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Reader question: Living in Thailand with a WAO benefit?

By Submitted Message
Posted in Reader question
Tags:
April 6, 2016

Dear readers,

On behalf of a friend of mine from the Eindhoven region, I ask you the following. Does someone have a WAO benefit and officially lives in Thailand with this benefit? If so, how did this work and was there a re-inspection before departure?

My friend has knocked on the door of various authorities, but has not obtained an unequivocal answer to this last question.

Thank you in advance for your response.

Hub

Number of times read: 179

10 responses to “Reader question: Living in Thailand with a WAO benefit?”

  1. boss says up
    6 April 2016 at 12: 27

    Hallo,

    I think it is pretty clear here.
    grsjef
    Things like “Re-inspections and changes to the law, medical expenses, etc.” continue to apply, because people are working hard to reduce things.

    http://www.uwv.nl/particulieren/internationaal/met-uitkering-naar-buitenland/detail/met-een-arbeidsongeschiktheidsuitkering-naar-het-buitenland.

  2. eduard says up
    6 April 2016 at 12: 32

    I assume you are talking about deregistration from Holland. Then you don't have to go to Thailand with a WAO, you won't save yourself financially, the health insurance fund is very expensive here and the groceries are getting more and more expensive.

  3. Bz says up
    6 April 2016 at 14: 29

    Hi Hub,

    That seems to be possible in itself, but also depends on the level of income. In Thailand, an income of at least 60.000 TB per month or a minimum of 800.000 TB in the bank or a combination of both is required.

    Best regards. Bz

  4. Jasper van Der Burgh says up
    6 April 2016 at 15: 31

    Theoretically, you can live in Thailand with a WAO benefit. However, the consequence is that you have to take out a new health insurance policy (very expensive), that you no longer accrue state pension (2% per year) and that you are reduced by 50 percent on the WAO benefit due to the so-called “country factor” that applies. is in Thailand.
    A word of caution: Thailand is NOT a cheap country (anymore). The only thing that is cheap is labor – for the rest it is about the same as, say, Spain, Greece.
    In addition: Many things that Westerners especially like are even much more expensive (good meat, meat products, cheese, beer, butter, wine, etc.).

    • Bz says up
      7 April 2016 at 02: 11

      Hello Jasper,

      What is the 50% discount on the WAO in Thailand based on?
      I think this has been reversed.

      Best regards. Bz

  5. Peter says up
    6 April 2016 at 19: 20

    You can simply move abroad with a WAO benefit. Only the percentage of the benefit is important. If you have been rejected 80-100%, there is no obligation to apply. If you are lower than this percentage, it will be more difficult, but not impossible. Then it is also important what kind of benefit you have. There are 3 options. A wage-related, a wage supplement and a follow-up benefit. The UWV customer contact can give you a definite answer about what kind of benefit you have. A wage-related benefit can be converted into a follow-up benefit. A salary supplementary benefit cannot legally be converted into a follow-up benefit. Only a follow-up benefit has a country factor that is 0,5 in Thailand, which means that your benefit is halved. You can also try to make an appointment with your employment expert via customer contact and discuss this with him or her and whether there is still a re-examination involved.

    How do I know then.

    I've been working on it myself over the past few months. I started at UWV International, which was at the emigration fair in February. These people explained everything to me, after which I called the UWV. I now have a WIA with a wage supplementary benefit that cannot legally be converted into a follow-up benefit. I just made an appointment to send in the form 10 weeks in advance, so that they have time to have a re-inspection take place if necessary. But given my age, 57+, there is little chance that a re-examination will take place. It is legally established that no more re-examinations take place at 57+ due to re-examinations under the Wajong Act. I also had telephone contact with UWV International in Amsterdam (Thailand falls under Amsterdam) and they looked at me in their system (took more than 10 minutes) and there was no obstacle to emigrating to Thailand. For the skeptics among us, I have calculated what my benefit will be upon emigration. Together with a disability pension, my total benefits will be baht 100k+ per month. This has been calculated using a rate of 38 bath per 1 euro and only payroll tax deductions. The rest of the deductions expire. There will also be an additional pre-pension of around 2 euros per year in 2500 years.
    So my conclusion is to go to Thailand for good in 5 months.

    So it is worth thinking about everything carefully.

    Mvg Peter

    • Renee Martin says up
      6 April 2016 at 21: 34

      I assume that you will receive your gross WIA net? Your health insurance will be quite expensive if you take it out in Thailand or will have many restrictions and don't forget the 2% discount on your state pension per year after you turn 67. I understood that a fully rejected WAO from 57 years or older no longer needs to be examined if your health situation has not changed.

    • Hub.nl says up
      7 April 2016 at 08: 15

      Dear editor,
      my friend read Peter's response to his questions.
      He would like to have further contact with him, preferably by telephone.

      Thank you in advance,

      Hub.nl

  6. thallay says up
    7 April 2016 at 04: 50

    can only speak for myself. Have a full WAO benefit (100% rejected) without an application obligation. I deregistered three years ago in my Dutch place of residence and left for Thailand. I did inform the UWV in advance and got their permission. I also asked them not to withhold any more tax from my benefit because I was no longer living in the Netherlands and therefore no longer liable to pay tax. My request was met without any problem and I receive a gross benefit with deduction of a few cents for wage tax/national insurance contributions (whatever that may be). I am no longer insured for medical expenses and will be reduced by 2% annually on my future AOW benefit, on which tax will have to be paid in the Netherlands because it is a government benefit. (WAO is an income insurance as a result of disability and therefore not a state benefit). Furthermore, the usual income requirements apply in Thailand to obtain a visa, as mentioned earlier. This means that your income plus capital must be sufficient. Health insurance is expensive and there are a lot of eyes and hooks involved, but this can be solved by putting some money aside each month for accidents and other setbacks.

  7. eduard says up
    7 April 2016 at 08: 12

    I have acquaintances on the disability benefit and they just get the whole benefit and not 50%. This was the government's plan at the time for countries such as Morocco and Turkey, but has been reversed. I don't think we ever talked about Thailand. And I also notice that I do not take out health insurance and make my own money, which I find very dangerous. Your own money for a minor collision with a scratch can be financed from that own money, but if you unexpectedly end up in the ICU with heart problems, of 40000 baht per night, you suddenly have big problems and I'm not even talking about an operation, and it is known that they like to keep you in the hospital, but if you cannot afford this, the problems are incalculable.


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