Ke Dutch, ke lula Belgium 'me ke lula Thailand' me ke na le lipotso mabapi le inshorense ea bophelo bo botle le inshorense ea maeto
Babali ba ratehang,
Joaloka moahi oa Madache ea tlohetseng mosebetsi, ke lula Belgium 'me ke kopanela le Liberal Mutuality moo ho ea ka Mutuality.
Ke qeta karolo e kholo ea selemo ke le Thailand mme bakeng sa sena ke nkile inshorense ea maeto e sa khaotseng e nkang nako ea selemo, linako tse peli tsa likhoeli tse 6.
Ke fumana penshene ea ABP le AOW e lefisoang lekhetho Netherlands - kahoo ha ke lefe lekhetho ho ea Belgium. SVB e amohela Belgium e le naha ea ka ea bolulo.
Ke sa tsoa fumana molaetsa o tsoang ho bonngoe bo faneng ka boemo ba ka ba penshene, eseng tlas'a lekhetho la Belgium, ha ho hlokahale hore ke be setho sa bonngoe. Leha ho le joalo, e le hore ke khone ho fumana inshorense ea maeto e tsoelang pele Belgium, ke ile ka tlameha ho paka hore ke ne ke le setho sa letlole la inshorense ea bophelo bo botle (joaloka motho oa Madache ea lulang Belgium, nke ke ka fumana inshorense ea maeto e tsoelang pele Netherlands?) .
Khamphani ea ka ea inshorense ea bophelo bo botle ea Belgian ha e busetse litšenyehelo ka ntle ho Belgium, mohlala Thailand. Empa ke seo inshorense ea ka ea maeto e leng molemo bakeng sa eona ka chelete e ka holimo ho €6.000 ka selemo - tefiso ea selemo ea €000. (ho ea fihla Europe, ke na le karete ea EHIC).
Ke khotsofetse haholo ka litokisetso tsa hajoale, empa ke ntse ke e-na le lipotso tse peli:
- Na ho na le letlole la inshorense ea bophelo bo botle naheng ea Belgium le lona le koahelang litšenyehelo tsa Thailand, mohlala?
- Na ho na le leano le tsoelang pele la inshorense ea maeto Netherlands e ka fanang ka batho ba Madache ba lulang Belgium inshorense ea maeto e tsoelang pele selemo le selemo (mohlala ka likhoeli tse peli tsa 6)?
Lumelisa,
Wim
Wim, o ka nka inshorense ea maeto e tsoelang pele ea Dutch mona haeba u lula Belgium: https://www.reisverzekering-direct.nl/speciale-reisverzekeringen/reisverzekering-woonachtig-belgie/
O na le inshorense bakeng sa matsatsi a 180 a latellanang. Kahoo u ke ke ua lula Thailand matsatsi a fetang 180, empa haeba u khutlela Belgium ka sefofane, u ka lula matsatsi a 180 hape.
Ke leboha Peter, ke se ke ikopanye le uena 'me kannete inshorense ena e ka tlase ho halofo ea eo ke nang le eona hona joale.
Ha e le potso ea hau ea pele.
Ha ho na k'hamphani ea inshorense ea bophelo bo botle ea Belgian e koahelang ho lula ha likhoeli tse 6 Thailand.
Mabapi le ho lula ha nako e telele ho feta likhoeli tse 3, ke k'hamphani ea inshorense ea Socialist feela (De Voorzorg le Bond Moyson) e koahelang ho lula hona ha Mutas. (Mohlomong le letlole la inshorense ea bophelo bo botle ba terene hobane li tšoana hantle le SocMut)
Likhamphani tse ling tsohle tsa inshorense ea bophelo bo botle, ho kenyeletsoa Thailand, li tlositse tšireletso ea tsona ho tloha 2016/2017, ke ile ka nahana. Hajoale e se e lekanyelitsoe haholo Europe le linaha tsa Mediterranean le libakeng tse mose ho maoatle feela tsa linaha tsa Europe.
bona CM e le mohlala https://www.cm.be/media/Geografische-dekking-CM-reisbijstand_tcm47-24482.pdf
(esita le Syria….)
