Chikwereti cheimba yeThai chakwira kusvika padanho rinotyisa, zvichiisa vagari veThai vakawanda panjodzi yekutadza kubhadhara zvikwereti zvavo.
Dzvinyiriro ipapo inowira kune avo vanovimbisa chikwereti, kazhinji mitezo yemhuri kana kuti shamwari dzevakwereti. Iyi dzvinyiriro yakatova nemiuyo inouraya.
Pakutanga mwedzi uno, mumwe mukuru wemapurisa akazviuraya mushure mekunge bhangi ramumanikidza kuti atore mutoro wekubhadhara chikwereti che800.000 baht kubva kushamwari yake. Aka kakanga kasiri kekutanga kuti mubatsiri wemapurisa azviuraye achimanikidzwa.
Pakupera kwegore rapfuura, mumwe mukadzi akafirwa nomurume wake mumamiriro ezvinhu akafanana. Mushandi weRoyal Irrigation department ane makore makumi matanhatu nemapfumbamwe akazvipfura akazvipfura mushure mekuudzwa kuti aifanira kubhadhara chikwereti cheshamwari yake semuchengeti.
“Ainetsekana zvikuru uye akanga anyunyuta nezvemukomana wake uye chinzvimbo chake semuchengeti,” akadaro mudzimai wake.
Mune zvimwe zviitiko, kushushikana kwakawira hama dzemuchengeti. Muna Zvita 2021, mukadzi ane makore makumi matatu nemaviri ekuberekwa akamusunga nemaoko emwanasikana wake ane makore mapfumbamwe uye vakagadzirira kusvetuka kubva pabhiriji muBangkok.
Amai vacho vakagumbuka nokuti mumwe wavo akanga apinda mudambudziko guru rezvemari pashure pokunge mukomana wake atadza kuita zvaaifanira kubhadhara. Sechibatiso, murume womukadzi wacho akamanikidzwa kubhadhara chikwereti chacho.
Sezvineiwo, mumwe mudhudhudhu aipfuura akaona amai nomwanasikana, uye vaSamaria Vakanaka vanoverengeka vakaungana kuti vanyengetedze kurega hurongwa hwavo hwekuzviuraya.
Basa remuchengeti
Dharmniti, inyanzvi yebhizinesi sangano rinonyanya kuita zvemutemo/odhisheni masevhisi uye kudzidziswa, inopa vanhu zano kuti vangwarire zvakanyanya vasati vasaina makondirakiti seanovimbisa.
"Pasi pemutemo, muchengeti kana rubatso munhu anobvuma kubhadhara kana mukwereti akatadza," Dharmniti anotsanangura pawebhusaiti yake.
Muzviitiko zvakawanda, guarantors ihama dzevakwereti kana shamwari dzepedyo. Zvakadaro, hukama hwepedyo uhwu hunowanzotanga kuipa kana mukwereti akatadza uye muchengeti anova nebasa rekubhadhara. Apa ndipo apo vane guarantors vanoona kuti kune mutengo wakakura wekubhadhara wekuva nerupo uye kuvimba.
Kana munhu ane chikwereti atora chikwereti che800.000 baht pasina chibatiso uye otadza kudzosera, muchengeti anozofanira kudzosera mari huru ye800.000 baht pamwe nemubereko zvichienderana nechiyero chakataurwa muchibvumirano.
Kodzero dzeVachengeti
Vatsigiri vane kodzero yekuramba kubhadhara mubereko wakawedzerwa kana mukweretesi akasavazivisa nezvekutadza mukati memazuva makumi matanhatu, zvichiita kuti vasazokwanisa kubhadhara nekukurumidza. Mumamiriro ezvinhu akadaro, vane guarantors vanofanira kubhadhara mubereko kubva pazuva rekutadza kusvika pazuva rekubhadhara.
Kana vane zvikwereti vakabhadhara zvimwe zvikamu, vane guarantors ndivo chete vane mhosva kune yasara yechikwereti. Vanokurudzirwa kuti vatarise kuti mabhadhare mangani akaitwa kuitira kuti mukweretesi asavanyengedza kuti vabhadhare mari yose pamwe nemhindu.
Vatsigiri vanewo kodzero yekuramba kubhadhara kana paine humbowo hwakakwana hwekuti mukwereti anogona kudzorera uye kuti hazvisi zvakaoma kuti mukweretesi atore muripo.
Rufu harukusununguri pane zvaunosungirwa
Pasi pemutemo, zvisungo zvevanovimbisa hazviperi mushure mekufa. Mushure mekufa kwavo, midziyo yavo inogona kutorwa kuti vabhadhare zvikwereti zvakasara vagari venhaka yavo vasati vawana nhaka yavo. Nomutoo wakapfava, kana vane rubatso vanosiya zvikwereti zvakashata vachida kusiyira hama dzavo zvinhu zvinokosha pashure porufu rwavo, tariro yavo ingava isina maturo.
