Kuzviisa Muverengi: Penjeni iri kupera simba rekutenga, izvi zvinoisa panjodzi kugara kwedu muThailand?
Kune vashoma vakura vakasiya basa vemarudzi akasiyana-siyana vanogara munharaunda yangu avo vari pachena kuti havana kugadzikana, asi zvakadaro vanokwanisa. Vamwe vacho havana inishuwarenzi yehutano, nepo vamwe vasingakwanise kutenga nzendo. Vanogara pamba kwekanguva, nerwendo rwenguva nenguva pane yavo moped kuenda kune vavakidzani Big C kana Tesco.
Iye zvino ndakaona kuti vanhu vechiDutch pakati pavo vanowanzofanira kuita neAOW chete nepenjeni uye imwe mari yekuchengetedza. Zvimwe zvizvarwa zveEU zvaiita kunge zvine rusununguko. Naizvozvo, zvakandibaya mwoyo zvakaenzana izvo zvandakaverenga muNL media nezuro: “Vagere pamudyandigere havafanirwe kutarisira kuwedzera mumakore mashanu kusvika gumi anotevera. Nekuda kwekuti mareshiyo emari emari yepenjeni adonha zvakanyanya, hapana zvekuwedzera zvinogoneka. Mari yacho yakawandisa mutsvuku. Nepo homwe ine hutano ine inovhara inokwana 5 muzana, iyo hombe mari muNetherlands iri kudonha kumashure. Iyo ABP ikozvino yakamira pa10 muzana, Metaalfonds PMT pa105 muzana uye PNO Media, PME neZorg en Welzijn vanotova pa96 muzana chete. www.rtlz.nl/finance/personal-finance/pensioenen-kunnen-jaar-niet-omhoog
Nyaya yacho inoenderera mberi ichiti: “Penjeni iri kupera simba rekutenga. Indexing saka iri kure, uye kupfupisa kuri kuswedera pedyo. Sekureva kwaPeter Borgdorff, director weHealthcare and Welfare, penjeni haigone kuwedzerwa kweanenge makore mashanu, asi zvinogonawo kutora makore gumi nemaviri kana gumi nemashanu inflation isati yagadziriswa zvakare. Vari pamudyandigere vacharasikirwa nesimba rakawanda rekutenga mumakore anotevera. "
Zvinoreva kuti: hukama pakati pehuwandu hwekubatsira (iyo yakave yakafanana kwemakore uye icharamba iri pamwero wakafanana mumakore anotevera) uye mari yehupenyu inotanga kuratidza skew inokosha. Kana huwandu hwebatsiro hukaderedzwawo, izvi zvinoreva kuderera kukuru kwemari yemwedzi.
Ikozvino kuchave nenhamba huru yevane rombo rakanaka vanogara pamaruva muTH. Ndakatoverenga svondo rapfuura kuti mumwe munhu akataura kuti 3000 euros pamwedzi yakanga isina kukwana. Mwedzi woga woga aifanira kuita imwe mari kubva kuakaundi yake yekuchengetedza. Asi ini ndinofunga vanhu vazhinji vanofanirwa kuita neAOW nepenjeni. Iyo AOW kunze kwenyika yatove nekuderera zvakanyanya nekuda kwekutadza kushandisa maallowances uye zvikwereti zvemitero. Kana Pension iko zvino yakanganiswawo nekudzikiswa, ese aya matanho anogona kuve nekukanganisa kukuru pahomwe dzenhamba huru yevagere mudyandigere.
Kunze kweavo vanogona kugara muThailand pamberi paMwari muFrance, kunewo vane tariro vanotenda kuti mutengo wekugara muThailand mudiki. Sezviri pachena vanoita kutenga kwavo kwevhiki nevhiki pamisika yemunharaunda uye vanodya pamigwagwa yemigwagwa katatu pazuva. Uye vamwe, vasina godo zvachose, vanotenda kuti chero mudyandigere nepenjeni isingasvike pakakwirira seyakaderera Thai zviuru zvipfumbamwe zvebhaht pamwedzi, vanodya penjeni muThailand havana kodzero yekutaura.
Chandiri kuda kuziva ndechekuti uye kusvika papi matanho ese aya ekudzikisira anoita kuti vanoenda pamudyandigere vagara muThailand vane hanya nezveramangwana ravo riri pedyo kana kure. Vanogona here kuzadzisa zvinodiwa nemari yeImmigration, vachiri neruzivo rwakafanana rwekugara nekunakidzwa, pane mari yekuchengetedza mambure kana paine chirwere chakakomba kana chenguva refu, vanhu vanombofunga nezve kudzoka, zvese zvichiri zvinobvira here? Uye zvakadini neavo vanoronga kutamira kuThailand?
Inogona kuverengwa kakawanda paThailandblog iyo inoronga kutamira kuThailand inowanzomisikidzwa kana kukanzurwa nekuda kwezvikonzero zvemari. Muchidimbu: kugara kwedu muThailand kuri munjodzi here?
Yakatumirwa naSoi
Kana iwe usingakwanise kuwana mari muThailand, saka zvirokwazvo kwete muNetherlands, ndinotya. Ndiwo tsumo yakakodzera, kureva, kutora piss.
Ini ndinobvumirana newe, asi zvinoratidzika zvakanyanya kuoma kwandiri kana uchigara muSukhumvit (Bangkok) kupfuura muKhon Kaen.
