Vadiwa vaverengi,
Iye zvino ndashanyira mudiwa wangu muThailand (Udon Thani) kaviri uye akandishanyira kamwe chete muNetherlands. Ndinocherechedza kuti pakutanga ndainyanya kunetseka nemubvunzo: ndinomuita sei kuti auye kuNetherlands? Ini zvino ndave nemufananidzo wakajeka.
Zvishoma nezvishoma pfungwa yakauya kwandiri, nei ndisingafaniri kutamira kuThailand? Pane zvishoma zvinondisunga kuNetherlands kunze kwekushanda kusvika 67 uye mwedzi mishomanana (ikozvino makore 55). Chero zvazvingava, zvichatora makore anenge 5 rudo rwangu (ikozvino 46 makore) runogona kuuya pano, uye izvo zvinouya nemari yakawanda, kubatanidzwa, dzidzo yemutauro, nezvimwewo. Pashure pacho, aizofanira kutsvaga basa pazera re ± 50, ane mukana muduku pamusika wevashandi mumaonero angu akapiwa mutauro uye makore. Ini pachangu ndaizofanira kuramba ndichishanda kusvika pamudyandigere, ndisinganyanyi kunakidza zvachose.
Saka, wadii kutamira kuThailand ini ndiri ± 60? Tengesa imba yangu pano. Wobva washandisa purofiti kubhiridha makore anotungamira kuhurumende yepenjeni nepenjeni? Ane imba yake, imba yacho yakabhadharwa makore anenge 50, kuitira kuti arege kushanda. Zvose zvinoita sezvinokodzera.
Mutengo wekurarama unoratidzika kwandiri, uchienzaniswa neNetherlands, wakaderera. Asi izvi zvakakwirira sei kana iwe uchitaura nezve 'nheyo' inogadziriswa mari yakadai semvura, magetsi, inishuwarenzi, nezvimwewo. Zvipfeko uye zvekudya zvinoratidzika zvakachipa kwandiri kupfuura muNL.
Kune vaverengi paThailand blog vane ruzivo neizvi? Mazano, mazano, chii chandiri kufuratira?
Uye handisi kutsvaga zvekutaura nezve mhuri ine nzara yemhuri kana vakadzi vekuThai kunokama Farang. Zviri nyore kuita. Ndeupi rudzi rwebhajeti repamwedzi raunoda kuchengetedza imba yevanhu vaviri ichienda nenzira iri nyore? Kwete zveumbozha asi zvisinganetseki maererano nemari yemwedzi nemwedzi? Chii chaunosangana nacho nehurumende, zvese Thai neDutch?
Ndirikuda kuziva nezvemhinduro.
Kwazisai,
JosefH
Mhoro Joseph,
Ndine zvirongwa zvakangofanana.
Ndanga ndichigara chikamu muBangkok kwemakore mashoma nerudo rwangu. Miripo yepamwedzi yega yega inoenderana nenzvimbo. Asi kweanenge mazana manomwe nemakumi mashanu - 750 euros pamwedzi iwe unofanirwa kuwana nzira refu.
Variables dzinoita kuti iwedzere kudhura ndeye, semuenzaniso, kubhadhara mota (pamwe neni pfungwa yekupokana. Hapana nzira).
Asi kune vanosungirwa kuve neavo vane ruzivo rwakanyanya & rurefu.
Rombo rakanaka nesarudzo dzako.
Wadiwa JozefH,
Iyi mhando yemibvunzo yakavhurika zvakanyanya kuti ipindurwe saizvozvo. Hapana mubvunzo kuti mhinduro dzinoenda kumativi ese uye vanoblogi vanoenda kune hurefu hukuru kuti vakupe mhinduro yakanaka. Zvingave nani kana iwe ukatsanangura yako wega mamiriro uye zvirokwazvo zvishuwo zvako maererano nekugara muThailand zvakanyanya.
Mibvunzo inonyanya kukosha ine chekuita nekuti iwe unoda kurarama zvakanyanya nzira yeThai kana kuomerera kuhupenyu hwako hwekuMadokero: mota / moped / bhasikoro / hapana, air conditioning kwese kwese mumba kana mafeni chete, chikafu chekuMadokero mazuva ese kana nguva dzose chikafu cheThai, inishuwarenzi yehutano yakafanana, kutarisira vana vanokura, kutarisira vabereki, mamiriro ehutano, nhamba yemazororo pagore.
Hurukuro nemazano zvakatopihwa pane zvese izvi maficha pane ino blog. Iwe unogona zvakare kutarisa zvese izvi zvikamu iwe pano uye woita mamwe mazano akanaka iwe pachako.
Mari yakakura uye inoremedza ishuwarenzi yehutano. Izvi zvinokurumidza kukubhadhara iwe € 400 pamwedzi.
Ini ndinonzwa izvi kazhinji, asi chokwadi zvinoenderana nezvaunoda inshuwarisi.
MuNetherlands ndakarasikirwa ne € 300.- pamwedzi kune isu vaviri, ipapo 2 x iyo deductible inowedzerwa.
Ndiyo € 4350 pagore, muThailand ndinobhadhara € 4210 kuAIA, ndinofanira kutaura kuti inishuwarenzi iyi inodhura zvakanyanya sezvaunokura.
Asi hazvisi zvakafanana muNetherlands here?
kwete, muNetherlands haubvumirwi kusarura zvichienderana nezera.
Hutano muNetherlands hunodhura 6000 € pamunhu pagore, saka € 12.000 kune imi muri vaviri.
Icho chokwadi chekuti iwe unongobhadhara mubhadharo we € 4350 imhaka yekuti kune mapoto akajairwa ayo chikamu chikuru chinopihwa mari. MuThailand, mari dzese dzinofanira kubva paprimiyamu.
Uye kwete, muNetherlands zera harina pesvedzero pahuwandu hwemutengo wepamusoro uye hurwere hwagara huripo hunogona kusaverengerwa uye kune chisungo chekubvuma cheinishuwarenzi yekutanga.
