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Home » Mubvunzo wemuverengi » Thailand mubvunzo: Unogona kutenga imba ine 50% yemortgage?
Vadiwa vaverengi,
Ndave ndakaroora mukadzi ane rudo wechiThai kwemakore akati wandei. Ndave kusvika pamudyandigere, asi tese tine mari yeDutch. Isu tave kuronga kutenga imba kana imba (condo) muThailand. Zvechokwadi ndichanyatsodzidza zvose mamiriro uye zvinogona kuitika. Zvisinei, pane mubvunzo mumwe chete unondinetsa:
Kana tikatenga imba muThailand, semuenzaniso, hafu yatinobhadhara nemari yedu uye tichida kukwereta imwe hafu neyenguva yemakore gumi, pane mabhangi anopa zvikwereti zvakadaro? Uye kana zvakadaro, pasi pemamiriro api uye ndeipi bhangi yatinofanira kubata? Ndeapi arizvino mhindu uye mitengo yembande muThailand?
Mudzimai wangu ane zvese Dutch uye Thai pasipoti.
Kutenda mberi.
Kwazisai,
Henk
Vatori: Iwe une mubvunzo kune vaverengi veThailandblog? Shandisa contact form.
Zvandinoona ndezvekuti mabhanga anofarira kusakweretesa mari kune vanodya penjeni. Kunyanya kune vanhu vanoshandira hurumende, iyo inobva yaita se guarantor. Vanogonawo kuva vatorwa.
Bhizinesi rinogoneka, asi bhangi rinobvuma nekuzeza mushure mekunyatsoongorora.
Mune mhaka yako iwe unoda kubhadhara hafu iwe pachako uye kukwereta imwe hafu. Zvisinei, mari inodiwa pamubereko nekudzorera inobva kunze kwenyika. Iyo ipfungwa yakaipa uye bhangi harina simba pamusoro payo.
Kuti ugare pano unofanirwa kuve ne800000 Bht mubhangi kana kuwana mari yakakwana yekuvhara iyi mari kana musanganiswa wezvose. Iwe unofanirwa kutora inishuwarenzi yehutano inodhura.
Thailand haina mambure ekuchengetedza munharaunda, zvinokurudzirwa kuve nebhafa ye2 kusvika ku3 miriyoni Baht kutora chero zvipingamupinyi.
Izvi chete: imba nenyika zvichange zviri muzita remukadzi wako, asi iwe waitozviziva.
KUBUDIRIRA!!!
Iwe une mari yepenjeni, iwe unobhadhara inishuwarenzi yehutano kubva kwairi, ndeapi mamwe mambure ekuchengetedza aunoda? Imba kana kondomu yakatobhadharwa hafu uye mabhangi anobva asisaiti chero njodzi kana kukosha kwakakwira zvakakwana uye anogona kuitengesa nemutengo wakaderera kana mubhadharo usina kuitwa, handisi kuona dambudziko kubhangi uye ndinofunga. vanoda kuwana mari asi zera racho idambudziko kwete mari, nekuti haugone kukwereta kana wapfuura makore makumi matanhatu. Iwe unogona kuronga condo muzita remutorwa uye imba yaunayo yehupenyu hwese usufruct, haufanirwe kuve muridzi, asi iwe une kodzero dzese kunze kwekuti haugone kutengesa imba. Nenzira, imba inogona kungonyoreswa muzita remutorwa, ivhu harigone uye kana uchida izvi unogona kunyora kuti chanut ine chekuita nevhu chete, unogona kupatsanura chanoot ipapo une 60 chanuts, 2 ye pasi uye 1 yeimba. Uye hongu, kuroora kuThai, ipapo zviuru makumi mana mari pamwedzi kana mazana mana ezviuru mubhangi zvinokwana. Rombo rakanaka.
Kwausingaone dambudziko hakuna basa kubhangi reThai. Kudzidzira kunoratidza kuti zvakaoma chaizvo kuwana chikwereti kana remba semutorwa. Kunyanya kana usingashandi pano. Ingotarisa nemabhanga mashoma. Wobva waziva zvimwe.
Ger-Korat, une chokwadi kuti pasi pemutemo weThai unogona kuva muridzi weimba asi kwete ivhu. Kunyangwe iwe uchinyatso kuronga nenzira iyi zvinoenderana nekuti iwe unoda kupi muThailand.
