Shin inshorar likita na tilas ko a'a ga baƙi?
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Manufar inshorar likita ta tilas ga baƙi a Thailand ba sabon abu bane. A cikin 1992 shirin shine gabatar da wannan a matsayin sharadi na biza ta ritaya.
Duk da haka, an yanke shawarar samun wata wasiƙa daga wani asibitin Thailand da ke nuna cewa mai neman yana cikin koshin lafiya. Amma an soke duk ra'ayin lokacin da wata tsohuwa Biritaniya ta kamu da ciwon zuciya duk da rashin lafiya.
A cikin Yuli 2019, an ba da rahoton cewa Thailand tana son gabatar da wani nau'in inshorar balaguron balaguro ga duk baƙi na ƙasashen waje zuwa Thailand don biyan kuɗin kuɗin asibiti da ba a biya ba. A cewar rahotannin manema labaru, farashin zai zama 20 baht ga kowane mutum don inshorar likita na gaggawa, tare da ɗaukar kwanaki 30, da za a biya a tashoshi na biyan kuɗi a filayen jirgin sama da kan iyakokin. An ƙi ra'ayin ta hanyar ƙin yarda da aiki. Hakanan saboda baht 20 ba zai iya biyan ainihin farashin ba.
A watan Oktoba na 2019, an ba da sanarwar cewa duk ƴan ƙasar waje da suka yi ritaya sama da shekara 50 za a buƙaci su sami cikakkiyar inshorar lafiya na akalla baht 400.000 (majin jinƙai) da 40.000 baht (masu haƙuri). Tambayar ta kasance ko za a tsawaita inshorar lafiya na tilas ga duk ƴan ƙasar da suka yi ritaya. Mutane da yawa suna jayayya cewa zai zama abu mai kyau. Amma saboda cibiyoyin asibitoci daban-daban, asibitin jiha da asibitoci masu zaman kansu, da kuma nau'ikan inshorar lafiya da yawa tare da yawancin keɓancewa da yawan shekarun ƴan ƙasashen waje, wannan ba abu ne mai sauƙi ba.
Amma a farkon 2020, Covid-19 ya bayyana a Tailandia kuma an sanya dokar hana shiga ga duk baƙi. Yanzu an sassauta wannan matakin don wasu nau'ikan na musamman, amma dukkansu suna buƙatar samun izini daga ofishin jakadancin Thailand kafin su shiga jirgi. Ɗaya daga cikin takardu da yawa da ake buƙata shine cikakken inshorar lafiya wanda darajarsa ta kai dalar Amurka 100.000. Waɗannan tabbas ana samun su daga kamfanonin inshora daban-daban na Thai inda ƙimar kuɗi ke ƙaruwa da shekaru kuma yawanci mutanen da suka wuce 70 ba za su iya samun inshora ba.
Halin da ake ciki a Thailand tare da inshorar lafiya da gwamnati ke buƙata yana da rikitarwa. Coronavirus ya juya duk duniyar inshora ta duniya kuma ba ta da amsoshi masu sauƙi. Duk da haka, Thailand tana da babban hannun jari a dalar yawon shakatawa. Hukumomi za su fara tsara abubuwan da suka fi muhimmanci! Ko a kafa asusu don inshorar matafiya masu shigowa ko ba da tabbacin inshorar balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguron balaguwa ya zama tilas.
Source: Pattaya Mail
Na karanta wannan sakon a shafin FB na gwamnatin Thai (Official FB page na gwamnatin Thai)
"A cewar Hukumar Inshorar Tailandia, an amince da inshorar COVID-19 ga baƙi don rufe matafiya da suka wuce ta bakin haure a Thailand. Hakanan za a siyar da manufofin inshora ta kan layi tare da bayar da haɗin gwiwa ta kamfanonin inshora guda goma sha shida. Akwai sassa guda biyu a cikin ɗaukar hoto, kamar haka:
1. Idan mutum ya mutu sakamakon COVID-19, kamfanin zai biya diyya na kudin jana'izar da kuma mayar da su gida, har zuwa baht miliyan 3.2.
(Dalar Amurka 102,000).
2. Domin jinya bayan gano kamuwa da cutar ta COVID-19 da magungunan da suka dace, kamfanin zai biya diyya har zuwa baht miliyan 3.2.
(dalar Amurka 102,000).
https://www.facebook.com/thailandprd/photos/a.251619424861479/3556074397749282
Bugu da ƙari, rubutun yana cikin Thai, amma a takaice yana nufin cewa zaku iya fitar da inshora daga ƙarancin kwanaki 30 zuwa shekara. Farashin ya dogara ne akan ko ƙasar asalin tana wakiltar ƙarancin ƙasa, matsakaici ko babban haɗari.
Kasashe masu haɗari tsakanin 1.600 - 14.400 baht
Kasashe masu haɗari masu matsakaici tsakanin 2.560 - 23.040 baht
Ƙasashe masu haɗari tsakanin 4.800 - 43.200 baht.
Ƙididdigar kuɗi sun haɗa da harajin tambari da haraji.
