Kunyura mumvura yeinishuwarenzi
Nekuvhiringika mumoyo mako rhythm, pamwe nekupfupika kwekufema, unoenda kuna chiremba wemwoyo kukiriniki yake muHua Hin. Mushure mokuongororwa zvishomanana, anotenda kuti kuongororazve muchipatara kunokosha uye zvichida kunyange angioplasty. Ndine VGZ's Universal Complete Policy, iyo inovhara zvinenge zvese zveexpats zvinotenderwa neVGZ. Anonyora tsamba yekuendesa kuBangkok Hospital muHua Hin,
Zvakazoonekwa kuti imhosva yake, nekuti murume uyu anodyidzana nechipatara ichi sachiremba wemwoyo. Mangwanani anotevera ndinofanira kuenda kuBe Well kunoongororwawo. Ikoko chiremba anoti anowanzoendesa varwere verudzi rwangu kuchipatara cheHua Hin, chipatara chehurumende. Zvakangonaka uye zvakachipa zvakanyanya. Kunyangwe ini ndine inishuwarenzi yakanaka, ndinogara ndakatarisa zvinhu zvidiki zveVGZ netariro yekuti mabasa angu akanaka acharatidzwa mumitengo yemwedzi wega wega (710 euros muna 2023).
Chipatara cheHH chinoita sechisingaite bhizinesi nemakambani einishuwarenzi ekunze, chinogona kundiitira mukati memazuva mashoma, asi chinoda dhipoziti ye200.000 baht. Iye zvino handisi murombo, asi handina mari yakadaro mubhokisi rezvipikiri nokukurumidza, nengozi yokuti VGZ haizondibhadhara chero chinhu.
Ndinobva ndabata VGZ nerunhare, izvo zvinogona kuitwa kuburikidza nenhamba yenyaya dzekukurumidzira (VGZ emergency centre) kana nhamba yenyaya dzisingakurumidze. Izvo hazvitore panguva yemaawa ehofisi zvakare uye kuburikidza nenyaya dzekukurumidzira ini ndinopedzisira ndave neasina kukurumidza. Ikoko nhaurirano inokura pakati pangu nemukadzi ari pabasa nezve kugona kweangioplasty. Izvi zvine chekuita nemubvunzo wekuti ndinoda mvumo kubva kuVGZ yemaitirwo acho. Hongu, izvi zvinogona kurongwa, asi kana ndikasazviita, ndinomhanya mungozi yekurwadziwa kwemoyo, semuenzaniso. Uye izvo, zvakare, ndezvekukurumidza uye hazvigone kurongwa. Mukadzi wacho anongondipa zano rokudzokera kuNetherlands. Ini ndinopokana kuti ndakabviswa kunyoreswa kwemakore mazhinji uye ndinogara muThailand. Ndosaka ndine Universal Complete Policy. Mushure meimwe pfungwa anofanira kubvumirana neni, asi ini handiwane mhinduro yakajeka nezvemvumo.
Zuva rinotevera ndinoenda kunzvimbo yemwoyo yeBangkok Hospital muHua Hin. Vanoita sevanongofarira mapepa einishuwarenzi. Ndichafonerwa kana vaziva zvakawanda. Ini ndinofanira kusaina mapepa maviri, rimwe remaitirwo ane musiyano fluid (55.000 baht) uye rimwe reangioplasty, pamwe nekuiswa kwe stent (260.000 baht). Izvi zvinosanganisira husiku huviri mukuchengetwa kwakanyanya (!).
Kana ndikasanzwa kubva kuchipatara cheBangkok, nzvimbo yemoyo inondiudza kuti zvinotora nguva kuunganidza data rese (ndakanga ndapa zvese ini) uye kuti mvumo kubva kuVGZ inogona kutora kusvika svondo. Hazvina kujeka kuti ndiani ane mhosva kana chimwe chinhu chikaitika kwandiri panguva ino.
Ndakabva ndafonera veEmergency center yeVGZ zvakare kuti ndibvunze. Mukuita, izvi zvinoshanduka kuita ANWB emergency centre, asi zvese zvinoitika ndiko kupihwa kwenhamba yefaira. Mazuva maviri gare gare, zvakadaro hapana kuonana. Chipatara chinoreva VGZ, iyo inoti ANWB emergency centre iri kubata nyaya iyi. Nyaya yekabati nemadziro, asi izvo hazvina kwazvinondisvitsa.
Mushure meimwe runhare, zvinozoitika mushure memazuva maviri kuti kutumirwa kubva kuna chiremba wemwoyo kuri pabepa kubva kukiriniki yake. Uye VGZ inoda izvozvo pabepa kubva kuBangkok Hospital. Notaben kubva kune imwechete cardiologist. Ndiko neChishanu masikati. Ndinovimba. Sezvineiwo, chiremba wemwoyo ari muBangkok kupera kwevhiki kwese… Manheru, tichidya, nzvimbo yekukurumidzira inorira. Ndinogona pakupedzisira kupinda pasi pebanga.
