Vadiwa vaverengi,
Ndine mubvunzo, zvine chekuita nekuendesa mari kubva kuNetherlands kuenda kuThailand uye kuti tingazviita sei nemari shoma uye nenzira yakachengeteka.
Rega nditange ndapa tsananguro. Ini nemudzimai wangu tinogara tese kuNetherlands uye anogara achiendesa mari kuna amai vake kuburikidza neMoneygram. Zvechokwadi iwe unobhadhara mari, asi iyo inobhadharwa kwese. Amai vake havagone kuverenga kana kunyora nekuti haasati amboenda kuchikoro uye ndiro dambudziko, uyezve, bhangi riri pedyo kana ATM iri kure nemakiromita akati wandei. Izvi tinozvigadzirisa nekutumira mari iyi kumunin’ina wake kuburikidza neMoneygram iye opa mari yacho kuna amai vake. Asi zvave kuratidza kuti anogara “akabata” mari sechikwereti chaanozobhadhara (anodaro) asi mukuita izvi hazviitike.
Iye zvino tiri kutsvaga nzira iyo amai vake vanogona kuwana mari yavo zvakananga pasina "rubatsiro" kubva kumwanakomana wavo. Isu takatarisa sarudzo dzekuvhura account yekubhangi uye kuisa mari ipapo, asi izvo hazvigoneke chero isu tisiri muThailand. Mari inogona kubviswa achibatsirwa nemuzukuru wake (ane makore 11) uyo anogona kumubhadhara nekadhi kana zvimwewo zvakadaro.
Ndiani mumwe akambovawo kana kuti achiri nedambudziko rakadai uye pane angatipawo mazano kana mazano kuti amai vemudzimai wangu vawane mari yavanofanirwa kuwana?
Pachokwadi,
Chiang Mai
Ndakazvigadzirisa nekuvhura imwe account kubhangi rangu muNetherlands uye nekusiya kadhi rekubhengi muThailand. Iwe unogona ipapo kubvisa kubva kuThailand kune chero bhangi. Iwe unobhadhara mari yeizvi (2,25 euros per time), asi kana ukabvisa zviuru gumi zvekugezera kamwe chete pamwedzi, hazvina kunyanyoshata.
Mukana wakakura ndewekuti iwe unokwanisa kubata zvese iwe kumba kuburikidza neinternet, ini ndakaremara "overdraft" saka hapana chinogona kuitika.
Zano rakanaka kubva kuna Jasper kuvhura iyo EXTRA account uye kusabvumidza "overdraft".
PaING, pasuru yekutanga inodhura € 4,35 pakota + €2,87 pakota kune chero kadhi rebhangi rekuwedzera. Paunenge uchibvisa mari muThailand, iwe zvakare unobhadhara € 180 kune ING mukuwedzera kune 2,25 Bath, sekunyora kunoita Jasper. Nekudaro, iwe unogona kutenga pasuru yekubhadhara kubva kuING pachinzvimbo cheyakakosha package. Zvino mutengo unobva € 9 pakota. Chakanakira pasuru iyi ndechekuti haufanirwe kubhadhara mari yekubvisa ye € 2,25 uye unogona kugamuchira 1 kana 2 kadhi rechikwereti mahara. Imwe (yakawedzerwa) uye/kana akaundi ine PAYMENT package, ine kadhi rimwe rekubhangi riri muzita rako uye rimwe muzita remudzimai wako, rinogona kuva mhinduro kwauri. Iwe unotumira kadhi rekubhangi rine zita remukadzi wako kuThailand netsamba yakanyoreswa, mudzimai wako anopa PIN kodhi kuna amai vake nerunhare uye kana mari ichidiwa muThailand, unova nechokwadi chekuti mune chiyero muakaundi yekubhangi. "Dambudziko" iro ATM iri pedyo inoverengeka km. Kuve kure kucharamba kuripo kana iwe ukavhura account yekubhangi muThailand muzita raamwene vako mune ramangwana. Iye zvino handizivi kuti muzukuru wake ane makore gumi nerimwe akangwara sei, asi kushandisa kadhi rechiDutch kunogona kunetsa kekutanga muThailand. Mushure mekupinda kadhi, menyu yakakura ichaonekwa pachiratidziri: sarudzo yemutauro, kuisa PIN kodhi uye kusimbiswa, kusarudzwa kwebhangi transaction (kubvisa mari), sarudzo yehuwandu hwemari, kana mari yakasiyana ichidiwa pane