Yan uwa masu karatu,

Ga 'yan Belgium waɗanda ke da taimakon balaguro tare da Christelijke Mutualiteit (CM), an sami canji mai mahimmanci a cikin ɗaukar hoto a cikin 2017.

Taimakon tafiya yana aiki ne kawai a cikin ƙasashe masu zuwa Dubi hanyar haɗin gwiwa: www.cm.be/binaries/Geographical-coverage-CM-reisbijstand_tcm375-181019.pdf

Thailand ba ta cikin wannan jerin don haka ba za ku iya dogaro da taimakon balaguron balaguron ku na CM ba na ɗan gajeren lokaci ko tsayi a Thailand.

Babu wani abu da zai canza ga yara da matasa waɗanda ke da haƙƙin amfanin yara. Kamar a da, taimakon balaguro na CM ya shafi su a duk ƙasashe.

Don hutun da ya fara a cikin 2016 kuma ya ƙare a cikin 2017, za a ci gaba da amfani da ɗaukar hoto na duniya.

Don ƙarin bayani: www.cm.be/diensten-en-benefits/holiday-en-leisure-time/travel help/new-in-2017.jsp

Gaisuwa,

RonnyLatPhrao

31 martani ga "Muhimmin saƙo ga Belgians game da ɗaukar hoto na taimakon balaguro a Christelijke Mutualiteit a cikin 2017"

  1. fernand in ji a

    Na sami wannan amsar daga CM kafin tafiyata a watan Nuwamba 2016

    Daga 2017, biyan kuɗin kula da lafiya a ƙasashen waje za a iyakance shi ta hanyar ƙasa zuwa ƙasashen Bahar Rum da ƙasashen Yammacin Turai da Tsakiyar Turai.

    Lokacin da kake asibiti a ƙasashen waje (tare da kwana na dare), har yanzu kuna jin daɗin biyan kuɗin kulawa na likita a lokacin asibiti. Ba za ku iya ƙara dogara ga Mutas don biyan kuɗin asibiti ba, amma har yanzu kuna iya tura mana da daftarin don biyan diyya bayan dawowar ku. Kulawar gaggawa (misali tuntuɓar, kantin magani,…) za a biya kawai ga ƙasashen yankin da aka ambata a sama.

    Wannan canjin yana aiki don tafiye-tafiye daga 01-01-2017. Don haka idan kun tafi a ranar 27-11-2016, za ku ci gaba da amfani da yanayin da ake ciki har sai kun dawo (mafi yawan watanni 3 daga farkon kulawar likita).

    • RonnyLatPhrao in ji a

      "Don hutun da aka fara a cikin 2016 kuma ya ƙare a 2017, za a ci gaba da amfani da ɗaukar hoto na duniya."

  2. Barry in ji a

    Yana da kyau na karanta thailandblog, in ba haka ba, da zan tafi Thailand nan da makonni biyu ba tare da ingantaccen inshorar likita ba.
    Bana buƙatar sokewa da inshorar kaya saboda haɗarin, amma kuɗin likita yana yi.
    Abin takaici ne cewa ba a haɗa Thailand ba, saboda wani haɗari na yi iƙirarin Taimakon Tafiya na CM shekaru uku da suka gabata saboda wani haɗari, tuntuɓar Mutuas da dai sauransu ya kasance cikakke kuma yana taimakawa sosai wajen aika fax zuwa asibiti da dai sauransu.

    Na gode da buga wannan sakon.

  3. Henry in ji a

    Lokaci ya yi da za a canza kamfanonin inshorar lafiya.

    • Daniel M. in ji a

      Har zuwa yaushe?

  4. Paul Vercammen in ji a

    Wannan ba don CM kawai ba ne har ma ga OZ, ban sani ba game da taka tsantsan? Don haka inshorar tafiye-tafiye shine kawai zabin da nake tunani ko akwai wasu zabin???

