Welcome to Thailandblog.nl
With 275.000 visits per month, Thailandblog is the largest Thailand community in the Netherlands and Belgium.
Sign up for our free e-mail newsletter and stay informed!
Newsletter
Language setting
Rate Thai Baht
Sponsor
Latest comments
- Rob V: I would almost think that almost all Western authors who write a novel with Thailand as a setting all have the same plot
- Rudolf: Quote: What are the current estimated costs of building a house per m². That just depends on what kind of requirements you meet
- Johnny B.G: In the 50s-80s/90s, Dutch regularly grown food also contained poison and yet there are 20% elderly people in the Netherlands and in TH that is also the case.
- Johnny B.G: The interpreter bases himself on a number of sources, but there is of course much more to it. In Isaan since 50-60 years ago r
- rob: On average I stay in Thailand 6 to 8 months a year and enjoy the food there every day. I will never, ever be told
- Eric Kuypers: Robert, do you know how big the Isaan is? Say NL three times, so it makes sense if you give a little bit of direction like the pro
- RonnyLatYa: Yes, I say that Kanchanaburi is just an example and that you can change that. You can also do this on the web page itself and then see
- william-korat: In the dry period the line is bottom of Bangkok and lower and east of that to just above Khao Yai National Park usually we
- Eric Kuypers: If you change the command line, such as https://www.iqair.com/thailand/nong-khai, you will get a different city or region. But you
- Cornelis: Well, GeertP, I am absolutely not a 'Brussels sprouts supporter' or THE Red Brand addict, but that does not mean that I don't like the Thai cuisine.
- Rudolf: It depends on what you are looking for in Thailand, but to be honest you don't have much choice in my opinion. The big cities are falling apart
- RonnyLatYa: Also take a look at this. https://www.iqair.com/thailand/kanchanaburi Also scroll down a bit and they will also give you some explanation
- Peter (editor): I also enjoy the Thai food and yes, the price is very attractive. But it's just a fact that Thai farmers are unbelievable
- Jacks: It is best to go in the period November to February. Someone with asthma should absolutely not come here from March to May
- GeertP: Dear Ronald, I completely agree with your story, I also enjoy Thai cuisine every day and even after 45 years of Thai
Sponsor
Bangkok again
Menu
Arrivals Bangkok Airport
DOSSIERS
Learning objectives and topics
- Background
- Activities
- Advertorial
- Agenda
- Tax question
- Belgium question
- Sights
- Bizarre
- Buddhism
- Book reviews
- Column
- Corona crisis
- The Culture
- Diary
- Dating
- The week of
- Dossier
- To dive
- Economy
- A day in the life of…..
- Islands
- Food and drink
- Events and festivals
- Balloon Festival
- Bo Sang Umbrella Festival
- Buffalo races
- Chiang Mai Flower Festival
- Chinese New Year
- Full Moon Party
- Christmas
- Lotus Festival – Rub Bua
- Loy Krathong
- Naga Fireball Festival
- New Years Eve celebration
- Phi ta khon
- Phuket Vegetarian Festival
- Rocket festival – Bun Bang Fai
- Songkran – Thai New Year
- Fireworks Festival Pattaya
- Expats and retirees
- state pension
- Car insurance
- Banking
- Tax in the Netherlands
- Thailand tax
- Belgian Embassy
- Belgian tax authorities
- Proof of life
- DigiD
- emigrate
- To rent a house
- Buy a house
- In memoriam
- Income statement
- King's day
- Cost of living
- Dutch embassy
- Dutch government
- Dutch Association
- News
- Passing away
- Passport
- Retirement
- Drivers license
- Distributions
- Elections
- Insurance in general
- Visa
- work
- Hospital
- Health insurance
- Flora and fauna
- Photo of the week
- Gadgets
- Money and finance
- History
- Health
- Charities
- Hotels
- Looking at houses
- Isaan
- Khan Peter
- Koh Mook
- King Bhumibol
- Living in Thailand
- Reader Submission
- Reader call
- Reader tips
- Reader question
- Society
- marketplace
- Medical tourism
- Environment
- Nightlife
- News from the Netherlands and Belgium
- News from Thailand
- Entrepreneurs and companies
- Education
- Research
- Discover Thailand
- Opinions
- Remarkable
- Calls
- Floods 2011
- Floods 2012
- Floods 2013
- Floods 2014
- Winter prices
- Politics
- Poll
- Travel stories
- Travel
- Organizations
- Shopping
- Social media
- Spa & wellness
- Sport
- Cities
- Position of the week
- The beach
- Language
- For sale
- TEV procedure
- Thailand in general
- Thailand with children
- thai tips
- Thai massage
- Tourism
- Going out
- Currency – Thai Baht
- From the editors
- Real estate law; and
- Traffic and transport
- Visa Short Stay
- Long stay visa
- Visa question
- Flight tickets
- Question of the week
- Weather and climate
Sponsor
Disclaimer translations
Thailandblog uses machine translations in multiple languages. Use of translated information is at your own risk. We are not responsible for errors in translations.