Ndizvozvo. Wese muNetherlands anongobhadhara chikamu, chinoti chinosvika €1300 yakananga premium uye €385 inobviswa pamunhu. Zvimwe zvinobva muhari yemutero, yakazadzwa, pakati pezvimwe zvinhu, neZvv kubhadhara kwako (ona zvinyorwa zvako zvegore). Nekuda kweizvozvo, mari yakawanda inoyerera kubva kune vechidiki kuenda kune vakura vanoshaya. Nzvimbo yemunhu akura asisina pfungwa inodhura €80k/gore. MuThailand hapana chimwe cheizvozvo, uye iwe unofanirwa kuzvivimba iwe nevatezvara vako. Saka kana ukazoda kuvhiyiwa kunodhura, unenge… hauna rombo rakanaka.
Ndinozviona muna baba (81) veshamwari yangu yebhizimisi. Sezvineiwo kune vese, aimbova mukuru, saka anofukidzwa neinishuwarenzi yemauto. Kana zvisina kudaro angadai akazvarwa patsva kwemakore anopfuura 10.
Kwete, muNetherlands mari yako yeinishuwarenzi yehutano haina 'kukura' nezera rako. Imwe yezvakanakira yekumanikidzwa inishuwarenzi.
Pazera remakore makumi mashanu neshanu, ndinopedza 55 baht pagore, ine yakazara yakazara. Saka 70.000 euros pamwedzi. Kuwedzera mushure memakore mashanu ega ega. Musikana wako mudiki anogona kushandisa yakajairwa inishuwarenzi yeThai kana inishuwarenzi imwe chete ye155 baht pagore, 5 euros pamwedzi.
Sekutaura kunoita Chris, kwete kupa mhinduro ine musoro nekuti zvinoenderana zvakanyanya nemamiriro ako ezvinhu. Nhamba yakataurwa ye750 - 1000 Euro pamwedzi yakaderera zvisingaite chero ipi zvayo.
Chandisingade kurerutsa shanduko yehupenyu hwako paunobva kuNL uchienda kuUdon Thani. Izvo zvakasiyana (zvinobvumwa zvakachipa) pane kutamira kuBangkok, Hua Hin, Pattaya kana Chiang Mai. Usatore pasi izvozvo - ndinonzwisisa kuti uri muukama hwepakutanga, asi kana hutsva hwapera iwe unenge wava muNakhon Hapana kupi pasina zvimwe zvekuita.
Uyezve, ini handizive kuti mari yako ndeyei muNL, asi kana iyo iri padivi, yakawanda inotsigirwa uye inorongwa nehurumende muNL, dzimwe nguva iwe usingazvizive. MuThailand iwe unofanirwa kuronga uye kubhadhara zvese iwe pachako, senge inishuwarenzi yehutano inotorwa naKhun Peter.
Dear Kees, sei kuzvidzwa kwaUdonthani.
Hauzivi kuti anoreva GUTA reUdonthani here kana kuti mudunhu.
Pachine zvakawanda zvekusangana nazvo muguta reUdonthani.
Zvakatotaurwa naKhun Peter ndiyo inonyanya kukosha.
Pazera remakore makumi matanhatu, mari yeinishuwarenzi muThailand yakaderera zvikuru pane pazera remakore makumi manomwe.
Uye ipapo haufanirwe kunge uine chero chirwere chekurapa, zvikasadaro iwe uri kunze kwerombo. Uye mushure mekuzvarwa kwako kwemakumi manomwe, rombo rakanaka, nekuti unoraswa kunze kwese kwese. Kunyangwe neinishuwarenzi yekufamba ine mari yekurapa.
Saka zvichave zvakawanda kuchengetedza kukwanisa kuvhara mari yekurapa yeramangwana.
Zano rangu kuna JosefH. Usagare kure nezvipatara zvikuru. Izvozvo zvinogona kubatsira mune ramangwana.
Pension yako ichange yakadzikira zvakanyanya kana ukarega kushanda wava nemakore makumi matanhatu uye
Ndinotenda kuti AOW inoderera ne2% pagore kana uchigara kunze kwenyika.
Iwe unofanirwa kuronga inishuwarenzi yehutano muThailand iwe pachako uye inodhura.
Kugara kwakachipa zvakanyanya kune anogadzira zororo, asi zvinogona kuodza mwoyo kune anogara kwenguva refu: Bhodhoro redoro muchitoro cheDutch: 20 Baht, muNed. Kubhadhara 140 baht. MuThai supermarket 40 baht, muThai inopa 60 baht. Zai rinenge rakadhura muThailand sepano, bouncer inodhura chidimbu.
Unoda mota, dzimwe nguva pazororo zvakajairika. Mhuri haifaniri kunge iine nzara yemari, asi zvakajairika kuti mupiro wako unotarisirwa mune zvimwe zviitiko. Hauna mari yaunowana, saka ndinofunga unofanirwa kuve ne800.000 baht uye kuchengeta muThai bank account. Izvozvo hazvizove dambudziko. Chii chimwe chinobatanidzwa mukuchengeta vhiza inoshanda inogona kuverengwa zvakakwana pane ino blog. Kana iyo mitemo icharamba yakafanana mumakore gumi hazvina kujeka zvakanyanya. Chinonyanya kukosha ndechekuti: Yakawanda sei AOW + penjeni yauchasara nayo kubva pazuva rako rekuzvarwa rechi10/67? Kuti uve padivi rakachengeteka, ndingafungidzira kuti panguva iyoyo iwe uchafanirwa kuratidza zviuru zana zveBaht pamwedzi mumari. (Zvino ndinotenda 68k kana wanga usina iyo 100.000k).
Kuvhara makore masere pasina kushushikana kwakawanda muhutano hwakanaka, ndinofunga nezvehushoma hwe8 €.
Mari dzakatarwa hadzina kunyanyoipa . ASI inishuwarenzi yehutano inopa muvharo wechipatara chakanaka (chenyika) umo vanachiremba vanotaura Chirungu chinonzwisisika inodhura zvakanyanya.
Zvakanaka, nekuda kwekuda kuziva + nyaya dzakawanda pamusoro pazvo, ndakatanga kutora zvinyorwa zvezuva nezuva muna Ndira gore rino. Chaizvoizvo zvose. Saka zvakare peturu, magetsi, internet
Tinogara nevanhu vatatu.
Ini zvakare ndine inishuwarenzi yehutano ini nemusikana wangu, inoteedzerwa nyore kusvika kumari yemwedzi. Ditto yemotokari uye moped inishuwarenzi kusanganisira mutero.