  5. Alex in ji a

    Sauƙi mai sauƙaƙa don canzawa zuwa taka tsantsan, za su yi saurin goge su tare

  6. Dauda H. in ji a

    Rikicin (sc. Mutualiteiten) har yanzu yana magana (a yanzu watakila..?) na DUNIYA.

    ..."Ka nemi katin MUTAS naka. Ɗauki wannan taswirar tare da ku duk inda kuka je. Ta haka ake kiyaye ku a duk duniya.”

    ..http://www.devoorzorg.be/antwerpen/voordelen-advies/terugbetalingen-ledenvoordelen/terugbetalingen-voordelen/vrije-tijd/Vakantie/Pages/Reisbijstandsverzekering-MUTAS.aspx

    • Dauda H. in ji a

      Don zama na dogon lokaci a ƙasashen waje, watakila wannan daga AXA, Yuro 450, komawa gida ("matattu ko da rai" lol…) ya haɗa, da alama ya zama na musamman ga Expatts.

      https://www.assudis.be/nl/expatwar.aspx

  7. Joan rammers in ji a

    Canja juna. Kuna iya tabbatarwa kawai. Sadarwa mai ban mamaki

  8. Unclewin in ji a

    Na gode da wannan bayanin. Shin kuma an san abin da sauran kudaden haɗin gwiwar ke yi da wannan?
    Ina tsammanin sun kuma yi aiki ta hanyar Mutas. Shin yanke shawara ne a Mutas ko kawai a CM?
    Godiya a gaba don kowane ƙarin bayani.

    • RonnyLatPhrao in ji a

      Mutas cibiyar gaggawa ce kawai

      Inshorar tafiye-tafiye ya dogara da ƙa'idodin kamfanin inshorar ku.

      A halin yanzu SocMut ne kawai (ko watakila hanyoyin jirgin kasa ban sani ba) wanda ke rufe Thailand amma na tsawon watanni 3.
      Sauran kuɗaɗen inshorar lafiya a baya sun sanya takunkumi kan ɗaukar hoto kuma Thailand, alal misali, an riga an soke su.

  9. RonnyLatPhrao in ji a

    Canza ga Kariyar a halin yanzu yana da ma'ana kawai idan zaman ku bai wuce watanni 3 ba.

    Duba dokoki
    http://www.devoorzorg.be/SiteCollectionDocuments/Formulieren/300/StatutenMutas.pdf

    Sashi na 2.2. Sharuɗɗa

    c. "Zamanin ɗan lokaci a ƙasashen waje yana da halayen nishaɗi kuma baya wuce watanni 3"

  10. janssen marcel in ji a

    Kuna tafiya watanni 3 na ƙarshe na shekara da watanni 3 masu zuwa na shekara mai zuwa, wato watanni 6, amma ku kula idan kun sami rashin lafiya ko haɗari, shirin na watanni 3 ya fara. Gaisuwa

    • RonnyLatPhrao in ji a

      Wannan ba daidai bane ina jin.
      Jimlar tsawon zama ne ke da ƙima. Ba a ƙidaya shi daban saboda akwai juyi na shekara a wani wuri a cikin hutun ku.
      Sharuɗɗan ƙungiyar kuma ba su bayyana cewa ana la'akari da shekarar kalanda ba. Akwai iyakar iyakar watanni 3 kawai.

      Idan ka tafi watanni 3 na karshe na shekara da watanni 3 na shekara mai zuwa, wannan zaman watanni 6 kenan ba sau 2 sau 3 ba saboda ana samun juyawar shekara ta rabi.
      Kuna iya sake farawa watanni uku kawai ta zama a Belgium.

      Amma hey, watakila akwai sabbin dokoki a wani wuri da ke faɗin wannan.
      Kowa yana yin abin da yake so, ba shakka, amma har yanzu zan yi hankali da wannan.

    • Cornelis in ji a

      Ga alama ba zai yiwu ba a gare ni, iyakance zuwa watanni 3 ba a kowace shekara ba. Kafin in dogara da irin wannan magana zan so a rubuta ta…………

  11. janssen marcel in ji a

    Ƙarin bayanin da ya gabata. Wannan shi ne abin da suka gaya mini game da taka tsantsan shekaru 1.5 da suka wuce.