Hazvidaviriki Hans, zvingada kukupa chirwere chemoyo, nemutengo wepamusoro we € 710 pamwedzi ye Universal Complete Policy kubva kuVGZ unogona kutarisira basa rakasiyana zvachose.
Ini ndinoshamisika kana paine inokwanisika imwe inishuwarenzi yako?
Hans, kurumidza kupora! Zvose zvinogona kushanda uye iwe uchakurumidza kudzokera kune zvakajairika. Uye tepi tsvuku, o. kana zvasvika pamari, chipatara chese chine kufarira mapepa ako. Uye chete ipapo yebanga….
Hans vanMourik anodaro munaKurume 4, 2023 na13,00:XNUMX PM NT
Kubva 2007 ndave neinishuwarenzi neVGZ Universeel yakazara neThailand senyika yekugara uye handina kumbove nematambudziko ako.
1) Muna 2009 ndakabatwa neColon Cancer.
2) muna 2013 Colon cancer
Panguva 2 neinodiwa yekuchengeta, kusanganisira gumi nemaviri chemo, CT scans, CT pet scans.
Pakarepo akabatsira nekugadzirisa muChangmai Ram Hospital
Akandirongera zvese ne insurance yangu
Muna 2018 ndakarwara nechirwere chepfungwa muNetherlands uye ndakabatsirwa muLeeuwarden MCL
akagara 5 days ikoko
Mushure memwedzi 1.1 / 2 kudzokera kuThailand ndokuenda kune Neurologist muchipatara chimwe chete
Muna 2020 ndakatanga kuita dambudziko remaziso ndikaenda kuna chiremba wemaziso, ndakabaiwa majekiseni mashanu ndichibva ndati mira, asi hapana chandiri kuona.
Ndanyorawo zvinhu zvese izvi muThailand blog
Kubva June 30, 06 ndanga ndichigara muNetherlands zvakare muKTOMM Bronbeek, asi ndinouya pano gore rega rega kwemwedzi mitanhatu.
Ini ndinoda kunyora chidimbu nezve izvi muThailand blog.
Dzimwe nguva unofanira kushandisa pfungwa dzako pamusoro pemanzwiro ako
Pfungwa dzangu ndedzeNetherlands, asi manzwiro angu iThailand
Hans van Mourik
kururamisa mumhinduro yangu yapfuura.
Panguva 1) inofanira kunge iri 2009 kenza yeprostate
Hans van Mourik
Ini nyaya yese iyi handisi kuinzwisisa zvachose. Ivawo neVGZ uye vanonyatso kuronga zvese mukati memaawa mashoma zvakanyanya. Mufananidzo wegwaro rangu (VGZ app) uye zvese zvakarongwa. Kushanda kwemamiriro ezvinhu kwaidiwa, mukati meawa 1 yose waranti yakagamuchirwa uye yakagamuchirwa.
Ndinofungidzira kuti uri kureva kuvhiyiwa kwecataract. Ndinonzwisisa kuti zvakafamba nekukurumidza, nekuti aya ari nyore uye akachipa maitiro evarwere vekunze
Inishuwarenzi huru ine pamwedzi premium ye710 Euros, uyezve inotumirwa kubva pambiru kuenda kune post kana iwe uine chimwe chinhu.
Ndekupi zviitiko zvevaexpats, avo vanoramba vachisimbirira kuti inishuwarenzi yehutano haifanirwe kudhura, uye kuti farang inenge iri pamberi muzvipatara zveThai.
Nezuro zvakaitika kuverenga nyaya yemumwe murume wechiDutch, ane zita randisingadi kutaura, uyo akasiiwa neinishuwarenzi yake yechirwere chemoyo, icho vanhu vava kushevedzera rubatsiro paFacebook, kuti abhadhare kupindira kwake. 250.000 baht zvachose.
Ndinoshuva kuti Hans pamwe chete nevekupedzisira kuti zvinhu zvose zvive zvakanaka, uye kuti vose vachange vaine hutano hwakakwana zvakare nokukurumidza sezvinobvira.
Inishuwarenzi yehutano muThailand haifanirwe kunge ichidhura zvakadaro. Ingori sarudzo yaunosarudza. Munyori wechinyorwa, uyo akagara muThailand kwemakore akawanda, anosarudza kuchengeta NL yake inishuwarenzi pamutengo wepamusoro. Kana achizvida nenzira iyoyo uye sezviri pachena achikwanisa kuzvitenga, zvakanaka. Asi Euro 710 pamwedzi x 12 ichiri Euro 8.520 pagore. Mari yakawanda. Kune vamwe, iyo yegore mambure AOW huwandu. Munyori wezvinyorwa, kune rumwe rutivi, ane mari yekurapa yeThB 315.000. Zviverengere wega kuti ieuro yakadii, wobva waverenga kuti imarii eeuro/baht yakabhadharwa mumaprimiyamu mumakore achangopfuura chete, uye kuti maprimiyamu api "akaiswa" anogona kuwanda. Kana iwe uchifanira kurapwa zvirwere zvakakomba gore negore, nzira ye8/4 isarudzo iri nani pane zvinowanzobhadharwa pamwedzi. Uye kana iwe uchifunga kana kutya kuti unomboda kurapwa chirwere chikuru, bvunza AAinsure.net uye Health Inishuwarenzi yeThailand faira: tinya pane chinhu chakakodzera kuruboshwe.
