Kubhangi
Kuti uvhure account yekubhanga, enda kubhengi pano. Izvi zvichanzwika sezvinozivikanwa kune vakwegura pakati pedu, asi ini ndichatsanangura kune vadiki: bhangi raimbove, kazhinji rakakurumbira, chivako apo vanhu vaigara kuseri kwemakaunda. Unogona kuisa kana kutora mari kubva kuvanhu ava. Chaizvoizvo senge online yekubatanidza, asi nevanhu chaivo.
Zvakanaka, muno muThailand zvichiri. Kune maATM, uyewo nemichina yaunogona kuisa mari, nemimwe michina yaunokwanisa kuwedzera mari yasara mubhuku rako rekubhanga. Asi munogona… o, ndine urombo, vechidiki: bhuku rekubhangi ibhuku rinoiswa mari yako uye umo makiredhiti nezvikwereti zvinorekodhwa. Nekabhuku kacho unogona kuwana mari kana cheki. Cheki chiratidzo chekuti wakachengeta imwe kukosha kubva kuaccount yako. Iwe unopa cheki iyo kune mumwe munhu anogona kuita kuti kukosha ikoko kubhadharwe kana kupihwa kuaccount yavo. Saka pane zvese izvo unoenda kubhangi.
Patakapinda mubhangi mangwanani oMuvhuro, makaunda ose ari gumi (!) akanga agarwa.* Pakanga pane macheya anenge 10, akanga akarongwa zvakanaka mumitsetse, ose akanga akagarwa nevanhu vakamirira. Paiva nechivhitivhiti chihombe chairatidza mafirimu ekurwa, chokwadi chine ruzha. Pamukova paiva nemuchina wenhamba; zoë iri zvakare muimba yetaundi yeBoxmeer. Apa paive nemunhu akabvunza zvatavinga akatidzvanya mabhatani chaiwo. Taitarisira nguva yakati rebei yekumirira, asi nhamba yakatanga kubuda yaive yedu. Takabvumirwa kuenda kucounter 40, uye pashure peanenge maminitsi 10 emafomu nemaitiro takava neakaundi yokubhangi yaiva nebhuku rokubhangi nekadhi rokubhengi. Izvo hazvishande nekukurumidza zvakadaro munyika yepamhepo.
Buaban, muridzi wemba akanga akamirira nokushivirira nguva yose iyi. Murume wavo aive apindawo. Landlady? Akanga achiitei ipapo? Zvakanaka, pano kana iwe uchida kuvhura account yekubhangi semutorwa, unoendesa muridzi wemba kubhangi. Anofanira kuzivisa pachake kuti zvechokwadi unogara mumba make. Akanga atikwidza mugomo, asi ndaifanira kutyaira bhokisi rakanga rakati kurei kuenda kubhenji uye iye akagara kumashure. Pamharadzano yekutanga ndakakanganwa hangu kuti yaive mota yemanyorero, sezvineiwo pasina mhedzisiro inogumbura.
Pashure pokunge tapedza pabhangi Buaban akabvunza kana takanga tave tichifarira kuona chikamu chevhu ne chisina imba. Takadaro. Saka takatyaira makiromita mashoma kubva mumusha (murume waBuaban akanga ava kutyaira; Mieke zvino akanga otofanirawo kudzokera. Zvakafadza zvikuru maThais ari maviri, ndakagara ndakatsikitsira mabvi angu padashboard uye musoro wangu wakanga wava pedyo nedenga.) Takaona imba yakaisvonaka mukati mayo, asi yakakura zvikuru uye ine chidimbu chenyika ye 2 rai (1 rai iri 1600m2), hafu yacho yaiva inenge dziva reblubbery. Ipapo takatyaira muTham Chiang Dao kuenda kune imwe nzvimbo ye10 rai, zvakare yakarongedzwa zvakanaka, asi yakakura kwazvo uye isiri nyore kuita kuti pagarike. Saka hazvisi kuzodaro.
Kuti tivaonge nokuda kwenhamburiko dzavo neshiviriro, takagovera Buaban nomurume wake kudya kwamasikati pamwe chete. Vakatiendesa nemotokari kune imwe nzvimbo yakanaka yaiva kunze kwomusha kwatakadya muto wakaguta. Ichi chetsitsi chinopihwa chinotitorera 130 Baht (€ 3,25). Unogona kuita zvakanaka kune izvozvo.
Mangwanani ano takaronga internet banking. Hazvina mhosva kuti bhangi rakadaro rine vanhu chaivo riri nyore sei uye rakaita sei, kukwanisa kutarisa zviyero uye kuronga kubhadhara kumba ndicho chinhu chatatojaira kurega. Kuti uronge internet banking unoenda pano, watonzwisisa, kubhangi. Buaban aisafanira kuuya panguva iyi. Vanototiziva ikoko.