Ndinogara pakati peUdon Thani neSakon Nakhon.
Ndipe email kero yako uye ini ndichakutumidzira iyo 3 mwedzi yegore rino + iyo yakatarwa yegore mutengo
Inopa mufananidzo chaiwo.
Ndine chokwadi chekuti isu tese tinogovana kuda kuziva uku neInquisitor, asi kana ndikanzwisisa nemazvo, hazvizogutsikane uye manhamba acharamba ari chakavanzika chekutengeserana kumuverengi ari nyore kwenguva iripo.
Usakanganwa kutora kuderera kwemotokari, mudhudhudhu nemidziyo yese yemagetsi (firiji, TV, air conditioning, komputa, runhare, cooker) nezvimwe zvakadaro newe?
Uye haugone here kusimudza kakona kadiki kechidzitiro? Zvakawanda kana zvisingasviki 65.000 pamwedzi?
@fransamsterdam:
isingasviki 65.000 / mwedzi.
Asi ini handisi kuzotaura zvakadzama, vanhu vakawandisa vanofarira kutamba murume pane bhora. 5555
Uye izvi zvinosanganisira inishuwarenzi yehutano ye78.000 / gore.
Zvechokwadi, kuderera kwemotokari, midziyo yemumba nezvimwe zvakadaro hazvina kubatanidzwa.
Zvichiri zvemitambo! Muchokwadi, iwe unofanirwawo kusanganisira kuderera kwako kwese pazvinhu zvauinazvo uye zvauchazofanira kutsiva. Kunyanya mumuenzaniso wemubvunzo. Uye zvakawanda zvemagetsi uye zvinhu hazvina kudhura muThailand kupfuura muNetherlands.
Ndinoda kugamuchira data rako
Kutenda mberi !
Unogona kutenga mudhudhudhu we50.000 kusvika 70.000 baht. Maintenance ishoma. Sezvineiwo, chete shandura mafuta mumakore ekutanga, anosvika zana nemakumi mashanu baht pa150 km. Matayi emudhudhudhu anodhura 4000 baht pa2000.
Mari yemotokari yakafanana, yemotokari yepakati-siyana pazvikamu unobhadhara pakati pe7000 ne10.000 pamwedzi. Mari yekuchengetedza yakaderera zvakare. Kune Toyota yepakati kirasi, ndanga ndichibhadhara 1200 kusvika 2000 baht yemasevhisi e10.000 km kwemakore. Matayi akapoteredza 10.000 pa 4. Inishuwarenzi yemotokari yakatenderedza 15000 kusvika 20.000 baht pagore, yekutanga kirasi inishuwarenzi.
Mangwanani akanaka,
Ndinoda kugamuchira mari yako yepamwedzi uye yakagadziriswa yegore kubva kwauri. email address yangu ndeiyi [email inodzivirirwa]. Ndinogara muhuahin.
Nekukudzwa,
Dan Georg
Dear Inquisitor,
zvinoita here kuti nditumire email iyo muchidimbu zvakare?
email address yangu ndeiyi [email inodzivirirwa]
Kutenda mberi,
Richard Tsj
Kungofanana neInquisitor, ini ndinochengeta mari yekubhadhara (mune excel file) uye izvi kwete pamusoro pemwedzi ye3, asi nechekare kupfuura makore mashanu. Mumakore mashanu iwayo maiva nemakore maviri PASINA mari asi pasina kubhadhara chero chinhu (motokari, mudhudhudhu, nezvimwewo).
Zvinogona kunge zvichishamisa, asi ini ndinoona izvo zvinodhura FALL nekufamba kwenguva uye kudzikamisa mushure memakore mashoma, kwete kuwedzera. Izvi zvinonyanya kukonzerwa nekuti zvakawanda zvakatengwa mumakore ekutanga hazvidzoke. Zvakare nekuti unoziva zviri nani kwekutenga chii. Kuti iyi mhindumupindu ichakura sei mune ramangwana chiratidzo chemubvunzo.
Kupa fungidziro kune mumwe munhu, wausingazivi zvaanoda zvaanoda muupenyu hwezuva nezuva, hazvibviri. Unogona kurima 'banana' uye kunwa yakakurumbira 'Keen beer' uye kupfuudza ne2.5EU/d, kunyangwe nevanhu vana. Mumamiriro ezvinhu api aya ndinosiya kumuverengi, asi iwe unoda zvishoma kufungidzira kuti uzive kuti izvi zviri pasi pemutsetse wehurombo.
Chandinocherekedza inyaya yekuti kana iwe ukatora segwara izvo zvinodiwa nekubva kune imwe nyika, unogona kugara muThailand zvakarongeka, kunyangwe padanho rinoenderana nehupenyu muEurope (Belgium-Netherlands) uye kwete kubva iri pa'kupona'.
Attn Fransamsterdam: iri pazasi 65.000THB/m ine inishuwarenzi yehutano inosanganisirwa.
Iyi yekudzika maitiro ndeyechokwadi nekuda kwezvinhu zvawakatenga nekukurumidza, asi izvo zvinowanzo (zvinofanira) kutsiviwa pane imwe nguva. Saka kana iwe ukaverenga kuderera kwako semari, une 'homwe' yekuchengetedza zvinhu zvakanaka. Zvikasadaro iwe uchasangana neimwe nguva 'apo zvese zvinoputsika panguva imwe chete' uye iwe uchaerekana wava nemitengo yakakwira 'yemwedzi' zvakare.
Hi Inquisitor,
Takatotaurirana kamwe chete. Ndiri kutama kubva kuBelgium kuenda kuSeka, Buengkan kupera kwaChikumi. Ndingadai ndakada kuenda kuburikidza ne "chidzidzo" chako maererano nekushandisa pamwedzi. Zvinoita sezvinonakidza kwandiri. Mungandinongedzerawo kune kambani yeinishuwarenzi?
Mvg Luc Dierickx uye Da Noipech
Dear Inquisitor,
zvinoita here kutumira e-mail iyi pfupiso kwandiri zvakare?
email address yangu ndeiyi [email inodzivirirwa]
chinangwa ndechekugara mudunhu reRayong
Kutenda mberi,
Erwin
zvakanaka,
Pamagetsi ane 2 air conditioners, 1 iyo inogara iripo, ndinorasikirwa ne1.850 Bhat muSan Sai (Chaing Mai) uye 3.270 Bhat muBangkok (mamiriro akafanana).