Muzviitiko izvi, sangano rezvemari rakapa chikwereti ndiro rinonyanya kukosha mukugovewa kwezvinhu zvemufi guarantor. Mudzimai weanovimbisa anogonawo kudiwa kuti abatsire nekubhadhara kana chibvumirano chechikwereti chikaratidza kuti vakasaina sevanovimbisa nemvumo yemumwe wavo.
Kana chibvumirano chechikwereti chikasainwa neanovimbisa, hachigone kubviswa kunze kwekunge chatsanangurwa neimwe nzira mumitemo yechikwereti chesangano rezvemari kana nechibvumirano chevose vane chikwereti nemukweretesi.
Kunobva: Thai PBS
Zvakanaka kuziva.
Kunyangwe kana uchiendesa munhu kuchipatara uyo asingachazvisainira ega, unofanirwa kungwarira kuti usasaine upofu fomu rekubvuma. Izvi zvinogona kureva kuti iwe ndiwe zvakare une mhosva yebhiri.
Iwe ungave wakapusa sei kana kusaziva kusaina tsamba yaunovimbisa zvikwereti zvemumwe munhu, asi haugone kuzadzisa vimbiso iyoyo kana kusundirwa kwasvika pakusundidzira.
Iro ndiro rimwe divi, asi kune rumwe rutivi, iyo institution yaunoshanda nayo semutsigiri inofanirwawo kuisa zvinodiwa kune guarantor, kureva kuti iye pakupedzisira ane zvakakwana zvekushandisa kubhadhara chikwereti kana shamwari kana mhuri isingakwanise.
Mushure mezvose, ivo ndivo nyanzvi: mabhangi uye vanokweretesa. Kwete munhu anongosaina siginicha zvichibva mukunaka kwemoyo wake.
Asi ikoko une gora remari rinouya zvakanaka. Bhangi rinowana mari kubva mukukweretesa mari zvakadaro uye ivo vanozove nehanya kuti zvinobva kupi.
Chero zvazvingava, handifungi kuti zvakanaka kururamisa chete guarantor. Vanokwereta pachavo ndivo vane mutoro.
Hongu zvakanakisa iwe unogona kungova murombo mune izvi, haugone kutora zvikwereti uye haugone kuvimbisa. Ibasa rako pachako kusaina sechivimbiso, usanyunyute mushure. Semuyenzaniso, kune mienzaniso yakawanda apo vanhu vanosaina kana kusaina vozodemba pashure, sekuti kuchata kana kutenga imba nevavakidzani vanonetsa kana kuti motokari yechipiri ine mishonga. Chekutanga
Hans anodaro.
Ini pachangu ndine ruzivo muno muChangmai
Musikana wangu akaita tsaona yemudhudhudhu, aifanira kuendesa amburenzi kuchipatara.
Gumbo rakatyoka raifanira kukandwa.
Ndavemo muchipatara.
Vakandikumbira kusaina.
Akati hapana chandiri kusayina.
Chirungu changu nechiThai hazvina kunaka kudaro
Hapana chavakataura, vakangosaina chete.
Usazviita.
Hans van Mourik
Chikwereti chemumba muThailand chakwira kusvika paavhareji ye559,408 baht pamhuri imwe neimwe, kuwedzera kwe11% zvichienzaniswa negore rapfuura, nekuda kwekunonoka kupora kwehupfumi, denda reCOVID19, kunetsana kwezvematongerwo enyika uye nyaya dzezvematongerwo enyika.
Kunobva: Thai PBS
Zvikonzero zvese zvisina basa. Chikonzero chinoita kuti chikwereti chikwire kana kuti chiwedzere ndechekuti vanhu vanokwereta nekuti vanoda mota (inodhura), IPhone kana handbag yeGucci, havakwereti nekuti hapana chikafu. Izvo zvekupedzisira zvinoonekwa nekuti kune makumi emamiriyoni evane mari yakaderera Thais vane zvakakwana zvekudya, denga pamusoro pemisoro yavo uye inenge yemahara chikoro uye dzidzo. Zvikwereti zvinogona kupindwa chete kana munhu aine mari yakakwana, nekuti ipapo pane hwaro
pakubhadhara kana, semuenzaniso, munhu ane munda kana imba sechibatiso. Dambudziko nevazhinji Thais nderekuti ivo vanoda zvese uye havatore mutoro. Kana ukarasikirwa nebasa kana mari yaunowana, unotengesa mota yako kuti ubhadhare chikwereti chako, asi kwete, Covid anowana mhosva. Kana kuti vanoda mazino machena echando: vanoda imwe 40.000 baht, vanoda rwendo rwekuenda kuJapan, imwe 100.000 baht yaenda, vanoda kurapwa kwekuzora, imwe zviuru mazana maviri bhaht yaenda. Uye saka zvikonzero chaizvo zvinogona kuwanikwa kuti nei vazhinji vaine zvikwereti zvakakura. Oo hongu, chimwe chikonzero: maresitorendi anogara akazara manheru, mukati mezuva vanhu vanoshanda vanodya kunze seyakajairwa; Zvese izvi zvinoreva kuti vazhinji vepakati vepakati Thais vane mari inonzwisisika vanoshandisa chikamu chikuru chemari yavo pakushanya kweresitorendi Wedzera kune iyo mota ine mafuta uye rendi kana remba, uye hongu, mvura inokurumidza kukwira kumiromo. mari ye200.000 baht kana kupfuura pamwedzi.