Wadiwa Dirk, gara uchipindura kuti: kuseka vanhu imhondi. Isu tinoziva izvozvi, uye ndizvo zvinoitika. Mubvunzo wangu hausi wazvo futi. Mubvunzo wangu uri pamusoro pemigumisiro inogona kuitika yehupfumi huri kuderera. Chero pfungwa?
Ls,
Iwe zvechokwadi uchafanirwa kuve neimwe shoma mari kuti ukwanise kubhadhara zvakakosha zvekugara. Chokwadi, zvinoitawo musiyano kwaunogara. Chiang Rai kana Pattaya. Zvinoita sekuti iwe uchada inokwana € 1200 pabhasiketi.
Gr Rob
Chero bedzi iwe uchikwanisa kuzadzisa zvinodiwa mari yevhiza yako yekurega basa, pachave ne "mashoma" matambudziko nekuenderera mberi nekugara kwako muThailand.
Tinowanzorarama "zvakare" zvakanaka uye tinogona kuderedza zvatinoda zvezuva nezuva zvishoma.
Zvingave zvine hungwaru kune vazhinji vane mari shoma yepenjeni (iniwo ndinayo) kuchengetedza imwe mari muakaundi yakaparadzana mukuwedzera kune mudyandigere wehurumende kuitira kuti vawane chekuwedzera kana mwedzi mitatu isati yatanga chikumbiro kana mari yacho yava kuita. zvakaderera.
Nemari yakazara ye2000 euros pamwedzi, mumamiriro ezvinhu akanyanya, kudzikiswa kwepenjeni, kudzikira kwemaeuro, kuchengetedza huwandu hwe3000 baht pamwedzi kwegore ichave mhinduro.
Iwe unongofanirwa kuita izvi kamwe chete uye pamwe nekuwedzera chimwe chinhu kana rimwe dambudziko rikamuka.
“Pension haisviki pahurefu hwakafanana nehweThai hushoma hwezviuru zvipfumbamwe zvebhaht pamwedzi, ???Ingoverenga. "Amwene" vangu vasina murume vanowana mazana manomwe baht pamwedzi vachibhadharwa muakaundi, kana kuti vari kundiudza chimwe chinhu?
Ndinogona kusimbisa 700 yekugeza pamwedzi. Izvi zvinobatsira kubva kuhurumende. Ndeyevese vakura Thais (vanopfuura makumi matanhatu neshanu). Izvi zvinoreva kuti vanhu ava vanofanira kungoramba vachishanda kana kutsigirwa nevemhuri dzavo. Munyori aitaura nezvekukodzera kwemunhuwo zvake weThai (ari pasi pemakore makumi matanhatu nemashanu) anoshanda uye nekudaro ane muhoro wakaderera we65 yekugezera pazuva. Pazuva rekuzorora, hapana chinowanwa, saka kwemazuva makumi matatu ebasa i65 mabhati. Kuti 300 yekugeza pazuva chiyero chisingashande kumaruwa.
Hello Casbe
iyo huwandu hwe700,00 THB ndeyechokwadi. Ndiyo penjeni yenyika kusvika uye kusanganisira zera re79 (handizive painotanga). Kubva pazera re80, munhu anogamuchira 800,00 THB pamwedzi. Mumwe anofanirwa kunyorera iyo yekuwedzera THB 100,00. munzvimbo yepamutemo yekugara. Vamwene vangu vane makore makumi masere nemaviri ekuzvarwa, asi havana kukwanisa kuzvinyorera nekuti vari kurwara zvekutadza kuenda kumaodzanyemba kweThailand, saka vachiri kuwana 82 THB pamwedzi, nepo tezvara vangu vachiwana THB. 700,00.
Gr. Henk
Kuita kwekutanga: kutora piss ishoko rakanaka uye rinofanira uye rinogona kuitwa. Zvechokwadi tichabudirira nokuti kudzokera kuNetherlands (takagara kuchamhembe kweThailand kwemakore 8) Never and never.
Nekudaro, ini ndinoziva kuti sevari pamudyandigere parizvino takabhadhara maprimiyamu akati wandei panguva yebasa redu. Ini nomurume wangu tashanda mumwe nomumwe kwemakore 42, saka tose tine makore 84.
Ndobva ndaita kakusvotwa pandinoona nekunzwa zvave kuda kuitika pamari yedu (yataifunga kuti yakaiswa mari zvakanaka). Hurumende muNetherlands, uri kuitei ?????? Phew!!
Penjeni yako inobhadharwa kubva muhari yekuchengetera yakavanzika kana inishuwarenzi, yawakaisa mari inosvika 20-25% (ingoverenga mari yawakaisa kwemakore maviri x 2, unotanga kuchema, kunyanya kana inishuwarenzi yenjodzi yakabatanidzwawo panguva yekuregera nguva isati yakwana). Izvo zvasara zvinofanirwa kubva kune purofiti / kudzoka pakudyara. Vaya vanodzoka vaimbove 42-10%, ine inflation ye15-7%, uye ikozvino 10-1% ine inflation ye 2-1% (kana ichibhadharwa zvachose uye kwete mari mukambani yakaparara - ABN - Fortis, semuenzaniso, kana nyika - Greece - yaifanira kuwana kudzoka, saka isu tese taifanira kunetseka nezvazvo!).