Zvemvura muSan Sai 128 Bhat uye muBangkok 278 Bhat pamwedzi.
Telephone; muSan Sai neBangkok zvakaenzana ne690 Bhat (Dtac) pamunhu
Rent, asi hausisina izvozvo.
Thai food; muSan Sai, (vanovaunza pa scooter) avhareji ye30 kusvika ku40 Bhat uye tinoidya nesu tiri vaviri.
Kudya kunze katanhatu pasvondo kunodhura 400 kusvika mazana mashanu Bhat.
Gas; chete yekubika zai kana kugadzira muto, vanga vaine bhodhoro hombe regesi kweanopfuura mwedzi gumi nemana uye harisati rave risina chinhu.
Mafuta ema scooters maviri 100 kusvika 150 Bhat pasvondo, asi ini ndinonakidzwa nekutyaira makumbo mazuva ese. anofunga kuti uku ndiko kunakidzwa kwekupedzisira kweThailand.
tichitarisira kukupa maonero.
Gerrit.
ini ndoga(78). muRoi et, rarama pa20000bath pamwedzi
ndinogara kuNetherlands, ndiri muThailand kwemwedzi ingangoita gumi pagore. Unogona kugadzira/kuichengeta ichidhura kana kuti yakachipa sezvaunoda.
Iwe unogara muNetherlands. Free? Uye iwe uri zvakare inshuwarisi muNetherlands? Ndichiri kugara muThailand kwemwedzi gumi pagore? Wobva wakurunga zvinhu. Uye kubhururuka nekudzoka kunosanganisirwa mune iyo 10k pamwedzi? Iyi ndiyo nzira iyo Jan Splinter anopinda nayo munguva yechando.
kana iwe ukatora sehwaro iyo 65 000 Baht pamwedzi inodiwa kuvandudza yako yekuwedzera. Uchava mukuru asina dambudziko. Uye pakupera kwemwedzi unenge uchine imwe yakawandisa yemamiriro ezvinhu asingatarisirwi.
Ini ndinogara muBangkok metropolis, ndinorenda imba yekuEurope ine 2-imba yekurara, ndine 3 winch 4WD SUV -AT, ndinogara ndichidya kunze uye dzimwe nguva ndinoshanya kwevhiki 1 kana 2.
65.000 baht ikozvino yemunhu mumwe, akabvumirana.
Asi changamire parizvino vane makore makumi mashanu nemashanu, vanoda kushanda kwemamwe makore mashanu uyezve bhiriji angangoita makore masere neiyo imba equity / purofiti. Zvadaro tinenge tava nemakore gumi nematatu mberi asati awana AOW/penjeni yake yakaderedzwa. Kana akanakidzwa nazvo kwemakore manomwe, tatova nemakore makumi maviri mberi, saka unogona kushandura zviri nyore kuti 55 kusvika 5 panguva iyoyo. Uye handichaoni pension iya ichikura kudaro. Kana mari shoma inodiwa inopfuura AOW/penjeni yake, anozofanira kubva munyika. Iyo yakasara kukosha / purofiti kubva kumba yakagara yapera. Ipapo vachafanira kuenda kuNetherlands, netariro vachiri pamwe chete.
Ini handizive kuti murume uyu anogara kupi uye sei, asi kana iwe uchikwanisa kuhaya imba uye kuratidza kuti zviuru makumi matanhatu nezvishanu mari pamwedzi, zvingave zvakatonyanya kunetsa kuwana chouviri pakutanga, asi wozochengeta imba yako uye. mufananidzo wacho unotaridzika zvakanyanya kujeka kune ramangwana.
ndakanganwa kutaura kuti ndakaroora, uye handina mwana kana mamwe mabasa emhuri emari.
Funga nezve 800.000 Bath (400.000 + yakawanda mapepa) iyo inofanirwa kunge iri pane yako Thai bhiri.
Uyezve, penjeni yako yehurumende muNetherlands inoderedzwa ne2% kare kare gore rega rega uye unofanira kubhadhara mutero papensheni yako yenyika muNetherlands. Uyezve, shuma kune Immigration mazuva makumi mapfumbamwe ega ega uye paVisa nyowani ye90 Bath gore rega rega.
Uyezve, iwe uri Farang saka mitengo inogona kukwira uye chikafu chako che "Dutch" kuMakro kana Tesco zvakare chinodhura kupfuura kuruma kwako mupunga. Iwe hauchagone kugara muThailand nepenjeni yakazara yenyika wega
Iwe haugamuchire vhiza nyowani, asi yekuwedzera inodhura 1900 baht.
musiyano mutengo wekugara Belgium - Thailand
Thailand 41% yezvaunoshandisa pano
ruzivo kuburikidza newebhusaiti: numbeo
Rukwaziso rwose
Iwe hauwane zvakawanda kubva munhamba idzodzo. Kana dzakabva pakutsvakurudza kwakadzama zvachose, dzichiri mavhareji. MuThailand, misiyano pakati pematunhu yakakura kwazvo.
Zvakare funga nezve chokwadi chekuti kana muchigara mese muThailand kana Netherlands, iwe unogashira inoenderana AOW bhenefiti. Kubva muna 2018, iyi i807 gross pamwedzi kune akaroora kana kugarisana. Iwe uchiri kukwanisa kuwana kuregererwa kubva kune kumwe kubviswa kuburikidza nemutero.
SVB inotarisawo muThailand kuti munogara mese here kana kuti kwete. Funga pamusoro peizvi.
Rombo rakanaka
Nguva inotevera paunoshanyira Thailand, edza kuita muchidimbu zvawakashandisa pasvondo/mwedzi.
Ungade here kugara panzvimbo iyi muThailand?
Inishuwarenzi yehutano inyaya yakasiyana.
Tarisa nemakambani akasiyana avanobhadharisa pamakore makumi matanhatu nemashanu, makore makumi manomwe, nezvimwe.
Ndezvipi zvisingabatanidzi zvavanoshandisa kune zvirwere zvekare.