Bye Grumpy.
Hauna kutendeseka zvachose.
Zvakanaka kana iwe ukaenzanisa izvi neiyi angioplasty kurapwa. Asi usakanganwa kuti vanhu vakwegura kazhinji (kunyanya mushure mekuita uku kwemwoyo) vanofanira kutora mishonga kwehupenyu hwavo hwose. Uye akawanda einishuwarenzi ekunze anoda kuti iwe uise inishuwarenzi yemushonga zvakasiyana. Kwete mushonga wemazuva gumi nemana ekutanga, semuenzaniso.
Asi mishonga yese iyi inogara ichidikanwa inofanira kuve neinishuwarenzi yakaparadzana.
Uye ndicho chigumbuso. Mushonga wacho pachawo unodhurawo, saka inishuwarenzi iri maererano.
Uye hongu, kana iwe ukangoenzanisa mari yechipatara uchipesana neprimiyamu, zvino zvakachipa. Asi hazvisi pasina kuti vamwe vanachiremba vanoomerera pakubvumirwa kutsvagisa. Zvadaro mari iyi ichadzorerwa uye mishonga (kana zvichidiwa) ichapiwa kwemazuva gumi nemana.
Uye kana iwe uchifunga kuti unogona kutora inishuwarenzi yemishonga PASHURE pekurapwa kweangioplasty, mushonga uyu nemishonga yese yemoyo zvichabviswa kubva kuinishuwarenzi.
kwaziso Janderk
Mhoro Janderk, handisi kuona kusarongeka pandinoti mubhadharo we8520 eur pagore unofanirwa kukupa chikonzero chekufunga nezve dzimwe sarudzo. Kunyanya kana mishonga inodawo kupihwa inishuwarenzi yakaparadzana. Ko iyo yekupedzisira premium haizove shoma, handiti? Zvakadaro- Ndakataura 2 sarudzo: iyo 8/4 nzira, uye kubvunza https://www.aainsure.net/. Ini pachangu ndinoshandisa sarudzo yechitatu: mwedzi wega wega ndinoisa 10K thb parutivi mune yakaparadzana bhangi account yekuchengetedza, kuva yakakwira savings mubereko pamwedzi makumi mana nemasere. Kana paine chiri kuitika ndine chirongo ichocho. Kana ndikatadza nekuti chirongo hachisati chazara zvakakwana, ndine rombo rakanaka kuti ndagara ndiri munhu asina mari uye zvakadaro, kunyanya pandakatanga gadziriro dzangu dzekutama panguva iyoyo. Kana pasina chiri kuitika, mudzimai wangu achava nebhuku rekuwedzera rokubhangi munguva yakafanira. Onawo Wim van Beveren pa48
Ndakanganwa kuisa chikamu chakakosha chekutaura kwangu. Nokuti sei iwe ungatora inshuwarisi yehutano inodhura kana, sezvo @janderk inoti: "kana iwe uchifunga kuti unogona kutora mishonga yemishonga PASHURE pokurapa angioplasty, mushonga uyu uye mishonga yose yemwoyo ichabviswa kubva kuinishuwarenzi." Chokwadi hausi kuzobhadhara mari yepamusoro gore rega rega kumakambani anotengesa inishuwarenzi yehutano asi usingasanganisire zvirwere zvinotevera uye / kana hurwere nemamiriro ezvinhu aripo? Haufanire kupa mari yavo purofiti zvakadaro!
Wadiwa Grumpy.
Kutanga taura kuti inshuwarisi yehutano yeDutch expat haina chekuita nevakuru veDutch kana nemutero weDutch mutero. Handisi kuti wakurudzira izvozvo. Asi expat inishuwarenzi inishuwarenzi iripo yakaparadzana nechiremera chehutano. Inishuwarenzi yehutano yakajairika. Iyo chete yekubatanidza yainayo inowanzo fanana mutemo uye mutemo mamiriro (semuenzaniso inokwana 365 euros inobviswa). Iko kuverenga kweiyo premium kwakasiyana kune yega inshuwarisi yehutano. Iwe hauna sarudzo dzekudzorera kubva kuDutch mutero (kubvumidzwa kwekutarisira).
Uye zvitore kubva kwandiri kuti kambani yeinishuwarenzi muNetherlands haizotengese kana kuchengetedza inishuwarenzi yekurasikirwa.
Ndataura izvozvo ndinofanira kuti uri muverengi murombo.
Ini pachangu ndakanga ndava kuda kumisa inishuwarenzi yangu muNetherlands.