Iko kukosha kunotarisirwa kwemakumi ezviuru zvemaguudhi pamwedzi saka hazvizomboitike, asi munhu wese angadai akaziva kuti dai vakaverenga mamiriro acho.
Hapana hurumende inokwanisa kuita nezvemabhadharo aya nekuti zviri kunze kwesimba rayo, kunyanya kuona kuti mapoto epenjeni haasi kubviswa pari zvino achibhadhara vari kuchengetedza pari zvino. Ndosaka inonzi actuarial interest rate.
Yako (nyika) AOW yakambomiswa naDrees et al uye yakanga yatofungidzirwa kuti zera rekurega basa raizowedzera zvichienderana nekutarisira kwekuchembera kwakasimba. Zvisinei, hapana hurumende yakamboshinga kuchinja izvozvo kusvika nguva pfupi yadarika.
Netsanangudzo, hauna kubhadhara sendi papenjeni yako yehurumende, asi yakasimudzwa nevashandi panguva iyoyo. Kana izvo zvinoshandura demokrasi kune, semuenzaniso: kungoshandiswa muNetherlands, kuitira kuti "kushandiswa kunobatsira hupfumi hweNL zvakare", imi mose muchava pa "mbeu dema" muTH.
@Harry, kuti penjeni yenyika inogona kungoshandiswa muNetherlands yakashandiswa neDenmark kwemakore. Kana uchigara kunze kweEU, ucharasikirwa neDanish State Pension yakazara yaunofanirwa nayo (kusiyana neNetherlands) nekubhadhara mipiro. Kwandiri iyo yaive ingangoita Euro 200 - mushure memakore gumi ekubhadhara mapremium imomo muDanish Merchant Navy. Ini ndinotambira penjeni yekambani mwedzi wega wega. Kana ini ndichida kuva neDanish State Pension, ndinofanira kugara zvakare munyika yeEU Saka ini ndine hanya zvikuru neAOW kubva kuNetherlands, zvingangove kuti vanongorega kutumira zvikomborero, kutevera muenzaniso weDanish, kune kunze. EU, uye chii zvino? Kudzoka? Kugara pakati pavaSiria vose here? Handitauri mutauro wavo.
Mubvunzo wangu hausi wemhedzisiro yeiyo ichangoburwa yakaderera yedhisiki nzira, asi nezve izvo zvinounzwa neiyo nzira. Izvo zvakashamisawo chikamu pachayo uye zvakare vanogadzira mitemo. http://www.telegraaf.nl/dft/geld/pensioen/24556168/___Koopkracht_ouderen_extra_onder_druk___.html
Nezve iyo AOW ine chekuita: Drees et al vaive nekubatana sepokutangira. Vari pamudyandigere vazvino vakaratidza kubatana pavakabhadhara vaya vainakidzwa nokukwegura kwavo panguva iyoyo. Penjeni yangu yehurumende haina "kubhadharwa nevashandi kare ikako." Uku kumiririra zvisirizvo. Ndakanga ndiri mumwe wevashandi ivavo panguva iyoyo, sezvakaita vose vari pamudyandigere nhasi. Takazobhadhara vanhu penjeni yehurumende. Kana iwe uchida kutaura nezvekubatana, ndapota taura nesu!
Moderator: Ndapota rambai muchinamira kuchinyorwa: penjeni.
Moderator: Ndapota rambai muchinamira kuchinyorwa: penjeni.
Pension haisviki pahurefu hwakafanana neThai shoma ye9 700 baht pamwedzi.??? Ingoverenga. Vamwene vangu vasina murume vanongopihwa XNUMX baht muaccount, zvinoita here kana kuti vari kundiudza chimwe chinhu?
Iwe unotora chikamu chemutsara kubva muchirevo chese chemubvunzo womhanya nacho. Handisi kutaura nezve TH pensions muTH. Uye hapana kwandinotaura kuti TH pensions yakabatana neTH mihoro mishoma. Ndinokupikisa kuti upindure kune mamiriro emubvunzo wese.
Kwekugara kwenguva refu, iwe unofanirwa kuzadzisa zvinodiwa vhiza uye muganho wemari uchiri 65.000 mabhati pamwedzi kana 800.000 yekugezera pagore, nezvimwewo, nezvimwewo. Saka ikozvino chiyero chekuchinjana chiri EUR 1623 (kune vanhu vasina kuroora). Iyo gross / net nyaya haina kumbobvira yanyatsojeka kwandiri, asi hofisi yekubvakacha muPattaya ichiri kutora nyaya yakakomba, inova ndiyo inoshandiswa kwandiri. Zvaunogona chaizvo kuunza iyo Dutch mambure huwandu uye izvo zvakasiyana kune wese munhu.