* Chiang Dao nemisha yakabatana nayo ine huwandu hwevanhu vanopfuura zviuru gumi nezvishanu. Icho chinhu chakaita seHarlingen, Slochteren kana Eemsmond. Kune mabhanga akati wandei, ese aine vanhu chaivo kuseri kwemakaunda chaiwo.
Inotsanangurwa zvakanaka. Chokwadi, dzimwe nguva zvinoita sekunge 50 makore kumashure munyika yemabhangi. Uye zvakare mapepa mazhinji…
Chandinonyanya kufarira ndechekuti unogona kugara uchifonera dhipatimendi rekubatsira, avo vanotaurawo Chirungu chakanaka.
Tine maakaundi ane mabhanga akasiyana uye chaizvo hapana zvakaipa zvakaitika.
Zvakajeka zvakanyorwa zvakanaka, asi ndingaona kuti muridzi wemba / sahwira haana hazvo kudikanwa ..., kero kero kubva kune imwe nyika yagara ichigamuchirwa neni,
Kunyangwe makore 8 apfuura ingori izwi rangu kwandaigara / kugara .... nguva dzinoshanduka uye mabhangi pachawo anochinjika uye pamusoro pevanobatana uyezve mabharani anogona kuve nezvinodiwa zvakasiyana.
Beats. Mashandiro ayo uye kana zvichikwanisika kuvhura account zvachose zvinoenderana zvakanyanya nebhangi raunoenda uye rinotosiyana pabazi. Takazovhura account kunerimwe bhanga tisina muridzi wemba uye zvakafamba zvakanaka, kune mamwe mabhanga zvaisaita. (Asi ese aya nuances akaoma kutsanangura munyaya kana iwe uchida kuichengeta ichinakidza uye ichiverengeka :-))
Wakanyora kuti: “Zvakanaka, pano kana uchida kuvhura account yekubhangi semunhu wekune dzimwe nyika, unoendesa muridzi wemba kubhangi. Pamusoro pazvo, anofanira kutaura ega kuti unogara kumba kwake”. Kunyangwe ndave nemakore gumi ndichigara muThailand, ndiko kekutanga kunzwa izvozvo kubva kune mumwe munhu. Ini handina kumbobvunzwa uye ndine account mumabhangi matatu akasiyana eThai.
Mabhanga mazhinji ane nguva yapfuura akagadzirisa mamiriro ekuti vekunze vavhure account. Semuenzaniso, bhangi reBangkok rinoti tsamba yekurudziro kubva kuThai ane akaundi kubhangi inodiwa. Saka kana saimba wako akauya, izvi zvinowanzovawo zvakanaka. Mapazi ifranchise apo mutungamiriri anowanzo shandura mamiriro sezvaanomukodzera. Semuenzaniso, kune mabhangi pano anoda dhipoziti ye10000 THB kana kutora inishuwarenzi yetsaona kuti uvhure account. Sezvo mapazi akazvimirira, unofanirwa kuudza shanduko yekero kana nhamba itsva yepasipoti kubazi raunenge uine account.
Zvinyorwa zvishoma.
Pandakatanga basa rangu pano makore gumi apfuura, ndakaendeswa kubazi rebhangi muchivako cheyunivhesiti kuti ndivhure akaundi yokubhengi. Mumwe mumiririri weHuman Resources akandiperekedza. Zvakafanana zvakaitika kubasa rangu rechipiri.
Iyo banking system muThailand zvese ndezvechinyakare mune zvimwe zvinhu uye zvazvino mune zvimwe. Ini handinyatso kujairana nemamiriro ezvinhu muNetherlands muna 2017, asi ndine chokwadi chekuti makore gumi apfuura zvaive zvatove kukwanisika muThailand kubvisa mari kuburikidza neATM, kuisa mari, kuendesa mari kune mumwe munhu akazvimirira (pamwezve. bhangi) uye kubhadhara zvikwereti zvakaita semvura nemagetsi. Uye kana iwe wakaisa mari, unogona kuva nayo zvakare miniti imwe chete. MuNetherlands, bhangi rakabata mari yako kwerinenge zuva 10 rekushanda.
Zvimedu zvako zvakanaka. Ndinokushuvira rombo rakanaka munyika yako itsva. Uye rombo rakanaka kuwana nzvimbo yakanaka.
Izvo hazvina kusiyana kune vashandi vebhangi pane zvakajairika. KURASIKA KWECHISO hakudi kutungamira Thai. Se falang/westerner, isu hatigaro ziva izvi. Pandakada kuvhura akaundi neSCB ndakasangana nomumwe mukadzi ane ushamwari zvikuru uyo, pashure pokunge abvunza mimwe mirairo yakanyorwa, akandiudza kuti ndaisagona kuvhura akaundi. Nechikumbiro changu, mumwe murume wechikuru wandaishanda naye akadanwa aisakwanisa kugadzira chokoreti kubva mumirayiridzo saka akandiudzawo kuti Siambank yaisakwanisa kundivhurira account kunyangwe ndaendesa bhuku reyero, pasipoti, nezvimwe. etc.