Aiki ne na haɗin gwiwa na kamfanonin inshora da inshorar rai ta hanyar Co-Insurance, wanda ya ƙunshi kamfanoni 16: Dhipaya Insurance Public Company Limited, Bangkok Insurance Public Company Limited, Chubb Samaggi Insurance Public Company Limited, Navakij Insurance Public Company Limited, Thaivivat. Insurance Company Limited ( Public Company Limited Pacific Cross Health Insurance Public Company Limited Falcon Insurance Public Company Limited Mittare Insurance Public Company Limited Muang Thai Insurance Public Company Limited Viriya Insurance Public Company Limited Syn Mun Kong Insurance Company Limited (Public), Southeast Insurance Public Company Limited , Asia Insurance 1950 Public Company Limited, Bangkok Life Assurance Public Company Limited, Muang Thai Life Assurance Public Company Limited da Thai Samut Life Assurance Public Company Limited.
https://www.oic.or.th/en/consumer/news/releases/91237
Kada ku yi mani ƙarin bayani game da ƙasashen da ke ƙasa, matsakaici ko babban haɗari ko wasu cikakkun bayanai saboda ban san ƙarin bayani game da hakan ba a halin yanzu.
Za a sami ƙarin bayani game da wannan a nan gaba (Ina fata)
Har yanzu wani abu da zan sa ido a kai ina tunani.
Ba ze zama mummunan tsari ba kuma ana iya aiwatar da shi daidai gwargwado.
Lokacin bibiya, ina tsammanin yana da mahimmanci aƙalla sanin, a tsakanin sauran abubuwa:
Shin akwai iyakancewa game da . shekarun karba?
Shin akwai iyakancewa game da . tarihin likita da ke akwai da keɓancewa masu alaƙa?
Shin ƙimar ƙasa mai ƙarancin haɗari 1.600 - 14.400 baht na lokacin inshora na kwanaki 30 zuwa shekara 1?
Shin samun inshorar lafiya a ƙasar asali bai da mahimmanci ko wadatar?
Zai yi kyau sosai idan gwamnatin Thai da ofishin jakadancin za su gane cewa kowane ɗan ƙasar Holland wanda mazaunin Holland yana da isasshen inshorar lafiya kamar yadda doka ta tsara.
Suna yin haka duk da haka. Ina da sanarwar ƙasashen waje daga mai inshorar lafiyata CZ wanda ke bayyana cewa babu wani matsakaicin biyan kuɗin da aka kashe, kuma ya bayyana wanda ke da inshorar Covid-19. Wani kuma ya riga ya shiga Tailandia da irin wannan rubutu, kwanan nan na karanta a cikin wannan shafin, kuma na karanta cewa ofishin jakadancin ma yana nufin irin waɗannan maganganun lokacin tambaya. Don haka a gare ni cewa wannan ya isa kuma ofishin jakadancin ya yarda da shi, wanda ke ba da izinin shiga Thailand.
Ba mummuna ba a kanta, yana ba da kyawawan yanayi da araha.
adadin x a kowace rana a cikin asusun taimakon gaggawa.
Ya kamata a bayyana da kyau abin da yake da abin da ba a rufe ba
Sannu.
Kamar yadda muka sani, alal misali, inshorar lafiya na CZ baya bayar da Takaddun Shaida ta Duniya tare da adadin (100.000 $). Amma an ba kowa damar shiga Tailandia tare da Takaddun shaida ta Duniya daga CZ, wacce ba ta ƙunshi adadin $ 100.000 ba?
Ba zai zama lamarin ba idan kuna da inshora tare da CZ, ku ma dole ne ku ɗauki tsarin inshora na Thai na biyu.
Ba a yarda masu inshorar lafiya na Holland su faɗi adadin adadin ba. Ina da sanarwa a kan bayanina cewa babu iyakar adadin kuɗin da za a biya. Ofishin jakadancin yana nufin irin waɗannan maganganun kuma ya riga ya ba da takardar izini ga wanda ya riga ya shiga Thailand. Kuma na riga na samu a bayanina daga CZ cewa inshorar kuma ya shafi kamuwa da cutar covid-19. Duba, kuna da komai.
Ni kaina ina so in ga ɗaukar hoto don inshorar lafiya ya faɗaɗa wasu yankuna fiye da Corona kawai. Wataƙila tsarin inshora mai kama da wanda a halin yanzu kuma ya shafi ma'aikatan gwamnati.
Na yi imani cewa tsarin 20 baht, wanda aka ambata a cikin labarin da ke sama, daidai yake ga kowa da kowa, sabili da haka yana da zamantakewa sosai, ba zai taɓa rufe duk farashi ba.
Amma tsarin zamantakewa wanda kowane ɗan yawon bude ido zai biya, alal misali, Yuro 20 a kowane mako yayin shigarwa, ya kamata a yarda da gaske.
Baya ga gaskiyar cewa yawancin mutanen Holland sun riga sun sami wani ɓangare na inshora ta hanyar inshorar lafiyar su, wanda za a iya la'akari da su, yawancin al'ummomin da ba su da inshora kawai suna da zaɓi na ɗaukar tsarin inshorar lafiya masu zaman kansu mafi tsada.
Inshora mafi tsada mai tsada, wanda da yawa sannan a hankali suka yi watsi da su, tare da duk haɗarin da ke tattare da su.
Ƙimar ƙayyadaddun ƙima ga duk waɗanda ba su da inshora, tare da abin da ba za a iya cirewa ba na misali Yuro 200, don hana mutane ziyartar likita da kowane maganar banza, ya kamata a zahiri ya zama kyakkyawan tsari.
Ƙara zuwa asusun tsaro na zamantakewar jama'a shine zaɓi mai kyau
Adadin kuɗi a halin yanzu shine 432 thb a kowane wata don zkv kaɗai, amma ana iya ƙarawa ga ƴan ƙasashen waje la'akari da shekaru/haɗari.
Wataƙila zuwa 4,000 thb kowane wata… kawai kama…