Kwandiri, kurarama zvine musoro kunoreva kuzvienzanisa nehupenyu hwangu muNetherlands. Saka bungalow yakanaka yemabhati anosvika mamirioni mana kusvika mashanu, ine internet yekubatanidza uye yakanaka air conditioning, mota nemudhudhudhu kwenzendo pfupi, inishuwarenzi yakanaka uye sangweji yakanaka uye kuruma kwechikafu chinopisa. Kukwanisa kutora rwendo nguva nenguva. Zvakanaka, ipapo iwe uchazoda kutenderedza zviuru zviviri zvemaeuro net kuti uwane chekurarama nacho. Kana vanhu vasingakwanisi kutenga izvi, zviri nani kugara muNetherlands, nekuti zvino zvinongozonetsa pano. Imwe nzira chete ndeyekugara kumaruwa, saka zviri pachena kuti unogona kuita zvishoma. Ini handina ruzivo nazvo. Nekudaro, iwe uchazofanira kufunga nezvekudzikira kwemari yemudyandigere, nekuti zviri pachena kuti izvi zvichaitika neiyi shoma, shoma, shoma kabati. Saka zviri nani kuva nebuffer inenge 2000% pamusoro pemari yakambotaurwa, ipapo ndinofunga kuti uri ramangwana-uchapupu, kunyange iwe usina kumbova nechokwadi nokuti mapengo anodhonza kadhi muNetherlands.
vazhinji vanokanganwa kuwedzera 8% mvumo yezororo kuita kuti mari yegore ikwane
Ndicho chikonzero ndinosiya mari yegore negore uye zvakakodzera kudaro
Ndakangobva kuNetherlands zvachose pandakanga ndagadzira mambure ekuchengetedza mari.
Nguva chete ndiyo ichataura kana zvakwana.
Thailand inyika ichiri kusimukira uye imwe nguva mune ramangwana, mitengo munyika dzese ichasvika padanho rakafanana, nekuti nekutengeserana kwepasirese kwemahara, zvigadzirwa zvichaenda kune idzo nyika dzinobhadhara zvakanyanya.
Nyika dzichiri kusimukira dzinofanirawo kubhadhara mutengo wezvigadzirwa izvozvo.
Kuwedzera kwemutengo muThailand kuchava kwakakwirira (kunenge?) gore negore kupfuura avo vari muNetherlands, zvichiita kuti simba rekutenga remudyandigere weDutch muThailand riwedzere kuderera.
Kutamira kuThailand nepenjeni yenyika chete hakuratidzike sepfungwa yakanaka kwandiri.
Ndine shamwari muPhuket dzinofanirwa kurarama nemari yavo yemudyandigere. Pano vane imba yakasununguka yeBaht 7000 / mwedzi uye iyo isina simba baht ichangobva kuvapa mukana wegumi muzana. Vanorarama zvakanaka, vanorarama vasina mari asi vachifara. Mumwe achangodzoka kubva kuNetherlands uye akawana kuti aisazombogara muNetherlands sezvaakaita pano uye akafara zvikuru kudzoka kuno...... mune ramangwana zvichagara zviri nyore kugara pano kupfuura kuNetherlands. (kusanganisira pasina mari yekudziya nezvimwewo)
Wadiwa Eric,
Ndinofunga zvakanaka kuti kune vanhu vanogona kurarama nemari shoma. Mune yangu bungalow, kugara panzvimbo ine rima yePattaya, mune basa rakanaka, kunoita kuti hupenyu hudhure.
Iko hakuna mari yekudziya, asi bhiri rangu remagetsi rinowanzova pakati pe4500 ne5000 baht pamwedzi. Kana ini ndikawana vanozivana kana mhuri pamusoro, kushandiswa kwemagetsi kunowedzera 2000 kugeza pamwedzi. Mvura inoita 1200 kusvika 2000 yekugeza (musikana wangu anoda zvirimwa uye zvinoda mvura) uye rendi iri pakati pe17.000 ne20.000 yekugezera pamwedzi yerudzi rwangu rwebungalow. Nenzira, kwete bungalow yeumbozha ine dziva rekushambira, nezvimwewo. Ini ndinongoshandisa mhepo yekufemesa muimba yekurara usiku uye dzimwe nguva kweawa masikati kana kuchipisa kwandiri. Nekudaro, mafeni mazhinji anoshandiswa mukati mezuva uye ndine dziva hombe uye 2 aquariums nemafiriji matatu, saka vanoshandisa zvishoma.
Chero bedzi munhu achigona kuzadzisa zvidiki zvinodiwa nehurumende yeThai, kana AOW + diki mudyandigere, ndinofunga kuti hupenyu muThailand huchagara huri nani kupfuura muNetherlands.
Ndinorenda imba yakanaka isingasviki €150 pamwedzi + €50 magetsi + mvura.
MuNetherlands chimwe chinhu chakaenzana chingadhura kupfuura €600 + €150 gw. Saka zvinopfuura € 550 zvimwe.
Chikafu muThailand chinodhura senge muNetherlands, uye kubuda hakuna mutsauko wakawanda, kunze kwekunge wanwa whisky muNetherlands, iyo inodhura zvakanyanya.
Ini zvakare ndinotenga zvipfeko zvakachipa zvakanyanya muThailand kupfuura muNetherlands.
Vazhinji vanochema-chema nezveinishuwarenzi yehutano inodhura pavanoenda kunze kwenyika. Yakachipa zvakanyanya kupfuura muNetherlands.
KuNetherlands, 7% ZVW (yaive zfw) premium inobviswa pamuhoro wakakwana uye unobhadhara mari inosvika €130 kubva pamuhoro wako. Mukuwedzera, kune zvakare iyo inobviswa, ye375 €, ndinofunga.
Ini zvino ndinobhadhara isingasviki € 50 uye ndinogona kuwedzera kusvika pachiyero che €150 kana ndasvika zera re80. Zvakakwana pasina deductible, uye nekuvhara kwepasirese kunze kweUSA. Ingori nyaya yekutsvaga painternet, uye zvechokwadi kusashandisa Dutch insurer.