Kusanganisira zvinokurudzirwa neimwe kana akawanda manyorerwo eblog
Ikoko ndakamhanyira mudambudziko rekudzingwa nemishonga. Uye sezvamunoziva, mishonga inowanzova mari. Vese vaneinishuwarenzi, pasi rose, vanoziva izvi.
Iwe unogona zvakare kupa inishuwarenzi yemishonga yako uye iwe unogona zvechokwadi kupa yega inishuwarenzi yekuchipatara, mari yekuongorora uye zvakasiyana mutengo wachiremba.
Asi maDutch expat insurances (ingave kubva kune imwe kana imwe inshurensi) anobhadhara mutengo wechipatara, vanachiremba, bvunzo uye zvakare mushonga (kusanganisira oncology). Mari dzega dzisiri dzeinishuwarenzi imari inoshamisa yekurapa senge yekupinzwa mumusha unochengeterwa vakwegura.
Uye zvechokwadi unogona kuchengetedza mari kana iwe, seDutch Calvinist, ukaisa hupfumi pakutanga
Uye zvirongo zvichavaka kune chero mutengo ungauya. Uye nditende, vazhinji expats vezera vanogona kukuudza kuti aya ekuwedzera mari achauya.
Saka ini ndinoti kana iwe wakura uye uine yeDutch expat yehutano inishuwarenzi, hausi kuzochinja nekukurumidza uye wotanga kuvaka chirongo chezviitiko. Usati watanga chirongo, chirongo chacho zvichida chatova chisina chinhu.
Pamari yandinobhadhara inodarika mazana matanhatu emaeuro pamwedzi, ndava nephysiotherapy kanenge kaviri pasvondo, uye mari yekufambisa kuenda kuphysiotherapy. Ini handisati ndasangana nazvo mune zvese zvinopihwa zvandinogara ndichigamuchira kubva kumarudzi ese emakambani einishuwarenzi ekunze ekunze (Cigna, IAI, nezvimwewo). Uye ndine nguva yakawanda yekupfuura mazviri.
Uye izvo zvakasiyana nemishonga yandinongodzorerwa semurwere wemoyo.
Uye wozodzokera kune yekutanga kutaura kwaHans (Bos). Zvechokwadi, kutarisirwa kunorongwa kunoenderana nekubvumirwa kusati kwaitwa (izvi ndizvowo muNetherlands, asi izvi zvinowanzoitika kunze kwekuona kwemurwere nechipatara uye inshuwarisi yehutano). Zvinosuruvarisa, tinofanira kuzviita isu pano. Icho chokwadi chekuti inishuwarenzi yehutano muNetherlands haisi nguva dzose inopindura zvakakwana nevashandi vasingazive nezveinishuwarenzi yeexpat irombo rakaipa. Asi sezvakataurwa naHans, zvakava zvakanaka. Asi kana chiremba wemwoyo muThailand akaona zvakakodzera kuita angioplasty nekukurumidza, zvingadai zvakaitwa mukati memaawa maviri kubva pakuona kweinishuwarenzi. Iyo angioplasty kurapwa inogona kunge yakaitika mukati memaawa makumi maviri nemana (chiitiko). Uye ndicho chikonzero nei ndichiti ndisatora danho repakati kubva kune nyanzvi ine maitiro kunze kwechipatara.
Kwaziwai Janderk
Wadiwa Grumpy, ndinobvuma kuti inishuwarenzi ye8520 Euros pagore haigoneki kumunhu wese, uye inotodhura.
Zvakadaro, ndine chokwadi chekuti munyori wenyaya akafananidza inishuwarenzi iyi nemamwe mainishuwarenzi ake, uye akasvika pakugumisa kuti iyi ndiyo sarudzo yake.
Pachave nemakarukureta akangwara achaverenga mari iyi mumakore gumi kusvika gumi nemashanu kuratidza vamwe kuti vakawana marii mushure, kutora imwe kana kusava neinishuwarenzi.
Hindsight zvinoreva kana iwe wakaita rombo rakanaka kuti hauna kumbobvira waita mamiriro, tsaona, kana kuvhiyiwa kukuru.
Kana, pazera ramakore 76, ndaizobatanidza mari yeinishuwarenzi yose yandakanga ndabhadhara zvisina kufanira muupenyu hwangu pashure, zvino, tichifunga kuti ndakanga ndachengeta zvose izvi, ndaigona kusada chero inishuwarenzi zvachose.
Kudai ndakanga ndisina rombo rakanaka makore 15 kana kupfuura apfuura, ndingadai ndakafara zvikuru neinishuwarenzi inobvumwa zvikuru inodhura, pamwe ndisingafaniri kunetseka pamusoro pemari.
Ndichiri ndisina, kana inishuwarenzi yakachipa, ine zvakawanda zvisingabatanidzwe ndingadai ndakave murombo sotemieter izvozvi.
Kana ini nguva nenguva ndichinzwa nyaya kubva kune vekune dzimwe nyika vazere nerumbidzo nekuda kweinishuwarenzi yavo, zvinowanzovanzwa kuti ivo vane premium, nenjodzi yavo uye pakupedzisira vanofanirwa kuverenga pane zvese zvinogoneka zvisingabatanidzwe.