Ho latela webosaete ea SocMut
Puseletso ea litšenyehelo tsa bongaka
.......
– o kantle ho naha ka nakwana le ka mabaka a boithabiso. Nako e lekanyelitsoe ho boholo ba likhoeli tse 3 nakong ea selemo sa 1.
https://www.devoorzorg.be/antwerpen/voordelen-advies/terugbetalingen-ledenvoordelen/In-het-buitenland/op-reis/Medische-zorgen-in-het-buitenland/Reisbijstand-Mutas/Pages/default.aspx#tab=ctl00_PlaceHolderMain_hreftab2
Hape ho ea ka melao ea SocMut le Mutas.
2.2 Maemo
… ..
c. Ho lula ha nakoana kantle ho naha ho na le sebopeho sa ho ithabisa 'me ha se tšoarelle
nako e telele ho feta likhoeli tse 3
https://www.devoorzorg.be/SiteCollectionDocuments/Formulieren/300/StatutenMutas.pdf
Haeba u na le thahasello.
'Na le mosali oa ka re na le AXA Assistance Exellence Family.
Sena se na le tšireletso e tloaelehileng bakeng sa likhoeli tse 6 tsa ho lula khafetsa, empa ke ile ka eketsoa ho isa ho likhoeli tse 9 tsa ho lula ke sa khaotse.
Ke na le lintho tse ling tse tlositsoeng konteraka e tloaelehileng hobane ke se ke ntse ke e-na le inshorense khahlanong le tsona (ho hlakola leeto / thoto, joalo-joalo), kapa hobane ha li na thuso (ha li na morero) (Koloi).
Sena se bolela hore 'na le mosali oa ka re ka lula Thailand ka likhoeli tse 9 re sa khaotse mme re lefa 304 Euro bakeng sa sena selemo le selemo re le lelapa (ho kenyeletsoa katoloso ea likhoeli tsa 9 = +75 Euro).
Ho tloha selemong se tlang e tla eketseha, hobane joale ke tla e atolosoa ho fihlela likhoeling tsa 11 'me joale mohlomong e tla lefella 825 Euro bakeng sa lelapa ('na le mosali oa ka).
https://www.assudis.be/nl/excyeargen.aspx
https://www.assudis.be/nl/excyearwar.aspx
https://www.assudis.be/nl/excyeartar.aspx
https://www.assudis.be/files/nl/pdf/Tech-Reference-Excellence-042017-NL.pdf
Mohlomong e tla u thusa (kapa babali ba bang)
Botsa Ronny,
Ke leboha lintlha tsa hau tse hlakileng kamehla.
Na u nka inshorense ea AXA naheng ea Belgium kapa Thailand?
Ke qetile sena ofising ea ka ea AXA e Mechelen.
Ke ntse ke ipotsa….
Ha ke tsebe hore na boemo ba hau bo nepahetse hakae, hobane haeba u se u sa kopane le letlole la inshorense ea bophelo bo botle Belgium, u fumana litšenyehelo tsa hau tsa bongaka joang, litšenyehelo tsa sepetlele le meriana e buselelitsoeng?
Hello Ronny. Ke na le karete ea (CAK) EHIC e sebetsang Europe eohle. Belgium ha ke hloke ho lefa ngaka kapa sepetlele, CAK e etsa joalo. Haeba ho na le deductible kapa phekolo Belgium kapa naheng e 'ngoe ea Europe e theko e boima ho feta Netherlands, ke tlameha ho lefa chelete e eketsehileng ho CAK.
U botsa ka inshorense ea maeto e koahelang likhoeli tse 2x 6. Ka kopo hlokomela hore nakong ea nako e telele ea ho lula Thailand, ha ho etsoa kopo, lipotso li ka botsoa mabapi le nako ea ho lula le sebaka sa sebele sa bolulo.