Read our full here disclaimer.
Royalty
© Copyright Thailandblog 2024. All rights reserved. Unless stated otherwise, all rights to information (text, image, sound, video, etc.) that you find on this site rest with Thailandblog.nl and its authors (bloggers).
Whole or partial takeover, placement on other sites, reproduction in any other way and/or commercial use of this information is not permitted, unless express written permission has been granted by Thailandblog.
Linking and referring to the pages on this website is permitted.
Home » Reader question » Reader question: My brother-in-law's taxi is not insured, how is that possible?
Dear readers,
My brother-in-law drives his own taxi in Bangkok. It's an old car that the insurance company won't insure. Now he has gone through his brake, I think too little maintenance. He had a collision through his own fault and the damage to the other car 30.000 baht.
Now I wonder, then there are a lot of cars on the road that are not insured. I think it's a strange story that you can't insure and still drive a taxi. Who can tell more about this?
Regards,
Hans
Simple: if uncle agent arrests the Thai, the Thai pays 200 baht to uncle agent.
I once sat next to a young lady in the car who was speeding down the highway in BKK at 130km/h… uninsured! In addition to the monthly car payments, she could not afford to pay the insurance premium.
And met several ladies who didn't have a driver's license... no problem, have 200 baht ready.
I was recently with a Taxi-meter taxi driver WITH such a nice diploma on the front left of the dashboard in the car, when we were stopped by (nowadays very common) a team of cops and soldiers together.
The taxi driver's driver's license turned out to have expired for more than a year. If the army checks, there is no cheating and after filling out many papers, the (almost crying) driver had to pay 500 baht. Strangely enough we were allowed to continue (still had 120 km.). Man spent the rest of the time nagging at my head about his "bad luck".
They just rent the taxis per day, and they are not asked anything else by the rental company. This is Thailand.
I don't think this is a specific Thai problem at all. I wouldn't want to give them a living, those who hit the road in Belgium and the Netherlands without insurance and/or without a driver's license. How is that possible?
Yes, but you can't get away with 200 bht. I assume, not sure without research, that the problem in Thailand is slightly bigger than in Belgium and the Netherlands.
If you have a means of transport in the Netherlands (car, bus, truck, delivery van, motorcycle, etc.) with a registered number plate, it is quite simple.
1. No road tax -> reminder afterwards FINE via RDW is 3 times unpaid installment or installments.
2. No Insurance –> Reminder via RDW showing that you are insured. If not insured FINE via RDW.
You can suspend the license plate (per 3 months). Are you caught with a suspended motor vehicle DRIVING on public roads. Paying everything 3 times + that you still have to pay the insurance with the risk that the insurance company will expel you.
Hi Hans,
My counter question is actually: Did you find out the damage yourself or just heard it said?
It could also be a variant of the 'a sick (holy) cow story'…..
Regards Joy
The question is actually why the insurance refuses to insure him, they say the car is too old
How is that possible ???
That can be done very easily, just get in your car and drive, is no problem and the car runs just as well whether it is with or without insurance, and that is not only possible in Thailand but that is possible worldwide, UNTIL???
Yes, if something happens you have the puppets dancing and these people must of course be properly punished and pay for the damage to a third party. Only if there are also seriously injured people or even fatalities, then the problem is incalculable.
