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Home » Reader question » Experiences with Emirates Multi-risk insurance?
Experiences with Emirates Multi-risk insurance?
Dear readers,
It seems that most of the obstacles to traveling down to Thailand are disappearing. For some of us, the mandatory Covid now $ 50000 and Baht 40.000/400.000 insurance still remains current.
I have now found a number of insurers who are willing to conclude a contract for 99 years thanks to Benny from AA insurance,
Since I mainly fly with Emirates, I come across their offer in Multi-risk insurance. The coverage is generous and content meets the requirements of Thailand. Is included in the ticket price. Also see: https://c.ekstatic.net/ecl/documents/before-you-fly/multi-risk-travel-insurance-policy-netherlands.pdf
The question is always will the Embassy and Thai Immigration approve it?
Have any of the readers had experience with this Emirates Multi-risk insurance?
Regards,
Fred
Editors: Do you have a question for the readers of Thailandblog? Use it contact form..
The most important thing is that the $ 100.000 (later 50.000) amounts are stated on an English-language policy or statement. Now a number of readers will say that a statement without amounts was accepted for them. It will, but then you're lucky. It may just be different next time.
If you go back with a re-entry, the 40.000/400.000 Baht Out/In Patient must also be mentioned:
When requesting for a COE, holders of a valid Re-entry Permit (Retirement) who wish to return to Thailand using the Re-entry Permit (Retirement), are required to submit a copy of health insurance policy which covers the length of stay in Thailand with no less than 40,000 THB coverage for out-patient treatment and no less than 400,000 THB for in-patient treatment.You may also be asked by the immigration to present the original insurance policy upon your arrival in Thailand.
I just read the question on 'Aseannow' concerns an increased deductible on the mandatory $ 50.000, which can make the premium considerably lower, does anyone have experience with this, because that could be a great advantage.
And wouldn't the same apply to the aforementioned 40.000/400.00 Out/In patient insurance?
I applied for the COE a week ago using Emirates insurance. This was rejected by the system. I assume by an employee of the embassy in The Hague.
Then insurance was taken out, the forms uploaded, and the COE was granted.
It is expected that the amount with the name of the insured and COVID 19 in the papers. Too bad, now we are covered 3 times, Emirates, our health insurance and the special insurance for COVID-19.
Dear Karel and other readers,
If you have the insurer through AIG that Emirates uses for this multi-coverage, you apparently have to request a personalized document from AIG. This can only be obtained with a return ticket and other documents. All this was told to me during telephone contact with Emirates and the Embassy. I will go into this process next as there is still a lot of uncertainty and various visa agencies are waiting for confirmation from the Thai embassy.
Thanks for your response. I am trying to find out why the insurance was rejected. Can I ask you which document you presented to the Embassy?
The insurer's policy? Or did you ask for (and receive) a statement containing the requested numbers?
Fred
Dear Fred and Emirates pilots,
By email address [email protected] you must request a Proof of Insurance document.
You must download the Proof of Insurance with your COE application. This POI document contains all your personal details and also the conditions (policy conditions) of the insurance including Covid coverage and insured amounts. AIG responds to your request within 1-2 days in my experience.
In the email you must state:
Booking reference code
Send booking confirmation document as an attachment
Passenger name and date of birth
The date the flight was purchased
The Proof of Insurance applies to the period from the date of departure to the date of the return flight!!! This means that if you rebook the return flight to a later date you will most likely need to inform AIG that the insurance period is longer. Have (no) experience with this yet. Will soon try to extend my visa at immigration and hope to be able to inform Thailandblog readers about this.
Good luck everyone, greetings Frank.