Kupera kwemutero wepenjeni uye annuity pedyo?
Tichikumbira chibvumirano chazvino, zvinogona zvakare kumisa maitiro evekunze Revenue Service, kusanganisira kukumbira nhamba dzemitero uye kuda kuti masangano emudyandigere aendese penjeni kuThailand asati aburitsa mitero yemitero.
Pane mumwe munhu anogona kunditsanangurira zvakajeka kana ini nemukadzi wangu weThai (uyo anogara neni kuBelgium) tichizogara muThailand zvachose pazera re65 (mudyandigere) uye takadzimwa zvachose kubva kuBelgium. Ipapo isu tinogara nepenjeni yangu nemhuri muThailand, nekuti tese hatiite rimwe basa.
Iyo Zwitserleven inonzwa muPattaya
Mukupindura nyaya ichangoburwa pamusoro pekuwedzera kwepenjeni yangu(!) Slagerij van Kampen akanyora kuti: “Zvinoshamisa, kushambadzira kwaZwitserleven hakumboitike muPattaya. Mushure mezvose, zviropa zveSwitzerland zvakabudirira uye zveimwe kirasi "
Kuregererwa mutero; vaNorwegian vakangwara kudaro?
Nei Norway iine chirongwa chinoshanda zvakanaka uye Netherlands isina? Nekuti Norway neThailand vakaisa zvibvumirano muchibvumirano chavo 'chitsva', kubva muna 2003, pamusoro pekugadzirisa mapenjeni akagoverwa kuThailand (zvichienderanawo Norway) kuti abhadharwe mutero.
Mubvunzo wemuverengi: Zvinosungirwa here kuendesa penjeni yako yakazara kuThailand kuti uwedzere vhiza?
Musi wa16/11/2016 ndakaenda kune dzimwe nyika kuti ndiwedzere gore negore, asi zvakandiodza mwoyo. Ndine makore makumi matanhatu nematanhatu uye ndaenda pamudyandigere uye ndanga ndichigara muThailand kweinenge mwedzi misere kwemakore gumi nerimwe. Ndaiwanzorega basa nokukurumidza pazera ramakore 66. Tave takaroorana nemukadzi wechiThai kwemakore 11, ndiko kuti.
Mubvunzo wemuverengi: Chii chinogamuchirwa sehumbowo hwekurega pamudyandigere pamumiriri weThai?
Nhasi ndanga ndiri pamumiriri weThai muHague. Kwemakore manomwe ndanga ndichinyorera vhiza isiri-O kumumiriri muAmsterdam nemapepa akafanana, pasipoti, kopi yepasipoti, ruzivo rwekufamba, zvirevo zvebhangi uye fomu rekunyorera. Nhasi chikumbiro changu charambwa, ndaifanira kupa humbowo hwekuti ndave pamudyandigere.
Hurumende yeThai inotanga matanho ekutsigira vakwegura
Hurumende yeThai yakabvumidza matanho matatu makuru ekutsigira vakweguru svondo rino. Izvi zvinosanganisira zororo remutero kumakambani anoshandisa vakwegura, reverse mortgages uye mari yepenjeni inosungirwa.
Mubvunzo wemuverengi: Remittance Base, kusabvisa penjeni pamutero wakabhadharwa kubhangi reThai
Remittance Base, yave mwedzi kubva nyaya iyi yabatwa. Nekudaro, ndiri kuda kuziva kana paine imwezve nhau nezvenyaya iyi? Tsananguro pfupi kune avo vangave vachinetseka kuti izvi zvinorevei.
Mubvunzo wemuverengi: Zvinonetsa kuwana penjeni pasi pemanejimendi ako
Penjeni yangu inowanikwa pasi pemanejimendi angu muBV yangu. maererano nezano remutero rakawanikwa, mutero wemubhadharo wangu wepenjeni mushure mekutamira kuThailand uchabhadharwa neNetherlands pahwaro hwehunyanzvi. 18 ndima 2 yechibvumirano chemutero neThailand.
Mubvunzo wemuverengi: Ndinofanira kubhadhara mutero muNetherlands papenjeni yangu yekuwedzera here?
Gore rinouya ndinoda kutamira kuThailand uye kuti ibviswe kubva kuNetherlands. Ini ndobva ndabhadhara mutero wangu muThailand, asi ini zvino ndaverenga kuti ndichiri kubhadhara mutero pamudyandigere wangu wekuwedzera muNetherlands nekuti ndagara ndichibvisa mutero kubva pamutero wangu wemari.
Mubvunzo wemuverengi: Annuity policy ine payout yepamwedzi
Ndine homwe yepension fund inofanira kushandurwa kuita annuity policy ine nguva nenguva inobhadhara pamwedzi pazuva rekubhadhara. Iye zvino ndava nemakore anoda kusvika 65. Pane fomu yeinishuwarenzi inogona kutora izvi kana ndichigara muThailand, i.e. nechibvumirano chemutero neThailand?
Pamwe zvisina basa, asi mangwanani ano ndanga ndiri kuImmigration kuti ndiwane chitambi paAtestation de Vita yangu. Apa ndakaudzwa kuti izvi zvakanga zvisisaiti. Mukuru aitaurwa nezvake akangondiudza kuti mitemo yakanga yachinja kubva muna Nyamavhuvhu achibva andiendesa kukamba yemapurisa.
Mubvunzo wemuverengi: Ndekupi muCha Am/Hua Hin kwandinogona kuenda ku "humbowo hwehupenyu"?
Kune yangu (diki) pre-penjeni, ndinofanira kupa "humbowo hwehupenyu" chirevo kuTransport Pension Fund. Kuhofisi yesocial Security muCha Am ndakaendeswa kukamba yemapurisa yeCha Am, kwandakaendeswa kune Immigration muHua Hin.
'Europe inotevera poto yepenjeni yeDutch'
Kune anopfuura 1700 bhiriyoni euros muDutch pension poto. Iyo imari yakakura, kunyangwe neEuropean standards. Naizvozvo Brussels iri kutarisa nemoyo wese hupfumi hukuru uhwu hwakachengetwa nemaDutch pamwechete. Nekuda kwekufamba kwakangwara, Europe ichava nezvakawanda kutaura pamusoro pemari yedu yemudyandigere uye unogona kutarisira kuti mumakore mashoma isu tisisiri kutungamira ichi chikwama chemafuta.
Ukatarisa chinzvimbo chemari yevanodya penjeni mumakore gumi apfuura nenzira iyi, uchaona kudzikira. Ndiri kutonzwa iwe uchifunga kuti "zvichapera imwe nguva nekudzura kwevakwegura", asi zvinosuruvarisa kuti ndinofanira kukuodza mwoyo.
Ndakaedza kuverenga pamusoro pepensheni yekambani yekuregererwa mutero. Pakupedzisira ndakanzwisisa kuti nhamba yeID iri mukabhuku yeyero yeimba inoverengwa senhamba yemutero yeThailand uye inogona kushandiswa sehumbowo hwemutero wakanyoreswa muThailand.
Mufaira remutero, ruzivo rwakakura rwunopihwa nezve zvese zvine chekuita nekutamira kuThailand. Zvinonzi penjeni inobhadhariswa muThailand kana iwe uri mutero unogara ikoko, kunyangwe paine caveat ipapo nekuti izwi rekuti "mudyandigere" hariratidzike mune dzakataurwa dzemutero.