yakataurwa. pachiratidziri, wobva waisa mari iwe pachako, mushure mezvo zvakare sarudzo yeakaundi (yazvino account). Mushure mekupinda kwakaringana kwese data, iwe unozobvunzwa kana uchibvumirana nemitengo ye11 Bath (zvechokwadi unobvumirana, zvikasadaro kutengeserana hakuzopfuura) uye mamwe mabhangi akawanda ari kuratidzawo kuti unobvumirana nehuwandu hwemari. inoshandurwa zvakananga kuita maEuro. Iwe haufanirwe kuita uye haufanirwe kubvumirana neizvi nekuti chiyero ichi chakashata kupfuura chepakati-chiyero chakatarwa neING. Ini pachangu, handingaregi mwana ane makore gumi nerimwe anoshandisa kadhi rekubhengi ari ega, zvinoita sezvine njodzi kwandiri zvakadaro, kunze kwesarudzo dzese dzinofanira kuitwa paATM. Saka pamwe zvinodzokera kumwanakomana wake mushure mezvose. Iye zvino anobvisa imwe mari, asi ndiani anoziva, amai vake vanogona kungomupa mari se "chikwereti" kana akaikumbira. Chero zvazvingava, kuendesa mari kuburikidza neMoneygram kana Western Union kunokubhadhara iwe kupfuura neING. Sarudzo ndeyako.
Info ing bank
Kubva munaChikunguru 1, tichachaja mari yeING
Zvekubvisa mari kunze kweiyo euro zone
Izvi zvinoreva kuti tinochaja 2 papfuti yega yega
Kana iwe uine Dutch account uye uchishandisa Dutch debit kadhi muThailand, unobhadhara pane imwe neimwe kutengeserana kubvisa mari Th Bath 180 = € +/- 5.00 uye kwete € 2.25, hapana ruzivo kwaunoverengera iyo € 2,25.
Albert, iyo 2,25 inobhadhariswa nebhangi reDutch uye saka unobhadhara mukuwedzera kune iyo 180 baht yaunobhadhara kuThai bank.
Bhangi reThai rinobhadharisa 180 THB, pamwe nemitengo inobhadhariswa nebhangi rechiDutch.
Izvi zvinogona kusiyana pabhangi, asi mune yangu (ING) ichokwadi € 2,25.
Jasper inopa mhinduro yakanaka, saka haufanirwe kunyunyuta nezve musiyano mudiki mumitengo yekutengeserana.
Zvichida kwete zvakanyanya seizvo mwanakomana iyeye akakodzera.
Ndakabvunzawo panguva yekuvhura imwe account nekadhi rekubhengi ndoisiya ipapo, asi dambudziko nderekuti kadhi rekubhengi + kodhi ndeyemunhu (saka zita rekuti Pini) uye ndewemuridzi weakaunti, chero zvakadaro. inongoshandiswa naamwene chete.inoshandiswa haizonyanyonetsa,inonetsa kana yabirwa kana account yako yoshandiswa nevamwe kutransfer mari wobva wato blocker kana kureporter. , izvi zvinoonekwa sehutsotsi uye kune zvirango zvakakura.
Western Union ine mahofisi mumaguta madiki akawanda, izvi zvinodhura zvakanyanya asi munongoziva kuti mari inoperera paunoda nekuti munhu anofanira kuratidza passport/ID yake asati apihwa mari.
Vhura account yakabatana nemukadzi wako weThai muno muNetherlands, ipapo iwe uchagamuchira 2 makadhi ekubhengi. Tumira kadhi rechikwereti kuna vamwene vako kuThailand. MuNetherlands unogona kuisa mari pane rimwe kadhi uye vamwene vako vanogona kubvisa mari muThailand nemitengo yakaderera.
Hama vadikani handizive kwaunobvisa asi neaccount yako unobhadhara 180 BTH kubank rako + percent yezvaunobvisa, asiwo mari kubank kwaunobvisa.Izvo zvinowanzosiyana pabank.Tora a commerz -bank kwete KTB inodhura zvakanyanya (state bank).
kubva kubhangi reArgenta kuenda kuKasikor bank 6 euros, zvisinei kuti imari ipi
Sezvo isu sezviri pachena tiri kubata nenhengo dzemhuri dzinobatsirwawo neizvi, unogona zvakare kutumira mari mwedzi wega wega netsamba yakanyoreswa. Izvi zvinoshanda chete kana vamwene vako vaine kero yepositi yakanaka. Iye ipapo anongofanira kunyora nyora paawana.
