Reader question: Are Travelers checks accepted in Thailand?

At Siam Commercial apparently still, I think because they are still listed.
Not the best bank when it comes to exchanging money and you should take a look around.

http://www.scb.co.th/scb_api/index.jsp

You do get a slightly better rate for a TC, but they also cost money of course and if I'm not mistaken they charge 150 Baht per TC in Thailand when exchanging.

Eddie,

I come to Thailand on average 4 times a year. Been there for about 3 months in total. Yes I still work and often can't get more than 3 weeks off. I do everything with the normal debit card. Have never had any problems with it. Sometimes a machine doesn't work but then you grab the next one. I believe Thailand is the country with the most ATM machines. Literally on every street corner. Almost everywhere within a few minutes walk. Especially in the big cities at every Familymart, 7/11 etc.

I wouldn't worry about a debit card. I also have a credit card on hand. You already need it for various internet transactions. And before you answer that you don't trust that at all, I will tell you there is nothing better secured and insured than credit card. A fraud transaction, which can happen, or an order not delivered and you have your money back. Full of praise. Bought a ticket for a Christmas flight to Thailand from a new airline 2 years ago and the flight was suddenly cancelled. The airline and agent pointed to each other for the refund of the ticket. Called ING and I had the money in the account after 2 weeks.

With the checks you have to see where you can exchange them and you will see that always happens when offices are closed. But it can. The choice is yours.

Good luck and have fun in paradise. I'll be back soon too.

Willem

The chance that Traveler checks are not accepted somewhere is considerably greater than that an ATM does not like your card.
I had a problem with an ATM once, in September 2009. I didn't have a Thai SIM card at the time, so I couldn't call the phone number listed on the ATM.

From the archive :

Some banking troubles: Frans had put his bank card in the ATM and suddenly the entire screen of the debit card money dispenser fell out and whichever button Frans pressed, the card was swallowed but did not come out again. What is good advice?

A little further on was a competing bank with an office next to it, so I went there and told them what was going on. Frans was immediately reassured – which is very pleasant in such a situation – and was instructed to walk back to the ATM and simply wait there. Within five minutes a gentleman arrived on a scooter, removed the machine from the wall and handed me back my card.