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Home » Reader question » Reader question: 8 months in Thailand, can I cancel my home address?
Dear readers,
I have a question that I don't know the answer to. If I stay in Thailand for 8 months and 4 months in the Netherlands every year, can I cancel my home address and rent a postal address (there are many agencies that offer this)?
I will have my mail delivered in Thailand by one of those agencies. And can I also continue to be insured with my health insurer?
Looking forward to your reactions.
Regards,
Co
Editors: Do you have a question for the readers of Thailandblog? Use it contact form..
Co, you write that you will be in NL for 4 months. You have to live somewhere, right? How do you want to solve that? You cannot stay at a postal address.
Canceling your home address, what do you mean by that? Cancel the rent with the landlord? Then someone else comes to live, they report to the municipality, and then you have cohabitation with you and that can have (unpleasant) consequences. Or the municipality finds out that you no longer live there; then they start looking, they don't find you anywhere, you are deregistered and you lose the health care policy.
It is a choice: you emigrate, or you don't emigrate. When you emigrate to a country outside the EU (and treaty countries), you lose the health care policy. On the other hand, you no longer pay premiums for health insurance and national insurance.
If you don't emigrate, stick to the rules. 'Fumbling' with the rules has risks; your travel behavior is fixed and Big Bro and jealous people rat you out.
Erik, Co, on the contrary, intends not to “mess around”.
During the 8 months he will be staying in Thailand, he wants to cancel the rent of his house and register with the municipality in the BRP with a “postal address”. Officially this is called a postal address.
And maybe he owns his own home and wants to have his mail forwarded to Thailand by a person or an institution/agency during his absence. The letter addresser then has a legal obligation to ensure that the government's mail actually reaches Co. From his question I gather that Co thinks more of an institution/agency than of a natural person.
Subsequently, nothing stands in the way of Co registering in the BRP with a postal address, provided that the municipality where the postal addressor is established also accepts the addressor as such. This registration must take place in the municipality where the institution/agency is located. It would probably be a good idea for Co to check with the municipality where the addresser is located whether the relevant institution/authority is accepted by it as a letter addresser. But if it concerns an institution / body that offers this service, you can be almost certain that this is also the case.
If it concerns a natural person, no restriction whatsoever applies. Any natural person can be a letter addresser. Registration in the municipality where the natural person is registered in the BRP also applies here.
How Co plans to arrange his accommodation in the Netherlands after his return, I like to leave to him. Surely he will think about that.
It is important for Co to know that he remains a resident taxpayer and therefore continues to fall under the Health Insurance Act!
For more information I refer to the following webpage of the Dutch government:
https://www.rijksoverheid.nl/onderwerpen/gemeenten/vraag-en-antwoord/kan-ik-een-briefadres-krijgen-als-ik-geen-vast-woonadres-heb#:~:text=Alleen%20als%20u%20geen%20woonadres,als%20briefadres%20geen%20postbus%20gebruiken.
I think I have answered Co's question sufficiently.
I would like to point out to him and others that you may not exceed 8 months. If you intend to live or stay outside the Netherlands for LONGER than 8 months, you are obliged to deregister from your municipality.
These 8 months do not have to be consecutive. This also applies, for example, if you go to live or stay outside the Netherlands for 12 times 2 months within 5 months. It does not matter whether you keep your house in the Netherlands.
Unfortunately, Lammert does not say what Co wants to do. I leave open the possibility that he is present in NL for 4 months or that he actually emigrates. I'm just warning him not to mess around. No more. (By the way, I know people who do 'mess around' and who play with fire….).
As for your text ( These 8 months do not have to be consecutive. It also applies, for example, if you go to live or stay outside the Netherlands 12 times 2 months within 5 months. It does not matter whether you keep your home in the Netherlands.) a typo in? 2×5 or 2×4?
Erik, Co is absolutely clear about his plans. His question is: “If I stay in Thailand for 8 months and 4 months in the Netherlands every year, can I cancel my home address and rent a postal address (there are many agencies that offer such a thing)?”
In other words: he is concerned with the 8/4 arrangement. The answer to his question can only contain a “Yes”.
living outside the Netherlands for eight months. The eight months is a critical limit with all kinds of consequences.
those consequences are there for less than eight months. So first question is whether those eight months are really eight months or about eight months.
If it really is eight months within a 12 month period, it can also be cut into pieces, for example 3 months Thailand, XNUMX months Netherlands, XNUMX months Thailand, XNUMX months Netherlands, within a period of XNUMX months then it has many important consequences. For example for Aow, residency in the Netherlands and possibly, that depends on the health insurer, for your medical expenses. It can also have tax consequences.