Muchidimbu: Hupenyu muThailand hwakachipa zvakanyanya kupfuura muNetherlands, zvinoreva kuti uri nani nepenjeni diki pano pane kuNetherlands. Nekudaro, usatarisire kupedza zuva rega rega kugogo bar. Izvo hazvigoneke muNetherlands nepenjeni diki.
Moderator: ndapota musataure.
Moderator: Ndapota usataure.
Kutanga ngatigadzirise kusanzwisisa. Mushandirwi akabhadhara 66.6% yemudyandigere uye mushandi 33.3% yemubhadharo wepenjeni.
Mari kubva kuhomwe dzese dzepenjeni dzakaiswa zvakanaka, ngapasava nekusanzwisisana pazviri. Mabhodhi ehomwe dzepenjeni anosanganisira vamiriri kubva kumasangano evashandi nevashandirwi ane sachigaro akazvimirira.
Chii chiri kuitika ikozvino, uye chave chiri kubvira 2008, ndechekuti kudzoka kwekudyara hakuna kunaka. Unogona kuona izvi nekuti kukwereta mari kumabhangi kuDe Nederlandse Bank BV ingangoita 0%.
Panewo kukanganisa kuti nzira yekuverenga yehuwandu hwekuvhara yakashanduka. Izvi zvakasangana nekupikisa kukuru kubva kuhomwe dzepenjeni. Nokuti vanhu vakanga vachangotanga kuwana "nyama pamapfupa avo" zvakare kuburikidza nenzira yekare yekuverenga.
Zuva rakapfuura nezuro ndakaverenga muAD kuti 30% chete yevanhu vakwegura vanoziva mashandiro avo epenjeni. Izvi zvaisashamisa, nokuti pandakanga ndiri muWorks Council, inoona nezvepenjeni nepenjeni yehurumende, ndakashamiswa kuti vashandi vakawanda vakanga vasingazivi kuti penjeni yavo yakavakirwa sei. Vaigamuchira muchidimbu gore rega rega, asi zvaive zvakanaka kubatidza moto nazvo. Hapana akakumbira mushumo wegore kubva kuhomwe yepenjeni.
Saka vanyori vanonyora mumaforamu, mablogiki, nezvimwewo vasingazive nezvekushanda kwemari yepenjeni uye zvinosungirwa zvemari dzepenjeni. Nekuti ndizvo zvazvinoreva. Zvisungo zvehomwe dzepenjeni kunhengo dzavo. Nzira dzekuverenga dzave dzechinyakare. Izvozvo zvinoda kugadziriswa.
Kusvikira kudzoka kwekudyara kwawedzera, pachave nenzvimbo shoma yekuwedzera. Nekuti yakawanda inoiswa mu "yakachengeteka" mari yekudyara, kusanganisira mabhondi ehurumende, mari idzi dzinopa kudzoka kushoma. Mari yepenjeni haibvumidzwe kuisa mari yakawanda mumari ye "adventurous", nekuti izvo zvinopesana nezvisungo zvavanazvo kunhengo dzavo.
Saka mamiriro ezvinhu aya achagara kwemakore akawanda. Muchidimbu, avo vane mhosva yeizvi ndiwo mabhanga akatora njodzi dzisina basa muna 2008. Zvino isu, vepenjeni nevemapension, tasara tisina zvekuita.
Ichokwadi chokuti mari yepenjeni yakadzika mu "tsvuku" inonyanya kukonzerwa nezvinodiwa nguva dzose uye nzira dzekuverenga dzehurumende iyi. Kunyanya, izvi zvinoreva kuti mari inofungidzirwa mune dzvuku, kunyangwe hazvo zvinhu zvese zviri kuramba zvichikura. Nhasi kana mangwana hurumende ichada kutora imwe nyuchi muhomwe. Vachangobva kuita izvi zvisina kunanga paABP.
Kudzokera kuNetherlands kunogona kuita senge sarudzo kune avo vanogara muThailand, asi ndinofunga zvichavakonzera zvakanyanya kuoma.
Kurenda imba pano inosvika 500 Euro pamwedzi. Magetsi uye gasi zvakatenderedza 150 uye wedzera mvura, mitero yemanisipala, nezvimwewo uye iwe watova pa1000 Euro chete yeimba. Ipapo inishuwarenzi, mari yeinishuwarenzi yehutano, mipiro yemunhu, nezvimwe zvakadaro. Ipapo tichiri kufanira kudya. Vemudyandigere vanogara muNetherlands vari kuzvionawo zvichiwedzera kuoma. Ini handikwanise kudonhedza chirevo chekuti zvese izvi zvinokanganisa kugara muThailand. Inoisa vese vanodya penjeni yeDutch kwese kwese pasirese - kunze kwevanhu vakapfuma - panjodzi.
Tine mumwe wemitemo yakanakisa yehomwe dzepenjeni uye nekuti ivo vakagadzirira ramangwana, zvinosuwisa vanoburitsa zvishoma panguva ino. Handinetseki nazvo. Nezve AOW, nekuti vanhu vava 1+ vakabhadhara zvishoma pane chizvarwa chinozofanira kubhadhara iyo premium mu +/- 75 makore uye ndinoshamisika kana vachiri kukwanisa izvozvo. Izvo zvinoramba zvisingazivikanwe kuti chii chaizvo chatichagamuchira mune ramangwana uye ndinofunga tora matanho ako izvozvi asi usakanganwe KURARAMA mune yazvino ...
