Dutch Central Bank e lemosa hore lichelete tse ngata tsa penshene li ntse li loana le mathata a lichelete. Haeba ho ntse ho le joalo, bankakarolo ba limilione tse 2 licheleteng tse tharo tse kholo tsa penshene ba tla fokotsoa ka la 1 Pherekhong. Selemong se latelang, lichelete tse ling tse 33 tsa penshene tse nang le bankakarolo ba limilione tse 7,7 li ka 'na tsa tobana le likhaello.
Batho ba limilione tse peli ba Madache ba ka fokotsoa penshene
Ho bonahala e le ntho e ke keng ea qojoa hore batho ba ka bang limilione tse peli ba penshene le basebetsi ba tla fokotsa penshene selemong se tlang mme sena se ka ama batho ba pensheneng Thailand. Lichelete tsa tšepe tsa penshene ka ho khetheha, PME le PMT, li bile le kotara e mpe ea ho qetela ka mor'a hore 'maraka oa lichelete o putlama.
Karolo ea molao ea Attestation de Vita
Batho ba penshene ba hlakotsoeng ho ngolisoa Netherlands mme ba lula Thailand, mohlala, ba tloaelane le Attestation de Vita. Ke bopaki bo ngotsoeng, bo hlokoang ke lichelete tsa penshene, har'a tse ling, ho bontša hore motho (o ntse a phela) o ntse a phela. Sena se bolela hore ka mor'a lefu la motho e mong, phaello ea penshene e emisoa.
72% ea Madache e batla kapa e tla tlohela mosebetsi pele ho nako ea penshene ea mmuso
Leha ho na le tlhokomeliso khafetsa lipolotiking le mecheng ea litaba, lilemo tsa penshene tsa mmuso li ntse li phahame ho feta kamoo ho neng ho lebelletsoe batho ba bangata. Ka hona bongata bo bontša hore ba ka rata ho emisa ho sebetsa pele ho nako ea penshene ea mmuso.
Global Pension Index: 'Netherlands e boetse e na le tsamaiso e ntle ka ho fetisisa ea penshene lefatšeng'
Tsamaiso ea penshene ea Madache ke eona e ntle ka ho fetisisa lefatšeng, ho latela Global Pension Index ea boeletsi ea Mercer. Selemong se fetileng Denmark e ile ea nka sehlooho sena, empa Netherlands e bile palo ea pele hape ka lilemo tse supileng.
Lipenchene tse nyane haholo li tla fela ka la 1 Pherekhong 2019
Ho tloha ka la 1 Pherekhong 2019, lipenchene tse nyane haholo li tla felloa ke nako. Tsena ke lipenchene tsa € 2 kapa ka tlase ho kakaretso ka selemo. Sena se lumelloa tlas'a melao e mecha hobane litšenyehelo tsa tsamaiso bakeng sa lipenshene tsena tse nyenyane haholo li holimo haholo.
Likarolo tsa lichelete tsa lichelete tsa penshene tse kholo ka ho fetisisa tse hlano tsa indasteri li nyolohile hanyane kotareng ea boraro ea 2018.
Baholehi ba maDutch ba batla ho nka maeto a matle
Phehella ho itlosa bolutu, etsa maeto a matle 'me u qete nako e ngata le metsoalle, bana le litloholo. Batho ba Madache ba seng ba ntse ba e-na le pono ea ho tlohela mosebetsi ba ntse ba phatloha ka merero ea ho tlatsa nako eo ba tla ba le eona nakong e tlang.
EU e tla felisa lenaneo la eona la ho reka qetellong ea selemo sena, litefiso tsa phaello li ka 'na tsa phahama
European Central Bank e phatlalalitse hore lenaneo la ts'ehetso bakeng sa EU le tla felisoa ho tloha ka Loetse ka ho reka li-bond tsa mmuso le li-bond tsa mekhatlo mme e tla emisa ka botlalo ka la 31 Tšitoe. Ha nako e ntse e feta, haeba lenaneo le fela, ho bolela hore litefiso tsa bohlokoa li ka qala ho nyoloha hape.
Lipenchene tse tsoang ho ABP, PfZW, PMT le PME li ke ke tsa eketsoa hape selemong se tlang
Lichelete tsa penshene li sebetsa hantle hanyane ka lebaka la liphetho tse ntle tsa matsete le tsoala e holimo ka 2017. Lichelete tse nyane li ka boela tsa indexa ka mokhoa o itseng. Sena se tlalehoa ke De Nederlandsche Bank (DNB).
Molao oa Phetisetso ea Boleng bo Nyenyane, o sa tsoa qala ho sebetsa, o etsa hore ho be le karohano e fokolang le kakaretso e betere bakeng sa bankakarolo le ho nolofatsa tsamaiso.
Lichelete tsa penshene: 'Monyetla oa theolelo o ntse o le teng ka lebaka la ho theoha ha tekanyo ea lichelete'
Litheko tse theohileng tsa thepa li sentse ho hlaphoheloa ha lichelete tse kholo tsa penshene tsa Madache. Lichelete tse hlano tse kholo ka ho fetisisa tsa indasteri, ho kenyeletsa le ABP, li phatlalalitse hore boemo ba bona ba lichelete bo senyehile. Ka lebaka leo, penshene ea batho ba bangata ba Madache e ke ke ea eketsoa ka nako eo, ho fokotseha ho ke ke ha qheleloa ka thoko.
Ba lulang kantle ho naha, joalo ka Thailand, joale ba ka fuoa chelete ea selemo ntle le mathata. Pele sena hangata se ne se sa khonehe. Hammoho le DNB, Lekala la Lichelete le Tsamaiso ea Lekhetho le Litloaelo, Mokhatlo oa Madache oa Li-insurers o fumane tharollo mathateng ao bareki ba nang le 'ona ka annuity ha ba fallela linaheng tse ling kapa ba lula linaheng tse ling.
Mashome a likete tse mashome a penshene a ntse a e-na le mekoloto ea limilione ho tsoa licheleteng tsa penshene
Lichelete tsa penshene li na le li-euro tse limilione tse makholo ho penshene e sa lebelloang ka chelete. Lichelete tse tharo tse kholo ka ho fetisisa feela, ABP, PFZW le PMT, li kenyelletsa bonyane batho ba 100.000 le chelete e ka bang li-euro tse limilione tse 350, ho latela AD.
Batho ba Madache ba fetang lilemo tse 65 ba khotsofetse haholo ka bophelo boo ba bo phelang. Ba fetang karolo ea 65 lekholong ea bona ba fa bophelo ba bona bophelo bo tiileng ba 8. Motho a le mong ho ba bahlano o bile a lekanya bophelo ba hae ka tse 9.
Ho fela ha lekhetho la penshene le annuity haufi?
Ho kopa selekane sa hajoale, ho ka khonahala hape ho felisa litloaelo tsa Ts'ebeletso ea Lekhetho la Kantle ho Naha, ho kenyeletsoa ho kopa linomoro tsa lekhetho le ho hloka hore mekhatlo ea penshene e fetisetse penshene Thailand pele e fana ka litokollo tsa lekhetho la meputso.
Hurrah! Pension ea ka e ea nyoloha!
Gringo o ile a fumana lengolo le phatlalatsang hore letlole la hae la penshene le entse qeto ea ho eketsa penshene ea hae ho tloha ka la 1 January, 2017 ka lebaka la tekanyo e ntle ea lichelete tsa pholisi hammoho le Index ea Theko ea CBS.