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- Eric Kuypers: Khoen, haka ne, hukuncinka na ƙarshe? Duk da haka dai, karanta shi a nan: https://www.siam-legal.com/realestate/Usufructs.php Ina ganin usufr
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Gida » Tambaya mai karatu » Tambayar mai karatu: Me zan yi da asusun ajiyara lokacin yin hijira zuwa Thailand?
Yan uwa masu karatu,
Ina da tambaya inda ba zan iya samun amsar a Thailandblog ko wani wuri a kan internet.
Ina shirin yin ritaya bayan na yi ritaya Tailandia don rayuwa kuma na kusan gama duk shirye-shiryen kuma hakan yana tafiya lafiya.
Amma:
Kusan abu na ƙarshe da zan shirya shine don adana asusun ajiyar kuɗi a cikin Netherlands. Asusun na yanzu ba matsala ba ne saboda zan iya ajiye shi.
Koyaya, Ina da asusun ajiyar Intanet tare da wasu bankuna biyu da aka kafa a cikin Netherlands (Leaseplan da NIBC).
Duk bankunan biyu suna nuna cewa ba zan iya riƙe waɗannan asusun ajiyar kuɗi ba saboda adireshin gida na ba (kuma) a cikin Netherlands. Lallai an bayyana hakan a cikin sharudda da sharudda.
Tabbas zan iya bude asusun ajiyar kuɗi a banki inda nake da asusun ajiyar kuɗi na, amma riba ta ragu sosai a can. Ko kuma na kawo duk kuɗina zuwa Tailandia (SCB), amma babu wani tsari na garanti idan an yi fatara.
Shin wasu masu karatu sun sami "matsalolin" iri ɗaya kuma ta yaya suka warware su?
Na gode da taimakon ku.
Tare da gaisuwa mai kyau,
WH da Visser
Ina da asusun ajiyar kuɗi da sunana, amma tare da adireshin ƙanena, wanda kuma wakili ne mai izini. Da fatan za a tambaya idan hakan zai yiwu. Zan iya a kowane hali (mafi yawa) barin ajiyar kuɗi a cikin Netherlands, mai yiwuwa tare da ƙarancin riba, wanda ba zai taɓa zama ƙasa da ƙasa ba, zai iya?
Ina da asusun da ba na zama ba tare da ABN-AMRO (tun 1998).
Duk abin da nake samu yana shiga cikin wannan asusun kuma na shirya ta hanyar banki ta intanet ta yaya da kuma lokacin da nake son canja wurin kuɗi na.
Ni kaina ina da canja wuri ta atomatik kowane wata zuwa Thailand kuma na bar sauran a cikin Netherlands.
Baya ga bankin intanet, zan iya amfani da wannan asusu ta Mastercard.
Ina da asusun ajiyar kuɗi da asusun intanet.
Za a sanya maka kafaffen “taimako” wanda zaku iya tuntuɓar ku ta hanyar aikin imel akan haɗin Intanet ɗin ku na ABN.
Yi amfani da wannan lambar sau da yawa kuma komai ya tafi da sauri.
Lura: samun katin kiredit a Tailandia ba zai yuwu ba ga mai karɓar fansho (ko da kuwa kuɗin shiga), don haka shirya wannan a cikin Netherlands.
Ban taba jin kalmar asusun ba na zama ba.
Idan na fara bincika Intanet a yanzu, zan yi nisa gaba.
Kawai ambaton kalmar yana taimaka mini da yawa.
Kyakkyawan tip 🙂
Yi daidai da bankin RABO. Ka tuna cewa da gaske asusun ba mazaunin gida bane. Wannan yana nufin cewa babu abin da ke zuwa ga hukumomin haraji ta fuskar bayanai. Dole ne ku tabbatar da cewa kun kasance a ƙasashen waje a lokutan da aka tsara
Hakanan zan lura cewa tsarin garantin tanadi na Thai kwanan nan (Yuli na ƙarshe) ya ragu zuwa baht miliyan 1 (wani abu ne kamar miliyan 20!)
Wani dalili kuma ba don saka duk ƙwai mai tanadi a cikin kwandon Thai ba.
Shin wannan 1 baht ne a kowane banki ko kowane abokin ciniki? A cikin Holland zaku iya yada kuɗin ku akan bankuna daban-daban domin ku faɗi ƙarƙashin garantin jihar a kowane banki (idan kun tsaya ƙasa da Yuro 100,000). Kawai adana asusun banki da yawa. Shin hakan kuma yana aiki a Thailand?
tjamuk: yana iya zama kuma nan ba da jimawa ba Turai za ta sami komai cikin tsari; Spain ba ta da kyau kamar Girka (har yanzu) kuma ba su kyale su ba kuma Portugal ma tana da kyau a cewar masana. Yayin da na karanta na ɗan lokaci a cikin gidan yanar gizon Thailand cewa tattalin arzikin Thailand kumfa ne wanda zai iya fashe a kowane lokaci. Ba kome ba don maraba da Mrs. / Mr. de Visser; don haka don Allah a tambaya gwargwadon iyawa sannan a auna komai. Babu shawara kai tsaye, amma ina ba da shawarar yin taka tsantsan.