Kusaziva kuita kwakashandurwa kuita "haigone" pane kutoedza kubvunza waunoshanda naye.
Iwe zvakare unosangana ne "chiito" ichi mune mamwe mamiriro mazhinji, asi nekuti hachiwanzo kuitika munzira yedu yekufunga, hazvizivikanwe.
Kubhangi reBangkok ndaive panze nemagwaro mamwe chete mushure memaminitsi makumi maviri neakaundi yekubhangi ine kadhi uye zvese.
Ndatenda nemhinduro dzakanaka. Izvi zvinokukurudzira kuti urambe uchinyora :-).
Handina kuuya nepfungwa yekuti ndiuye nalandlady. Ndakaverenga kumwe kunhu kuti zvinogona kubatsira, uye zvinokwanisika kuti zvaive pane ino blog. Takanga tangogara muThailand kwemavhiki mashoma panguva iyoyo, saka zvaive zvakare zvakakosha kubva pamaonero iwayo kuunza mumwe munhu nesu. Zvema accounts atakavhura gare gare, hatina kutora vamwe.
Kana zviri zvekutaura kwaCorretje nezve njodzi yemuridzi wemba: ini ndakanga ndisingazive nezve mutemo iwoyo (uye muridzi wemba angangodaro aisazivawo). Kubank taigara tichibvunzwa kuti tine shamwari kana vataizivana navo kuUSA. Paakabvunzwa, mumwe mushandi wemubhanga akati izvi zvine chekuitawo nekudzivirira kubiwa kwemari.
Uye zvechokwadi izvo zvinonyorwa naChris ndezvechokwadi zvakare: mune dzimwe nzvimbo mabhengi system iri kusarira kumashure zvakanyanya. Semuenzaniso, nei uchiri kuda bhuku rekubhangi? Uye nei macheki achiri kushandiswa? Asi mune mamwe maitiro inoshanda zvakanyanya. Kupinda kwese uye kutengeserana kwese kunobva kwasimbiswa nemeseji meseji, saka kushungurudzwa kunofanirwa kukurumidza kuoneka. Uye iro bhuku rebhangi rinogona kunge risiri madikanwa, asi pane muchina wakasiyana kwaunogona kuita kuti uvandudzwe otomatiki.
Izvo mabhangi echiDutch angafunga kuti Thailand iri kusara kumashure mune izvi vashandi vanobatsira zvakanyanya. Vanhu chete vaunogona kukumbira chimwe chinhu kwavari uye ivo vanobva vabuda munzira yavo kuti vakubatsire. Sekuziva kwangu, icho zvakare chikamu icho mabhangi eThai ari pamberi pechiDutch.
Iyo SMS haisi yemahara uye iwe unofanirwa kuibhadhara. Ndaifunga Baht 300 pamwedzi. Ndinoona bhuku rekubhangi riri nyore nekuti ukarasa kadhi rekubhengi unogona kugara uchitora mari naro pakaunda. Great system. SCB yaisada kumutsiridza kadhi rangu rekubhengi uye ndaifanira kuti iitwe pandakaita iyo account yekubhangi, saka "hapana anogona kuita" izvo zvisiri zvechokwadi, zvinogona kuitwa chero bazi uye inotaurwa paATM skrini. Iye zvino handina kadhi rechikwereti, asi ndine bhuku rekubhangi, saka ndinogona kuisa uye kubvisa mari pakaunda. Ini handina dambudziko nazvo.
Saka zvinokwana here kuvhura account yekubhanga kana ukaroja imba kana imba woendesa muridzi wemba kubhangi? Chitetimende chiri mubhangi remuridzi wemba chakakwana here kuti uvhure akaundi yekubhanga?
Ndaiti ndiedze :-).
Nyaya iri pamusoro ndeye (pakati pezvimwe zvinhu) pamusoro pezvinhu zvakandibata pakuvhura account yekubhangi. Saka harisi bhuku rekuvhura account yakadai. Kubva mumhinduro unogona zvakare kugumisa kuti zvese zvinogona kusiyana zvakanyanya pabhangi (bazi). Unogona kugumisa kuti zvinogona kubatsira kuunza saimba wako newe, asi zvinosuruvarisa kuti hapana chandinogona kukuvimbisa.
Isu tinonyora nyaya dzedu kupa mhuri yedu neshamwari muNetherlands pfungwa yehupenyu muThailand. Isu tinotanga kubva pachedu pachedu maonero uye ruzivo. Ini ndinokurudzira zvikuru chero munhu kuita sarudzo zvichienderana nenyaya dzedu chete. Wana ruzivo rwako kubva kumafaira epamutemo, kana kubva kune zviremera kwaunofanirwa kuronga zvinhu. Uye verenga nyaya dzedu nekuti unodzida. (Tinovimba kudaro.)
Mumakore anopfuura 40 andagara muno, handina kumbobvira ndazadza TM30 yakadaro uye handisati ndamboikumbirwa. Hapana, zvakafanana nepasipoti.