O se a lula kantle ho naha...
Na ho etsa phapang ho Netherlands hore na ke Belgium kapa Thailand?
Bakeng sa Belgium, le sebaka sa hae sa bolulo moo, o tlameha feela ho tlaleha ho ba sieo ha hae ho masepala oa hae haeba a le sieo atereseng ea hae nako e fetang likhoeli tse 6 le ka tlase ho selemo. Joale o tla nkoa e le "ha a le sieo ka nakoana", empa seo ke boemo ba tsamaiso feela 'me ha bo na liphello tsa letho.
U tlameha feela ho hlakola ngoliso ea hau haeba a le sieo atereseng ea hae nako e fetang selemo
(ntle le lihlopha tse itseng. Ka mohlala, ke ne ke hiriloe Lebothong la Metsing la Dutch ka lilemo tse 3, empa ha kea ka ka tlameha ho hlakola ngoliso ea 'masepala oa heso oa Belgian hobane ke ne ke le lesole la Belgian. Kahoo ke ile ka lula ka tsamaiso "ka nakoana ke le sieo" ka lilemo tse 3. Eo ke e 'ngoe ea lihlopha tse ikhethileng molaong oo.)
Ke ’nete haholo, ke kamoo ke ileng ka hlalosetsoa kateng ha ke lula Belgium (ke ne ke se ke lutse moo ka lilemo tse 27).
Janbelg
Ho fihlela joale, mokhatlo oa Moyson (socialist) o ntse o buseletsa litšenyehelo ka ntle ho Europe
Jan
Ho fihlela likhoeli tse 3 tsa ho lula…. bona karabo ea ka e fetileng.
Kahoo seo ha se mo thuse haeba a batla ho tsamaea likhoeli tse 6
Ke tseba monna oa Flemish ea neng a lula Bangkok selemo ho pota 'me a buseletsoa litšenyehelo tsohle tsa Eurocross ka Moyson Bond. Hona joale o bolailoe ke mofetše.
Ke boetse ke sebelisana le BM mme likopo tsa ka tsa ho buseletsoa litšenyehelo tsa bongaka, ha ho mohla ho kileng ha hlahlojoa hore na ke lutse nako e kae Thailand mme hangata ke likhoeli tse 5 habeli.
E le hore ke be ka lehlakoreng le sireletsehileng, ke ne ke e-na le inshorense ea maeto le VAB.
Tšoarelo, Eurocross e tlameha ho ba Mutas.
E, bohle re tseba motho eo ho fapaneng le eena ... 'Me se neng se le teng, ha se sa le joalo ... Ho phaella moo, faele e 'ngoe le e' ngoe e tsoang linaheng tse ling e khethoa ka thoko 'me ho na le phapang pakeng tsa litšenyehelo tsa kamohelo e potlakileng ea sepetlele kapa litšenyehelo tsa bakuli ba ka ntle.
Kahoo ke ne nke ke ka tšepa ka bofofu hore ba tla khutlisa ntho e 'ngoe le e' ngoe 'me ka sebele ba se ke ba kenella hang-hang bakeng sa ho lula + likhoeli tse 3.
Ebile, lik'hamphani tse ling tsa inshorense ea bophelo bo botle ha li etse tsa morao-rao ho tloha ka letsatsi la 1.
'Me ho hantle hore ba ka qala ho busetsa lintho ho fihlela u lumelloa ho lefella kamohelo e tebileng ka pokothong ea hau' me u ka tsoela pele ka ntho e 'ngoe le e' ngoe kapa ua itlhophisetsa ho khutlisetsoa hae. 'Me ba ke ke ba lefa ea morao. Eba le bonnete ba seo.
Ka hona, inshorense e eketsehileng ea maeto ka sebele ha e hlokahale.
