Welcome to Thailandblog.nl
With 275.000 visits per month, Thailandblog is the largest Thailand community in the Netherlands and Belgium.
Sign up for our free e-mail newsletter and stay informed!
Newsletter
Language setting
Rate Thai Baht
Sponsor
Latest comments
- Rudolf: Quote: What are the current estimated costs of building a house per m². That just depends on what kind of requirements you meet
- Johnny B.G: In the 50s-80s/90s, Dutch regularly grown food also contained poison and yet there are 20% elderly people in the Netherlands and in TH that is also the case.
- Johnny B.G: The interpreter bases himself on a number of sources, but there is of course much more to it. In Isaan since 50-60 years ago r
- rob: On average I stay in Thailand 6 to 8 months a year and enjoy the food there every day. I will never, ever be told
- Eric Kuypers: Robert, do you know how big the Isaan is? Say NL three times, so it makes sense if you give a little bit of direction like the pro
- RonnyLatYa: Yes, I say that Kanchanaburi is just an example and that you can change that. You can also do this on the web page itself and then see
- william-korat: In the dry period the line is bottom of Bangkok and lower and east of that to just above Khao Yai National Park usually we
- Eric Kuypers: If you change the command line, such as https://www.iqair.com/thailand/nong-khai, you will get a different city or region. But you
- Cornelis: Well, GeertP, I am absolutely not a 'Brussels sprouts supporter' or THE Red Brand addict, but that does not mean that I don't like the Thai cuisine.
- Rudolf: It depends on what you are looking for in Thailand, but to be honest you don't have much choice in my opinion. The big cities are falling apart
- RonnyLatYa: Also take a look at this. https://www.iqair.com/thailand/kanchanaburi Also scroll down a bit and they will also give you some explanation
- Peter (editor): I also enjoy the Thai food and yes, the price is very attractive. But it's just a fact that Thai farmers are unbelievable
- Jacks: It is best to go in the period November to February. Someone with asthma should absolutely not come here from March to May
- GeertP: Dear Ronald, I completely agree with your story, I also enjoy Thai cuisine every day and even after 45 years of Thai
- Eric Kuypers: Wilma, bad air is not in all of Thailand. Thailand is more than 12x the Netherlands! These are the big cities (traffic) and some
Sponsor
Bangkok again
Menu
Arrivals Bangkok Airport
DOSSIERS
Learning objectives and topics
- Background
- Activities
- Advertorial
- Agenda
- Tax question
- Belgium question
- Sights
- Bizarre
- Buddhism
- Book reviews
- Column
- Corona crisis
- The Culture
- Diary
- Dating
- The week of
- Dossier
- To dive
- Economy
- A day in the life of…..
- Islands
- Food and drink
- Events and festivals
- Balloon Festival
- Bo Sang Umbrella Festival
- Buffalo races
- Chiang Mai Flower Festival
- Chinese New Year
- Full Moon Party
- Christmas
- Lotus Festival – Rub Bua
- Loy Krathong
- Naga Fireball Festival
- New Years Eve celebration
- Phi ta khon
- Phuket Vegetarian Festival
- Rocket festival – Bun Bang Fai
- Songkran – Thai New Year
- Fireworks Festival Pattaya
- Expats and retirees
- state pension
- Car insurance
- Banking
- Tax in the Netherlands
- Thailand tax
- Belgian Embassy
- Belgian tax authorities
- Proof of life
- DigiD
- emigrate
- To rent a house
- Buy a house
- In memoriam
- Income statement
- King's day
- Cost of living
- Dutch embassy
- Dutch government
- Dutch Association
- News
- Passing away
- Passport
- Retirement
- Drivers license
- Distributions
- Elections
- Insurance in general
- Visa
- work
- Hospital
- Health insurance
- Flora and fauna
- Photo of the week
- Gadgets
- Money and finance
- History
- Health
- Charities
- Hotels
- Looking at houses
- Isaan
- Khan Peter
- Koh Mook
- King Bhumibol
- Living in Thailand
- Reader Submission
- Reader call
- Reader tips
- Reader question
- Society
- marketplace
- Medical tourism
- Environment
- Nightlife
- News from the Netherlands and Belgium
- News from Thailand
- Entrepreneurs and companies
- Education
- Research
- Discover Thailand
- Opinions
- Remarkable
- Calls
- Floods 2011
- Floods 2012
- Floods 2013
- Floods 2014
- Winter prices
- Politics
- Poll
- Travel stories
- Travel
- Organizations
- Shopping
- Social media
- Spa & wellness
- Sport
- Cities
- Position of the week
- The beach
- Language
- For sale
- TEV procedure
- Thailand in general
- Thailand with children
- thai tips
- Thai massage
- Tourism
- Going out
- Currency – Thai Baht
- From the editors
- Real estate law; and
- Traffic and transport
- Visa Short Stay
- Long stay visa
- Visa question
- Flight tickets
- Question of the week
- Weather and climate
Sponsor
Disclaimer translations
Thailandblog uses machine translations in multiple languages. Use of translated information is at your own risk. We are not responsible for errors in translations.