Icho ichokwadi, chikwereti chinomuka nekukwereta.
Pachave neboka risingakwanise kubata mari yavo nekukanda mari yacho.
Kungofanana neNetherlands, uko vazhinji vanopindawo mudambudziko nekuda kwekutenga maitiro.
Wave kutaura nezve 1 group pano.
Kunyanya munguva yecovid, chikamu chikuru chegoridhe chakatengeswa kuti chirarame.
Nekudaro, Thailand ine system ye "guarantor" yezvikwereti, saka iwe wakapusa sei kuita seanovimbisa? Uye zvakadaro zvinoitika.
Akambobvumirwa kuverenga chidimbu mu AN (TVF) nezve mudzidzisi aive guarantor (hapana chiratidzo / chikonzero nei) kune vadzidzi vake.
Izvozvo zvakamukanganisa zvachose uye akashaya mari. Vadzidzi vakanga vasina kunaka kwazvo kubhadhara.
Kunhuwa kwekutenda, ishoko rakakodzera.
Asi murombo (er) Thai haatenge bhegi reGucci uye haatore chikwereti naro, asi anoverengwa semhuri. Saka chokwadi chikamu chikuru chiri kune vanotambira zvakanyanya nemafungiro avo asina kunaka.
Zvinhu zvinogona kunetsa nemari, sezvandakaverenga vhiki rino.
Murume weBritish ane makore 75, akaroora mukadzi wechiThai kwemakore makumi maviri nematanhatu. Ane resitorendi muThailand, uko zvinhu zvakatonyanya kuipa (zvakakonzerwa naCovid). Mukadzi anofunga kudya homwe yemudyandigere yemurume wake kuti awane mvumo. Hapana chaaiziva nezveizvi uye iye zvino ari mudambudziko. Saka yaiiswa kure zvisiri izvo, sezvo mukadzi aigona kuisvika. Iwe hautarisire chero chinhu mushure memakore makumi maviri nematanhatu muri pamwe?!
Kana kuti unofanira kutarisira izvozvo, mberi. Ziva mamwe mamiriro.
Zvinhu zvakawanda zviri kudhurawo, ukuwo mihoro iri kukwira.
Vazhinji veThais vanoda durian, asi mutengo wakakwira nekuda kwemaChinese kutenga muchero.
Izvi zvinoita sezvinokwanisawo kuva neminda nedzimba zviri nyore, saka mutengo ukakwira.
Tenga durian nemamwe minda yemichero UYE isa vashandi veChinese ipapo!
Iwe unofanirwa kuedza zvakanyanya.
Uye nekuda kweizvi, zvimwe zvinhu zvakare, nekuti kune zvakawanda zvinowanwa nemaChinese.
Mari idope renyika uye hausi kuzowana nzvimbo yekuvimbisa padenga rako muThailand.
Rega munhu akwerete mari uye iwe guarantor? Kwete, Jose.
Iwe haugone kuvimba nemunhu kana zvasvika pamari.
Uye kana usina kugadzikana zvakakwana, zvinogona kukonzera kuzviuraya.
Dambudziko remumwe munhu rave dambudziko rako.
Muzviitiko zvakawanda, guarantors ihama dzevakwereti kana shamwari dzepedyo.
Uye nhengo yemhuri kana shamwari yakanaka nguva dzose inokubatsira, nokuti rimwe zuva iwe uchada rubatsiro rwavo. Ona pano dambudziko riripo, renyika yemubatanidzwa, inozviratidza muhukama hwepedyo hwenguva refu nemhuri yako, hama uye denderedzwa rakakura reshamwari uye vanozivana.
Ipapo ndinonzwisisa kuti hazvisi nyore kurambwa…
Shuwiro yakanaka,