Ha e le hantle, k'hamphani ea inshorense ea maeto le eona e tla qala ho ikopanya le k'hamphani ea inshorense ea bophelo bo botle 'me e tla busetsa feela lintho tseo k'hamphani ea hau ea inshorense ea bophelo bo botle e sa kang ea li buseletsa. Ke kahoo o tlamehang ho ba setho sa letlole la inshorense ea bophelo bo botle ho nka inshorense ea maeto a setso.
Ha e le thuso ea Mutas.
Mona ho boletsoe ka ho hlaka ka botšo le bosoeu hore na maemo a thuso ea Mutas ke afe mme ho tloha moo o tlameha ho ea. E sebetsa feela ho SocMut (Bond Moyson le De Voorzorg)
Ka tsela, De Voorzorg le Bond Moyson ba tšoana hantle. Ka bobeli li oela tlas'a SocMut.
Phapang feela ke hore Bond Moyson ke ea East and West Flanders, 'me De Voorzorg ke ea Antwerp le Limburg.
Ke fetotse sehokelo ho Bond Moyson. Ha kea tlameha ho lokisa mongolo hobane oa tšoana.
Ho latela webosaete ea SocMut Bond Moyson
Puseletso ea litšenyehelo tsa bongaka
.......
– o kantle ho naha ka nakwana le ka mabaka a boithabiso. Nako e lekanyelitsoe ho boholo ba likhoeli tse 3 nakong ea selemo sa 1.
Hhttps://www.bondmoyson.be/ovl/benefits-advice/repayments-leden-benefits/In-het-buitenland/op-reis/Medische-zorgen-in-het-buitenland/Reisbijstand-Mutas/Pages/default. aspx# tab=ctl00_PlaceHolderMain_hreftab2
Hape ho ea ka melao ea SocMut (Bond Moyson) le Mutas.
2.2 Maemo
… ..
c. Ho lula ha nakoana kantle ho naha ho na le sebopeho sa ho ithabisa 'me ha se tšoarelle
nako e telele ho feta likhoeli tse 3
Hhttps://www.bondmoyson.be/SiteCollectionDocuments/Formulieren/300/StatutenMutas.pdf
U ka nka inshorense ea sepetlele le DKV, mohlala. Na tsohle li koahetsoe?
Joaloka moahi oa Madache ea lulang Netherlands empa kamehla ke sebetsa Belgium ho fihlela qetellong ea selemo (65), ke inshorense le FSMB (ka ofisi ea Diest hobane Leuven le Brussels = batho ba ofisi ea hlooho ha ba bue Sedache hantle).
Ke na le inshorense e eketsehileng moo mme ke na le inshorense ho tloha ka 2004, likoloto li lefshoa ka mokhoa o tloaelehileng ???
E boetse e na le maemo a eona le meeli ea nako.
DKV ha e sa hlola e u koahela bakeng sa ho lula naheng e 'ngoe nako e fetang likhoeli tse 3. (Mohlomong mekhelo e meng)
Ha ho na lebaka la hore ba ngole tse latelang webosaeteng ea bona.
“Ha u lula mose ho maoatle, u boetse u lokeloa ke inshorense ea bophelo bo botle ka ho fetisisa. Haeba u ea mose ho maoatle ka likhoeli tse tharo kapa ho feta, re khothaletsa Globality Health. ”
https://www.dkv.be/verzekeringen/ziekteverzekering-buitenland
Ehlile, ntho e 'ngoe le e 'ngoe e na le theko ea eona.
Ho feta moo, joale, joalo ka motho ea tlohetseng mosebetsi, ke ikopanya le DKV...
Pele ho tla ba le tlhahlobo ea bongaka mohlomong ho sa kenyelletsoe, nako ea ho leta le tefiso ea selemo le eona e ke ke ea ba mpe.
Joaloka lesole, 'na (le mosali oa ka) re ne re e-na le inshorense e kopanetsoeng ea sepetlele le DKV ka Tšireletso.
Ke fane ka tsebiso ha ke tlohela mosebetsi hobane ho ne ho sa utloahale ho rona.
