Nzvimbo yangu: mudyandigere wenyika hapana pension.
AOW mumutauro wekare
Inonzi 'Pension' mumutauro wevanhu: 'Pension yangu' uye izwi rekudzikisira rinonyanya kujeka, zvichiratidza kuti inogona kunge iri chimwe chinhu….. Bhanga reSocial Insurance Bank (SVB) rinoshandisawo 'penjeni' pawebhusaiti yayo uye mutsamba dzayo 'mudyandigere', 'basic retirement pension' uye 'basic retirement pension'. 'Pension yako' inogaronzwika sirogani uye izwi rekuti mudyandigere rakatangwa pamberi peAOW. Asi pane misiyano mikuru pakati peAOW nepenjeni.
Nhoroondo yepenjeni yenyika
Hwaro hweAOW ndeye 'Emergency Act Old Age Provision' iyo Drees yakagamuchirwa muna 1947. Iyi 'gadziriro yechimbichimbi kune vakwegura' yakatanga kushanda musi wa 24 Chivabvu 1947. Yakanga isati yasvika muna 1957 apo 'Algemene Ouderdoms Wet' (AOW) yakatanga kushanda, iyo yaiva uye inomanikidzirwa yenyika inishuwarenzi scheme kune (kunyanya) vagari. Zera rekurega basa re65 rakaiswawo panguva iyoyo; pazera iroro, AOW nepenjeni zvakabvumirwa kutanga.
Zvakawanda zvachinja kubva ipapo; maKanzuru eVashandi akabviswa sevatariri, uko AOW yaive yekutanga chete yevarume uye asina kuroora izvi zvakadzorerwa kuvakadzi, zuva rekutanga rakagadziriswa kwete kare kare, uye muna 1965 pakanga pane chinongedzo kune hushoma hwekugara.
shirikadzi nenherera; shamwari nenherera
Izvi hazvina kuunzwa kutozosvikira muna 1959 uye zvakapa rubatsiro kuhama dzaisara. Iyo General Widows and Orphans Act, iyo AWW, gare gare (1996) yakatsiviwa neGeneral Surviving Dependents Act, iyo Anw. Iwe unoona kuti iyo AOW pachayo haisanganisi gadziriro yehama dzakasara; imwe inishuwarenzi yenyika yakavakirwa izvi.
Iyo ANW ine denderedzwa rakasiyana reinishuwarenzi pane iyo AOW; vakadzi vevanhu vechiDutch vanogara muThailand vanotsvaga kana murume wavo akafa.
Ndeipi tsanangudzo yepenjeni?
Isu tine nyika sosi yeruzivo: iyo Dikke van Dale. Uye iyo 'mafuta' anoti nezve penjeni: 'mubatsiro wenguva nenguva uyo mumwe munhu anogamuchira mushure mekudzingwa pabasa nekuda kwekusvika zera rakatarwa, kana nekuda kwekusashanda, pamwe. kuripwa kuchirikadzi nenherera mushure mekufa kwake'
Izvi zvinhu zvitatu zvisingashande kuAOW:
- Kusiya basa pazera rakati
- Kana kuti pane hurema
- Pakafa shamwari nenherera
Asi pane mimwe misiyano yandinoreva kune yakasungirirwa muchidimbu:
Muzvibvumirano zvemitero izvo Netherlands yakagumisa, iyo AOW hainawo kubatanidzwa muzvinyorwa zvepenjeni. Kwete kunyange semudyandigere wenyika. Izvi zvakatotsanangurwa mumubvunzo 3 wefaira yemutero.
Kana ndikawedzera zvinhu zvose zvakadai, pane mhedziso imwe chete kwandiri: AOW haisi penjeni; Ndinozvidaidza kuti kuchembera.
Uye zvino unza kune yako Saint George kana Don Quixote!
Chii chiri muzita
Iye zvino ndiri kutora wechitatu wenhoroondo munhu kubva pasherufu. William Shakespeare akamutsa mutsara uyu munyaya yeRomeo & Juliet. 'Chii chiri muzita'. Chokwadi hapana.
Saka idaidze chero chaunoda uye unzwe wakasununguka nayo. 'Pension' yako ichadzoka mubhanga musi wa23 Chivabvu. Nebhonasi yegore!