So I hope for your brother - in - law that he can work for the other party for the first few years to compensate him .
The wages are low, but for 30,000 baht damage you don't even have to work for years in Thailand….
Hence: In Thailand (and many other countries) a dashcam in the front and back of the car, to record everything, then you have some evidence as a car owner who has been hit by a car. As a Farang you are already at a disadvantage anyway. And not the first time that "uncle cop" or other suddenly appearing bystanders make a deal with the person who caused the damage, you're completely screwed. Video films sometimes help to refresh memories (if the memory card or the entire camera is not confiscated by "uncle cop" for "illegal" ..
In 2561 please no more "monkey sandwich" story.
Call your verz.company, they will arrange it on site.
Your uncle is indeed insured, because without insurance he cannot pay his annual road tax vignette, and without this vignette he will be caught at every checkpoint.
Now it is indeed very possible that no insurance company wants to insure him. It's also not necessary. Because most likely he has what the Thais colloquially call Por Ror Bor insurance. This costs a maximum of 645.21 Baht
This is a compulsory insurance that only reimburses damage to third parties and passengers. So no physical damage
This insurance can be obtained from the local Tramsport Office.
The car inspection (200 Baht), because every car older than 7 years must be inspected every year before you can pay your road tax. And the car will not be inspected if you do not have Por Ror Bor.
Most auto dealers also sell Por Ror Bor insurance.
I also have my strong doubts that an insurance company will not insure his car because it is too old. Up to the age of 15, you can still take out first class insurance, including 24/7 road assistance, although with a deductible of 5000 Baht at your own fault. Then there are other formulas that compensate for the material damage.
Well, what Henry says makes perfect sense.
Without the 2561 leaf, he will fall through the basket at every check.
He only receives the road tax sheet if the car has been inspected (it is older than 7 years) and insurance has been paid (Por For Bor is the cheapest)
Perhaps there are other reasons for TAXIs.
I think that your brother-in-law thought he was being smart (in Thai style) by not paying and thus gaining an advantage. Now this is very negative and that will teach him. But don't give money now, or he'll never learn.
Gerrit
Taxis may not be older than a number of years. If they are older than that number of years, they are no longer allowed to drive as a taxi. This car will therefore be over this number of years and can therefore no longer be insured as a taxi. I got this information from a taxi driver.
henry ,::Your uncle is indeed insured, because without insurance he cannot pay his annual road tax vignette, and without this vignette he will be caught at every checkpoint.:::
Running into the lamp at every checkpoint ?? Drive a car here for 10 years and quite a few kilometers, but in all that time I have had 1 checkup .::
::Now it is indeed quite possible that no insurance company wants to insure him. Nor is it necessary. Because most likely he has what the Thai commonly call Por Ror Bor insurance. This costs a maximum of 645.21 Baht::::: Also for some Thais, that 645 Baht is too much and they prefer to spend that money on other things..
:::: The car inspection (200 Baht), because every car older than 7 years must be inspected every year before you can pay your road tax. And the car will not be inspected if you do not have Por Ror Bor. :::
Do you really believe that every car over 7 years goes to the inspection here ??? If so, I suspect it's the local school for the blind...
Imagine that many people are drunk, without a driver's license and without insurance and driving around in a very dangerous car that you would not like to have an accident with.
Hank,
What Henry says is as it should be and everyone knows that a Thai is under it.
But once he comes home from a cold fair and that is exactly what the letter writer means.
And I only hope that Hans (the writer) does not give that brother-in-law any money, otherwise he will never learn.
Hans, let your brother-in-law know as quickly as possible that he is not following the traffic rules in Thailand. His vehicle is too old for insurance to continue to serve as a taxi. Hence the refusal to issue an insurance certificate for the vehicle, under the name "taxi". This does not prevent your brother-in-law from having the vehicle insured under "private use passenger car", but then he can no longer provide a taxi service with that vehicle.
By the way, I wouldn't like to be in your brother-in-law's shoes if he had a fatal collision, especially since there is already talk of it.... going through the brakes, due to too little or no maintenance.
Or how irresponsible you must be to risk the lives of others with such a wreck.
Well tired, there my clog breaks.
Or is there still a place available in the Bangkok hotel.
Regards Dre