Reader question: Can I simply withdraw money in Thailand?

You can transfer your credit cards worldwide using internet banking. This also applies to other banks.

Since the ATMs in Thailand only spit out 1000 bats, your best bet
on the way, having your taxi (if you go by taxi) stop at a 7-11 and do some shopping so that you have the exact money to pay for the taxi, can become quite difficult if a driver has to give you a larger amount back and that he doesn't have that.

ATMs can be found at the airport, at the 7-11 and often also in godforsaken places, have ever seen one at a larger steel factory more or less in the countryside in Saraburi.

By the way, I would advise you to take a Dutch credit card with a large limit, as c.beuk also advises. Some hospitals would like to have a payment confirmation before they do something, and that can be done with the card a la minute and you do not have to wait for a fax message from the Netherlands

I'm going for a year myself and have 4 banks with bills and cards, and double card readers, I've already experienced a few times that those things fail (at high humidity).

At the airport right behind customs at the purple ATM. You can enter your own amount here, 20.000 was just not possible. In a town we opted for 19.500, staying just within the equivalent of €500 limit per day. Lots of ATMs, no problem at all

Dear Family. de Kort,

There is a difference in ATMs and in costs for the PIN transaction.
When you use a pin, you always pay your fixed costs to your own bank in the Netherlands.
In Thailand you also pay at most ATMs to the Thai bank and then debit cards can be quite expensive for us Dutch bank card holders.
There is a bank with an ATM in Thailand where you do not pay transaction costs to the Thai bank. This is the AEON BANK. These are light gray ATMs and one such machine is located in the MBK in Bangkok on the second floor on the side of the parking garage. There are two ATMs next to each other, one yellow and one gray. You must have the gray one. The AEON BANK website lists all addresses in Thailand where you can find these ATMs. In Hua Hin there is also a branch of AEON BANK on the top floor with several ATMs. By the way, you can withdraw 2 (so 7000) Bath twice in a row at this bank.
When you look up this AEON BANK on Google, you will come across lists where these ATMs are all located.

Succes

You have to pin with visa or MasterCard and that entails extra costs, costs for visa or MasterCard, but Thailand also charges those costs. Bringing cash and exchanging it at an exchange office is no problem. If you still have to pay for hotels on site, you can easily pay for them with Visa or MasterCard.

The best thing you can do is use your debit card at the AEON Bank. (As mentioned earlier) These do not charge money for debit card payments and the machines are almost always in the bank building, making skimming almost impossible. The only AEON machine I know that does not have an office is in MBK on the 2nd floor, but there is almost always security in the immediate vicinity. If you do decide to withdraw your ATM card outside at another bank machine, always check the machine for hidden cameras and whether the keypad is secure before you withdraw. I once skimmed in Pattaya in the big Mall near the beach. It took a long time before I got my bank card back from the machine. After my holiday in Cambodia it was paid for. Fortunately, my bank called me because I had withdrawn money in the Netherlands and paid with it 2 hours later in Cambodia. I received the money back from the SNS bank and the card was immediately blocked. I assume that this will no longer happen to me so quickly because I always check the ATM carefully first and also because there is now a foreign block on it, so you can only use it abroad for a limited time. What I found strange was that they had not used my card at ATMs, but had used it to pay for things in stores.

As indicated in my account above: it has often happened to us that after unblocking your cards for use outside Europe – via internet banking – the cards still didn't work! Keep that in mind! Make sure you have the email address of your bank branch ready. Such a problem is quickly solved via email…

Pretty much everything has already been said and written, I always used a debit card for the first few years and last year brought cash for the first time and changed it myself. The advantage is of course the costs, sometimes converted to € 7,00 per card transaction, if you, like me and many others, go for a longer period, it can add up nicely. Large expenses always with credit card only hotel then again not because they often ask for a 5% surcharge of the total sum for this nowadays. I find the risk of cash negligible for a few hours at Schiphol, in the plane it seems to me that you cannot lose your money and on arrival in Bangkok you immediately go to your hotel or other place of residence where you (at least I do) immediately get a have a safe storage place. Tip make several envelopes, number them, seal them with the adhesive edge, then put your signature on it and cover it with a (wide) piece of tape, so you can always see when they have (tried to) open your envelope. You can also keep a list on which day you will exchange an envelope. Have fun!!!

Yesterday I was able to withdraw very easily at the AEON machine on the 4th floor of the Silom Complex in Bangkok.

1: Put your card in the slot
2: If necessary, click on English
3: Enter your PIN code and click OK when prompted.
4: Click on one of the amounts shown or enter an amount yourself
5: Take your money from another slot
6: Grab your receipt and try on and Ruud is done

Indeed, taking euros with you is an excellent way to get the best exchange rate and to avoid the costs of pinning.

But if you don't have a safe in your room or at the reception, for example, that advantage quickly becomes a disadvantage because you run the risk of losing your money or having it stolen.

So I also take euros with me because I have a safe in the room. I don't take too much money with me when I go out, I don't do that in the Netherlands either.

Coincidentally I didn't have enough with me this week to buy anything in the Silom Complex, so the AEON ATM was a godsend.