Websites:
- www.ishistorie.nl/nieuws/willem-drees-en-de-aow/
- www.svb.nl/int/nl/over_de_svb/wie_zijn_we/de_historie/regelingen_old/
Mifananidzo:
- Mutsvene George weKapadhokiya neShato; public domain, commons.wikimedia.org/w/index.php?curid=72787
- Don Quixote de La Mancha; public domain, commons.wikimedia.org/w/index.php?curid=677898
Mukuona kwangu inongova rubatsiro rwemagariro kune vakwegura kubva kune rimwe zera. Hapana zvakawanda kana zvishoma uye zvechokwadi hapana penjeni. Ndinovimba kuchave nezera remudyandigere rinochinjika mune ramangwana.
Penjeni yehurumende inozopera zvachose nekuti inenge yanyanya. Gadzira mari yakaderera uye vanhu vasina mari. Nezvese zvirongwa zverubatsiro, mabhenefiti, homwe dzepenjeni, mainishuwarenzi, nezvimwe, hazvichave zvakakosha. Kupa vanhu vachembera hakuchave nyaya yehurumende, asi kunowedzera kuve kwakazvimiririra. Kana iri budiriro yakanaka, ndinosiya pakati. Chokwadi kukura kwakatsveyama kwakamukawo . Wese munhu anowana Aow, kunyangwe iwe usingaide. Izvozvo zvichachinja!
Iyo Dijkhuizen chirongwa, kuwedzeredza kwakakura kwemutemo wemitero, haipe kupera kwepenjeni yenyika, asi kuti iwedzere mabhenefiti pakupera kwemutero wemutero.
Kune rumwe rutivi, mutero weAOW unopesana nekuderedzwa zvishoma nezvishoma kweAOW mutoro wemupiro uye kuwedzera kwemutero wemutero wemari mumabhuraketi 1 uye 2. Izvi zvinoreva kuti isu muThailand (nedzimwe nyika dzakawanda) tinounganidza zvakawanda. zvikamu zvemutero papenjeni yepamusoro yeAOW. Zvirinani ndizvo zvinotaurwa nehurongwa.
Kana vanhu vachiramba kodzero yeAOW, vachagerwa nedemo rakagomara; zvicharevawo kuti mapoka munharaunda achawana kudzoserwa kwemupiro weAOW wakabhadharwa kana kuti ubhadharwe mumari yavo yemudyandigere. Ndiani achabhadhara izvozvo?
Nekufamba kwenguva inobhadhara kuhurumende; vanhu chete vasina mari yemudyandigere vanozogamuchira rudzi rwekubatsirwa kwakawedzerwa kwerubatsiro, Asi bhora rangu rekristaro harisviki ipapo kunze kwekunge panguva iyoyo ndinenge ndakamira muchirongo pachimuni.....
Hazvifanirwe kutarisira kuti izvi zvichabviswa nekuti ipapo vanhu vazhinji veDutch vanozopedzisira vapemha mukuchembera kwavo. Kune vanhu vakawanda, uye ini handisi kugadzira izvo, avo vanga vasina hanya nekupa kwavo kuchembera kubva vachiri vadiki, pasi pe motto yatichaona uye isu tinofanirwa kurarama izvozvi. Saka chengetedza kuitira gare gare. Izvi zvinonyanya kuoneka pakati peboka revanhu vanozvishandira. Kufarira mudyandigere kwakaderedzwawo zvine hurongwa nemapoka anobatsirwa nazvo. Kubatana kwevanhu kwakanyangarika zvikuru. Zvematongerwo enyika ndizvo zvakare zvine mhosva pane izvi. The every man for himself society ndiyo yasara.
Zvinosuruvarisa, tsanangudzo ye "mafuta" inogona kutsoropodzwa:
(1)"Kudzingwa pahofisi nekuda kwekusvika zera rakati"
Nepenjeni yekambani hapana mubvunzo we "hofisi" uye kunyange pasina kudzingwa iwe uchagamuchirawo penjeni yako, handiti? Saka chikamu ichi chinorambidza zvisina basa uye chinofanira kubviswa.