Kwete nzira dzekuverenga chete dzakashanduka, kureva kuti dzakanyanya kuomesesa, asiwo kufukidzwa kwe130% iyo munguva pfupi iri kutevera, sezvakarongwa neMutungamiriri / Munyori weNyika, inofanira kugara iripo uye haigone uye inogona kukanganiswa. Saka iyi inenge iri mari yakafa uye ndizvo chaizvo zvinodiwa nevanhu. Nhanho inotevera ndeyokuti isu, hurumende, tinofanira kuita chimwe chinhu nemari iyo yakafa uye inogona kuitwa, somuenzaniso, nekuisa 130% yemari yose yepenjeni muhomwe yakasiyana uye apo mutungamiri wekare weEU Van Rompuy akarota kuti. yaizounganidzwa neEU." yakashandiswa" semuenzaniso, homwe yekuvimbisa "zvinhu zvakanaka" izvo EU Commission iri kufunga. Zvitore kubva kwandiri kuti homwe yega yega garandi yakamiswa neEU kutambisa mari,
mari yatisingazoone zvakare. Izvo EU yakanaka pairi kuzadza makomba asina magumo.
Chikamu chinosvota chekupambwa kwehomwe dzepenjeni zvakatotanga uye hurumende yedu iri kupinda mazviri nemufaro. Ini ndinofungidzira 50% yakaderera mudyandigere munguva pfupi iri kutevera uye ipapo ndingazove nani kugara muThailand pane kudzokera kuNetherlands.
Pachave pasina mubvunzo kune vanoenda pamudyandigere muThailand vane hanya, pamwe zvakafanira, nezve ramangwana remamiriro avo emari.
Asi ivo varipowo muNetherlands, uye pamwe zvakanyanya pakati peavo vachiri kushanda.
Iwe hauzive mangwana, rega rega gore rinouya, uye kunetseka chete hakuna maturo zvachose.
Unogona kuita muyedzo.
Ngatifungei kuti simba rekutenga rinodzikira ne12% nguva yega yega mumakore gumi nemaviri anotevera tichienzanisa nedanho razvino.
Kungofungidzira, asi unofanira kuita chimwe chinhu. Iwe unogona kutevedzera iwo makore gumi nemaviri mugore rimwe nekuisa mamwe maviri mubhangi renguruve muna Ndira pagumi rega rega raunoshandisa. MunaFebruary inova 100 pazana uye zvichingodaro, saka muna Zvita kana ukashandisa zana reBaht unofanirwa kuisa mamwe makumi maviri nemana muhari yako. Tichange tave muna 2.
Iri kunetsa, hongu, asi zvinokupa nzwisiso yekuti zvinokunetsa zvine musoro here, uye zvinokusiya uine poto yakanaka yekuchengetedza uye unogona kuziva kwaunogona kuchengetedza mari.
Kana iwe uchityawo kuti Euro ichadonha, unogona kubhadharisa 3 kana 4% pamwedzi.
Happy New Year in advance!
zvinoenderana zvachose nekwaunogara uye kuti mashandisiro aunoita mari ndeapi.
Ndinoziva mumwe munhu (chiGerman) akagara muThailand kwemakore gumi uye anoguma aine 10 Euro.
Kana ndiri mudunhu ndinokwanisa kugara ne1000 Euro pamwedzi (mukadzi) neni.
Patinoenda kuimba yedu muSrigun (Don Muang) tinopedza 1500 chete.
Inofanira kuwedzerwa kuti imba iri mupurovhinzi uye imba muSrigun ndeyayo.
Saka verenga kukosha kwekurenda kwekuti 300 kusvika 500 Euro yekuwedzera.
Mumwe wandinozivana naye muNetherlands (asina kuroora) ane 980 Euro pamwedzi pakubatsira kwevanhu. Renda imba ye650 (kusanganisira kudziyisa), 80 euros pamwedzi yegesi nemagetsi uye 120 yekubhadhara mari yekurapa. Sevha 160 euros pamwedzi kuti udye, unwe uye upfeke.
Kanganwa runhare, internet netambo.
Ini nomudzimai wangu tiri kuenda kuThailand mumakore 3 uye tichagara ikoko kusvikira pakuguma .Tine imba ku khon kaen vanhu vanotowana mari kubva 700 kusvika 3 bht saka ishoma kana ndikabhadhara rent pano ndozvinoita here? Hatizokwanisi kurara pamhenderekedzo yegungwa muPhuket mazuva ese, asi isu tichakwanisa kuenda kune dzimwe nzvimbo uko kwakachipa zvakanyanya uye kune kwakawanda kwadzo. Chinhu chega chinodhura inshuwarisi, asi isu tichapfuura izvozvo, saka tichaenda nenzira iyoyo toona kuti chikepe chinomira papi.