Handina kubudirira muSongkhla, gweta rangu rakataura kuti muBangkok, semuenzaniso, kuvaka kunoshanda zvakanaka, asi Hofisi yeNyika muSongkhla haina kujaira uye yaisada kuzviita nenzira iyoyo.
Isu takakwanisa kunyoresa isufruct pavhu neimba, izvo zvinoita sekunge zvinoenderana nekuti unoenda kuLand Office ipi. MuThailand zvinogara zvichisiyana pane hofisi chii uye chisingagoneke, ingoedza kuvhura account yekubhangi semutorwa...
Zvakanaka, iwe wakwegura uye hauchakwanisi kuzviita zvakare. Unoda rubatsiro rwekurapa uye hauchakwanisi kuita chero chinhu iwe pachako. Ipapo Netherlands yakanaka nehari dzayo dzemagariro. AWBZ, semuenzaniso, Unoda mambure ako ekuchengetedza izvozvo. Isu zvino takabatanidzwa nenzira isina kunanga mune izvozvo. Izvi zvinodhura Bht 30000 pamwedzi muBangkok, kusasanganisa mishonga nemidziyo yekurapa. Uye, heinoi, kunze kwemari yemapepa kune vanamukoti. Verenga pa2 × 5000 Bht pamwedzi, kana zvisina kudaro ivo vanongoita hafu uye vanojekesa.
Kuno kuMubaan, 20% yedzimba dziri kutengeswa nekuda kwekutorerwa bhanga uye ndizvo zvave zvichiitika kwese kwese kwemakore.
Hapana bhangi richafara. Tichifunga zera rako chokwadi. Uye mamiriro ehupfumi hwese.
Status is No.1 kune wese weAsia. Hapana mukadzi wechiThai anozvibvumira kudzvanywa nekugona kuva muridzi wevhu asi kwete imba uye zvivakwa zvakafanana.
Tarisa usati wasvetuka!
Unopa mazano akanaka. Vanhu vazhinji havafungi nezvazvo zvakakwana. My buffer is even 4.000.000
Inishuwarenzi haibhadhare zvese. Iyo inonzi Inpatient insurance haina kukwana zvachose.
Iyo 800.000 THB mubhangi yevhiza yewanano ndeyechokwadi. Izvi zvaidiwawo neimmigration kwandiri.
Zvinogona kutsanangurwa kuti sei, semunhu akaroora, waifanira kuratidza 800 baht mari yebhangi kana uchiwedzera nguva yako yekugara.
Izvo hazvina basa kuti iwe unovandudza sewakaroora pahwaro hweMuchato weThai kana seMudyandigere (50+).
Sezvo zvisina basa kana vhiza yako yekutanga Kwete-immigrant yakawanikwa seMuchato weThai kana seMudyandigere (50+)
Ndizvo zvaunenge wasarudza. Semunhu akaroora une sarudzo pakati pezviviri
Muchato weThai weRetired (kune makumi mashanu hongu)
- Kana iwe ukakumbira kuwedzerwa, semunhu akaroora, nechikonzero che "Thai Marriage" saka inogara iri mazana mana emazana kana makumi mana emari.
-Zvisinei, kana iwe ukakumbira kuwedzerwa, semunhu akaroora, nechikonzero che "Retired" saka iwe unofanirwawo kusangana nezvinodiwa zveMudyandigere, hongu, kunyangwe wakaroora muThai. Huwandu hwebhangi saka 800 Baht kana ukashandisa iyo mari yebhangi
Ndizvo zvawazvibvunza.
18. Munyaya yekuve nhengo yemhuri yerudzi rweThai
… ..
6. Panyaya yekuroora mukadzi wekuThai, murume ari mutorwa anofanira kuwana avhareji yemuhoro wepagore isingasviki Baht 40,000 pamwedzi kana kuti anofanira kunge aine isingasviki Baht 400,000 muakaundi yekubhangi muThailand kwemwedzi miviri yadarika kuti avhare. mari yegore rimwe.
"Inonzi Inpatient inishuwarenzi haina kukwana zvachose." Unoti
Iwe unosarudza huwandu hweinishuwarenzi yako pachako. Saka iyo premium ichaenderana neizvi.