E ne e fupere, hara tse ding, tse latelang;
Khokahano e ka etsahala feela ho isa moo batho ba lokelang ho hokahana:
- Eba tlas'a Belgian Social Security 'me u rue molemo ho eona
- E-ba le sebaka sa bona sa bolulo le bolulo ba ka ho sa feleng Belgium kapa naheng e moeling oa Belgium
Botho bo felloa ke nako haeba u lula kantle ho naha nako e fetang likhoeli tse 3 ntle le tšitiso.
https://cdsca-ocasc.be/sites/default/files/content/DKV_HOSPIT/2018/bijlage_1_-_samenvatting_defensie_nl.pdf
Kahoo ho molemo ho bala lipehelo le maemo a hau ka hloko….
Bakeng sa tsebo ea hau.
Ha ke na letho haese thoriso bakeng sa linako tseo ke bitsitseng DKV Belgium bakeng sa ho robala sepetlele. Ntho e 'ngoe le e 'ngoe e ne e lula e hlophisitsoe ho fihlela lintlha tsa ho qetela.
Wim ea ratehang,
A na u nkile konteraka le k'hamphani e 'ngoe le e 'ngoe ea inshorense?
Belgium, Bond e ntse e lefella Moyson ka ho toba, ho bolelang hore ba lefa likoloto tsa hau haeba u le sepetlele.
CM e emisitse tefo e tobileng ka la 01/01/17, empa u tla busetsa litšenyehelo tsa hau, empa u tlameha ho lefa ntho e 'ngoe le e' ngoe pele u li bapisa le litšenyehelo tsa Belgium, 'me ha ho mohla u tla lefelloa ho feta seo u se hlokang. naheng ea Belgium.
Ke ile ka tlameha ho tsoa mali sepetlele sa BKK-PTY, ka bitsa 1.000.000 bath, AZ Brugge li-euro tse 6000. Ba itse ha u sa lumelloa ho fofa, moprofesa oa AZ Brugge o ile a hlahisa faele ea ka ea bongaka 'me a mpolella hore ke tlole. Hang ha u e hakanya, ho joalo.
Fernand ka Liberal Mutuality le inshorense ea maeto e tsoelang pele ka thuso ea Europ. Empa Belgium le linaheng tse ling tsa Europe ke sebelisa karete ea ka ea EHIC (European Healthy Insurance Card). Kahoo ha ke hloke inshorense ea bophelo bo botle. Ke Belgium feela moo nka khonang ho nka inshorense ea maeto.
Ho na le ho hong mona paleng ena e hlileng e etsang hore ke ipotse.
Mongoli o bolela hore o fumana AOW le penshene ho tloha Netherlands mme o lefa lekhetho Netherlands. Ho fihlela joale tsohle li lokile…..EMPA…. Ho khona ho thabela tlhokomelo ea bophelo Belgium, ho na le ho hong hape: RSZ (National Social Security). Khampani ea inshorense ea bophelo bo botle e sebetsa feela joalo ka 'mofani oa motho oa boraro', chelete e tsoa ho RSZ. Motho ea batlang ho rua molemo ho sena o tlameha ho ikarabella bakeng sa ts'ireletso ea sechaba kapa, haeba ho se na chelete ea hae, o tlameha ho ngolisoa le motho eo e leng (mohlala, bana, molekane ea sa sebetseng ...). RSZ e ntšoa ka kotloloho ho penshene, esita le bakeng sa batho ba pensheneng, pele lekhetho le baloa.
U ka lula u kenela letlole la inshorense ea bophelo bo botle, empa seo ha se bolele hore u na le tokelo ea ho fumana melemo. Ke ntho e tloaelehileng hore mongoli o fumane lengolo le tsoang k'hamphaning ea inshorense ea bophelo bo botle e bolelang hore ha aa lokela ho lefa monehelo oo, kaha mohlomong ha a lefelle monehelo leha e le ofe oa ts'ireletso ea sechaba (13.07% ea chelete e kenang) naheng ea Belgium, ntle le haeba a lefa sena. his own initiative, eo ke belaelang ka eona, ha a na tokelo ea ho khutlisetsoa chelete leha ho le joalo.