Ina da asusun ajiya kawai a Rabobank. Ribar ba ta da yawa a halin yanzu, amma riba ba ta da haraji.
A Tailandia Ina da asusun ajiyar kuɗi tare da Bankin Bangkok tare da ƙimar riba mai yawa, amma ba ta da haraji. 15% ana cire haraji kai tsaye daga riba ta banki.
Yaren mutanen Holland sun ce samun katin kiredit a Thailand ba zai yuwu ba ga mai ritaya. Bankin Bangkok har ya ba ni daya! Gaskiya ne cewa, kamar yadda yake tare da bankin Dutch, a matsayinka na ƙaura ba a yarda ka sami ma'auni na zare kudi akan asusun ba. Idan har yanzu kuna cikin ja, to dole ne a biya ku kafin ƙarshen wata.
Zan sake dubawa saboda duk abin da suke bayarwa shine katin bashi.
Na yi shekara da shekaru ina ƙoƙarin samun katin kiredit don samun damar yin amfani da kuɗin Baht dina a wasu lokuta.
(sayayyar kan layi - ajiyar otal-babban kuɗaɗe ba tare da tsallaka titi da tsabar kuɗi da sauransu ba)
Don haka ina da gogewa a bankin UOB-SCB-Bangkok.
Dokokin ne ke kashe ku. Max. Shekaru 60 (a kan aikace-aikacen) don mai riƙe da katin da max shekaru 65 (akan aikace-aikacen) don amfanin rabawa.
Ina zaune a Thailand a hukumance, an cire ni rajista daga Netherlands, kuma na sami damar adana asusu na dubawa da asusun ajiya a RaboBank, tare da adireshi a Thailand. Idan wasu bankuna ko cibiyoyi ba sa so ko kuma ba za su iya yin hakan ba, zan kai kuɗin zuwa wani banki. Sa'an nan kawai dan rage sha'awa! Ɗaukar kuɗin zuwa Thailand ba wayo ba ne sai dai idan kuna son siyan gida, mota, da dai sauransu. Gaisuwa da Theo.
Na yi hijira zuwa Thailand, amma na adana asusuna na yanzu tare da ING, amma yanzu a adireshina na Thai. An yarda da hakan saboda har yanzu ina barin kuɗin shiga (AOW da fansho) su shigo cikin wannan asusun. Ina ajiye kuɗin da nake samu kowane wata a ING ɗaya a cikin abin da ake kira Top Account. Sha'awar ba ta da yawa, amma babu inda. A lokacin da nake buƙatar kuɗi a Thailand kuma, na aika Yuro daga asusun ING zuwa bankin Thai Kasikornbank, wanda ba shakka yana canza adadin nan da nan zuwa Bath. Ina da damar barin wannan kuɗin ba tare da ruwa ba tare da Kasikorn, ko don buɗe asusun ajiyar kuɗi na musamman da banki ɗaya. Sannan zan iya sanya kudin a can na tsawon watanni 3, 6 ko 12 sannan zan karɓi riba ta atomatik kowane wata 3.
Idan Bath yana da yawa (?) Ina aika kuɗi daga NL zuwa Tailandia akan ƙimar da ta dace. Muddin Baho ya yi ƙasa, na bar Yuro na a ING. A lokacin da Turai ke barazanar durkushewa, zan sami duk abin da nake tarawa (wato ba haka ba ne, ta hanya) ta hanyar banki ta intanet nan da nan an tura ni zuwa bankin Kasikorn na.
Idan aka kwatanta da, misali NIBC, ING yana ba da 0,5% ƙarancin riba, don haka ING, RABO ko ABN ba su da kyau. Don haka: da sauri soke wannan NIBC kuma sanya ajiyar ku a cikin asusun banki na yau da kullun / tanadi.
Na yi hijira zuwa Thailand. Yi asusun ajiyar kuɗi a moneyou.nl.
Adadin riba shine 2.50% ba tare da sharadi ba kuma ana biya kowace rana.
Kawai samar da adireshi (na sani/memba na iyali) a cikin Netherlands.
Contra account ING asusun biyan kuɗi.
Shawarata ita ce a yada kudi a cikin Netherlands da Thailand. Don rage haɗari, na raba wanka na Thai akan bankuna daban-daban. hada da internet banki.
Sa'a tare da hijira.