Yangu i$200 Inpatient uye nei izvo zvisina kukwana?
https://www.immigration.go.th/en/?page_id=1890
Andrew, uri kufungidzira. Kune akawanda evafambidzani veThai vanobvuma kuve varidzi venzvimbo uye kodzero yenzvimbo yefarang. Ndizvo zvakanga zvakaitawo mumamiriro angu ezvinhu. Muchokwadi, rendi yakanyoreswa zvakare 'kuvaka' kwakadai, kushandisa mazwi ako. Verenga iyi blog zvakare; mazano akawanda akapiwa pamusoro pazvo.
Pakupedzisira, AWBZ yakabviswa pakupera kwa2014. Kodzero idzi dziri muWLZ, Health Insurance Act neWMO.
Hello,
Hapana mukadzi wechiThai anozvitendera kubatirwa pasi uye kwete imba? Mhoro !? Kana mari yese ichibva kwauri, saka ndinofunga iwe unogona kuisa mamwe mamiriro. Kana mukapa zvinhu zvose, ndiani angazvirega achitsikirirwa? Kamwe kabvudzi pamazino ako ndingati. Ini zvechokwadi ndine chivakwa ichi: ivhu muzita remukadzi wangu uye ndine sufruct yehupenyu hwose. Uye mudzimai wangu anofara nazvo.
Mune imwe nyaya iwe hauna chekutaura uye kana mukadzi anotapira akachinja pfungwa dzake mushure megore ndokuti: iwe unogona kubva, iwe hauna chaunotaura.
Saka sarudza: zvivakwa chete zvine usufruct zvinokupa chero dziviriro.
Erik, mutemo muThailand wachinja here? Mukuona kwangu, kodzero yekuvaka uye kodzero yekurenda, chero zvese zviri zviviri zvakanyoreswa zvakanaka pane chanoot, zvakangochengetedzeka mukuwedzera kune kodzero yeusufruct. Kodzero idzi dzinoita kuti zvisakwezva kuti mutengi atenge chinhu.
Beats . Asi pandakatanga kutaura nezve“kodzero yokuvaka” muhofisi yevhu, munhu iyeye akanga asingazivi zvandaitaura. Ndakabva ndatora kuvaka nesufruct, vakazviziva.
chaizvo, kune izvi zvivakwa iwe unovimba zvizere neruzivo uye nekunaka kweiyo yakakodzera hofisi yevhu.
Kune vanhu vakawanda vane imba muzita ravo sevatorwa kana mune fomu yekambani. Usufruct uye kubata kambani uye muridzi wemba zvinhu zvakajairika kune mutorwa uye ndosaka vanhu vachinyora nezvazvo, kana iwe usingazvizive iwe haufanirwe kutaura kuti mukadzi weThai haazvigamuchire, anobhadhara anosarudza uye neimwe nzira. unongoroja chete.
Icho chokwadi chekuti iwe unofanirwa kubhadhara zviuru makumi matatu pamwedzi kuti ubatsirwe chakasarudzika, kuona zvipingamupinyi munzira iyo zvisipo kune ruzhinji hazvina musoro uye kuisa iyo yakasarudzika semutemo waunofanirwa kuwana 30.000 kana 2 miriyoni baht pa. ruoko haruna kufanira; Avhareji yekuchengetedza mari yemunhu wechiDutch iri pakati pe3 ne25.000 Euro uye iyo yakakwirira muEurope, vamwe vese vekune dzimwe nyika vaizosvika sei kune 35.000 kana 2 miriyoni baht reserve.
Kuno muKorat, muMoobaan yangu yakakura uye nevamwe vazhinji, hapana chiri kutengeswa uye, kana chiripo, chinotengeswa zvakare nekukurumidza. Imwe chirevo chekuti kune yakawanda yekudzoserwa kwebhangi nekuti icho chingori chikamu chidiki muhuwandu hwematemu, tarisa pachiyero chebhangi uye iwe uchaona zvishoma uye zvechokwadi kwete 20% nekuda kwekudzoserwa kwebhangi, asi mashoma muzana. haatorekeki zvobva zvatevera kubatwa.
Wadiwa Henk, mubvunzo wako unoreva kuti unofunga kuti unogona kutora chikwereti sefarang/mudyandigere muThailand. Izvozvo hazvina kujairika. Muchokwadi, chinangwa ndechekuti farang, seasiri mutorwa-O uye nekudaro achiramba achikumbira Immigration mvumo yekugara gore rinouya, anobhadhara mari yekutenga nzvimbo uye imba. Zvino nyika neimba zvichanyoreswa muzita remukadzi wako, uye iwe ucharonga kubhadhara. Nekudaro, kune mabhanga anopa mari hafu yemutengo wekutenga weimba/condo. Zviri nani kuvakwa kutsva.