Kwaziso kubva kune ramangwana pesionado muThaland
Vanhu vari pamufananidzo vanogara ipapo mazuva ese apo Pattaya Klang anotendeuka kuita Pattaya Beach Road. Kudya munzvimbo dzekudya seBig C (Carrefour) ye50THB kaviri pazuva, kutenga zvinwiwa zvavo pa2/7, dzimwe nguva kuva nemusikana kwe11THB uye kurara kwe200THB pazuva. Kana vaine sarudzo dzekugara kwenguva refu, vanhu ava vanozokwanisa kugara kwe150THB pamwedzi pasina kuvharwa kwehutano nemudyandigere wechiDutch we10.000E = 700THB pamwedzi. Nekutenga masiripi e28.000THB, zvikabudura zve50THB uye T-shirt ye129THB, vane zvipfeko zvitsva mwedzi wega wega. Vanhu ava vanogara zvakati siyanei neavhareji munhu wechiDutch anotamira kuThailand, uyo ari kutsvaga kunyaradzwa uye anodhura zvakanyanya. Mhuri zhinji dzeThai uko murume haatambire kudarika 80 kusvika 6 THB uye zvakare anoendesa vana vake kuchikoro.
Mubvunzo wangu mukuru hausi wekuti ndinogona kugara muTH pane yangu yeDutch AOW uye yekuzvipa penjeni uye midziyo, asi kana izvi zvakakwana kana ndichizogamuchira REAL kurapwa.
Ndinobhadhara sei kuchengetwa kwevakwegura zvachose kana NDICHINYANYA ndichida kutarisirwa, nokuti muNetherlands unofanira kubhadhara imba yevakwegura yeAWBZ.
Uyezve, izvo zviri shure… 15-25 makore ekurarama nepenjeni uye kuwana pazvinhu.
Mukuenzanisa kwese kuri pamusoro ndinoona vanhu vanoda kugara mukushanyira Phuket kana Pattaya, kana kumwe pakati. Uye sechidziviriro, tanga kugara kumusoro.
Kwandiri, zvinhu zvishoma zvine chokwadi:
1) AOW ichave yakaderedzwa nedemocracy, kana chete nekuda kwehutano huri nani hunotarisirwa uye saka yakaonekwa kuzvidzora kunze kwekuwedzera kwehuwandu hwekukwegura.
2) penjeni yakavharirwa pachivande haizombofi yakazadzisa kudzoka kwekare. Nechekare, zvikwereti zvehurumende - umo mari dzemudyandigere dzinoisa mari yakawanda nekuda kwechengetedzo - hadzina chainoburitsa. Izvi hazvigadzirise, nekuti hurumende dzave kuda kudonha kubva pakakwirira, saka dzinoita zvese kuti mubereko urambe wakaderera. Pamusoro pezvo, zvibvumirano zvemubereko zvave kutopedzwa pamusoro pemakore gumi, kureva 10-2025 ye2035% mubereko.
3) Ini ndicharamba ndichirarama kwenguva yakareba, ndine kudiwa kukuru kwekutarisira, izvo zvichave zvakanyanya kuitika nekuda kwekufambira mberi tekinoroji, asi nemutengo wepamusoro.
4) Munyika dzakachipa pari zvino senge TH, mwero wemutengo unoenda zvakanyanya ku "West", saka iwe unozoda zvimwe zviwanikwa zvemari.
MuTH, sezvakangoita muNL, unofanirwa kuve uine inishuwarenzi yehutano yakanaka. Hupenzi kufunga kana Aow nePension: “zvakakwana kana ndichizowana kurapa CHAIYO.”
Izvo hazvisi izvo muNetherlands zvakare, ndosaka inishuwarenzi yehutano (zkv) yakaitwa inosungirwa muNetherlands. Icho chokwadi chekuti chisungo ichi hachipo muTH haisi nharo yekusatora ZKV muTH. Chitima chako chekufunga chaunotanga nacho mhinduro yako hazvina musoro. Paunenge uchigadzirira, shanya: http://www.verzekereninthailand.nl/
Penjeni nezvatinotarisira zvinofambidzana here?
Musiyano unoratidzika kunge wakanyanya kukwirira kune nhamba huru?
Nguva dzose inoramba yakaparadzana kusvikira taita setiri kuda mari yakawanda kunze kwenyika kupfuura muNetherlands.
Ingori basa diki renguva pfupi iri kutevera sekufunga kwangu.
Ndakanga ndichiverenga kana, semuenzaniso, ndingada kugara pakati peChiang Mai.
2 yekurara mucondo inosvika €340 pamwedzi yese mukati. Kana mumwe munhu auya kuzotora kapu yekofi haha 1 imwe kamuri. (zvakare pano zvinogona kunge zvakachipa, asi ini ndiri munhu asina basa)
Inishuwarenzi yeOOM 600 euros pagore seumbozha (yakachipa kwazvo, saka ndinofanira kunge ndakanganwa chimwe chinhu?)
Wobva wachengeta €300 pamwedzi nekuti dzimwe nguva unoda kudzokera kumba.
Chinhu chinonyanya kukosha kwandiri ndechekuti "Denga pamusoro pemusoro wangu uye mari yehutano"
Nepenjeni ye2000/2100 net pamwedzi!!
Imwe 1300 kusvika 1400 kugaya. Asi ndichiri kunzwa kuti ndine zvishoma!
Nekuti pazororo ndinopedza n 5000 kwe3 weeks.
MuNetherlands ndine zvishoma zvekugaya pamwedzi: 700 net (asi zvese zvakabhadharwa)
Zviri kufamba zvakanaka here? Zvakanaka, ndinogona kuita zvandinoda kusvika pamwero unonzwisisika.
