Kimanin rabin mutanen Holland sun kwatanta yanayin kuɗin su da kyau zuwa mai kyau sosai. A cewar uku cikin goma mutanen Holland, yanayin kuɗin su ya inganta a cikin watanni 12 da suka gabata, kuma kashi ɗaya cikin huɗu na mutanen Holland sun ga yanayin kuɗin nasu ya tabarbare.
Wannan ya bayyana daga Wiser Financial Behavior Monitor in Money Matters, wanda aka gudanar a tsakanin ƙungiyar wakilai fiye da 1.000 mutanen Holland tsakanin shekaru 18 zuwa 80. An gudanar da binciken har sau biyar tun daga shekarar 2013.
Mutanen Holland sun ce suna sa ido sosai kan kudaden su
Iyakar abin da mutanen Holland suka nuna nasu kudi kadan ya canza idan aka kwatanta da ma'auni na baya a cikin 2017. Kusan rabin mutanen Holland suna sa ido sosai akan kudaden su. Kashi ɗaya cikin huɗu na mutanen Holland suna yin wannan sau da yawa kuma 17% suna yin shi akai-akai. Mutanen Holland har yanzu suna tunani a hankali ko za su iya samun wani abu kafin su saya. Kimanin rabin mutanen Holland suna amfani da matsakaicin kasafin kuɗi don wasu kashe kuɗi, kamar siyayya ta yau da kullun (29%), hutu (28%) ko sutura (19%). Bugu da ƙari, kusan shida cikin goma mutanen Holland suna da asusu don abubuwan da ba a zata ba.
Kadan madaidaici wajen biyan kuɗi
Idan aka kwatanta da 2017, Yaren mutanen Holland ba su da wuya su biya bashin su akan lokaci fiye da 2017 (69% vs. 77%). Daga cikin masu shekaru 18 zuwa 35, adadin da ke biyan kuɗi akan lokaci ya ma ƙasa da (58%). Wannan rukunin kuma yana saye sau da yawa akan rahusa kuma sau da yawa yana tunani a hankali game da ko za su iya siyan siya. Duk da haka, yawancin mutanen Holland (71%) ba su sami wani tunatarwar biyan kuɗi ba. Kamar yadda yake a cikin 2017, kusan kashi biyu bisa uku na mutanen Holland ba su kasance cikin ja sau ɗaya ba a cikin watanni 12 da suka gabata. Kusan ɗaya cikin biyar (17%) yana cikin ja sau ɗaya ko sau biyu kuma ɗaya cikin sau goma sau biyar ko fiye.
Bankin wayar hannu a matsayin hanyar kiyaye bayyani na kudi
Fiye da tara cikin goma mutanen Holland (93%) suna amfani da ɗaya ko fiye kayan aiki don kula da bayyani na kuɗin su. Ko da yake har yanzu bankin intanet shine kayan aikin da aka fi amfani da shi (62%), amfani da bankin wayar hannu yana karuwa. Kusan rabin mutanen Holland (46%) suna amfani da wannan. A cikin 2017 wannan shine 38% kuma a cikin 2015 18%.
Mutanen Holland galibi suna fuskantar wahalar barin tunani game da kuɗi
Mutanen Holland ba su da damuwa game da yanayin kuɗin su a cikin 2019 fiye da da. A cikin 2017, hudu a cikin goma mutanen Holland sun ji rashin damuwa game da wannan, a cikin 2019 wannan ya ragu zuwa kusan uku cikin goma. Batun kudi ba su da nisa daga tunaninsu ga ɗaya cikin uku na mutanen Holland, yayin da a cikin 2017 wannan ya kasance kusan ɗaya cikin biyar. Mutanen Holland. sun kasance. Bugu da kari, rabon mutanen Holland wadanda ba kasafai suke samun wahalar maida hankali kan wani aiki ba saboda kudadensu ya ragu. A cikin 2017 wannan ya fi rabin Dutch, a cikin 2019 ya wuce hudu cikin goma.
Tambaya ga masu karatu na Thailandblog: Shin kun gamsu da yanayin kuɗin ku?
Yana da kyau a san cewa rabin mutanen Holland a tsakanin shekarun 18 zuwa 80 suna la'akari da matsayinsu na kudi yana da kyau zuwa mai kyau sosai, amma abin takaici ne cewa kwata kwata matsayinsu ya lalace. Hakan kuma ya faru ne saboda akwai wadanda suka yi ritaya a cikin binciken, wadanda in ban da masu hannu da shuni, sun riga sun ga yadda kudaden shigar su ya ragu cikin shekaru 10 da suka gabata. Ina mamakin menene manufar irin waɗannan karatun. Ba za a sami sakamako ba kuma a matsayinka na mutum ba za ka sami riba kaɗan daga gare ta ba. Ba zan iya kawai amsa tambayar daga Thailandblog ba ko na gamsu da yanayin kuɗi na. Haka ne, lokacin da na kwatanta kaina da wasu da yawa kuma tabbas tare da matsakaicin masu cin abinci na Thai, amma a'a saboda samun kudin shiga ya ragu ne kawai a cikin 'yan shekarun nan saboda ragi da rashin ƙididdiga na fansho na. Amma babu wanda ya taba samun ko'ina ta hanyar korafi.
Binciken tsakanin mutane 1000. Akan umarnin? Irin wannan nazari a tsakanin irin wadannan ’yan tsirarun mutane, tare da tambayar wanene a cikin wannan rukunin?
Zai fi kyau a ajiye kuɗin wannan binciken a cikin aljihunsu (wanda aka gudanar a madadin Rutte et al.?) kuma ziyarci abin kunya na kasa, bankin abinci. Ko mafi kyau a kowane ofishin Sabis na Jama'a. Ina tsammanin hakan zai haifar da sakamako na daban. A makon da ya gabata ne aka buga alkaluman da ke nuna cewa tsadar rayuwa da kuma haraji sun yi tashin gwauron zabi.