Inshorense ea hau ea bophelo e ntse e sebetsa
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Batho bohle ba Belgian ba lefang monehelo oa inshorense ea bophelo bo botle ba maemong afe kapa afe ba koahetsoe ke inshorense ea bophelo bo botle. Sena se sebetsa hape haeba o le kantle ho naha nako e fetang likhoeli tse tharo.
Litumellano li entsoe le linaha tse ka har'a sebaka sa Europe. U tla buseletsoa karolo e kholo ea litšenyehelo tsa tlhokomelo ea bophelo, joalo ka Belgium. Ka kopo, etsa kopo ea Karete ea hau ea Inshorense ea Bophelo ea Europe esale pele ho tsoa letloleng la hau la inshorense ea bophelo bo botle. Ka tsela ena u lula u e-na le waranti ka pokothong ea hau. . E sebetsa linaheng tsohle tsa EU, empa hape le Iceland, Norway, Switzerland le Liechtenstein.
Haeba u etela kantle ho Europe, puseletso ea litšenyehelo tsa tlhokomelo ea bophelo bo botle e tla ipapisa le litefiso tsa Belgian. U tlameha ho ela hloko mona hobane litefiso tse lefisoang li ka fapana haholo le litefiso tse sebetsang naheng ea rona. Ka mohlala, haeba u etela United States, u tla lefisoa litefiso tse phahameng haholo. Empa o na le tokelo ea ho fumana litefiso tsa Belgian.
Inshorense ea hau ea sepetlele e ntse e sebetsa
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Inshorense ea sepetlele e kenella kantle ho naha. Puseletso kantle ho naha e fapane le ea lapeng. Empa hoo ha ho amane le bolelele ba ho lula ha hao.
Puseletso ea hau ea Mutas e emisa kamora likhoeli tse tharo
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Thuso ea maeto ea Mutas ke tšiea ea bobeli ea letlole la inshorense ea bophelo bo botle. Ke thuso ea bongaka ea lefats'e ka bophara e boetseng e fana ka ho khutlisetsa Belgium. Monehelo oa Mutas o sebetsa likhoeli tse tharo feela ka selemo. Haeba u lula u le sieo nako e fetang likhoeli tse tharo, u tla khutlela ho inshorense ea bophelo bo botle e tlamang.
Kahoo ke nahana:
Haeba "Belgian" kapa "bao e seng Belgian" ba hokahane le letlole la inshorense ea bophelo bo botle, u tla lula u fumana puseletso. feela "Mutas" ha e sa u thusa linaheng tse ling 'me u tlameha ho lefa likoloto tsohle esale pele, tseo tse ling tsa tsona u tla khutla.
Mohloli:
https://radio2.be/de-inspecteur/langer-dan-3-maanden-in-het-buitenland-hier-moet-je-op-letten
William ea ratehang,
Ke balile hore phaello ea hau ea AOW e boetse e lefisoa lekhetho Netherlands le hore ha u lefe lekhetho ho eona Belgium le hoja u lula Belgium. Empa joale ho na le ho hong ho sa tsamaeeng hantle.
Athikele ea 18 ea Tumellano ea ho Qoba Lekhetho habeli e phethetsoeng ke Netherlands le Belgium e fana ka tsela e latelang:
Sehlooho sa 18. Lipenshene, li-annuities, melemo ea ts'ireletso ea sechaba le litefo tsa alimony
o b. Lipenchene le melemo e meng, ebang ke nako le nako kapa che, e lefuoang ho latela molao oa sechaba oa Naha e Konterakang ho moahi oa Naha e 'ngoe ea Konteraka e tla khafisoa feela Naheng e boletsoeng ho qetela.