It takes a long time to describe all this. The easiest thing is to first orient yourself on the internet.
Just Google “eight months abroad” and you will be generously served with good information.
If you are not staying in the Netherlands for 8 months or more, you even have to deregister in the Netherlands.
For those 4 months that you are in the Netherlands, you can request a postal address. For example, with an acquaintance or family.
When you are deregistered, you are automatically no longer insured in the Netherlands. You will then have to take out an expat insurance yourself.
Hello Co,
What I'm writing now is dated, keep that in mind, but it differs somewhat from what previous colleagues write.
Of course you can cancel your home address, anyone can do that (think of the homeless).
I once asked the same question to a health insurance company a few years ago. He said that you can remain insured with a NL postal address. You will retain all rights, but also all NL obligations. It must be an address from where you can actually be reached. Mailbox, for example, is not possible. You must be physically present in NL for at least 4 months.
That's what I was told at the time.
No, that is not possible, someone I know who lived in Pattya also went to Thailand from the Netherlands and had his insurance run through.
the money was refunded by the insurance with the announcement that he no longer lived in the Netherlands, so he could not be insured here either.
If you are deregistered in the Netherlands, the insurance company will also be notified.
so unfortunately you will have to insure yourself there.
Tony he doesn't want to unsubscribe I read. He wants to cancel the residential address. He remains registered as someone without a permanent home or abode
If you do not have a permanent place of residence or residence, you can only take out health insurance if you can demonstrate that you are in the Netherlands…….
Register with family. Arrange a "sublet" with them for a room or something. You MUST also pay rent for this. So be able to show with transfers. The amount MUST also be representative. You can come check this out. So there must also be demonstrable items of yours present. Clothing, etc. My sister has a “lean-back” home. My brother-in-law was in need of help and for the last 4 years had had his own room, bathroom entrance and shower.
The following
The obligation then remains to stay in the Netherlands for AT LEAST 4 months per year. This counts as 365 divided by 4 plus a minimum of 2 days.
At least this was communicated to me by the CAK and SVB in mid-1916.
I follow this closely. usually mid May to mid October in the Netherlands. So already about 5 months. My Thai wife usually comes 1 month later and returns 1 month earlier
The first part of your response isn't quite right, Rori.
Co's question is not about subletting, but about a postal address in the Netherlands because he wants to stay in Thailand for eight months (and not a day longer!). During that time he is not physically in the Netherlands and certainly does not need to have accommodation available through subletting with family. After all, in that case he would not need a postal address, but would be registered at the address of the family member.
During the 4 months that Co will be staying in the Netherlands, he could indeed move into a room with a family member. There is no legal provision that contains an obligation to pay rent, whether or not in line with the market. This can therefore be done completely free of charge. This may, however, have consequences for the entitlement to, among other things, allowances or the amount of an AOW benefit. Only in those cases could a rental price be agreed, which must then increase along with the annual rent increases.
If this family member does not yet receive an AOW benefit while he/she is not entitled to benefits due to the level of income or assets, then there is no need or legal obligation to stipulate a (room) rent.
Your firm and compelling remark: “You demonstrably MUST also pay rent for that. So be able to show with transfers. The amount MUST also be representative” is just a step too far for me.
because of the "subletting" you have a PERMANENT address in the Netherlands. An address where the “letters” mail arrives. I got 90% through the mail.
Eh your second part regarding AOW relates to relationships and cohabitation not about subletting.
One MAY ask for it to prove whether it is a REAL residence address.
My sister HAS AOW. has PENSION. HAS “indemnification” and income from rent and a government administrative function.
Me is through and from the CAK where I have communicated as an ex-employee and as an ex-employer and independent lines, do you want to be 100% sure of doing this.
However, representative is an elastic concept. A 3 room condo on a 14th floor for 50 euros all in raises questions.
A double room with kitchen, bathroom with toilet, and private entrance of 60m2 as well.
What is reasonable? 100, 200, 300, 400 all in??
Yes, that's possible. There is a legal possibility of a “postal address” to which you can be registered. Years ago I did that at a Notary Office and I myself traveled around the Netherlands, later I lived in a holiday home while I remained registered at the postal address. All actions related to the government were possible through the civil office of The Hague (passport renewal, official extracts. I could even buy the holiday home through my letter address and had a car etc through that address.