NIBC har yanzu tana ba ni 4.5% riba (kafaffen tsawon shekaru 10) Ba na samun hakan a ING da kuma a kowane banki Thai, yi amfani da adireshin Dutch, kuma asusun contra shine asusun biyan kuɗi a ING.
Hakanan kuna da asusun dubawa a Tailandia, kuma dole ne ku sami baht 800.000 a cikin asusu don visa ta.
hijira mai nasara
Ina da 800.000 Thb da aka kayyade na tsawon shekaru uku akan asusun ajiya a SCB akan 3,15% ribar visa ta. A cewar wasu, dole ne ya kasance a cikin asusun yau da kullun don biza. Shige da fice a nan Samui ba shi da matsala tare da asusun ajiya.
Ina da asusu na yanzu, asusun ajiyar kuɗi da asusun intanet a adireshina na Thai tare da Abnamro a cikin Netherlands.
Hakanan kuna da katin kiredit na Thai tare da SCB. Don wannan dole ne ku sami asusun ajiya azaman garanti. SCB tana adana littafin banki.
Zai fi kyau barin kuɗin ku a cikin NL. Matsalar Thailand ita ce, da wuya a iya fitar da kuɗin daga ƙasar. A koyaushe bankuna za su nemi su nuna lissafin kafin ku iya biya a ƙasashen waje. Kuna da iyaka sosai tare da canja wurin kuɗi zuwa ƙasashen waje.
Hello Hanka,
Dole ne bankunan su yi wa gwamnatin Thailand wahala, saboda gwamnati ba ta son kudaden Thai su fita waje. Ana ba ku izinin ɗaukar 50.000 tsabar kuɗi a ƙasashen waje kuma hakan kadan ne. Mutane kamar Taksin, alal misali, na iya ɗaukar miliyoyi tare da su a cikin akwatuna.
Hakanan la'akari da asusun saka hannun jari a cikin Netherlands, inda kuke saka hannun jari a cikin ma'aunin Thai, saita Thailand, alal misali. Saitin Thailand ya karu da kashi 5% a cikin shekaru 40 da suka gabata, ma'aunin Dutch, AEX, ya faɗi 40%. Bugu da ƙari, za ku rasa hasara idan Yuro ya sake faɗuwa cikin ƙima.
Wannan ba shawara ba ce… da sakamakon da ya gabata… kuma ba shakka kada ku saka dukiyoyinku a ciki… kuma kasancewa mai wadata baya sa ku farin ciki…. duk da haka…
http://www.iex.nl/Index-Koers/190118482/THAILAND-SET.aspx
Bankin ASN ba shi da matsala tare da mutanen Holland da ke zaune a wani wuri kuma yana da alhakin ɗabi'a.
Tuni kaɗan nasiha daga mazauna Thai daban-daban.
Wasu ƙarin sharhi.
Bude tarkace a Tailandia ba shi da sauƙi a duk bankuna. Yawancin lokaci mazaunin Thai wanda ke da matsayi a De Goverment dole ne yayi aiki azaman garanti.
Shawarar Dutch daidai ce har zuwa baht miliyan 1 da aka rufe har zuwa 1 ga Yuli. sai dai bankin GSB, Bankin Saving na Gwamnati, har yanzu ana rufe wannan har miliyan 20.
Shawarar Rene Broekhuizen don buɗe rumbun ajiya (misali 800.000 baht) don biza ta shekara ta wadatar a yawancin ofisoshin shige da fice.
Waɗannan tarakunan ajiya koyaushe suna nan take kuma ana biya.
Kuna rufe wannan don, misali, 5 m ko ya fi tsayi. Misali, yanzu watanni 11 a bankin Bankkok akan 3,3%, amma 15% riba hakika ana cirewa nan da nan bayan ƙarewar.
Ta hanyar ajiya daban-daban a bankuna daban-daban kuna yada haɗarin.
Saboda bankin GSB banki ne na gwamnatin Thailand, ba a biyan harajin kashi 15% a kan ajiya da ke daɗe kaɗan.
Yanzu kwanaki 399 a 3,3% Tasiri Game da 3.9%
Bude asusun biyan kuɗin Thai ta wata hanya. In ba haka ba kuna biyan 150 baht duk lokacin da kuka yi amfani da katin ku a yawancin bankuna
Masoyi Mr Fisher
Na karanta duk ra'ayoyin 17 kuma kusan duka sun bambanta. Amma ban karanta abin da kuka tambaya akai ba. Har yanzu ina da inshorar haɗari a banki, muna so mu koma Netherlands, wanda na biya Yuro 20. Babu matsala ga bankin.