  12. Berghgracht Serge in ji a

    Duk kudaden inshorar lafiya yanzu suna da iyakacin iyaka ga Turai. Ƙarin inshorar balaguro na ɗan lokaci yana ba da sauƙi don ɗan gajeren tafiya…. amma yana da kyau a biya kuɗin kuɗi na shekara-shekara don, misali, taimakon Ethias ko Allianz. Inshora mai arha kuma mai kyau a duk duniya!

  13. Nelly in ji a

    Kafin mu ƙaura zuwa Tailandia na dindindin, koyaushe muna da inshorar tafiya tare da Turawa.
    Idan kun zauna a ƙasashen waje na watanni 6 kuma kuna biyan mu Yuro 2 a kowace shekara don mutane 150.
    kudin magani kawai.
    Yanzu muna da inshora na waje tare da AXA. Yuro 450 ga mutum a kowace shekara.

    • Fred in ji a

      Yi hankali da irin wannan inshorar tafiya. Tare da inshorar balaguro, iyakar lokacin da zaku iya zama a ƙasashen waje a jere shine watanni 6. Kuma wannan shine kawai lamarin da wasu… gami da martabar Taimakon Turai.

      Sunan expat kuma yana ɗan ɓarna. Ganin cewa dole ne ku kula da mazaunin ku a Belgium tare da duk waɗannan manufofin inshora.
      To a gaskiya kai ba dan kasar waje ba ne. Inshora na gaske (mai gida a ƙasashen waje) ya bambanta sosai. Kuma yana kashe mutane da yawa.

      • Cornelis in ji a

        Yi hankali da inshorar tafiya. Wasu kawai suna rufe tafiye-tafiye har zuwa kwanaki 45 - mai ban haushi lokacin da kawai ka gano lokacin da ya yi latti.

  14. Rene in ji a

    Wannan hakika yanke shawara ne na gudanarwar Cm kuma bayan bincike da yawa na gano cewa DE PRECAUTION haɗin gwiwar har yanzu yana ba da wannan murfin gabaɗaya.

  15. Rene in ji a

    ba shakka dole ne ya ba da batunsa fiye da dokokin DT

  16. Chris.d in ji a

    Na gode da saƙon, zan canza kawai zuwa taka tsantsan sannan.

  17. so in ji a

    hakika gaskiya ne cewa har yanzu soc yana rufe naman nama. Ina inshora da CM, kuma bayanin da ke sama daga CM shima daidai ne. Idan an ba ku inshora da soc mut kuma za ku tafi tsawon watanni 3 a ƙarshen shekara da watanni 3 a farkon shekara mai zuwa a jere, ba za a karɓi wannan ba. Yanzu ina da Europ Assistance na shekara 1. dole ne ya kasance a Belgium na akalla kwanaki 15 kowane watanni shida. Duk da haka, iƙirarin Fernand na cewa har yanzu za a biya shi bayan kwana ɗaya a asibiti ba daidai ba ne. Adadin da za ku ci gaba kuma ba za a mayar da shi ba.
    cm da soc mut duka biyu suna aiki tare da mutas. amma mutas yana amfani da sharuɗɗan kamfanin inshora na kiwon lafiya inda ake inshora. A halin yanzu Mutas yana tsara komai don SoC Mut, amma ba don CM ba, misali a Thailand.

    so

    • Jan in ji a

      Yi hakuri Wil, Fernand ya yi daidai. Har yanzu ana mayar da kuɗin asibiti a CM bisa ga ƙididdiga na BELGIAN, amma MUTAS baya ci gaba. Amma ba zan dauki kasadar ba saboda farashin a asibitoci masu zaman kansu ba su da iko, yawancin na Belgium. (Bayanin da aka samu daga Mrs. Costermans - Cibiyar Tuntuɓar CM Leuven)

  18. Jacques in ji a

    An ji ta, ta, cewa Voorzorg har yanzu yana ɗaukar duk wani kuɗin kiwon lafiya na Thailand.
    Tare da Etias, inshorar asibiti na ƙasashen waje da Thailand ba matsala! Da fatan ba za ku taɓa buƙata ba! Shin kun taɓa yin mamakin yadda, duk da gudummawar da ake bayarwa kowane wata, waɗannan kuɗaɗen haɗin gwiwar suna fuskantar matsalolin kuɗi?