Chii zvino chiri mukusiyana uku kwekufunga?
Handifungi kuti ndichazvikanganwa kusvika ndagara pano, semuenzaniso muThailand.
Kana ndikagara ikoko uye ndichitaura mutauro uye ndakavaka hupenyu hwemagariro, ndinofanira kukwanisa kurarama zvakanaka papenjeni yangu (sezvazvakamira zvino haha mumakore manomwe?)
Zvandinoda kutaura ndezvokuti: “Munhu anogona kurarama zvakanaka kune imwe nzvimbo munzira dzakasiyana-siyana, chero bedzi achigutsikana uye achiramba achiita zvinhu sezvazviri.
Kuenda kuzororo uye kugara kune imwe nzvimbo kwakafanana nekuenzanisa maapuro nemaorenji.
Thailand inopesana neNetherlands inodhura pano, nei uchida mari yakawanda ipapo?
Chandakanzwisisa kubva kune vamwe vaverengi ndechekuti ivo vanozove nenguva yakanaka muThailand.
Zvakanaka kuverenga uye zvinondikurudzira kuti ndigare ikoko munguva yakafanira kana zvichiita.
Uyezve, ini ndiri kurera vana vangu Thias haha Ndinogona kubatsira Baba pavanogara kuThailand.
Wekupedzisira ndechimwe chinhu chinondinetsa zvikuru: "Unoita sei nemhuri / shamwari, asi kunyanya vana, vanogara kure zvakadaro?" kure zvishoma.
Kwaziwai mukuru
Kana iwe uchida kunakidzwa nemudyandigere wako muNetherlands, zviri nyore kuti vana vako vashanyire, asi kana uchigara muThailand uye vakauya kwauri, iwe unowedzera kuonana nevana vako. Kunyanya kana iwe uine chokwadi chekuti pane nzvimbo yakakwana yekugara. Chiitiko changu ndechekuti ndinosarudza kuona vana vangu kamwe pagore uye kuti vagare neni kwemavhiki mashoma, pane kuti vadzike kamwe pasvondo, semuenzaniso. Sezvo iwe uchitarisira kushandisa mari shoma pamwedzi, unogona zvakare kuvaratidza imwe yeThailand.
Dambudziko rehomwe dzepenjeni riri muhomwe yemari.
Kune mari yakawanda muhomwe yevose vane inshuwarisi.
Chinoshata ndechekuti mari iri muhomwe yepenjeni haibviswe.
Mari iri mune iyo mari ndeye pro rata, chete yeavo vane inishuwarenzi nehomwe iyoyo, uye ivo vanofanirwa kubvumidzwa kushandisa iyo mari pamwe chete.
Ipapo vose vanogona kurarama saMwari muThailand.
Zvisineyi, hurumende nehomwe dzepenjeni hadzitenderi kuti mari iyi ishandiswe, asi kuti ichengetedzo yeboka rinotevera revapenjeni.
Uye iyo mari ichagara yakachengeterwa boka rinotevera revakasiya basa.
Mari yese inenge yavakwa nepremiums ne returns nokudaro haizodzoserwe kune vanodya penjeni.
Nyaya imwechete neinishuwarenzi yehutano, nenzira.
Vanobhadhara mapremium vakabhadhara mabhiriyoni emaprimiyamu uye vakaapa sezvipo kune vaneinishuwarenzi kune vanobhadhara mainishuwarenzi.
Uye havazombozviwani zvakare.
Pension, isu tese tinozviverengera mitengo pachedu kuitira kuti tipe kuenderera kwakanaka kwehupenyu huzhinji hwekushanda. asi unogona kuverenga chero chaunoda
Mitemo inoshanduka gore rega rega, ingotarisa mutengo wehutano kunze kweEurope kubva pasuru yekutanga.
Kuverenga kwangu kwaive mwedzi mitatu muThailand uye mwedzi mitatu muNetherlands, nezvimwe.
Inishuwarenzi yekufamba inoenderera ichawedzera zvakanyanya.
Kuverengera kuti ndeipi imwe mari yeinishuwarenzi yehutano muThailand ingave sarudzo.
Ichokwadi kuti penjeni haizoenderane nekuwedzera kwemitengo mumakore anotevera
Ichokwadi kuti huwandu hwebatsiro huchaderedzwa.
Ini zvirokwazvo handigone kurarama seThai muIsaan.
Chandinogona kuita kutora tsika yeThai ndorega vana vangu vari muNetherlands vanditsigire.
Kana ndikagara muNetherlands kwemwedzi mitatu, ndichagara nevana vangu
Ronda imba yangu ndega,
MuThailand ndine hukama nemumwe munhu atova neimba inonzwisisika, kunze kwekutengwa kwemubhedha wakanaka uye mhepo yekufefetera, nerufaro mari yacho yakanga isina kushata.
Zvakanaka, ngatiite dzimwe masvomhu izvozvi, toenda kubasa mangwana.
Mwedzi miviri yebasa uye mwedzi muThailand, gore rose
uyewo sarudzo.
ECB (Draghi) inochengeta mhindu yakaderera kuitira kuti nyika dzekumaodzanyemba kweEurope dzikwanise kutengesa zvigadzirwa zvadzo zviri nani. ECB ine chikamu chemhosva kune yazvino (yakaderera) chiyero chemubereko, izvo zvinoita kuti mari yepenjeni iite …………