(2)"kana nekuda kwekuremara"
Idi rekuti “kana” rinoreva kuti chimiro ichi hachifanirwe kuzadzikiswa.
(3) “zvichida kubhadharwa kuchirikadzi nenherera pashure porufu”
Idi rokuti “zvichida” rinoreva kuti mamiriro ezvinhu aya haafaniri kuzadzikiswa.
Saka izvo zvinosara zve "zvakaoma" zvikamu mu "gobvu" tsananguro ndeiyi:
"nguva nenguva inobatsira iyo mumwe munhu anogamuchira kuti asvike zera rakatemwa".
Uye iyo AOW nmm inonyatso kuzadzisa ichi chinodiwa.
Asi vese vachiseka parutivi: ndeipi kupfura yatingawana neichi? Nekuda kweizvozvo, iyo AOW ichave isina mutero muNL nekuti ingori penjeni mushure mezvose.
Ndatenda Eric netsanangudzo iyi yakajeka. Ndaigara ndichifunga kuti itsanangudzo isiriyo: penjeni yevakuru ingori penjeni yehurumende uye yakarongwa pahwaro hwakasiyana zvachose. Yakatangwa panguva apo pakanga pachine kubatana uye vanhu vaine chimwe chinhu chakasara kune vamwe vavo. Iye zvino kunyanya mapoka evanhu akabatikana nemitemo shoma, shoma uye shoma, nokuti hapana imwe nzira, kana iwe uchivatenda. Izvo zvinonzi pfungwa dzakajeka, dzinongopinza mapoka makuru evanhu veDutch vane zviyero zvemitero. Vanokodzera ribhoni kubva kwandiri! Ini handisati ndaziva kuti ndeipi.
Ini ndinogamuchira mudyandigere weABP kubva pakuzvarwa kwangu kwemakumi matanhatu neshanu, nekuti zuva iroro rakabvumirana neABP, asi ipapo ndinofanira kumirira mamwe makore matatu pamudyandigere wangu wenyika. Iyo conscious AOW gap.
Pa 65 ndichagamuchira mudyandigere wangu (zvinosungirwa, nekuti zvakabvumiranwa saizvozvo).
Ini zvino ndine WW.
Imwe nzira yekuti penjeni yangu (yekambani) itange gare gare ndeyekuramba ndichishanda. Saka kuve nebasa renguva yakazara pa65.
Ipapo ndinogona kunonoka kusvika 66.
Pane munhu angandipa basa here? Ndave kuda kumakore makumi matanhatu nemashanu.
Zvino, zvisinei, izvo 'zvekuenderera zvinodiwa' zvinoita kunge zvapera.
Kana kuti ichapera munguva pfupi.
Ini ndinoramba ndakatarisa mameseji ese ane chekuita nekushanda-kuburikidza neGoogle.
AOW haina kana kodzero. Paramende iripo. Saka inguva yakakwira yekushandura AOW kuita mari shoma yemudyandigere, yeavo vanobatanidzwa uye kubva mumaoko ehurumende neparamende. Izvozvo zvinofanira kunge zvakaitika kare. Vashandi vose vanobhadhara penjeni yavo yehurumende kaviri: kuburikidza nemari yepenjeni yehurumende uye zvakare kuburikidza nemutero wemari, nokuti chikamu chiri kukura chebatsiro ikozvino chinobva kumari yakawanda. AOWers ikozvino inobhadhara, uye nekuwedzera, yavo yazvino AOW mabhenefiti: cigar kubva mubhokisi ravo. Kungobirwa zviri pamutemo.
Carlos, handibvumirani newe. AOW ikodzero yakanyorwa mumutemo. Iwe unogona kusimbisa iyo kodzero. Chete kana mutemo iwoyo wapera simba rako rinobva.
Zvinozivikanwa kuti mari yemuhoro haichakosora uye imhaka yekuti vanhu vakawanda vave kuchembera kudarika pakatanga penjeni yehurumende.
Mutsara wako wekupedzisira kuona mune ramangwana, chirongwa cheDijkhuizen. Asi izvo hazvisati zvaunzwa uye kana kuumbwa kukasaenda kumberi, kunogona kutova 1-1-2020.