Thailandblog.nl

Welcome to Thailandblog.nl

With 275.000 visits per month, Thailandblog is the largest Thailand community in the Netherlands and Belgium.

Sign up for our free e-mail newsletter and stay informed!

Newsletter

Language setting

Rate Thai Baht

Sponsor

Latest comments

  • Matthias: Well René, I agree with you 100% on this one. Everywhere you go, or on every media on the internet, this is shoved down our throats
  • Jack S: LGJOAJDLFJLAKFLAKAJALJ marriages…. man oh man... I'm getting old-fashioned... I've had it with those idiotic abbreviations d
  • screen: Hi, you can get a variety of models or types of houses, plenty of choices. But you can also commission an architect to
  • Guy: download the “weather forecaster” widget 2024. There you will find up-to-date useful information every day, including air quality
  • Guy: Building a house here obviously costs much less than in the Netherlands or Belgium. How much a house will cost depends on its size
  • Alphonse: It is true that you should try to get eye contact, but a problem in Thailand is that many cars are blinded and you therefore cannot
  • Erik: Download the Airvisual (IQAir) app to see where the air quality is best.
  • Co: You can make it as expensive as you want. But to give an example, for the amount you rented in 8 years, you would have...
  • Ruud: A problem with Thais is that they don't want to learn anything new, especially from foreigners, so they continue to grow rice for 50-60 years.
  • René: Maybe this will help you. World's Air Pollution: Real-time Air Quality Index https://waqi.info/#/c/18.57/104.875/
  • Leon: Dear Robert, Price per m2 is between 10k and 13k. Please note that calculations are made from the outer edge of the roof. My house is about 145 m2
  • René: I am absolutely broad-minded and wish everyone a pleasant life with or without a partner of the same sex or not, with or
  • Rob V: I would almost think that almost all Western authors who write a novel with Thailand as a setting all have the same plot
  • Rudolf: Quote: What are the current estimated costs of building a house per m². That just depends on what kind of requirements you meet
  • Johnny B.G: In the 50s-80s/90s, Dutch regularly grown food also contained poison and yet there are 20% elderly people in the Netherlands and in TH that is also the case.

Sponsor

Bangkok again

Menu

Arrivals Bangkok Airport

Arrivals Bangkok Airport

DOSSIERS

• Health costs in Thailand

• Visa Thailand

• Death in Thailand

• Schengen visa

• Immigration Thai partner

• File deregistration Belgium

Learning objectives and topics

Sponsor

Disclaimer translations

Thailandblog uses machine translations in multiple languages. Use of translated information is at your own risk. We are not responsible for errors in translations.

Read our full here disclaimer.

Royalty

© Copyright Thailandblog 2024. All rights reserved. Unless stated otherwise, all rights to information (text, image, sound, video, etc.) that you find on this site rest with Thailandblog.nl and its authors (bloggers).

Whole or partial takeover, placement on other sites, reproduction in any other way and/or commercial use of this information is not permitted, unless express written permission has been granted by Thailandblog.

Linking and referring to the pages on this website is permitted.

Reader question: Do I have to take out insurance for a rented house in Thailand?

By Submitted Message
Posted in Reader question
Tags:
April 15, 2017

Dear readers,

In Belgium, the rented house is insured by the owner himself. The tenant is expected to take out fire insurance (household contents) and possibly family insurance (possible accidents with third parties).

What are the legal obligations in Thailand?

With thanks,

Peter

Number of times read: 219

9 responses to “Reader question: Do I have to take out insurance for a rented house in Thailand?”

  1. DAMMY says up
    15 April 2017 at 11: 39

    Dear, I think I'll ask your landlord if/and which insurance policies he/she has taken out. My landlord did have a fire insurance policy. but no furnishings. This was because it was not mandatory to insure my things that I took/purchased, it was up to me to do it or not

  2. l.low size says up
    15 April 2017 at 11: 44

    First check with the landlord whether the house is already insured! Mostly not.

    Land price and house price are separate.
    Eg When buying a house is worth 5 million, but the price of land is perhaps worth 2 million and the
    house 3 million. Then the house only needs to be insured for 3 million. The same applies to rent.

    The land price may be higher than the house, but that needs to be checked. How much floor space.

  3. Thailand John says up
    15 April 2017 at 12: 08

    Hello Peter if I am correctly informed?
    In Thailand, you as a tenant are liable if you change or have something changed in the electricity system, even if you use an extension cord. So it is advisable to take out good insurance that covers damage to the contents and to the house or any new house. This will prevent you from a lot of misery and problems.

  4. Nico says up
    15 April 2017 at 12: 19

    Hi Peter,

    As far as I know there are no compulsory insurances for houses, only for means of transport.

    I would take out home contents insurance, you can do it at any bank. Building will be the responsibility of the owner. But because nobody knows who is responsible for the fire, it must be the cause of the failure. And everyone looks at you, including the judge. After all, the owner lives elsewhere.

    Therefore always rent a concrete house, with concrete floors and tiles on the floor, a quick cleaning, a brush of paint and the house is new again. With the money from the furniture, you go to IKEA and within two weeks you will be happy again.

    Everything is much easier in Thailand than in the Netherlands.
    But you're more likely to have water damage than fire damage, we don't have heaters you know.

    Greetings Nico from a wet Lak-Si and it's not even raining. (Songkran)

  5. eugene says up
    15 April 2017 at 12: 23

    An owner insures his house and the furniture in it. A tenant can take out his own insurance for his personal belongings.

  6. grain says up
    15 April 2017 at 12: 35

    Is recommended. Thais don't insure that easily. Condominium buildings are often underinsured. And therefore inadequate for rebuilding in the event of complete collapse. Always insure the contents yourself.

  7. adje says up
    15 April 2017 at 13: 39

    The same as in the Netherlands . Not mandatory, but a good idea if you have a large value.

    • walter says up
      16 April 2017 at 00: 44

      In the Netherlands, this concerns the so-called tenant's interest and relates to the movable property provided by the tenant, such as replacing a standard kitchen for a luxury kitchen or bathroom or whatever. In Thailand you have to pay anyway for damage to rented buildings, regardless of whether this is recoverable from a 3rd party, so not the same as in the Netherlands!

  8. henny says up
    15 April 2017 at 14: 10

    Information can be found on this site:

    http://www.insurance-in-thailand.com/2012/07/24/home-insurance/

    Here it says, among other things:
    3.Even if you rent a house, you are exposing yourself to a risk of loss. If the house is damaged or destroyed. You will have to compensate the owner for his loss.


Leave a comment

Thailandblog.nl uses cookies

Our website works best thanks to cookies. This way we can remember your settings, make you a personal offer and you help us improve the quality of the website. read more

Yes, I want a good website