  19. pratana in ji a

    Idan wannan zai iya taimakawa a nan don FMSB (kamfanin inshorar haɗin gwiwar gurguzu da Partana (kamfanin inshorar haɗin gwiwar masu sassaucin ra'ayi) ba ya aiki, duba hanyar haɗin (s) a ƙasa.
    - https://www.fsmb.be/mutas-bijstand-in-het-buitenland
    - http://www.partena-ziekenfonds.be/nl/ziekenfonds-en-voordelen/voordelen-en-terugbetalingen/dringende-zorgen-buitenland
    kuma an gaya mini cewa sauran za su bi kamar yadda yanzu ya bayyana CM .
    hanyar haɗin da aka riga aka ambata (wanda aka riga aka ambata) daga De Voorzorg, idan mutum ya karanta abubuwan da aka cire a hankali, ba zan ba da shawarar ba, amma kowa yana da nasa zabi na shakka, ina tsammanin kawai don "na wucin gadi" ba a matsayin ɗan ƙasa ba, don haka idan ka fara amfani da duk fa'idodin cikin gida akan Littattafan kowane kamfani na inshorar lafiya, yana da daraja canzawa daga amintaccen asusun inshorar kiwon lafiya, sanin cewa inshorar tallafin balaguro ba shi da tsada ko kaɗan ga matafiya, wato, ba ƴan ƙasar waje ba (€450 ga shekara a matsayin matafiyi, amma a matsayin ɗan ƙasar waje dole ne ku biya hakan kowane wata).
    -http://www.devoorzorg.be/SiteCollectionDocuments/Formulieren/300/StatutenMutas.pdf
    voila ga masu amfana 🙂

  20. Jan in ji a

    Bayan tuntuɓar cibiyar tuntuɓar CM Leuven, Misis Costermans ta shawarce ni sosai da in yi inshorar balaguro yayin da juna kawai ke biyan kuɗin asibiti bisa ga nomenclature na BELGIAN !!!! A kowane hali, a Tailandia dole ne ku biya KOWANE da kanku kuma a Belgium za a mayar muku da kuɗin ku ne kawai gwargwadon ƙimar ƙididdiga kuma za ku kasance cikin babban abin mamaki. Kwanan nan wani masani ya biya 1200000 THB akan stent 2!!!!!!

    • Dauda H. in ji a

      Shi ya sa inshora tare da komawa gida ya zama dole, to, za ku iya samun abin da ya kamata a yi a cikin ƙasarku, har ma ku bar su su zaɓi abin da ya fi arha a gare su ..., kuma a ƙarshe a matsayin ɗan ƙasar waje za ku iya yin haɗarin mutuwa. a Tailandia kuma mayar da mamaci gida yana da tsada sosai, shi ya sa na ambaci axa post dina na “matattu ko a raye” maidowa ciki har da abokin tarayya….

      https://www.assudis.be/nl/expatwar.aspx = Axa 450 a kowace shekara p/mutum

  21. daniel in ji a

    Wato CM GA BAKI
    Na kwashe shekaru 45 ina biyan kudin sufuri idan ina bukatar sufuri
    a Belgium yanzu na yi tiyata kuma sai da na yi sufuri
    daga Pellenberg zuwa Ter Duinen kuma yanzu CM ba ya son ya biya ni
    ga wadancan .
    Na yi imani CM na kasashen waje ne
    Mafi kyau na dakatar da kuɗin memba kuma ina fata wasu ma
    da matsaloli.


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