Read our full here disclaimer.
Royalty
© Copyright Thailandblog 2024. All rights reserved. Unless stated otherwise, all rights to information (text, image, sound, video, etc.) that you find on this site rest with Thailandblog.nl and its authors (bloggers).
Whole or partial takeover, placement on other sites, reproduction in any other way and/or commercial use of this information is not permitted, unless express written permission has been granted by Thailandblog.
Linking and referring to the pages on this website is permitted.
Home » Reader Submission » Reader submission: No reimbursement from your insurance on admission with a positive Covid-19 test
Reader submission: No reimbursement from your insurance on admission with a positive Covid-19 test
It has been reported on various forums, including Thaiger.com news, that there are various health insurance policies and/or travel insurance policies that do not reimburse hospitalization due to a positive covid-19 test if there are no symptoms of illness.
So-called asymptomatic covid-19 is no reason for necessary medical assistance, as is stated in many policies.
The ASQ rules in Thailand prescribe that as soon as your covid-19 test is positive, you will be transferred to the hospital with which the ASQ has a partnership. You stay there until there is a negative test. That can take a while in some cases. All this without any symptoms. An example is AXA insurance, which very explicitly refuses this.
www.facebook.com/groups/298606387906884/search/?q=axa
thethaiger.com/coronavirus/coming-to-thailand-check-your-insurance-and-asq-fine-print
My English letter from my Dutch health insurance company states that necessary observation will be reimbursed.
Use it to your advantage.
Submitted by William
Thank you for pointing this out William. Apart from whether or not you will be reimbursed, I also wondered what to do in that hospital if you have no or only mild symptoms. Continuation of the quarantine, possibly extending it, should be sufficient, I think. In terms of isolation, you may also be even safer than in many hospitals. I hope not to be confronted with it, but apparently it is a procedure with which you expressly agree when you book ASQ.
My (OHRA) travel insurance indicates in the statement that no cover for Covid-19 is issued because Thailand is colored orange ???
We do NOT reimburse damage and claims as a result of Corona!!
See :" https://bit.ly/2NYnPI7".
This one is orange. As long as this color code applies, we do not issue a 'foreign declaration' !!!
This is about health insurance, not travel insurance.
Read Jose carefully, William clearly says "my OHRA travel insurance" OHRA also provides travel insurance. The health insurance is required by law and pays out at all times, even with orange, with the exception of any additional insurance policies, but not travel insurance.
It would be great if you had a traffic accident in Thailand, for example, that you would not be insured.
Obviously too crazy for words that you have to be admitted to a hospital if you have no symptoms of illness. An extension of the quarantine and perhaps additional checks should be sufficient. I share Cornelis' opinion that it is better to be quarantined at home than in a hospital with all the dangers of infections from a hospital bacteria.
An ASQ is not intended to nurse the sick.