Handizivi nhoroondo yehutano uye yekurapa yemunyori wenyaya, asi ndingafungidzira kuti aida kudzivirira izvi zvisingabatanidzwi zvemamiriro ezvinhu akamborapwa, nezvimwewo nenzira yeinishuwarenzi iyi inodhura yenguva yakapfuura ikozvino, uyewo mune ramangwana.
Munhu akwegura ane inishuwarenzi yakachipa inobvumwa anogona kuva nezvakawanda zvokusabatanidzwa nemhaka yerombo rakaipa, anogona, pasinei zvapo nemari yake yakaderera, kuva asina chokwadi zvikuru kana iye ari chaizvoizvo inishuwarenzi.
Zvichida munyori wenyaya anogona kunyora chimwe chinhu munguva, nei akasarudza iyi inishuwarenzi.
Matambudziko anocherechedzwa uye arikunyuka muInsuranceland neZvipatara.Basa rakawanda rinoitwa padivi nepadivi uye mumwe haazive zviri kuitwa nemumwe.makore ari muchipatara chimwe chete neinishuwarenzi imwe chete. Mapato maviri anowanzo pfuura vhiki uye mumwe haazive zviri kuitwa nemumwe. Iniwo ndine inishuwarenzi yehutano yeDutch ine kambani inozivikanwa yeinishuwarenzi yehutano uye izvi zvinoitikawo zvakanyanya ipapo.Ndinobhadhara 1 euros pamwedzi, inova chikamu chikuru chemari yangu.Asi iwe hauna imwe sarudzo kana sarudzo, uye zvirokwazvo kwete. kana wakakuvara zvakaipisisa .Paunenge wapinzwa muchipatara, vanhu vanowanzonyepa kwemazuva akati kuti panoitwa zvishoma kana kuti hapana.Kusvikira mari yevimbiso yagamuchirwa kubva kuinishuwarenzi.Kana vabuda muchipatara, vanhu vanowanzofanira kumirira mazuva mashoma kusvika mari inotambirwa Ipapo vanhu vanotoziva mangwanani kuti unogona kuenda kumba, asi unomirira kusvika manheru kuti uende kumba. Nenzira, Geert, iwe unogona chete kuwana yakachipa uye yakanaka inishuwarenzi kana iwe uine yakanaka bhajeti iwe pachako.
Ini ndinobhadhara 432 THB pamwedzi yekudzorera zana kuburikidza neSocial Security yemushandirwi.
Ini ndaimbove muchipatara cheSikarin Bangkok uye ikozvino kuRajthanee muAyutthaya nekuti inishuwarenzi yanga yakavanzika mumakore achangopfuura uye isisiri kuburikidza nemushandirwi.
Zvipatara zviviri zvakazvimirira zviri kutora SS..
Saka John, variko uye handisi ndega
Hazvina musoro kutaura premium yeinishuwarenzi yako yeThai kuburikidza nemushandirwi pano, nekuti iyi yakaderera premium inosanganisirawo muhoro wakaderera, paavhareji 20% yemuhoro weDutch, uye nekuwedzera, hautore kodzero dzeAOW kana iwe. usagare muNetherlands, pagore nezve 50 EURO / 2000 baht pamwedzi, iyo yaunorasikirwa nayo uye unogamuchira zvishoma kubva kuzera rako remudyandigere wehurumende, uyezve handitombo taura nezvekambani yemudyandigere accrual.
Ger, ndinoshanda semaneja pane imwe nyika. Ndosaka ndisisazvinetse nezvemudyandigere wehurumende wandinosuwa, ingangoita 42%. Uye zvakare kune kupihwa kwepenjeni, senge muNetherlands, kuburikidza nemushandirwi
Kana iwe uchibhadhara Social Security kuburikidza nemushandirwi, mupiro wako wega uchava 750.- pamwedzi. (Nemuhoro weBaht 15,000.- kana kupfuura). Kana iwe uchingobhadhara 432.- baht pamwedzi, zvinoreva kuti iwe unowira pasi pehunyanzvi. 39 yeSocial Security Act, uye havachashandiswi nemushandirwi.
Inishuwarenzi iyi yakanaka pachayo, asi zvakare yakaganhurirwa maererano nekudzoserwa kwakanyanya muchiitiko chehurwere hwakakomba. Vazhinji veThais saka vane inishuwarenzi yakavanzika kuwedzera kune "inosungirwa" kuchengetedzeka munharaunda.