Inishuwarenzi yeupenyu hwose here kana kuti inomira pazera remakore 70?
Mudiwa anopihwa inishuwarenzi sei.
Kana hukama hwacho hukapera, unogona kuenderera mberi nemari here? Ungade here kuronga (yekurojesa) condo / imba iwe pachako?
Mumakore mashanu (5 - 55) shanduko zhinji muThailand! Funga izvozvo!
Wese munhu anogara nenzira yake uye saka kune akawanda sarudzo akavhurika.
Kune vakakwana NL expats vanongoita mubairo weAOW, ndafunga €1120 panguva ino.
Inishuwarenzi yehutano zvechokwadi inocheka mukati me € 400, ichikwira kusvika ku € 500. Asi sezvawakaratidza, iwe unobhadharawo muNetherlands, saka iwe unogona kuyambuka zvishoma.
Inishuwarenzi yemota yese njodzi yakatenderedza € 250 p / gore. Iwe haugone kupotsa mota, asi haifanirwe kunge iri nyowani, pane zvakawanda zvinopihwa.
Fixed cost, kwete kunyanyoshata, mvura kubva kukanzuru €5 p/m, magetsi €50 p/m. kubika gasi € 10 pabhodhoro
Zvipfeko, zvinhu zvemumba, chikafu chakachipa zvakanyanya kupfuura muNL. Mafuta edhiziri € 0.70 peturu € 0.80 p/l
Unogona kubvunza kuti musikana wako anoda kurarama nei uye kuti mari yake ndeyei.
Uyezve, hurumende haisi mutoro NL inofara kuti yakarasikirwa newe uye Thailand inofara nekusvika kwako, shure kwezvose, iwe unopomba mari muhupfumi. Visa ye50+ hapana dambudziko.
Udon Thani iguta rakakura rine zvitoro zvakawanda, maresitorendi, nezvimwe
Wanga uri pazororo kakati wandei, saka unoziva kwauchaguma uye nekupisa kuri kuita pano. iwe unofanirwawo kujaira, mushure mezvose haudi kugara pamberi pemhepo inogadzirisa zuva rose.
Ndaiti rongedza mabhegi ako, unogamuchirwa kuUdon.
Vamwe vatauri vakatonyora pamusoro kuti unonyora zvishoma zvishoma nezvezvishuwo zvako kuti unofunga kuti ungagara sei muThailand.
Iwe uchararama zvachose seThai, kana iwe une imwe pfungwa yehupenyu hwako yaunoda kuchengeta kune dzimwe tsika dzekuMadokero.
Chete tsika dzekuMadokero dzekudya, zvichienzaniswa neNetherlands, dzinogona kutodhura zvakanyanya. Kupfuurirazve, pazera ramakore 60 kwaizovawo kusachenjera kutanga kuchengeta mari nokuda kwepurogiramu yeinishuwarenzi youtano yakanaka.
Izvo zvakakoshawo kuti uzive izvo mudiwa wako uye angave mhuri yake ine maererano nemari inotarisirwa.
Zvishuwo zvemari, izvo zvichiri zvakavanzwa nekunyemwerera kunotapira, zvinogona kuerekana zvave chokwadi kana ukasangwarira.
Icho chokwadi chekuti mukadzi mudiki weThai anotida isu semukuru weFarang munharaunda yake ane izvo zvisingadiwi nevakawanda kunzwa, kazhinji hapana chekuita nemaziso edu ebhuruu akanaka, asi nenyaya yekuti anotarisira kuchengetedzwa kwevanhu.
Zvakakoshawo kuziva kuti uchapona here munzvimbo kana mumusha maanogara.
Pazororo, uye mutsva murudo, tsika yakasiyana zvachose inofadza uye inowanzonakidza shanduko, asi mukufamba kwenguva nekushaiwa kweunyanzvi hwemutauro uye zvido zvakasiyana zvachose zvichawedzera kufinha.
Zvese zvinhu izvo iwe pachako unofanirwa kufunga nezvazvo nemusoro wakajeka, uye zvausingakwanise kutarisira chero zano kubva kudivi rake.
Ndinogara muimba yekuroja muRayong.
Dzimba dzinodhura 12.000 baht pamwedzi ne
1 air conditioner inenge nguva dzose iri uye inosanganisira nhare
runhare uye internet kubatana.
Gara uchidya kunze kweThai neEuropean.
Ndine mudhudhudhu wandinogara ndichifamba nawo.
Iva neinishuwarenzi yehutano ye20.000
pagore.
Ndine makore 62 uye ndine vanhu 2.
Ini ndinobuda pane isingasviki 50.000 pamwedzi uye
ndinogona kuita zvandinoda.
Josef ane makore makumi mashanu neshanu saka achiri kukwanisa kutora inishuwarenzi yehutano yakachipa: Ndakabhadhara $55 chete muThailand kubva pazera re55 kusvika pazera makumi matanhatu neinobviswa ye60 $. Uye kubva pa1200 kusvika 1000 hazvifanirwe kunge zvichidhura zvakadaro.
Ipapo Josef ane penjeni yake uye mushure memakore makumi matanhatu nemanomwe zvakare AOW diki (nokuti anosuwa - kana akatama pa67 - 55 × 12% = 2% yeiyo & anogara pamwe chete, saka anongowana 24% ye76 euros (mari 807).
Zvakadaro, neAOW nepenjeni angangokwanisa kubhadhara mari yeinishuwarenzi yehutano munguva yakafanira.
Nezve mari yekurarama: nekuti anogara mahara (anenge akabhadhara imba) anogona nyore kuwana ne1000 euros pamwedzi (saka kusasanganisa inishuwarenzi yehutano, matikiti endege uye pamwe nekutenga mota).
Inoshanda zvakanaka kwandiri zvakare.
Ndanga ndichigara muThailand kweanopfuura makore 25 zvino. 20 makore phuket uye zvino 5 makore muUdon Thani.
Kana uchiifarira unogona kusvika kwandiri kuburikidza ne-e-mail yangu uye ini ndichakutsanangurira zvinhu zvishoma.