Chiitiko changu chekutumira mari netsamba yakanyoreswa muThailand yakanaka. Saka kana iwe uchivimba neDutch Post Office, iwe unogona kuzviita zvakare, hongu.
Kurudziro ine kadhi reDutch paakaundi yeDutch inoshandawo, asi sezviri pachena ine iyo yakashata kuti ATM iri pedyo iri makiromita mashoma kure uye vamwene havaratidzike kuva vanokwanisa kuvhara izvozvo.
Kutumirwa kweposvo muThailand hakugone kuvimbwa. Makore mashoma apfuura ndakaona kuti munhu weku Thai akaburitsa akavhura tsamba dzese dzakatumirwa kubva kunze kwenyika ndokuzodzikanda kure. Akakwanisa kubatirira kwegore kusvikira shamwari yegweta reThai yatanga kuongorora izvi uye ndipo paakadzingwa, pasina mhosva kana chimwe chinhu. Ndakapinda mumatambudziko makuru, semuenzaniso: zvitupa zvehupenyu kubva kuSVB nehomwe yepenjeni. Kana kuti mutero wekudzoka. Kutumira mari nepositi, yakanyoreswa kana kwete, HAZVIITWA.
Mushure mekusvika gore rinouya, tora bhangi reThai woisa mari mumari pakushanya kwese, kana zvisingaite kuburikidza neinternet banking kwegore.. mutengo wakachipa i200 batt, ndinobhadhara pagore kadhi uye hapana mutengo wePIN. [Bangkok bhangi].Ndizvo zvazvinoita.nzira yakanaka kwazvo.
simba netariro.
Ita kuti mudzimai wako afonere mukoma wake anyatsotsanangura kuti zvinofanira kupera
neiyo "maitiro ekubira", anofanirawo kumuudza kuti unoziva zvese nezvazvo uye usabvume izvi.
Sezvineiwo, zvamataura zvazara muThailand, izvi zvinoitika nguva dzose, ndinoda kukuyambirai kuti ndiyani ari kubatanidzwa mukurangana uku, ini handisi kungotya hama iyoyo.
kuburikidza ne westernUnion iyo haisi sarudzo
Ndinokutendai mose nokuda kwezano rakanaka, kufonera hama yacho kwakaguma nokutaura kuti yaizobhadhara, asi hatizvidaviri. Anotofanira kubhadhara amai vake pane kukwereta kuti achengete mwanasikana wake, asi hey, iThailand. Ndinofunga tichaenda kune sarudzo yekuvhura ING account uye kutumira kadhi (iniwo ndakazviita panguva iyo mudzimai wangu achiri kugara muThailand) Une zvese zviri pasi pekutonga uye unogona kuvhara account kana zvichidikanwa. Tinobva tawedzera mari + 1 Euro nguva imwe neimwe iyo vamwene vangu vanogona kubvisa.
Makadhi eprepaid zvakare mhinduro yakachengeteka, iwe unowedzera nemari yaunoda, uye wopa kadhi kumuteresi (va) muThailand, kuti vasave nehukama nebhangi rako rekutanga. Mastercard kana Visa mashandiro ari pasi pechiyero chiripo. Iwe unotonga kadhi iri online iwe pachako.
Zvinogona kunge zvakachipa kuendesa mari pamwedzi, mitengo inowanzosiyana kubva pa6-12 euros pamwedzi. Iwe unokurumidza kusvika pahuwandu hwakadaro nemitengo yekadhi rechipiri, mari yekubvisa iyo bhangi reNL inochaja uye iyo 180 baht pakutengeserana kunochajwa nebhangi reThai. Imwezve mukana ndeyekuti iwe une kutonga pamusoro pemari yakawanda sei yavanogamuchira muThailand. Kozoitawo Western Union, zvichingodaro. Asi kubva kune akawanda emablog apfuura pano paTB unogona kuona kuti izvi zvinogara zvichidhura pane kungotamisa kubva kuNL kubhangi reTH.
Amai vanongofanira kuvhura account yekuchengetedza nekadhi rechikwereti kuKasikorn bank, semuenzaniso.
Unogona kuendesa mari kuburikidza neING, uye ivo vanogona kuzobvisa mari ivo pachavo.
Takaita zvimwe chetezvo, hapana imwe mari yekubhadhara kadhi rechikwereti.
Rombo rakanaka!