Peter Ndakatora SS pandakaenda pasabata kwegore muna 2015, ndakabva ndadzokera kubasa ndokusiya maSS achipfuura ari ega. Saka wandinoshandira haabhadhare uye ndinosuwa mabhenefiti epenjeni yerufu neyechembere, asi ishoma zvekuti handina basa nekurerukirwa kweSS muzita rangu uye kuendeswa nyore kune chero chipatara, kana zvakabatana hazvo
Inovhara 100%, waaishanda naye akavhiyiwa mwoyo, anodhura 750.000 thb, akadzorerwa 100%
inishuwarenzi yehutano. Mhando dzose dzemari uye maonero anopiwa pamusoro pazvo. Kwete kushandisa zvakanyanya. Mutengo weinishuwarenzi yehutano unonyanya kuenderana nezera uye zvirwere zvekare. Kutumidza mutengo uye kupa maonero pamusoro payo hazvina maturo pasina iyo.
Ndinotenda, pakupedzisira munhu anonzwisisa. Haisi bhokisi remukaka rine mutengo wakatarwa. Mutengo unosiyana uye zvinoenderana nezvakawanda zvinhu. Ingoisa mamiriro emitemo parutivi uye iwe uchakurumidza kunzwisisa kuti nei imwe ichidhura kupfuura imwe.
Wadiwa Martin, Mabatiro ako aunoda kundinyengetedza kuti kune zvakare mainishuwarenzi akachipa, hongu, anoenda kure.
Inishuwarenzi yawataura yakabatana nesocial system, uko vazhinji vekunze vanotora inishuwarenzi yakavanzika, kusanganisira munyori wechinyorwa, vanongodonha kunze.
Iwe unogona zvakare kutaura nezveThai 30 baht sisitimu, iyo yakawanda Thais vanovimba nayo, iyi inenge yakafanana.555
Hi John
Hongu iwe wakarurama mukutaura kwako kwekutanga, asi iwe pachako wakataura kuti wakakumbira mhinduro kubva kune expats neinishuwarenzi yakachipa, saka.
Uye inishuwarenzi yangu ndeyehupenyu chero ndikaramba ndichibhadhara mari yacho
Kuenzanisa kwako ne30 thb inishuwarenzi haishande nekuti ndeye 99% chete kune zvizvarwa zveThai, asi iwe uchazviziva iwe pachako.
Zvichida izvi zvishoma pane chikonzero chekukurumidza asi mamwe mazwi pamusoro pekusarudza kwechipatara. Nguva pfupi yadarika ndakavhiyiwa izvo zvakazodhura zvakatenderedza 120 baht.
Ndakaita chirwere muchipatara chePattaya chinoshandiswa nevakawanda farangs nekuti inobata vatengi vazhinji neshoko remuromo uye "yepasirese" muzita. Kunze kwekuita nyonganiso yemishumo yandakatumira kuna chiremba anorapa, kuedza kunditengesa kushanya kweGP kusingabatsiri ndisati ndasvika kune nyanzvi, fungidziro yemutengo yaivewo 50% yakakwirira kupfuura zvipatara muBangkok.
Mushure memakumi emakore pano uye mamwe marapirwo akawedzera, ndakasvika pakugumisa kuti boka rakatenga zvipatara zvakawanda zviri kunze kweBangkok uye nokudaro vakaparadzira mambure avo ekuchengetedza. Ini pachangu ndaishaya mune chimwe chezvipatara izvi paUSA uye handichada kuziva chimwe chinhu nezvazvo. Mutengo wavo waive wakapetwa ka2 kudarika.
Mufunge ndinobvuma chose kuti kuwana chiremba akanaka ndicho chinhu chakakosha muThailand, kwete zvivakwa zvinorembera. Vanachiremba vazhinji vanorapa muchipatara chehurumende - kwaunoita "chipo" kana chiri chekukurumidzira - uye zvakare chipatara chekutengesa mari.
Pakupedzisira, ndakasvika paChao Phya Hospital muThonburi nepainternet.
https://chaophrayahospital.com/
Ichi chipatara chidiki, chakamboshanyirwa zvakanyanya nemaChinese emarudzi, asi chine vanhu vashoma vanobatsira mune imwe hofisi yenyika. Zvinoshamisa zvakanaka Chirungu uye pasina zvisina maturo kana kuedza kutengesa basa risingabatsiri pano neapo. Ndakafanirwa kumirira zuva nekuda kwenjodzi yaive yakakosha uye ndakagara muhotera diki paKlong Bangkok Noi (yakachipa futi) umo mota zhinji kubva kumarudzi ese emapurovhinzi anosvika 600 km mukati menyika dzakamiswa munzvimbo yekupaka. Aya ndiwo maziviro aunoita kuti uri munzvimbo chaiyo ...
Mumba maive nemaposter ekutengesa mabvi nemahudyu ane mutengo wandakaona uri pakati nepakati kubva pane zvakaitika kunhamo dzaamai vangu.
Nezve inishuwarenzi: muThailand zvinenge zvisingaite kutora inishuwarenzi yechipatara kana wasvika zera re70. Mumatemberi chete ndipo pavanokuitira chimwe chinhu!
Pandinoverenga izvi ndinofara kuti handina inishuwarenzi, saka chengetedza yakawanda uye kana ndine chimwe chinhu ndinoenda kuchipatara chiri pedyo kana kuti Pharmacist (uyo anowanzoziva kupfuura chiremba), ipapo kubhadhara chimwe chinhu 5-10 euros. zvekutsvaga nemishonga.