Ndine ruzivo rwakawanda
Gr.Jochen
E-mail [email inodzivirirwa]
Dzimwe nguva ndiri kuChiangrai, mari yekugara i1000 euros pamwedzi isu tiri vaviri, ipapo mari yemotokari, internet, inishuwarenzi yehutano, inosiyana, asi haufanirwe kufunga kuti inyika ine usimbe, tengesa imba yako, ungafunga nezvazvo, unogona zvakare kuirenda, une mari yakawanda here muThailand, unofanirwa kusangana nezvisungo zvemari pamusoro pemakumi mashanu emakore, wobva wamira pa50 makore, wobva wawana ma euro Pension yehurumende pazera remakore makumi matanhatu nemanomwe nemwedzi mitatu ingangoita 25 euros net pamwe chete; 540 euros, uye ipapo iwe uchiri kusangana neiyo 67 baht paaccount yako, uri miriyoni here kana kuti une anopfuura mazana maviri ezviuru emaeuro muakaundi yako uye 3 maeuro, ipapo ini ndofunga nezve 940 baht, ipapo ini ndofunga nezvekugara kweThai. uye mumwe wangu haawane musoro mune chero mamiriro ezvinhu kurwadziwa kubva, uye anogonawo kuona mhuri imwe nguva, saka kune wese munhu isarudzo yake, ndinovimba iwe unotora iyo chaiyo, rombo rakanaka kune vese.
Ndakatambira tsamba kubva pamudyandigere uye yanga yava 67 + 3 months asi iko zvino yasvitsa makore makumi matanhatu nemasere uye handisi kufara nazvo.
Wadiwa Joseph,
Kunyanya zvichienderana nemararamiro ako asina kujairika hazvisi nyore kuziva zvinodiwa, ramba uchiedza.
Inodiwa hupenyu hune budiriro i50.000 Bath pamwedzi, iyo inosanganisira:
chikafu, zvinwiwa, magetsi (2 air conditioners), gasi, mvura, internet, runhare, mutengo wemota (mafuta, kuchengetedza, matayi, inishuwarenzi), kutenga zvidiki, waini, doro, whisky uye zvimwe zvigadzirwa, inishuwarenzi yemba, diki. mari yekuchengetedza imba .
hapana ::
kuderera kwemotokari, mazororo, nzendo dzekuNL, mari yekugara, kutenga kukuru, semuenzaniso maairconditioner, firiji, TV, mota, nezvimwe; saka unofanira kuuya nemari iyoyo kubva kune yaunoti purofiti yeimba yako, kana yepenjeni yakakora.
Imwe nyaya yakasiyana ndeyeinishuwarenzi yehutano, ini handingatori kunze, inokurumidza kudhura 15.000 Bath pamwedzi, iyo premium inogona kuwedzera nezera, mukuona kwangu zviri nani kuchengetedza mari yepamusoro uye kubhadhara mari yehutano, unofanira kugara kunze. yemitengo yepamusoro yehutano hwemakore anenge 5, iyo njodzi, kana kuunza mari, ndinozviita seizvi uye zvinofamba zvakanaka (makore gumi emubhadharo wakachengetwa ndeye 10 / mwedzi X 15.000 = 12 / gore x 180.000 vanhu ndeye 2 / gore x 360.000 makore ari 10 kubvisa 3.600.000 mari yekuchengetedza hutano mumakore 300.000, kuchengetedza ndeye 10 3.300.000. Kana hutano huri hurombo ikozvino, iyo inogona kuva njodzi yakawedzerwa, nzvimbo yakakura inodiwa pakarepo nokuda kweizvi, mari muchipatara chehurumende yakawanda zvikuru. pasi, asi kutarisirwa kwemhando, dzimwe nguva, zvakare .
Bhizinesi rebhangi re800.000 Bath rinokurudzirwa kusangana nezvinodiwa zvevhiza kune retirement visa, saka haufanirwe kuratidza kunetsekana ne65.000 mari pamwedzi; deposit kubva kumari ichaunzwa.
Kana muchigara pamwe chete, mune yakaderera Aow, ingangoita 800 Aow (discount 2% pagore x 7 years iri 14% yatoderedzwa), hapasisina muripo wemudiwa, mutero muNL, IB 100 Euro, net 700 Euro, i27.000 Bath. Musikana wako haazovaki AOW achiri kugara muThailand.
Muchidimbu, penjeni yako inofanira kunge yakakwira seAow + yako yekuchengetedza mari yehutano kana mutemo ndeye 400 Euros pamwedzi 15.000 Bath (hazvidiwi kana iwe ukaunza mari yakakwana, yakawanda sei? Mamirioni mashoma Bath shoma) + bhadhara kutenga kukuru kubva kuguta guru kuti uunzwe (kana kubva mupenjeni yemafuta) + mari yekurarama (musikana wako atove ane imba, asina imba, asina imba yekurenda).
Saka: muAow 27.000 + pension 27.000, 54.000 inodiwa, 50.000.
Imwe mari isingabatanidzwe inofanira kubva kumidziyo kana zvishoma nezvishoma kubva pamudyandigere wakakwira kupfuura zviuru makumi maviri nezvinomwe.
Ichokwadi kuti iwe unogona kupfuura nezvakawanda zvishoma, asi ipapo uchafanirwa kuchinjisa mararamiro ako kune sarudzo dzauinadzo, kwete mota asi mudhudhudhu, pasina air conditioning, nezvimwe.
Wakamboenda kuThailand 2 x uye musikana wako 1 x muNL, haunyore kuti wanga uripo kwenguva yakareba sei uye iye muNL. Iwo maonero angu kuti iyi inzvimbo yakamanikana yekutama uye kupisa ngarava dzese kumashure kwako zvisati zvaitika, zvinokurudzirwa kuti uwane humwe ruzivo rweThailand nekuenda ikoko kwemamwe makore mashoma uye rega musikana wako auye kuNL kakawanda. Iwe haugone kuhaya imba yako, unoda purofiti kubva kumba kuti ukwanise kubhadhara mari isingabatanidzwe, asi iwe unofanirwa kuzvitonga iwe pachako.
Pfungwa dzako dzekuda kutamira kuThailand uye kutora pamudyandigere uchangozvibhadharira dzinoita sedzinoedza asi hadzina njodzi. Vaka uye wedzera hukama kutanga. Rombo rakanaka uye ndinovimba unowana aya manhamba uye zvandinotaura zvinobatsira.