Babu wani amfani a gare ku a nan, idan kun sami wani abu a nan to ba za ku iya dogara da shi ba. Hakanan ba za ku iya gani a nan gaba ba. Yuro yana kaiwa da komowa, ban amince da shi ba. Robby ya ce muddin wanka ya yi ƙasa (yanzu zai iya ci gaba har tsawon shekaru 5) Zan bar kuɗin Euro na a banki. Idan Yuro ya fadi, za ku yi asarar kuɗin ku da sauri kuma idan kuna da hannun jari, za su sauka tare da shi. Ra'ayina shine idan kuna da riba akan hannun jarinku, ku cire shi, saboda motsin Euro gaba da gaba bai yi min kyau ba. Dear Mr. Visser, ina zaune a Thailand shekaru da yawa. Ina da wata mata Thai wacce ta san kayanta, tana da mafita ga komai kuma koyaushe yana kyau. Idan kuna son ƙarin sani, da fatan za a nemi masu gyara don adireshin imel na
Gerard Kuys
Yan uwa masu sharhi,
Wani kyakkyawan blog ne wannan.
Yana da kyau in karanta amsoshin nawa ne aka buga akan tambayata.
Kuna iya ganin yawan ƙwarewar aiki a wannan shafin.
Kadan bayanin kula azaman sabuntawa:
Musamman, martanin da Yaren mutanen Holland suka bayar ga asusun Ba mazaunin ya kawo ni gaba sosai.
Bayan binciken Intanet da tuntuɓar bankin Anadolu da ke Netherlands, ya nuna cewa buɗe asusun ajiyar kuɗi da adireshi a Thailand ba shi da matsala a wannan bankin.
Tabbas asusun contra na Dutch da ingantaccen BSN. Idan BSN baya kan fasfo din, kawai a aika a cike fom na haraji wanda har yanzu yana da shi.
Zan tuntubi wasu bankuna kadan.
Theo Bouman ya ce zai iya ajiye asusunsa kawai a bankin RABO.
Na kira bankin RABO yau don tambaya ko da gaske hakan zai yiwu.
Haƙiƙa hakan yana yiwuwa, amma ba ga masu sabon asusu ba, kamar yadda zan zama sabon ma'aikacin asusu (RaboBank: Ba mu san ku ba????)
Shawarwari daban-daban don canja wurin lissafin zuwa adireshin dangi / abokai abin takaici ba zai yiwu a gare ni ba.
Game da Harajin Riƙe Kashi 15% a bankunan Thai:
Idan na bar ajiyar kuɗi na tare da bankin Dutch, ba na tsammanin dole ne in biya haraji (kuma) akan abin da ya wuce fiye da keɓe saboda saboda yarjejeniyar haraji da Thailand, ba a sake biyan haraji a cikin Netherlands.
Shin da gaske hakan yayi daidai?
Kuma idan haka ne, ina tunanin barin ajiyar kuɗi na a mafi yawan lokuta a cikin Netherlands, musamman ma idan zan iya buɗe asusun ajiyar kuɗi na Dutch kamar a bankin Anadolu. A lokacin ba zan dame ni da harajin riƙewa na 15% ba.
Ba zato ba tsammani, ba ni da matsala sosai wajen biyan haraji, ko a cikin Netherlands ko Thailand. Ban ga dalilin kauce wa haraji kowane se.
Shawarar FransAmsterdam game da asusun saka hannun jari a Thailand:
Ban sani ba ko na kuskura saboda ni ba mai saka jari irin 🙂
Martanin Bitrus:
A cikin yanayina na kuma lura cewa buɗe asusu tare da SCB ba kawai zai yiwu ba.
Domin matata ta doka tana aiki da gwamnatin Thailand (Asibitin jiha) kuma tana aiki a matsayin garanti, yanzu ba matsala.
Sun san cewa an yi tanadin asusun ne don saka kuɗi don ƙarin Visa na ritaya, don haka asusun yana cikin sunana kawai. (A bisa shawarar SCB)
Sun shirya min komai a ofis kuma nan da nan suka tsara hanyar shiga Intanet, wanda ke aiki da kyau.
Bugu da ƙari, Ina da lambar ID don kula da lafiya kuma ba dole ba ne in dauki inshorar lafiya (tsada) ba, amma wannan a gefe.
Na ambaci sunayen masu sharhi kadan a sama, amma hakan ba yana nufin ban dauki sharhin masu sharhi da ba a bayyana sunansa da muhimmanci ba.
Ba haka lamarin yake ba, kuma ina matukar godiya da kokarin da aka yi na taimaka mini da shawarwari da nasiha.
Na yi matukar farin ciki da hakan.
Ana maraba da sharhi.
Idan na samu karin bayani zan yi post din don wasu su amfana.
Tare da gaisuwa mai kyau,
WH da Visser
Mai Gudanarwa: Da fatan za a tsaya kan batun labarin.