Dottering ndicho chikonzero chekukundikana kwemoyo gare gare (ichangobva kugadzirwa) vakafunga kuti havazoiti izvozvo nyore nyore zvakare. Saka ndakatambura kutadza kushanda kwemwoyo nekuda kweangioplasty yapfuura.
Kusaita angioplasty ine tsinga yemoyo yakavharika zvinoita kwandiri seresipi yekutadza kushanda kwemoyo........
Chingori chinyorwa nezveinishuwarenzi yehutano. Kana iwe uine chimwe chinhu chisina kunaka nemabvi ako kana kuti uine embolism, nezvimwewo, izvi zvinowanzosabatanidzwa kana iwe uri wezera rakwegura, zvino mari ichakwira kana iwe ukatora inishuwarenzi paunoenda kunogara kunze kwenyika.
Izvi zvinoreva kuti unotozomanikidzwa kuramba uchigara muNetherlands nekuti mitengo yekurapa haigoneke. Kunyangwe iwe uchingoda kuramba uchibhadhara mutero muNetherlands
nezve mari yako, saka izvi hazvigoneke. Nekuda kweiyo 8/4 kurongeka. Saka iwe unogona chete kuenda kunze kwenyika
rarama kana musimboti wako uine hutano uye usiri mukuru pane 65 (ipapo inishuwarenzi inodonha
mari kunze kwenyika).
Ndinotenda kuti iyi inzira yakachena yerusarura
Vakaremara uye vakuru kubva kuDutch state. Ndinoona zvichishamisa kuti hapana akambonzwa nezvazvo. Vanhu muNetherlands vanotaura nezvemarudzi ose erusarura. Asi haunzwi nezve izvi.
Ndichiri kuwana mari yakanaka uye pandinoenda pamudyandigere munguva pfupi ndichaitawo. Mitero inosanganisirawo mari yehutano kunze kweinishuwarenzi yehutano inosungirwa. Ndokumbira utarise kuti zvinoenderana nechirongwa chitsva chemutero muThailand, iwe ucharamba uchibhadhara mari yehutano ZZZ (yatove) paAOW yako nekuti inomisikidzwa muhoro. Saka iwe unobatsira kumitengo yehutano muNetherlands kunyangwe uchigara kunze kwenyika, asi haugone kuishandisa. Ndinofunga kuti muchaitawo zvimwe chetezvo nezvepenjeni yenyu. Ini handisi nyanzvi mune izvi, asi kana ndakanganisa, ndapota ndizivise.
Ndatonyora tsamba pamusoro peizvi kune national ombudsman akabvumirana neni. Dambudziko nderekuti hapana chavanogona kuita neizvi nekuti kune rimwe sangano reizvozvo kubva kumakambani einishuwarenzi ehutano. Nekudaro, ipapo iwe unofanirwa kufumura data rako rese, iro rinozoenda kune yako inishuwarenzi. Vanofanira kudaira. Iyo chete sarudzo yakanangana nekamuri yechipiri
kutaura. Mukana wekuti chimwe chinhu chiitwe mudiki nekuti unoita semunhu.
Zvichida mumwe munhu ane mamwe mazano ekuti angakunda sei rusarura urwu
Ndakanganwa, ndakambove neApril/Avril zkv kuburikidza neAA, 400 USD pamwedzi, zvese zvakavharwa ...
Zvakanakisisa,
Kazhinji ini handipindure kune zvinhu. Ini ndiri muverengi uye anogona kunge ane udyire, tora mukana wezvinyorwa.
Asi ikozvino ndine chimwe chinhu chandinofanira kutaura.Ndakashamiswa zvikuru nemutengo wepamusoro we € 710 pamwedzi.
Ndine inishuwarenzi nekambani yeFrance kuburikidza neAA inishuwarenzi. Iwe unogona kutora izvi mu euro kana USD. Ndakaita izvozvo nemadhora neinobviswa $500 pamunhu pagore.
Tiri mhuri ye; murume. 69, mukadzi 46 nemwana 13. Tinobhadhara $5.200 pagore, tichiona kuti ndinobhadhara zvakanyanya nekuda kwezera rangu. Chaizvoizvo, kana iwe uchida kuitamba zvakachengeteka, unofanirwa kuwedzera 5200 x 3 kune iyo $500, asi wozopedzisira wawana mari inosvika zviuru zvitanhatu nemazana manomwe. Nguva dzose zvakachipa kupfuura munhu uyu. Uye… Mubvunzo ndewekuti unopedza $6.700 pagore rega rega. shandisa zvaunenge wazvipira. Zvinofanira kungoerekana zvaitika.
Naizvozvo ini ndinokupa zano kuti ubvunze AA inishuwarenzi muHua Hin kune zano, hongu pasina chinosungirwa. Vanogona kuuya nemhinduro yakanaka uye inokwanisika kwauri. Wakasununguka kubvunza uye imari yako, saka unosarudza zvekuita.