NicoB
Zvinhu zviviri zvinondibata pano zvakare: "kurarama seThai" uye "inishuwarenzi yehutano inodhura". Yekutanga hongu inoreva: kurarama senge POOR Thai. Ini handirarame zvakadaro ini uye bhajeti redu rekutanga mari yekugara yemukadzi wangu weThai neni ingangoita 15000 baht pamwedzi. Nekudaro, zvimwe zvekuwedzera zvinobva kune imwe chirongo, senge mvura nemagetsi ... zvino inotoenda ku20.000 baht.
Hatina mota. Hatichada (zvakadaro), nekuti isu tinogona kuita pasina iyo (mudhudhudhu ine sidecar yezvido zvekutakura zvakati kurei inokwana mu99% yemakesi).
Inishuwarenzi yehutano. Ndine inshuwarisi yakanaka yekubuda kunze iyo ikozvino inondidyira 230 Euros pamwedzi uye inondibhadharira zvishoma pa80. Izvi zvinokonzerwa nekuwedzera kwemutengo wepagore, asi kwete zera rangu. Mumwe wandinozivana naye ari mubasa reinishuwarenzi pachake anogara achindirayira kuti ndigare nekambani iyoyo uye ndisatora yake, iyo yakanakawo.
Kungosiyana kwemitengo: shamwari yangu yakanaka yaive ne inguinal hernia. Kurapa kunodhura pachipatara cheBangkok muHua Hin 160.000 baht. Muchipatara cheSan Paulo 230.000 baht uye semurwere weVIP ane kamuri yakazvimirira muchipatara cheHua Hin: zviuru zvinomwe zvebhaht. Zviuru zvinomwe. Zvinogona kunge zvakachipa, akadaro, asi akatora mhando yemhando yepamusoro. Mari iyoyo yakanga ichiri pasi pemupiro wega wega wehutano inshuwarisi yeDutch.
Saka pano zvakare zvinoenderana nekuti unosarudza sarudzo ipi.
Ini ndaigaro tarisa bhajeti rako repamwedzi zvausingareve hushoma, asi hupenyu hwaunogona kugara uchichengetedza mari yekuwedzera uye inowedzera.
Sjaak, ungada kutiudza pano pablog yedu kuti ndeipi kambani yeinishuwarenzi?
Kana kana izvi zvisingabvumirwe, ndapota tumira email kune jomel(at)chello.nl
Ndinokutendai mberi
Zvese zvine hukama, asi musimboti unofanirwa kuzviita pasi pemamiriro akatsanangurwa ne1000 baht pazuva, pasina inishuwarenzi, tenga mudhudhudhu we15,000 baht.
Mukuwedzera, kuchengetedza 10k yemavhiza uye kumwe kuchengetwa.
Asi zano rakanakisa: tanga waenda kunogara ikoko kwemwedzi 2-3 yakazara, usati wafunga chimwe chinhu sekutengesa imba, unoendawo kunorenda sezvakanyorwa kare, ipapo unogona kugara uchidzokera kana kuitengesa gare gare. Uyezve zvichibvira; ngaauyewo kuNetherlands kwemwedzi 2-3 yakazara kuti azvione.
Mushure memakore gumi nemanomwe ekuziva kugara, kugara uye kushanda muThailand, ndinoda kukuudza zvinotevera: kana iwe uchida kurarama nenzira yakapusa yekuMadokero, mukaka, chimedu chenyama, bota, girazi rewaini, chingwa, muchero, uye iyo mhando yezvakajairwa, zviri nyore zvigadzirwa zvekumadokero, iwe unodhura zvakanyanya muThailand. Zvichienzaniswa semuenzaniso Spain, inenge 17-30% inodhura.
Asingasviki mavhiki maviri apfuura ndakarapwa kuBangkok Hospital Hua Hin nehutachiona mumapapu angu, bhakitiriya pneumonia. Mari yemazuva masere ekuyamwisa, pasina maoparesheni, kurapwa nemishonga inorwisa mabhakitiriya: 2 Thb. Ehe, iwe unoverenga izvo chaizvo: 8 Thb.
Ndinokushuvirai mangwanani akanaka uye mumuke zvakanaka.
Inoramba iri nyaya inobatanidza, mari.
Asi ini ndinowana fungidziro yekuti vasina kugutsikana havagare muTH ivo pachavo uye ivo vanonyanya kuita zvakanaka.
Uyezve, ndinoziva kubva pane zvakaitika kwandiri kuti kugara munzvimbo dzinoshanyirwa zvakanyanya kunodhura kupfuura kumwewo.
Uye zvechokwadi, kana iwe uri pazororo, kana kunyange kugara pano kwenguva yakareba asi ichiri yenguva pfupi, iwe uchapedza yakawanda kupfuura kana iwe uchigara pano zvachose.
Ipapo iwe haupedze zuva rega rega mubhawa, pamhenderekedzo yegungwa. Usaende kunze kwekudya kwemanheru zuva nezuva. Iwe unonhonga kubva kune vekuzvarwa: chikafu chakanaka kubva kumatanga. Kuzvibikira, kutengwa pamusika panzvimbo yeFoodlands inodhura kana Tops. Muchidimbu, unorarama zvakajairika.
Uye unobuda munyika ino yakanaka usina matikiti endege anodhura - nokuti hapana anotaura kuti paanokuudza kuti zviri nani kuuya kuno gore negore ... . Iwe unofanirwawo "kunyora pasi"!
Uye iyo inishuwarenzi yehutano inotyisa anenge munhu wese.
Vanhu vakajaira kuhutano hwakanaka muEurope kwenguva yakareba. Nepo munyika zhinji zvakangofanana nepano. Kunyangwe muUSA.
Pane chirevo chekumabvazuva chekuti ndakagadzira hupenyu hwangu motto:
“Zviri nani kurarama makore 10 sengwe pane kurarama makore 100 sekamba”
Saka kune munyori weiyi blog: enda nazvo. Move.
Ini ndinogara munyika "yakafuratira" yakatenderedza Pho Thale uye ndinosvika zviri nyore pamakumi maviri emazana baht pamwedzi, pasina muripo weimba, hapana kubhadharwa kwemota uye pasina inishuwarenzi yehutano.