Mudzimai wako, ari Thai, anogona zvechokwadi kutora chikwereti chemba. Kuwanda kwechokwadi kunoenderana nekuti imarii yaunoda. Mudzimai wako anofanira kunge ari pasi pemakore 60 uye ane mari yakadzikama. Nomuzvarirwo, iyo yakakwira mari, iyo inokwirisa iyo mari yembangi. Mari yako inobva yaverengwa sechivimbiso.
Imwe sarudzo, kana mabhanga asingadi, kutenga zvakananga kubva kumugadziri weprojekiti. Asi kazhinji vanochaja mubereko wakakwira zvishoma uye mazwi mapfupi ekubhadhara.
Nderipi bhangi rakakunakira? Handigoni kutaura. Vamwe vanhu vanofunga kuti BKB ndiyo yakanyanya kunaka, vamwe vanopika neKTB. Paunenge uchigadzirira, tanga watarisa mawebhusaiti akasiyana emabhangi. BKB bv inopa paThB 5 miriyoni ine temu yemakore makumi maviri yeThB20K pamwedzi nemari inowanikwa pamwedzi ingangoita ThB36K. Asi kana iwe uchida ThB 60 miriyoni kwemakore gumi, zvinozokubhadharira ThB 2,5K pamwedzi nemari inowanikwa pamwedzi yeThB 10K. Chibereko chinokwana 28%. Ramba uchifunga kuti iyo % ichawedzera iko zvino Bhangi reThailand riri kukwidza mhindu nekuda kwekukwira kweinflation.
Asi kana wakagadzirira kubhadhara imwe mari muzvikamu zvemwedzi nemwedzi, rendi yekutanga. Uye tarisa-tarisa uzvizivise. Chokwadika, zvinoitawo mutsauko kana uchizogara muguta guru kana kuti mumusha muduku, uko ungave une yakakwana yokubhadhara mari yeimba ine bindu kana kuti furati yakafara zvikuru. Rombo rakanaka!
Nehurombo, mibvunzo yako haigone kupindura neruzivo urwu rushoma. Kune zvakare misiyano padunhu, kunyangwe dunhu kana guta. Uyewo imba iripo kana imba inofanira kuvakwa, teerera pasi. Condo chimwe chinhu chakasiyana nekuti ndinogona kufunga kuti chakavakwa uye kunyangwe panguva yekuvaka mutengo unozivikanwa. Asi mucondo mune mhando mbiri: 2 muzita remutorwa kana muzita reThai. Kunewo misiyano mikuru. Iwewo hautauri kuti imarii yako wega inowanikwa. Zano rangu, huya kuThailand uende kunzvimbo yaunoda kugara uye tarisa-tarisa uye taura nevamiriri nemagweta usati waita chero chinhu kana kusaina chero chinhu.
Moderator: Izvi hazvinei nechokuita nemubvunzo zvakare. Ndokumbira ungopindura mubvunzo.
Farang akarega basa achaona zvisingaite kuti atore chikwereti chemba.
Mudzimai wako wekuThai anongogamuchira chikwereti chete kana akakwanisa kuratidza mari yakakwana mukudzoka. Saka achafanira kushanda pano.
Ndaive nedambudziko rakafanana patakatamira kuno. Mudzimai wangu aiva nemakore 46 panguva iyoyo uye akanga asingachakwanisi kuwana basa rakanaka. Naizvozvo kukwereta kwakanga kusingabviri, saka ini (nenzira yokuzengurira) ndakashandisa mari yangu yose yandakachengeta kuti ndikwanise kuvaka.
Iye zvino patova nemakore anopfuura 10 uye tichiri kufara pamwe chete. Ndichitarisa kumashure, ndinofara kuti hatina kutora chikwereti chinodhura.
Kris, ndinoziva manzwiro ekushandisa mari iyoyo.
Asi zvinogara zvakachipa kushandisa mari iyoyo paimba pane kutora chikwereti cheimba imwe chete iyoyo.
Kana iwe usingade kutora njodzi yakawandisa nemari yako yawakachengeta, iyo yekudzoka ichakurumidza kudzika pane inodhura Thai mortgage inodhura.