also with my Thai girlfriend and daughter. Very good.

  9. LOUISE says up

    Hello Rob,

    Just pay yourself.
    She is not insured for dengue fever anyway.
    And any after-effects are also excluded.

    On balance, you are then only insured for a torn fingernail.

    But if you are going to inquire, do so with AA insurance.

    Good luck,

    LOUISE

  10. Jack S says up

    Interesting these responses. However, something is being overlooked everywhere at one point: she already has a fever and dengue. And only now looking for insurance? What insurance will someone take out who is already ill? So none. Everyone should know that by now… right?

    • Rob says up

      Sjaak of course I understand that you have no insurance now.
      But what do you think for the future????
      I just want to say, you don't think about such insurance until something happens.
      You can't have a dead person take out a funeral policy either.
      Kind regards, Rob

  11. Benny says up

    I have been insured with ONVZ in the Netherlands for more than 30 years. Called and said I'm going to emigrate to Thailand and can just stay insured through them through the Basic fit international policy for 96,51 per month. any extra packages for extra care can also be taken out. They only pay out according to Dutch standards for costs for treatment. Anyone experience with this?

    • Jack S says up

      Moderator: Please do not chat.

    • MACB says up

      That's great news! The premium = equal to NL health insurance. I have asked ONVZ for additional information to ensure that this also applies to Thailand. One of their admission requirements is that you must have lived in NL for at least the previous 6 months (= at least 6 months NL health insurance). This will be an impossible requirement for most expats, but in any case it will apply to people who are still registered in NL and will deregister later. It seems advisable to take a more extensive package, and also a 'private room'.

      By way of comparison: a 'normal' NL foreign policy costs 350-400 euros per month.

  12. chris says up

    May I just point out that some of the expats in this country work every day and are insured through their employer, or have to insure themselves but receive an allowance from their employer (such as SOS for housing). No shocks. I pay Social Security monthly (about 800 baht per month) and never have to pay anything at the hospital that is on my ticket, no admission, no doctor, no surgery, no medicine. And when I retire I can continue this insurance for 500 baht per month.
    Not every expat is retired, not every expat lives here 365 days a year….


Leave a comment

Thailandblog.nl uses cookies

Our website works best thanks to cookies. This way we can remember your settings, make you a personal offer and you help us improve the quality of the website. read more

Yes, I want a good website