Ndakaitawo sarudzo iri kuitwa naJosef munguva yakapfuura. Chiitiko changu ndechekuti kutarisa mune ramangwana uye kuita masvomhu zvinoita sechinhu chakanaka, asi kashoma kuva chokwadi. Kwandiri, zvakawanda zvakaratidzika zvakasiyana pazuva rekuyambuka. Ndakanga ndiine imba iyo pakukwirira kwayo muNetherlands ingadai yakaburitsa mari inosvika zviuru makumi manomwe zvemadhora mupurofiti, asi izvo zvakazoita kuti ndirasikirwe ne70.000 euros. Pakupedzisira, nekuda kwemhedzisiro yemutemo wemutero we38.000, penjeni yangu yakatemwa neinopfuura 2015 euros pagore. Nekuda kwematambudziko muna 3000 uye nekuda kwekuita purofiti yakakura yevazhinji vanowana hupenyu hwavo munyika yezvemari. Mafungiro achiri kuratidzwa nhasi uye anogona kuzvidzokorora zvakare. Asi hongu rwendo rwangu rwaive rwatorongwa kare, ndakasiya basa, ndikatsvaga penjeni ndikabhuka rwendo. Wobva waenda zvako. Ndichisvika kuThailand nemakore gumi nemasere echiitiko chezororo, ndakafunga kuti ndaizokwana muno uye zvakazongove chokwadi chikamu. Zvakakosha kuti iwe uzvizive iwe pachako, asi kazhinji unozozviziva mushure mekunge zvaitika. Kune vanhu vane vana, asi vobva vaona kuti havana hunhu hwekuvarera nerudo. Kune mienzaniso yakawanda yeizvi. Kutamira kune dzimwe nyika idanho rakakura uye harifanirwe kurerutswa. Chaunorasa kana kusiya charasika uye chinosara chinoenderana nezvakawanda. Hauna pesvedzero pazvinhu zvakawanda. Zvematongerwo enyika ndizvo zvinotara mafambiro emudyandigere uye handifungi kuti zvichatibatsira tese. Pane mari yakawanda muhari iyo vanhu vanoda kushandisa zvakasiyana. Iwe unobata sei nemafungiro muThailand akasiyana zvachose neatinoziva muNetherlands, kana kuti iwe unogona kunge wakawana mukurerwa kwako? Kana iwe uine hunhu hwechameleon uye uchitsigira mai pen arai zano (hazvina basa kana zvese zvakanaka), iwe unoenda kure muThailand. Vhara meso ako kune zvakaipa, setraffic, nharaunda, chipfambi, hurombo nezvimwe zvakadaro. Kana uine mari yakakwana saka zvese zvinogoneka, kana zvisiri mhinduro yakajeka. Zvino hazvizoshande uye kushushikana kuchauya. Kune vazhinji muThailand vakaodzwa mwoyo, asi havagari vachifambira mberi.
Kutarisana nestress mukuchembera kwako chinhu chandisingashuvire pane chero munhu, asi zvichiri kurongeka kwezuva. Saka funga usati wasvetuka uye nerombo rakanaka nemasvomhu, asi usanyanyovimba nazvo kana uchivimba nevamwe, sezvinoita vazhinji vedu. Favour factor ishoma kwazvo pakati pevanhu.
Ini pari zvino ndiri kukahadzika, ndiri kusvitsa makore makumi mashanu nemasere uye ndiri kutanga kuve nematambudziko mazhinji nemusana nepfudzi, ndine chivakwa changu uye bhizinesi uye ndinogona kungoita mari yekuzadzisa zvemari, (pasina kuwana mari) iri pakati peBangkok kubvira A Condo pakati peBangkok kwemakore 58... hapana chimwe chandanga ndichiita kunze kwemasvomhu nguva pfupi yadarika. Ndoda marii? , mari yangu yakatarwa yeCondo yangu ingangoita € 9 pamwedzi (varidzi vemubatanidzwa kusanganisira inishuwarenzi yekuvaka), inishuwarenzi yemukati nemvura, chiedza neinternet.
Handidi mota.
Ini handinwi doro uye ndinongofarira chikafu chinonaka cheThai, nguva nenguva ndichichinjana nechikafu chekuEurope.
Pamutengo wehutano ini ndinoverenga pamadhora mazana maviri nemakumi mashanu pagore kune vanhu vaviri (vakaroora kuThai)
Ndatove neakaundi yekuchengetedza neThb 800.000 uye ndinotarisira kutengesa zvinhu zvangu muNetherlands.
Funga iwe kuti uwane nyore ne € 1000 pamwedzi (kunze kwekutenga kunodhura uye kuderera)
Iye zvino bhadhara yakawanda yemutero wezvivakwa uye inishuwarenzi muNetherlands.
Ndave nemwedzi ndichirara zvakaipa ndoita sei ………
Wadiwa Adrie, kurara zvakaipa hakuna kunaka. Chii chaunofanira kuita?
Verenga zvose zviri pamusoro apa zvakanyatsonaka, bvisa ruzivo rwaunoda, shandisa kumamiriro ako ega uye uiise papepa, ipapo iwe haungarambi uchiverenga, nemashoko ose mumutsara une maonero akanaka.
Uyezve, ona kuti iwe unowana kuongororwa maererano. musana wako nepfudzi uye bvunza vanachiremba zvaunogona kutarisira kubva kwavari mune ramangwana.
Inishuwarenzi yehutano inofungidzira iwe, wadii kunyura mukati uye uone zvaunogona kutarisira, wobva waziva chokwadi ichocho.
Iwe haudi mota, watova neCondo, 800 paaccount futi, haudi doro, uchipihwa mararamiro ako, unogona kuwana ne38.000 B pamwedzi, asi tanga waenda mushure meiyo hutano inishuwarenzi, izvo zvakakosha, wobva waona chasara kana mari inodiwa wobva waita mutongo wako.
Iwe une midziyo, yako pfuma, bhizinesi, kana iwe ukashandura iyo kuita mari unogona kuishandisa kuwedzera zvinodiwa pamwedzi, asi uine makore makumi mashanu nemasere, unofanirwa kubhuroka ngoro kwemakore akati wandei, pasina mari.
Muchidimbu, tanga waunganidza chokwadi uye wozotanga kuverenga zvakare.
Rombo rakanaka,
NicoB