Kuti ndive pachena, ini handina hanya neAA insurance. Ingomhanya mutemo
Kana izvi zvichionekwa sekushambadzira, mutongi anogona kuramba kuzviburitsa. Chinangwa changu, zvisinei, ndechekufunga pamwe chete nevamwe vekunyika.
Sezviri pachena vazhinji vanokanganwa kuti hutano muNetherlands haugone kuvharwa nemubhadharo wakabhadharwa, asi nemutero weDutch. Kana iwe wakaregererwa kubva kuNetherlands uye uchizogara munyika iri kunze kweEU, unofanirwa kutarisana nemhedzisiro uye kuyera zvakanakira nezvayakaipira.
Pane mabhuru akawandisa ari kutengeswa pano. Ndinofanira kuramba ndiri inishuwarenzi muNetherlands, ndichipihwa imwe (inodhura) mamiriro andinayo asina chekuita nenyaya. Saka hapana sarudzo.
Zvese izvo zvinongedzo kune AA Inishuwarenzi. Vaverengi vanonyatsofunga here kuti mushure memakore gumi nematanhatu muThailand uye makore gumi nerimwe muHua Hin handizive Matthieu Heiligenberg anobva kuAA?
Sezvineiwo, Joseph ane chokwadi kuti kutarisirwa muNL hakugone kuvharwa kubva kune iyo silly premium. Iwe zvakare unobhadhara pane yako gross mari, kuti iwe avhareji 500 euros pamwedzi. Hausi kuzviona izvozvo… Zvino mutsauko ne710 kubva kuVGZ kune vakadzingwa kunyoresa vagari veDutch unenge usisina kukura zvakanyanya.
Anodiwa Hans,
Isu tine ingangoita inshuwarisi yakafanana (kwete yakafanana). Tose takagara munyika yababa vedu (amai) kwenguva yakareba.
Ini zvino ndinogara muBangkok. Asi chaizvo ndanga ndiri muchipatara chimwe chete muBangkok kubvira 2006. Kune vose.
Kunyangwe kune izvo isu muNetherlands chiremba akareruka anoshanya (general practitioner). Saka kana ndine chimwe chinhu chandisinganzwisise sefuruwenza kana kuti chikafu chepfu ndinoenda kuchipatara (chipatara chepasi rose chinonzi Thainakarin Heartcentre)
Kana mumwe wemadhokotera ikoko akati ndinofanira kuiswa muchipatara chero chikonzero, pane zvinhu zviviri.
Nokuti ndakaitwa angioplasty kaviri uye chiremba wangu wemwoyo ari muchipatara chimwe chete, ndinotumirwa kwaari. Iye nachiremba ari kuenda (semuenzaniso urologist) vanosarudza kuomarara uye nekukasira (kufa kuchakurukurwawo newe).
Kana paine emergency, ndinofonera emergency centre (SOS). Chekutanga inishuwarenzi yangu, asi inochinja kuenda kunzvimbo yekukurumidzira husiku uye mukati mezuva unotamiswa nerunhare kunzvimbo yealarm. Ipapo mvumo iripo mukati meawa. Zvizhinji zvacho zvinoitika kunze kwekunzwa kwangu nekuona.
Kana chirongwa chakarongwa chinosanganisira kutarisira (semuenzaniso prostate scraping), ndinotumira chikumbiro kune kambani yeinishuwarenzi ine mazano echiremba pakambani yangu yeinishuwarenzi uye mvumo inowanzopiwa mukati memazuva gumi ekushanda. Kumwe kutarisirwa (semuenzaniso physiotherapy) kunofanirwa kuongororwa uye izvi zvinogona kutora nguva yakareba.
Muchidimbu, iyo nhanho yekuwedzera kune nyanzvi inogona kugara munharaunda uye ine kudzidzira inongowedzera mutengo mune iyi kesi.
Saka kune ani zvake ane "inishuwarenzi yehutano yeDutch" ndinokurudzira kuti kana une dambudziko rezvokurapa muThailand, pakarepo tarisa kuchipatara chepasi rose uye usatora danho renyanzvi yemunharaunda (ingave iyo cardiologist kana dermatologist). Chiremba ari kutaurwa uyu pamwe anokunongedzera kuchipatara kwaanoshanda uye nokudaro anogamuchira mari kaviri.
Nenzira, haufanirwe kutya kana kutya kurapwa kweangioplasty. Iwe unogona kazhinji kutarisa uye zvinonakidza kwazvo kuti nyanzvi iyi inotumira sei catheter kuburikidza netsinga yako kumoyo uye inogona kupinda mumidziyo yakasiyana-siyana mumoyo mako. Iwe hauzonzwa chero chinhu kubva pakuiswa kwe stent. Uye kana iwe uchinzwisisa Thai neChirungu iwe unogona zvakare kunzwa zvaanopa kumubatsiri (kazhinji mumwe) kune imwe
Pora nekukurumidza uye kwaziso
Janderk