The registry office in The Hague has a separate department for such cases. Especially common among caravan dwellers and inland waterway skippers, but anyone can use it. I think if you only indicate a way to possibly prove that you are in the Netherlands for 4 months a year, that it is an excellent solution.
I assume it is a way of not having to pay rent during the 8 months outside the Netherlands.
I don't know if rules ta of a postal address have changed (note: a postal address is legally different from a postal address, although it actually functions about the same)
Anyway, I think it's worth looking into this.
Not every municipality allows a postal address, so Co will have to search. Co must realize that he must be physically in NL for 4 months (and where will you stay then?) and that can be checked on the basis of expenses, passport stamps and travel behavior.
This is not correct, Eric. Every municipality has to comply with the statutory regulation and therefore acts accordingly. The Decree on the Basic Registration of Persons recognizes the possibility of being registered at a postal address. This registration takes place in the municipality where the letter addresser resides.
Any natural person can act as a letter addresser. If it concerns an institution/institute, it is wise to inquire at the relevant municipality whether this organization is recognized by the municipality as a letter addresser. Incidentally, I am not aware of any cases in which such an organization has been refused.
Yes Lammert, you are right about that. But the municipality where I live (and you know which one) had no letter address regulation until April 28, 2020. A person who asked that in 2018 got no to his request. "We don't have time to check," was the reply to his request.
As mentioned, that municipality will be in line from April 28, 2020 and the old position has been abandoned. The 'letter address scheme' is now available on the municipality's website.
It is very important to stay insured in the Netherlands, which means that you are obliged to live in the Netherlands for at least 4 months. Then you rent a room or house for 4 months and register with the municipality. It is best to rent a room from family or friends so that you are constantly registered and you automatically have a postal address.
These are strict rules that you should not cheat!
I myself love being in the Netherlands during the summer months.
If, according to the Social Insurance Bank (SVB), there is cohabitation/a joint household, then people are equated with married people and the AOW benefit will be reduced. The person you live with can be your partner, but also a roommate, a boyfriend, a girlfriend or a brother or sister.
Just want to add that since 2 years EVERY EU citizen, all travel movements are stored. Departure, arrival and how long stay are stored, even if you leave abroad as a Dutch citizen, so don't cheat with those 8 months. Before you know it, the municipality will deregister you and then you will have problems. Lost house, no more insurance, etc.
eduard, I'm afraid you're writing something that can't be true.
Where does the data come from if you drive to Belgium or Austria, for example? I suspect you've read about this somewhere, but you may have misread it. I think you have read about a database that stores all air travel of EU citizens to OUTSIDE THE EU.
I don't believe that at all, but maybe you have a source for that?
No matter how you look at it, to remain insured in the Netherlands against medical costs, you must stay in the Netherlands for at least 4 months. If you have been resident in the Netherlands for 4 months, you must register in the BRP. This registration is allowed at a postal address, but only if this has been agreed/discussed with the Civil Affairs department. Just arranging a postal address and submitting it to authorities and thinking that you have everything in order is wrong. Eventually it will come to light how things work. Thus: do not fantasize based on your own interpretation of certain rules for your own convenience. https://www.rijksoverheid.nl/onderwerpen/gemeenten/vraag-en-antwoord/kan-ik-een-briefadres-krijgen-als-ik-geen-vast-woonadres-heb
Aspect that has not yet been mentioned: If you are registered with someone, this has consequences for all kinds of taxes such as waste collection, water board and Of course those costs do not outweigh the rent that does not have to be paid, but still. It may have also affected all kinds of surcharges …
Co is a postal address, Ron. And then the things you mention don't play a role.
The nature of a postal address means that you are not physically present there and therefore do not produce waste and do not purchase water, so that waste levy and water treatment levy / water board tax play no role whatsoever. This also applies to the amount of, for example, the AOW benefit and the supplements. There is no question of living together/sharing a home.
The letter addresser has the obligation to forward mail from the government to Co because he is not physically present there.
Please note that each institution has its own rules.
OA GBA, ZKV, SVB..
At SVB see my previous post.
Hans van Mourik
Correct read my extensive story with later explanation.
See also the more explicit rules from Belgium. In the Netherlands it is NOT different in depth
In Belgium you need a legal address and not a postal or letter address. If you rent something you will have to
keep renting to stay in order or else you will need expat insurance. You can also
share your address with family or possibly with friends. Of course it wanted to be easier than your own
apartment or house.
In the Netherlands it is essentially NOT different. See also Hans sentence story.