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Home » News from Thailand » New school year: a lot of hustle and bustle at pawnshops
The summer holidays are over on Monday and the new school year starts. That also means that school supplies and school uniforms have to be bought. The pawnshops across the country are therefore reporting a big rush this week.
The director of the municipal bank of loan In Chai Nat (photo above) says that there is enough money in cash to lend out. Some pawnshops offer interest discounts to help parents.
In Bangkok, all 21 municipal pawnshops charge a monthly interest rate of 0,5 percent. Normally they charge 1 or 1,25 percent. A maximum of 7.000 baht can be borrowed. Elsewhere in the country, Home Office pawnshops charge 0,25 percent interest.
Some schools opened on Monday, but most will start next week.
Source: Bangkok Post
And so the Thai continues to lag behind the facts. Do not save and collect some interest, but borrow the purchased items and pay interest.
Unfortunately, you still see that all too often around the world. People don't think ahead and just buy without thinking about what they really need in the future.
If people would think a bit further into the future, they could do a lot more with the same money, and the banks and pawnbrokers wouldn't become as filthy rich as they are now.
Unfortunately, those Western and Japanese multinationals pay very badly. Have taken their workshops away from us to now complain about about 8 euros per DAY, which they have to pay the workers in Thailand..
If one also counts the farmers with their low income, it is easy to say from our armchair that it is their own fault.
I know from experience if you happen to come from a family that has a bad minimum wage and a large family there was nothing to spare either. Yet one had to eat and dress the children. I could never go on a school trip myself because the money was not there, so I was sick so that the rest of the class did not know that my parents could not afford it.
That has nothing to do with not looking ahead, so always be careful with your conclusions.
Correctly and correctly summarized…..easy to talk about saving when really not enough money comes in year after year.
The urgent and almost insatiable need for school supplies and uniforms has also come to my attention through a number of ladies. 🙂
I asked my wife what the "extra" costs were for school clothes this year and she came up with an amount of 2000 baht. Son is 8, and growing like cabbage. What struck me is how extremely cheap the school clothes (and shoes!) are.
I see in my own daughter the need to purchase the required school supplies including uniform. That's just the way it is.