Quarantine is meant to prevent you from possibly infecting other people.
As soon as it turns out that you are infected, you no longer belong there.
Sitting at home with family you can infect is a totally bad idea.
Moreover, there is no check whether you stay at home and do not receive guests.
No, an ASQ is indeed not intended to nurse the sick. But if you are tested positive and you have no or very mild symptoms, then you don't need nursing, do you? You are already in isolation in the quarantine hotel, so there is no question of contamination of others.
But Ruud, if you tested positive but have no or hardly any symptoms, you do not need to be nursed. An extension of your quarantine stay in the ASQ hotel until you test negative would be a logical step, as Cornelis also says in his response. By the way, a week in an ASQ hotel costs about 20.000 baht on average. I don't know what to pay for admission to a hospital in this case. I can imagine that an insurer does not reimburse the costs because there is no actual medical care in the absence of complaints, but how can that be checked?
The ASQ hotel is not intended for the sick, not even for the sick with hardly any symptoms.
You are still contagious.
It is meant to check IF you are infected.
If you are not, it prevents everyone from having to be quarantined in a hospital.
What the costs for the hospital are is not that important in itself, after all, that's what you have your mandatory covid insurance of $ 100.000 for?
Quarantine in an ASQ hotel means that you stay in isolation in your room and therefore do not come into contact with anyone and therefore cannot infect anyone. That needs no further explanation. Your food will be placed in front of your door and those who check whether you have symptoms of Covid-19 wear protective clothing. But what are we actually talking about, you have been tested negative no later than 72 hours prior to your trip to Thailand. In theory, you could have contracted an infection in the intervening time until you arrived at the hotel. I don't think the chance of that is particularly great and the only ones who can provide clarity about this are the Thai authorities. Have any infections been detected since you started staying in ASQ hotels? I cannot explain what you mean by your comment to prevent everyone from having to be quarantined in a hospital. If someone is admitted to a hospital who is known to suffer from corona, the patient in question will of course immediately be isolated. I asked about the price of hospitalization in order to compare it with the price of a possible extension of stay in an ASQ hotel. I think the possibility that there may be hardly any price difference is not unlikely. And Ruud, the article is precisely about the fact that the mandatory Covid-19 insurance with cover up to $ 100.000 does not pay out in the event of an otherwise mandatory admission without any symptoms of illness!
Hello William,
Can you perhaps also state with whom you are insured in the Netherlands.
Regards, Pada
I do have a solution myself. Then you just have symptoms!!! A little headache is enough. 😉
Of course, there is always a way to convince your insurance company that the treatment is necessary. But apart from that, as I wrote in an earlier response, what should you do in a hospital if you have no or only mild symptoms? I just don't want to be unnecessarily admitted and certainly not be 'treated' in such a case. But fingers crossed that you and I don't end up in that situation….
No longer possible to extend travel assistance insurance.
Insurance does not cover covid, see email.
Dear Customer,
Given the exceptional circumstances caused by the corona virus, the Belgian government and the World Health Organization now use the term pandemic. A pandemic, unlike an epidemic, is a health crisis that spreads across different continents or even worldwide. Given the impact and severity of the current Covid 19 crisis, it is a pandemic.
As a result of this crisis, various measures were taken, including this one to ban all non-essential travel abroad.
Moreover, Touring cannot be held responsible for impediments to the performance of services due to force majeure. Given these exceptional circumstances, Touring is unfortunately unable to intervene in travel assistance contract claims. Pandemic is one of the general exclusions stated in our terms and conditions according to which we do not intervene. This means that for all applications from March 18, we are not legally bound to provide this cover. This applies to all requests for assistance of any kind. No participation in costs can be allowed.
That is the Belgian situation. in the Netherlands it is NOT forbidden to make a non-essential trip abroad.
In any case, make sure not to depend exclusively on such a travel insurance policy. In the Netherlands, health insurance companies have not excluded necessary treatments abroad from coverage, even in the current situation.